M&T Bank

Manage design, development, and performance of stablecoin products for commercial clients with cross-functional collaboration. | Bachelor's degree with 5+ years in marketing, product management, finance, or related fields, ideally with fintech experience. | Overview: The Digital Assets Product Manager is responsible for the design, development, and ongoing performance of one or more stablecoin product offering for Commercial clients. The Digital Assets Product Manager collaborates across lines of business, IT, Operations, Risk, and key strategic external partners to deliver secure, scalable, and regulatory-compliant solutions. Primary Responsibilities: Manage all aspects of new product implementation and existing product modifications, including the design and development of new services Review new developments in markets, evaluating and recommending new services or new products, or the modification of existing services or products Support the development of a product vision, strategy, and roadmap for digital asset offerings, ensuring alignment with business goals and market needs Develop business case recommendations for investment to executive sponsors Evaluate market entry digital asset products such as coin issuance, tokenized deposits, wallet management, B2B and cross-border payments, reserve management, and crypto settlement services Establish partnerships with important external entities in the digital asset sector to enhance the Bank's time-to-market and presence in potential business models Support work to integrate with blockchain infrastructure players, both existing and emerging Ensure compliance with relevant regulations (e.g., KYC/AML, financial risk management) and coordinate regulatory submissions when required. Support the development of a stablecoin risk management control framework Gather user feedback, monitor market trends, and analyze key performance metrics to refine products and drive adoption Partner with Sales and Relationship Management to stay deeply connected to the voice of the customer, and deliver clear sales‑enablement collateral and support in new product capabilities and enhancements Education and Experience Required: Bachelor’s degree 5 years’ proven marketing, product management, financial, operations and/or project management experience. 1-3 years of product management experience in fintech, payments or blockchain/digital assets sectors is highly desirable. OR in lieu of a degree, A combined minimum of 9 years’ higher education and/or work experience, including a minimum of 5 years’ proven marketing, product management, financial, operations and/or project management experience. Desired Experience: 3–6+ years of product management experience in fintech, payments, or blockchain/digital asset sectors. Basic understanding of blockchain technology, stablecoin mechanics (issuance, redemption, collateralization), and smart contracts. Knowledge of regulatory frameworks and compliance requirements for digital assets. Excellent communication, leadership, and cross-functional collaboration skills. Ability to translate complex technical and regulatory concepts into user-centric solutions. Familiarity and experience with stablecoin issuers (e.g., USDC, USDT), blockchain infrastructure players, on-chain analytics, and interoperability protocols. This role is ideal for a proactive, detail-oriented individual who is passionate about transforming payments and digital assets through innovative stablecoin solutions. #LI-LA1 M&T Bank is committed to fair, competitive, and market-informed pay for our employees. The pay range for this position is $89,600.00 - $149,300.00 Annual (USD). The successful candidate’s particular combination of knowledge, skills, and experience will inform their specific compensation. The range listed above corresponds to our national pay range for this role. The specific pay range applicable to you may vary based on your location. Location Clanton, Alabama, United States of America Great companies have an enduring sense of purpose. At M&T, our purpose is a simple one: make a difference in people’s lives and uplift the communities we serve. M&T Bank Corporation is a financial holding company headquartered in Buffalo, New York. M&T’s affiliates offer advice, guidance, expertise and solutions across the entire financial spectrum, combining M&T Bank’s traditional banking services with the wealth management and institutional capabilities offered by Wilmington Trust. M&T Bank has a network of over 1,000 branches and 2,200 ATMs that span 12 states from Maine to Virginia and Washington, D.C. For more than 165 years, M&T has strived to take an active role in our communities and build long-lasting relationships with our customers. We are a bank for communities—combining the capabilities of a large bank with the care of a locally focused institution. As an employer of choice, we are proud to offer competitive benefits ranging from medical and retirement to forty hours of paid volunteer time, each year. Our core values – integrity, ownership, collaboration, curiosity, and candor – drive the work we do. We seek to further build upon our record of success by bringing in top talent and fresh skill sets while continuing to support the growth and development of all our team members. View M&T’s Human Capital Report to learn more. Ready to join our team? Submit your application today! If you are unable to apply through this site due to technical issues or need an accommodation to apply, please contact us at careersitesupport@mtb.com for assistance. M&T Bank is unwavering when it comes to providing equal employment opportunities to all employees and applicants without regard to race, color, national origin, religion, ethnicity, sex, gender identity, age, disability, citizenship, pregnancy, veteran status, military status, marital status, sexual orientation, genetic information or any other characteristic protected under applicable federal, state or local laws. M&T Bank Corporation has policies and procedures in place to promote a drug free workplace. Career Site Privacy Notice

Manage client onboarding, compliance testing, waterfall calculations, and reporting for loan and CLO portfolios. | Requires 3+ years in loan or structured finance, familiarity with loan products, and system experience like LoanIQ; your background does not align with these technical requirements. | Overview: As part of the Loan Market Solutions Division, the CLO & Loan Administration team provides trustee & custodian services to sophisticated loan asset managers. Wilmington is responsible for tracking and maintaining all daily activity including the collection of payments and investor waterfall distributions. Additionally, the team monitors and reports on various portfolio compliance requirements related to the underlying portfolio asset attributes. Join our dynamic experienced team focused on enhancing overall client experience through technology and continuous process improvement. Candidates who are interested in a fast-paced environment with career advancement opportunities should apply. Primary Responsibilities: Continuous reassessment and evaluation of processes is engrained in the team’s DNA. We take a collaborative approach to identifying, assessing, developing, and implementing solutions across the platform. Additionally, we anticipate special projects and initiatives to be a regular occurrence for team members to participate in. You’ll gain experience by: Responsible for acting as single point of contact for key client relationships Collaborate with operations and analytics teams to meet client objectives and deliverables Collaborate with Business Development/Sales to secure new client mandates Ability to interpret CLO indentures, credit agreements and various other structured finance documentation Responsible for managing client onboarding including account opening process, KYC procedures and documentation review Ability to calculate and verify compliance testing and waterfall calculations Perform and interpret hypothetical trade testing Perform monthly and quarterly reconciliations for required reporting including CLOs, SMAs and Borrowing Base Facilities Liaise with auditors, underwriters, CLO managers, investors, private debt managers and various other parties involved Exposure across entire lifecycle of servicing loan clients including account setup, KYC procedures, global asset setup & maintenance, notice processing, warehouse reporting, CLO / Compliance Reporting & waterfall payments Understanding and adhering to the Company’s risk and regulatory standards, policies and controls in accordance with the Company’s Risk Appetite. Identify risk-related issues needing escalation to management. Maintaining M&T internal control standards, including timely implementation of internal and external audit points together with any issues raised by external regulators as applicable. Completing other related duties as assigned. Education and Experience Required: Combined minimum of 3 years higher education and/or work experience independently and collaboratively across the organization. Advanced Microsoft Office Skills Strong analytical and problem-solving skills Excellent written and verbal communication skills for both an internal and external audience Ability to thrive in an entrepreneurial, fast-paced growth environment Education and Experience Preferred: Bachelor’s degree focused on Finance, Business, Economics or Accounting and a minimum of 5 with direct client contact years’ relevant work experience Exceptional organizational skills with an attention to detail Excellent interpersonal and analytical skills with a strong balance of qualitative and quantitative skills Demonstrated ability to work as part of a team, as well as contribute on an individual basis Familiarity with various loan products – Bi-Lateral ABL Facilities, SMAs, Private Funds, MM & BSL CLOs, Business Development Companies Professional work experience at CLO Trustee, Loan Agent/Bank, Middle Office Provider or CLO Manager System / Application experience - Clearpar, Solvas/CDO Suite, SEI, Wall Street Office, LoanIQ At M&T Bank, we make a difference in people’s lives. For more than 160 years, we’ve been providing our customers with guidance and financial solutions, leading our communities through challenges and growth opportunities, and empowering our employees to build purpose-driven careers. Our talent and culture set us apart. Our core values drive the work we do – integrity, ownership, collaboration, curiosity, candor. We seek to further build upon our record of success by bringing in diverse talents and fresh skill sets while supporting the growth and development of all team members. At M&T, we are a talent and people driven organization. Take a peek inside M&T’s Human Capital Report to learn how it feels to be one of our 17,000+ employees. We are constantly renewing. Our future success relies on our ability to understand what’s important to our customers and use that understanding to build new and innovative customer experiences. We support our employees every step of the way. Competitive compensation Full medical & dental benefits, Heath Savings & Flexible Spending Accounts, and life/disability insurance Generous paid time off (PTO) plus 11 paid holidays and an option to buy additional PTO 401(k) match at 5% with options for Roth and discretionary employer contributions A deep commitment to equity, including 14 resource group charters, a D&I sponsorship program, 40 annual paid volunteer hours and more Various options for tuition assistance, paid parental leave, stock purchase, wellness and employee discounts Position may be based anywhere throughout the U.S. M&T Bank is committed to fair, competitive, and market-informed pay for our employees. The pay range for this position is $80,900.00 - $134,800.00 Annual (USD). The successful candidate’s particular combination of knowledge, skills, and experience will inform their specific compensation. The range listed above corresponds to our national pay range for this role. The specific pay range applicable to you may vary based on your location. Location: Clanton, Alabama, United States of America Great companies have an enduring sense of purpose. At M&T, our purpose is a simple one: make a difference in people’s lives and uplift the communities we serve. M&T Bank Corporation is a financial holding company headquartered in Buffalo, New York. M&T’s affiliates offer advice, guidance, expertise and solutions across the entire financial spectrum, combining M&T Bank’s traditional banking services with the wealth management and institutional capabilities offered by Wilmington Trust. M&T Bank has a network of over 1,000 branches and 2,200 ATMs that span 12 states from Maine to Virginia and Washington, D.C. For more than 165 years, M&T has strived to take an active role in our communities and build long-lasting relationships with our customers. We are a bank for communities—combining the capabilities of a large bank with the care of a locally focused institution. As an employer of choice, we are proud to offer competitive benefits ranging from medical and retirement to forty hours of paid volunteer time, each year. Our core values – integrity, ownership, collaboration, curiosity, and candor – drive the work we do. We seek to further build upon our record of success by bringing in top talent and fresh skill sets while continuing to support the growth and development of all our team members. View M&T’s Human Capital Report to learn more. Ready to join our team? Submit your application today! If you are unable to apply through this site due to technical issues or need an accommodation to apply, please contact us at careersitesupport@mtb.com for assistance. M&T Bank is unwavering when it comes to providing equal employment opportunities to all employees and applicants without regard to race, color, national origin, religion, ethnicity, sex, gender identity, age, disability, citizenship, pregnancy, veteran status, military status, marital status, sexual orientation, genetic information or any other characteristic protected under applicable federal, state or local laws. M&T Bank Corporation has policies and procedures in place to promote a drug free workplace. Career Site Privacy Notice

Perform credit analysis, monitor credit portfolios, and assess creditworthiness of clients in a commercial banking context. | Bachelor's degree in Finance, Accounting, Economics, or related field, with at least 2 years of experience in financial analysis or credit analysis; proficiency in financial modeling and analysis of credit metrics. | Location: This position is available to work a hybrid schedule in one of the commercial bank regions. Overview: A member of the Commercial Credit team that partners with senior team members supporting the duties of underwriting and the on going monitoring of a portfolio of credit relationships. Responsible for performing supporting analysis, identifying risk issues, and completing sections of credit analysis, as needed, to assess the creditworthiness of commercial clients. Primary Responsibilities: Facilitate the credit needs of customers by underwriting new requests and material modifications from deal screen through approval and for the life of the loan. This analysis may include recommending adding or removing conditions. Manage the ongoing credit risk of existing loan portfolios through continuous credit monitoring (CCM) activities enabling the timely identification of emerging credit risk so that appropriate actions can be taken to manage the risk, minimize losses and assign an accurate risk rating. A CCM program includes but is not limited to annual reviews, interim update memos, a covenant monitoring program, problem loan management, early warning indicators, and other forms of credit surveillance. Review all pertinent credit and financial information, including but not limited to financial statements, tax returns, due diligence reports, credit bureaus, appraisals, internal credit information, industry research and peer data. Determine the need for more thorough investigation or additional information. Analyze financial information and related materials and complete the credit analyses for the Bank’s commercial transactions. Written analyses to include an independent credit quality assessment with well-supported risk rating, identification of and description of credit risks and mitigants, industry concerns, market trends, financial trends, and other pertinent credit issues of respective deals. Make appropriate structure recommendations based on an analysis and evaluation of scenarios including the company's case, bank's base case and a downside case. As part of managing the ongoing credit risk of existing portfolios, identify suspicious activity and activity that may be contrary to customer's interest. Partner proactively with relationship managers (RM) and be intimately involved throughout the deal process, from deal screen through approval and for the life of the loan to maintain timely and accurate risk ratings for a portfolio of commercial credits. Spread financial statements and prepare financial / projection models designed to sensitize various conditions impacting the proposed transaction. Prepare cash flow, collateral schedules, covenant sensitivity calculations, financial models, and guarantor statement analysis as appropriate. Attend client/prospect calls with RMs to gain a thorough understanding of the client/prospect and their business to effectively analyze and underwrite the proposed transaction. Based on underwriting parameters, recommend the risk rating. Prepare summary, present facts, and offers opinions concerning credit-worthiness. Present analysis or address questions during credit request discussions or committee presentations. Ensure credit policy compliance by verifying adherence of underwriting to the Commercial Credit Policy and commenting on any risk associated with non-compliance. Understand and adhere to the Company’s risk and regulatory standards, policies and controls in accordance with the Company’s Risk Appetite. Identify risk-related issues needing escalation to management. Promote an environment that supports belonging and reflects the M&T Bank brand. Maintain M&T internal control standards, including timely implementation of internal and external audit points together with any issues raised by external regulators as applicable. Complete other related duties as assigned. Scope of Responsibilities: Commercial Credit is responsible for the credit delivery of the Bank's commercial clients throughout the credit lifecycle. Credit assessments range from initial analyses of new relationships to the Bank to material modifications or restructurings of long-term relationships and ongoing monitoring through the life of the loan. Commercial Credit is also responsible for ensuring the accurate completion of the Bank's risk rating scorecards and financial statement spreads. The work completed in this capacity is used to make credit decisions for new or renewed or amended credit transactions. The position interacts with commercial banking relationship managers throughout the bank’s footprint and industry verticals as well as other internal personnel on credit approvals. Customer interaction is expected. Works independently with limited supervision. Supervisory/Managerial Responsibilities: N/A Education and Experience Required: Bachelor's degree in Accounting, Finance, Economics or related field and 2 years’ experience in commercial credit, public accounting, financial statement preparation/analysis or other financial analysis. In lieu of a degree, a combined minimum 6 years' higher education and work experience to include 2 years’ experience in commercial credit, public accounting, financial statement preparation/analysis or other financial analysis. Strong analytical skills with proficiency in financial modeling and analysis of credit metrics. Strong verbal and written communication skills. Critical thinking and problem-solving abilities. Attention to detail with a high level of accuracy. Strong organizational and time management skills. Ability to work independently and as a part of a team. Customer focused with strong interpersonal skills. Proficiency with Microsoft Office. Education and Experience Preferred: Experience with Capital IQ, FactSet, and Bloomberg preferred. M&T Bank is committed to fair, competitive, and market-informed pay for our employees. The pay range for this position is $78,700.00 - $131,100.00 Annual (USD). The successful candidate’s particular combination of knowledge, skills, and experience will inform their specific compensation. Location Baltimore, Maryland, United States of America Great companies have an enduring sense of purpose. At M&T, our purpose is a simple one: make a difference in people’s lives and uplift the communities we serve. M&T Bank Corporation is a financial holding company headquartered in Buffalo, New York. M&T’s affiliates offer advice, guidance, expertise and solutions across the entire financial spectrum, combining M&T Bank’s traditional banking services with the wealth management and institutional capabilities offered by Wilmington Trust. M&T Bank has a network of over 1,000 branches and 2,200 ATMs that span 12 states from Maine to Virginia and Washington, D.C. For more than 165 years, M&T has strived to take an active role in our communities and build long-lasting relationships with our customers. We are a bank for communities—combining the capabilities of a large bank with the care of a locally focused institution. As an employer of choice, we are proud to offer competitive benefits ranging from medical and retirement to forty hours of paid volunteer time, each year. Our core values – integrity, ownership, collaboration, curiosity, and candor – drive the work we do. We seek to further build upon our record of success by bringing in top talent and fresh skill sets while continuing to support the growth and development of all our team members. View M&T’s Human Capital Report to learn more. Ready to join our team? Submit your application today! If you are unable to apply through this site due to technical issues or need an accommodation to apply, please contact us at careersitesupport@mtb.com for assistance. M&T Bank is unwavering when it comes to providing equal employment opportunities to all employees and applicants without regard to race, color, national origin, religion, ethnicity, sex, gender identity, age, disability, citizenship, pregnancy, veteran status, military status, marital status, sexual orientation, genetic information or any other characteristic protected under applicable federal, state or local laws. M&T Bank Corporation has policies and procedures in place to promote a drug free workplace. Career Site Privacy Notice

Monitor foreclosure progress, collaborate with legal counsel, and review loan statuses. | Requires 2+ years in foreclosure or related field, detail-oriented, and proficient in Word and Excel. | Job Description: • Monitor progress of foreclosures through queues and reporting • Work with foreclosure attorney, outside counsel, and/or in-house counsel to resolve disputes • Serve as primary escalation contact for associates and other departments • Research, validate, and update loans in foreclosure exception reports • Conduct a review of all assigned loans at least every 30 days Requirements: • A combined 4 years’ higher education and/or work experience • Minimum of 2 years’ Default Servicing related field experience (e.g., Collections, REO, Loss Mitigation) • Working knowledge of word processing and spreadsheet software • Detail oriented • Strong analytical and problem-solving skills Benefits: • Medical and retirement plans • Forty hours of paid volunteer time each year

Lead the strategy, development, and operation of enterprise platform capabilities to support modern software engineering practices. | Extensive experience in engineering, platform/cloud engineering, DevOps, or infrastructure roles, with leadership experience in managing large teams and driving modernization initiatives. | Senior Engineering Manager, Platform Engineering Location: Buffalo, NY or Wilmington, DE Department: Technology Overview We are seeking a Director of Platform Engineering to lead the strategy, development, and delivery of the platforms and capabilities that power modern software engineering across the enterprise. This leader will build and mature the internal capabilities that enables teams to ship software that is secure, reliable, scalable, and fully automated across cloud and on‑premise environments The Director will guide the organization’s adoption of CI/CD, Infrastructure as Code, container platforms, observability, governance automation, and self‑service delivery models, reducing cognitive load for product engineering teams and accelerating time‑to-value. This role requires close partnership with Architecture, Cybersecurity, Cloud & Infrastructure Ops, Business Technology, Compliance, and Product Engineering to ensure platform capabilities align with business goals, modern engineering practices, and enterprise standards. The ideal candidate is a hands-on strategic thinker with deep experience modernizing engineering ecosystems, building high‑performing teams, and driving adoption of scalable platform capabilities. Key Responsibilities Platform Strategy & Vision Define and own the platform engineering strategy, roadmap, and long‑term vision aligned to organizational and technology goals. Establish and evolve the internal developer offerings, including golden paths, paved-road standards, and self‑service capabilities. Platform Engineering Execution Lead development and operation of core platform components including: CI/CD pipelines and deployment automation Infrastructure as Code frameworks Cloud and hybrid infrastructure foundations Container orchestration platforms (Kubernetes) Observability and monitoring toolchains Secret management, configuration management, and policy‑as‑code Ensure platforms are secure, resilient, scalable, and optimized for developer experience. Enablement of Modern Engineering Practices Champion DevOps, SRE, and automation-first approaches across engineering teams. Reduce delivery friction by standardizing reusable patterns, templates, reference architectures, and automated deployment workflows. Promote a You Build It, You Own It culture through platforms that simplify operational ownership for teams. Cross-Functional Partnership Collaborate closely with Architecture, Cybersecurity, and Cloud/Infrastructure Ops to ensure platforms adhere to enterprise architecture, security, and compliance frameworks. Partner with product and application engineering teams to drive adoption, gather feedback, prioritize enhancements, and scale successful patterns. Interface with senior business and technology leaders to communicate platform strategy, progress, and outcomes. Operational Excellence Implement and oversee reliability engineering practices including SLOs/SLIs, incident management, error budgets, and proactive quality measures. Ensure effective monitoring, alerting, logging, and operational automation are embedded into platform capabilities. Drive continuous improvement through data-driven insights, including developer experience KPIs and delivery performance metrics. Leadership & Talent Development Lead, mentor, and grow a high-performing platform engineering organization composed of managers, team leads, and senior engineers. Drive a team culture of innovation, accountability, inclusion, and continuous learning. Manage budget, staffing plans, vendor partnerships, and resource allocation for platform initiatives. Supervisory / Managerial Responsibilities Typically manages 20–50 team members through direct and indirect reports. Responsible for performance management, talent development, staffing, and organizational design. Required Qualifications Bachelor’s degree in Computer Science, Engineering, or related field (or equivalent experience) 10+ years of experience in engineering, platform/cloud engineering, DevOps, or infrastructure roles 5+ years of experience leading engineering teams, including people management Strong technical expertise across: Cloud environments (Azure, AWS, or GCP) CI/CD tools (Azure DevOps, GitHub Actions, GitLab, Jenkins, etc.) Infrastructure as Code (Terraform, Bicep, CloudFormation) Kubernetes or similar container orchestration platforms Monitoring/observability solutions (Prometheus, Grafana, Datadog, Splunk, etc.) Demonstrated ability to lead modernization initiatives and drive adoption of new engineering practices Strong executive communication, strategic thinking, and cross‑functional influence Preferred Qualifications Master’s degree in a technical or business-related discipline Experience leading platform engineering in large-scale or regulated environments Background implementing FinOps practices and optimizing cloud cost models Working knowledge of SRE frameworks and operational excellence programs Experience with service mesh, API gateways, developer portals, or IDP frameworks (Backstage, Tanzu, etc.) Education and Experience Required: A combined minimum of 13 years’ higher education and/or work experience, including a minimum of 4 years’ engineering and/or architecture experience and 9 years' technology management / program leadership experience including people management Proficiency with pertinent project management, word processing and spreadsheet applications Capable of working on multiple projects of a complex nature Experience on large system enhancements, conversions, and production problem resolution Complete understanding of the system development life cycle Excellent problem-solving skills to assist in issue resolution Familiar with application development software and hardware platforms Understanding business(es) supported and its’ terminology Excellent verbal and written communication skills Excellent analytical skills Excellent decision-making skills Excellent organizational and time management skills Prior experience encouraging teamwork and serving as role model when leading and directing others Understanding of technical, business and operational impacts of a project or problem Confidence in leading multiple teams often in different geographic locations and time zones Prior experience presenting to senior management M&T Bank is committed to fair, competitive, and market-informed pay for our employees. The pay range for this position is $167,600.00 - $279,400.00 Annual (USD). The successful candidate’s particular combination of knowledge, skills, and experience will inform their specific compensation. The range listed above corresponds to our national pay range for this role. The specific pay range applicable to you may vary based on your location. Location Clanton, Alabama, United States of America Great companies have an enduring sense of purpose. At M&T, our purpose is a simple one: make a difference in people’s lives and uplift the communities we serve. M&T Bank Corporation is a financial holding company headquartered in Buffalo, New York. M&T’s affiliates offer advice, guidance, expertise and solutions across the entire financial spectrum, combining M&T Bank’s traditional banking services with the wealth management and institutional capabilities offered by Wilmington Trust. M&T Bank has a network of over 1,000 branches and 2,200 ATMs that span 12 states from Maine to Virginia and Washington, D.C. For more than 165 years, M&T has strived to take an active role in our communities and build long-lasting relationships with our customers. We are a bank for communities—combining the capabilities of a large bank with the care of a locally focused institution. As an employer of choice, we are proud to offer competitive benefits ranging from medical and retirement to forty hours of paid volunteer time, each year. Our core values – integrity, ownership, collaboration, curiosity, and candor – drive the work we do. We seek to further build upon our record of success by bringing in top talent and fresh skill sets while continuing to support the growth and development of all our team members. View M&T’s Human Capital Report to learn more. Ready to join our team? Submit your application today! If you are unable to apply through this site due to technical issues or need an accommodation to apply, please contact us at careersitesupport@mtb.com for assistance. M&T Bank is unwavering when it comes to providing equal employment opportunities to all employees and applicants without regard to race, color, national origin, religion, ethnicity, sex, gender identity, age, disability, citizenship, pregnancy, veteran status, military status, marital status, sexual orientation, genetic information or any other characteristic protected under applicable federal, state or local laws. M&T Bank Corporation has policies and procedures in place to promote a drug free workplace. Career Site Privacy Notice

Design, implement, and manage complex technical solutions, review documentation, and mentor staff. | Minimum 6 years in systems design, management, or architecture with advanced technical and analytical skills, and experience in infrastructure technologies. | Overview: Serves as advanced technologist for an individual technology or set of technologies. Primary Responsibilities: Work closely with Technology management, senior Engineers, and support teams on a regular basis to implement and manage the design, development, and execution of technical solutions that meet or exceed current and future needs of the organization. Responsibilities may include infrastructure review, implementation, and design, creation of support and architectural documentation, standards, policies, analysis, and testing. Regularly and independently interact with business partners of varying associate and management levels to ensure clarity of the problem/opportunity and elicit business requirements. Coordinate vendor interactions and/or vendor resources as needed. Mentor and coach less experienced engineers, technicians, and integrators. Review documentation, proposals, and changes proposed by less experienced staff. Seek to expand knowledge and understanding of Financial Services trends, practices, and technologies on a continuous basis. Follow and promote use of industry best practices, standards and procedures. Maintain a strong aptitude and working knowledge of Bank applications, systems, development environments. Maintain a detailed understanding of vendor technologies and services used by the Bank. Understand and adhere to the Company’s risk and regulatory standards, policies and controls in accordance with the Company’s Risk Appetite. Identify risk-related issues needing escalation to management. Promote an environment that supports belonging and reflects the M&T Bank brand. Maintain M&T internal control standards, including timely implementation of internal and external audit points together with any issues raised by external regulators as applicable. Complete other related duties as assigned. Education and Experience Required: Combined minimum of 6 years’ higher education and/or work experience in systems design, management and/or architecture Education and Experience Preferred: Bachelor’s degree in Computer Science or Computer Engineering Minimum 6 years’ professional experience in a technical engineering position involving infrastructure design technologies, data management and interchange, system design and/or development for complex applications Ability to translate complex business and functional requirements into structured high quality implementations using any variety of industry standard approaches Advanced technical skills Advanced analytical skills Advanced troubleshooting skills Advanced problem solving skills Advanced knowledge and advanced expertise in industry and/or vendor technologies Able to solicit, gather, document, and analyze system specification and requirements Ability to work independently and collaboratively with others in team environment Ability to use effective facilitation skills and techniques to elicit and review requirements from a diverse range of stakeholders and group size Understanding of how supported technologies interact with other systems and services Excellent written and verbal communication skills Effective influencing skills Process-oriented Logical thinker Strong knowledge of server/client and virtual technologies Adaptable Able to learn quickly in a rapid pace environment M&T Bank is committed to fair, competitive, and market-informed pay for our employees. The pay range for this position is $97,100.00 - $161,800.00 Annual (USD). The successful candidate’s particular combination of knowledge, skills, and experience will inform their specific compensation. The range listed above corresponds to our national pay range for this role. The specific pay range applicable to you may vary based on your location. Location Clanton, Alabama, United States of America Great companies have an enduring sense of purpose. At M&T, our purpose is a simple one: make a difference in people’s lives and uplift the communities we serve. M&T Bank Corporation is a financial holding company headquartered in Buffalo, New York. M&T’s affiliates offer advice, guidance, expertise and solutions across the entire financial spectrum, combining M&T Bank’s traditional banking services with the wealth management and institutional capabilities offered by Wilmington Trust. M&T Bank has a network of over 1,000 branches and 2,200 ATMs that span 12 states from Maine to Virginia and Washington, D.C. For more than 165 years, M&T has strived to take an active role in our communities and build long-lasting relationships with our customers. We are a bank for communities—combining the capabilities of a large bank with the care of a locally focused institution. As an employer of choice, we are proud to offer competitive benefits ranging from medical and retirement to forty hours of paid volunteer time, each year. Our core values – integrity, ownership, collaboration, curiosity, and candor – drive the work we do. We seek to further build upon our record of success by bringing in top talent and fresh skill sets while continuing to support the growth and development of all our team members. View M&T’s Human Capital Report to learn more. Ready to join our team? Submit your application today! If you are unable to apply through this site due to technical issues or need an accommodation to apply, please contact us at careersitesupport@mtb.com for assistance. M&T Bank is unwavering when it comes to providing equal employment opportunities to all employees and applicants without regard to race, color, national origin, religion, ethnicity, sex, gender identity, age, disability, citizenship, pregnancy, veteran status, military status, marital status, sexual orientation, genetic information or any other characteristic protected under applicable federal, state or local laws. M&T Bank Corporation has policies and procedures in place to promote a drug free workplace. Career Site Privacy Notice

Managing client relationships, interpreting structured finance documents, and ensuring compliance and reporting for loan portfolios. | Requires 3+ years of finance or client management experience, strong analytical skills, and familiarity with loan products and systems. | Overview: As part of the Loan Market Solutions Division, the CLO & Loan Administration team provides trustee & custodian services to sophisticated loan asset managers. Wilmington is responsible for tracking and maintaining all daily activity including the collection of payments and investor waterfall distributions. Additionally, the team monitors and reports on various portfolio compliance requirements related to the underlying portfolio asset attributes. Join our dynamic experienced team focused on enhancing overall client experience through technology and continuous process improvement. Candidates who are interested in a fast-paced environment with career advancement opportunities should apply. Primary Responsibilities: Continuous reassessment and evaluation of processes is engrained in the team's DNA. We take a collaborative approach to identifying, assessing, developing, and implementing solutions across the platform. Additionally, we anticipate special projects and initiatives to be a regular occurrence for team members to participate in. You'll gain experience by: • Responsible for acting as single point of contact for key client relationships • Collaborate with operations and analytics teams to meet client objectives and deliverables • Collaborate with Business Development/Sales to secure new client mandates • Ability to interpret CLO indentures, credit agreements and various other structured finance documentation • Responsible for managing client onboarding including account opening process, KYC procedures and documentation review • Ability to calculate and verify compliance testing and waterfall calculations • Perform and interpret hypothetical trade testing • Perform monthly and quarterly reconciliations for required reporting including CLOs, SMAs and Borrowing Base Facilities • Liaise with auditors, underwriters, CLO managers, investors, private debt managers and various other parties involved • Exposure across entire lifecycle of servicing loan clients including account setup, KYC procedures, global asset setup & maintenance, notice processing, warehouse reporting, CLO / Compliance Reporting & waterfall payments • Understanding and adhering to the Company's risk and regulatory standards, policies and controls in accordance with the Company's Risk Appetite. Identify risk-related issues needing escalation to management. • Promoting an environment that supports diversity and reflects the M&T Bank brand. • Maintaining M&T internal control standards, including timely implementation of internal and external audit points together with any issues raised by external regulators as applicable. • Completing other related duties as assigned. Education and Experience Required: • Combined minimum of 3 years higher education and/or work experience • independently and collaboratively across the organization. • Advanced Microsoft Office Skills • Strong analytical and problem-solving skills • Excellent written and verbal communication skills for both an internal and external audience • Ability to thrive in an entrepreneurial, fast-paced growth environment Education and Experience Preferred: • Bachelor's degree focused on Finance, Business, Economics or Accounting and a minimum of 5 with direct client contact years' relevant work experience • Exceptional organizational skills with an attention to detail • Excellent interpersonal and analytical skills with a strong balance of qualitative and quantitative skills • Demonstrated ability to work as part of a team, as well as contribute on an individual basis • Familiarity with various loan products - Bi-Lateral ABL Facilities, SMAs, Private Funds, MM & BSL CLOs, Business Development Companies • Professional work experience at CLO Trustee, Loan Agent/Bank, Middle Office Provider or CLO Manager • System / Application experience - Clearpar, Solvas/CDO Suite, SEI, Wall Street Office, LoanIQ At M&T Bank, we make a difference in people's lives. For more than 160 years, we've been providing our customers with guidance and financial solutions, leading our communities through challenges and growth opportunities, and empowering our employees to build purpose-driven careers. Our talent and culture set us apart. Our core values drive the work we do - integrity, ownership, collaboration, curiosity, candor. We seek to further build upon our record of success by bringing in diverse talents and fresh skill sets while supporting the growth and development of all team members. At M&T, we are a talent and people driven organization. Take a peek inside M&T's Human Capital Report to learn how it feels to be one of our 17,000+ employees. We are constantly renewing. Our future success relies on our ability to understand what's important to our customers and use that understanding to build new and innovative customer experiences. We support our employees every step of the way. • Competitive compensation • Full medical & dental benefits, Heath Savings & Flexible Spending Accounts, and life/disability insurance • Generous paid time off (PTO) plus 11 paid holidays and an option to buy additional PTO • 401(k) match at 5% with options for Roth and discretionary employer contributions • A deep commitment to equity, including 14 resource group charters, a D&I sponsorship program, 40 annual paid volunteer hours and more • Various options for tuition assistance, paid parental leave, stock purchase, wellness and employee discounts • Position may be based anywhere throughout the U.S. M&T Bank is committed to fair, competitive, and market-informed pay for our employees. The pay range for this position is $80,900.00 - $134,800.00 Annual (USD). The successful candidate's particular combination of knowledge, skills, and experience will inform their specific compensation. The range listed above corresponds to our national pay range for this role. The specific pay range applicable to you may vary based on your location. Location: Clanton, Alabama, United States of America

Build and maintain client relationships, structure and close equipment financing transactions, and collaborate across departments to support sales and risk management. | Minimum 1 year of relevant sales experience, strong communication and analytical skills, proficiency with software, and ability to travel as needed. | Overview: Originates new equipment finance loan and lease business that adheres to internal credit and external regulatory standards. Structures, negotiates, and closes each transaction and builds and expands existing business relationships with customers. Primary Responsibilities: Complete in-person, phone calls, and/or emails to current and potential loan and lease program partners to identify their needs and transactional opportunities; process and close equipment financing opportunities in alignment with credit guidelines. Increase selling, communications, and relationship management skills by working with more experienced Account Executives and sales leadership. Develop and maintain a current knowledge of pertinent internal systems including usage and selling of the portal and pertinent software. Build and maintain relationships with peers in other areas of the business, including Accounting, Operations, Sales, Credit, Asset Management, Collections, Pricing, Business Intelligence, and Legal, to obtain the requisite support for responsibilities. Promote an environment that supports and reflects the LEAF and M&T cultures, while delivering a great value proposition to customers. Understand and adhere to the Company’s risk and regulatory standards, policies, and controls in accordance with the Company’s Risk Appetite. Identify risk-related issues needing escalation to management. Promote an environment that supports belonging and reflects the M&T Bank brand. Maintain M&T internal control standards, including timely implementation of internal and external audit points together with any issues raised by external regulators as applicable. Complete other related duties as assigned. Scope of Responsibilities: Supervisory/Managerial Responsibilities: Not Applicable Education and Experience Required: Bachelor’s degree and a minimum of 1 years’ relevant sales experience, or in lieu of a degree, a combined minimum of 5 years’ higher education and/or work experience, including a minimum of 1 years’ relevant sales experience Strong verbal and written communication skills Strong interpersonal skills Proven presentation skills Proven analytical skills Proven decision-making skills Proficiency with personal computers as well as pertinent software packages Education and Experience Preferred: Bachelor’s degree in Business, Marketing, Finance, or Accounting Prior equipment leasing sales experience Ability to see effectively to current and prospective clients Physical Requirements: Ability to travel on an as needed basis M&T Bank is committed to fair, competitive, and market-informed pay for our employees. The pay range for this position is $26.00 - $43.34 Hourly (USD). The successful candidate’s particular combination of knowledge, skills, and experience will inform their specific compensation. The range listed above corresponds to our national pay range for this role. The specific pay range applicable to you may vary based on your location. Location Clanton, Alabama, United States of America Great companies have an enduring sense of purpose. At M&T, our purpose is a simple one: make a difference in people’s lives and uplift the communities we serve. M&T Bank Corporation is a financial holding company headquartered in Buffalo, New York. M&T’s affiliates offer advice, guidance, expertise and solutions across the entire financial spectrum, combining M&T Bank’s traditional banking services with the wealth management and institutional capabilities offered by Wilmington Trust. M&T Bank has a network of over 1,000 branches and 2,200 ATMs that span 12 states from Maine to Virginia and Washington, D.C. For more than 165 years, M&T has strived to take an active role in our communities and build long-lasting relationships with our customers. We are a bank for communities—combining the capabilities of a large bank with the care of a locally focused institution. As an employer of choice, we are proud to offer competitive benefits ranging from medical and retirement to forty hours of paid volunteer time, each year. Our core values – integrity, ownership, collaboration, curiosity, and candor – drive the work we do. We seek to further build upon our record of success by bringing in top talent and fresh skill sets while continuing to support the growth and development of all our team members. View M&T’s Human Capital Report to learn more. Ready to join our team? Submit your application today! If you are unable to apply through this site due to technical issues or need an accommodation to apply, please contact us at careersitesupport@mtb.com for assistance. M&T Bank is unwavering when it comes to providing equal employment opportunities to all employees and applicants without regard to race, color, national origin, religion, ethnicity, sex, gender identity, age, disability, citizenship, pregnancy, veteran status, military status, marital status, sexual orientation, genetic information or any other characteristic protected under applicable federal, state or local laws. M&T Bank Corporation has policies and procedures in place to promote a drug free workplace. Career Site Privacy Notice

Manage and grow a portfolio of commercial card or merchant services clients focusing on retention, client satisfaction, revenue expansion, and cross-selling. | Bachelor’s degree and 5 years of commercial card or merchant sales experience, or 9 years combined education and relevant sales experience, with preferred account management experience. | Overview: Responsible for the on-going management of merchant or card relationships across the footprint with a primary focus on strategic partnering to retain, grow and cross sell. Primary Responsibilities: Primary point of contact for existing clients utilizing commercial card or merchant services Manage and grow assigned portfolio of existing clients with strong emphasis on retention and client satisfaction. Mine a list of clients who have incremental spend opportunity Monitor spend for managed portfolio clients. Leverage industry benchmarking tools from VISA and other internal data analytics to assist clients with growth opportunities. Transition clients to be self-sufficient with respect to Supplier Enablement, standardized payment terms and epayables boarding process. Maintain strong communication with Treasury Management Consultants and Commercial Card Consultants to keep them abreast of sales activities and refer business opportunities. Utilizing industry and client experience, participate in the pricing of products and services when appropriate. Directly responsible for expanding the revenue stream from existing customer relationships, meeting assisting CCCs with their individual sales goals, and assisting Regional Sales Manager in executing sales strategies and in meeting department goals. Promote technology enhancements to ensure that clients are benefiting from most current platforms and available functionality Promote cross sell services to create stickiness with clients Establish routine cadence with an assigned client base to insure continued growth. Adhere to applicable compliance/operational risk controls in accordance with Company or regulatory standards and policies. Promote an environment that supports belonging and reflects the M&T Bank brand. Maintain M&T internal control standards, including timely implementation of internal and external audit points together with any issues raised by external regulators as applicable. Complete other related duties as assigned. Scope of Responsibilities: The position is responsible for participating in the revenue generation, expansion and maintenance of the bank's Commercial Card business. Managerial/Supervisory Responsibilities: N/A Education and Experience Required: Bachelor’s Degree and 5 years Commercial Card/ Merchant (or related relevant product) sales experience, or in lieu of degree, a combined minimum of 9 years education and/or Commercial Card/Merchant (or related relevant product) sales experience. Education and Experience Preferred: Previous account management experience. M&T Bank is committed to fair, competitive, and market-informed pay for our employees. The pay range for this position is $85,104.04 - $141,840.07 Annual (USD). The successful candidate’s particular combination of knowledge, skills, and experience will inform their specific compensation. The range listed above corresponds to our national pay range for this role. The specific pay range applicable to you may vary based on your location. Location Clanton, Alabama, United States of America Great companies have an enduring sense of purpose. At M&T, our purpose is a simple one: make a difference in people’s lives and uplift the communities we serve. M&T Bank Corporation is a financial holding company headquartered in Buffalo, New York. M&T’s affiliates offer advice, guidance, expertise and solutions across the entire financial spectrum, combining M&T Bank’s traditional banking services with the wealth management and institutional capabilities offered by Wilmington Trust. M&T Bank has a network of over 1,000 branches and 2,200 ATMs that span 12 states from Maine to Virginia and Washington, D.C. For more than 165 years, M&T has strived to take an active role in our communities and build long-lasting relationships with our customers. We are a bank for communities—combining the capabilities of a large bank with the care of a locally focused institution. As an employer of choice, we are proud to offer competitive benefits ranging from medical and retirement to forty hours of paid volunteer time, each year. Our core values – integrity, ownership, collaboration, curiosity, and candor – drive the work we do. We seek to further build upon our record of success by bringing in top talent and fresh skill sets while continuing to support the growth and development of all our team members. View M&T’s Human Capital Report to learn more. Ready to join our team? Submit your application today! If you are unable to apply through this site due to technical issues or need an accommodation to apply, please contact us at careersitesupport@mtb.com for assistance. M&T Bank is unwavering when it comes to providing equal employment opportunities to all employees and applicants without regard to race, color, national origin, religion, ethnicity, sex, gender identity, age, disability, citizenship, pregnancy, veteran status, military status, marital status, sexual orientation, genetic information or any other characteristic protected under applicable federal, state or local laws. M&T Bank Corporation has policies and procedures in place to promote a drug free workplace. HR Career Site Privacy Notice

This position is responsible for managing the foreclosure process for an assigned portfolio of mortgage loans and providing administrative support related to the foreclosure process. The specialist will communicate with foreclosure attorneys and ensure timely completion of foreclosure actions in accordance with investor guidelines. | A combined 3 years of higher education and/or work experience is required, including at least 1 year in a Default Servicing related field. Strong written and verbal communication skills, along with analytical and problem-solving abilities, are essential. | Overview: This position is responsible for managing the foreclosure process for an assigned portfolio of mortgage loans, contested foreclosures or loans in other litigation to ensure foreclosure is completed timely in accordance with investor guidelines and for providing administrative support related to the foreclosure process. Primary Responsibilities: Monitor progress of the foreclosure action from referral to post foreclosure, including management of issues raised, holds placed and review/research needed to complete the foreclosure action. Communicate with foreclosure attorneys to understand, minimize and avoid delays during the foreclosure. Work with foreclosure attorney to resolve simple contested/litigation actions and title issues to allow completion of the foreclosure action. Provide necessary status updates to investors during the foreclosure process. Assemble and provide documentation in response to investor or regulatory audit requests. Generate various scheduled and ad hoc reports as needed for Foreclosure, including but not limited to monthly scorecard reporting, exception reporting, and workflow tracking reports. Ensure investor deadlines within the foreclosure are met, including but not limited to FHA 1st legal deadlines and FHA eviction 1st legal deadlines. Prepare bidding instructions according to investor guidelines and ensure proper bidding for sales where M&T’s lien is not in first position. Review VA appraiser invoices for payment. Obtain necessary W-9, set up payee header and submit invoice for payment. Perform initial review of documents required for foreclosure or simple contested litigation, gathering of backup and submission to Tier 2 Reviewer for further review and execution. Review equity position and prepare necessary equity analysis for potential charge off. Provide sale results to investor, MI companies and other necessary parties, updating systems as required. Work with attorneys to ensure proper reporting of foreclosure status to investors. Manage a variety of assigned tasks to hold, close or proceed with foreclosure taking action within the required service level agreement. Complete daily Sale Result QC for Foreclosure team. Monitor, distribute and respond to emails sent to Team email boxes. Receive, review and distribute legal mail received in Customer Asset Management (CAM) pertaining to residential property in which the bank has an interest, to avoid risk of loss to the bank or its investors and work with in house counsel and management to determine if external counsel must be engaged to represent M&T. Request checks for disbursement of bid deposit, senior lien payoff and settlements. Adhere to applicable compliance/operational risk controls in accordance with Company or regulatory standards and policies. Maintain M&T internal control standards, including timely implementation of internal and external audit points together with any issues raised by external regulators as applicable. Promote an environment that supports belonging and reflects the M&T Bank brand. Complete other related duties as assigned. Scope of Responsibilities: This position interacts with external third-party foreclosure attorneys to ensure successful and timely completion of foreclosure consistent with investor guidelines. This position also interacts with CAM Management and internal & external counsel. Education and Experience Required: A combined 3 years’ higher education and/or work experience, including a minimum of 1 year Default Servicing related field experience (e.g., Collections, REO, Loss Mitigation). Working knowledge of word processing and spreadsheet software. Strong written and verbal communication skills. Detail oriented. Strong analytical and problem solving skills. Motivated, team player with a positive and friendly attitude. Education and Experience Preferred: 3 years’ Default Servicing related field experience (e.g., Collections, REO, Loss Mitigation). Proven ability to work effectively in a team environment. Knowledge of bank and departmental systems. Understanding of mortgage product including home equity loans and lines of credit. Experience reading and comprehending the contents of legal documents. M&T Bank is committed to fair, competitive, and market-informed pay for our employees. The pay range for this position is $18.57 - $30.95 Hourly (USD). The successful candidate’s particular combination of knowledge, skills, and experience will inform their specific compensation. The range listed above corresponds to our national pay range for this role. The specific pay range applicable to you may vary based on your location. Location Clanton, Alabama, United States of America Great companies have an enduring sense of purpose. At M&T, our purpose is a simple one: make a difference in people’s lives and uplift the communities we serve. M&T Bank Corporation is a financial holding company headquartered in Buffalo, New York. M&T’s affiliates offer advice, guidance, expertise and solutions across the entire financial spectrum, combining M&T Bank’s traditional banking services with the wealth management and institutional capabilities offered by Wilmington Trust. M&T Bank has a network of over 1,000 branches and 2,200 ATMs that span 12 states from Maine to Virginia and Washington, D.C. For more than 165 years, M&T has strived to take an active role in our communities and build long-lasting relationships with our customers. We are a bank for communities—combining the capabilities of a large bank with the care of a locally focused institution. As an employer of choice, we are proud to offer competitive benefits ranging from medical and retirement to forty hours of paid volunteer time, each year. Our core values – integrity, ownership, collaboration, curiosity, and candor – drive the work we do. We seek to further build upon our record of success by bringing in top talent and fresh skill sets while continuing to support the growth and development of all our team members. View M&T’s Human Capital Report to learn more. Ready to join our team? Submit your application today! If you are unable to apply through this site due to technical issues or need an accommodation to apply, please contact us at careersitesupport@mtb.com for assistance. M&T Bank is unwavering when it comes to providing equal employment opportunities to all employees and applicants without regard to race, color, national origin, religion, ethnicity, sex, gender identity, age, disability, citizenship, pregnancy, veteran status, military status, marital status, sexual orientation, genetic information or any other characteristic protected under applicable federal, state or local laws. M&T Bank Corporation has policies and procedures in place to promote a drug free workplace. HR Career Site Privacy Notice

Manage multiple engineering teams and projects, oversee budgets, provide strategic direction, and ensure adherence to technology and regulatory standards. | 11+ years combined education/work experience with 4+ years engineering/architecture and 5+ years leadership experience, proficiency in SQL, Cloud, Terraform, Ansible, and strong communication and management skills. | This role offers a hybrid work schedule; offering the flexibility to work from home two days a week, while providing the opportunity for in-person collaboration. This position could be considered remote for the right candidate. At M&T Tech,we’re a team of makers, doers, and builders, working to create the most advanced technology solutions in banking. We’re not your stereotypical suit and tie bankers: we’re an innovative team of leading tech experts, pushing boundaries, and taking risks. We’re building an agile team of the most skilled and creative workers to solve complex problems, architect solutions, write high-performance software, and chart our new path, all to make the lives of our customers, and the communities that we serve, better. Join us and be part of something new as we build tomorrow’s bank, today. Overview: Manages the activities of several Engineering and/or Architecture Managers and/ or Team Leaders. Responsible for the budget of cost center(s) spanning concurrent development streams. Provides long and short-term strategic direction for the functional team for multiple applications and/or cost centers. Serves as primary contact to the Engineering and/or Architecture and Technology leadership team and business partners. Oversees development and career planning for all team members. Primary Responsibilities: • Manage and participate in consults with client management in the analysis of short and long-range business requirements and recommend innovations that anticipate future impact of changing business requirements. Responsible for building a positive client relationship. • Monitor the technology direction of the industry and vendor applications. • Research and initiate change to the status quo when necessary. Responsible for vendor and product analysis and recommendations. • Build rapport within the organization. Communicate and develop a professional level of communication and cooperation. Maintain relationships with vendors and professional organizations. • Oversee multiple application development, support testing efforts, technology infrastructure/project management and/or other technology domains. Organize and control activities of the teams, assign personnel to various projects and direct their activities. Ensure completion of schedules. Responsible for short and long-term staffing planning. Coordinate activities with other managers as required. • Implement technology consistent with Division standards and long-range plans. Ensure adherence to all Department and Technology standards and procedures, including all documentation requirements. • Oversee recommended designs based on business and technology requirements. Manage escalated issues and concerns. Remain current on activities outside the team that may impact the team or client environment. • Develop and manage multiple cost center budgets. Recommend and initiate new policies and procedures that improve the performance and effectiveness of the Department. • Demonstrate a strong understanding of the business environment and needs within the area of responsibility. Understand technical, business and operational impacts of a project or problem. • Responsible for the job growth and career development of staff members by providing training plans, guidance and sharing knowledge. • Exercise usual authority of a manager concerning staffing, performance appraisals, promotions, salary recommendations, performance management and terminations. • Understand and adhere to the Company’s risk and regulatory standards, policies and controls in accordance with the Company’s Risk Appetite. Design, implement, maintain and enhance internal controls to mitigate risk on an ongoing basis. Identify risk-related issues needing escalation to management. • Promote an environment that supports belonging and reflects the M&T Bank brand. • Maintain M&T internal control standards, including timely implementation of internal and external audit points together with any issues raised by external regulators as applicable. • Complete other related duties as assigned. Scope of Responsibilities: Oversees a team where the majority of employees are engineers and/or architect individual contributors, or Engineering Supervisors and Team Leads. Supervisory/Managerial Responsibilities: 5-10 Education and Experience Required: • A combined minimum of 11 years’ higher education and/or work experience, including a minimum of 4 years’ engineering and/or architecture experience and 5 years' leadership experience including people management • Experience with SQL, Cloud, Terraform, Ansible • Proficiency with pertinent project management, word processing and spreadsheet applications • Capable of working on multiple projects of a complex nature • Experience on large system enhancements, conversions, and production problem resolution • Complete understanding of the system development life cycle • Excellent problem-solving skills to assist in issue resolution • Familiar with application development software and hardware platforms • Excellent verbal and written communication skills • Excellent analytical skills • Excellent decision-making skills • Experience encouraging teamwork and serving as role model when leading and directing others • Understanding of technical, business and operational impacts of a project or problem • Confidence in leading multiple teams often in different geographic locations and time zones • Experience on large system enhancements, conversions and production problem resolution • Prior experience presenting to senior management Education and Experience Preferred: • Bachelor’s degree • Minimum of 8 - 12 years’ technology management or large program leadership experience • Azure experience • Extensive application, product knowledge experience with skills, application(s) and function of the technology area being led • Subject Matter Expert understanding of applications supported with an advanced knowledge of interfacing/integrated applications • Understanding of multiple business area’s functions • Proven mentoring and leadership capabilities from a project management perspective • Experience with skills, application(s) and functions of the technology area • Good understanding of the Bank’s application framework • Aware of the Bank’s business plan and strategic objectives with ability to shape direction • Mastered knowledge and focus of the entire system and support projects outside of normal business-as-usual (BAU) • Self-motivated and able to motivate others We support our team members with generous benefits. • Competitive compensation • Health, welfare, and retirement benefits • 401(k) match at 5% • Work-life balance and flexible work arrangements • Banking Officers start with 25 days PTO plus 12 paid holidays • 40 hours paid volunteer hours per year • Much more. For details, see: M&T Benefits Overview About M&T M&T Bank is a Top 20 US bank holding company and one of the best performing and financial stable regional banks in the country, we offer our technology employees a wide range of performance-based career development opportunities. We have a strong commitment to our customers and the communities we serve, and we continue to grow with a focus on the future. So, when looking to advance your career, look to M&T. Grow with us. M&T Bank is committed to fair, competitive, and market-informed pay for our employees. The pay range for this position is $130,795.52 - $217,992.53 Annual (USD). The successful candidate’s particular combination of knowledge, skills, and experience will inform their specific compensation. The range listed above corresponds to our national pay range for this role. The specific pay range applicable to you may vary based on your location.Location Clanton, Alabama, United States of America

Lead a team of Quantitative Analysts in data evaluation and risk management. Oversee model creation, testing, and validation to support business initiatives and regulatory compliance. | A Bachelor's degree in a technical discipline or equivalent experience is required, along with a minimum of 5 years in Banking or Financial Services. Proficiency in SAS, SQL, and statistical software is essential. | Overview: Perform advanced data and statistical analysis in support of the creation and maintenance of statistical models, including Regression and Multivariate models. Support unit (dept.) in data analysis and model construction. Provide oversight and expertise in the model creation, testing and validation. Develop and integrate model strategy to support business initiatives and regulatory compliance. Primary Responsibilities: Lead Quantitative Analysts in establishing, monitoring, evaluating and interpreting data with a risk management focus with an understanding of business strategy. Mentor and supervise the work of junior team members and assist in the development of their statistical modeling acumen in areas such as segmentation analysis, logistic regression, decision trees and multivariate analysis. Demonstrated working knowledge of Credit Risk databases to provide data and analytical support to Senior Management. Perform data manipulation and analysis using SQL, SAS and Microsoft Excel and present results and recommendations to Credit Risk Management. Track portfolio performance and risk strategy results. Incorporate observations and data in to existing models to improve predictive results. Provide guidance and direction to lower level analysts regarding all aspects of data analysis and the construction of predictive statistical models. Understand and adhere to the Company’s risk and regulatory standards, policies and controls in accordance with the Company’s Risk Appetite. Identify risk-related issues needing escalation to management. Promote an environment that supports belonging and reflects the M&T Bank brand. Maintain M&T internal control standards, including timely implementation of internal and external audit points together with any issues raised by external regulators as applicable. Complete other related duties as assigned. Education and Experience Required: Bachelor degree in Mathematics, Statistics, Quantitative Analysis or another technical discipline, OR in lieu of degree, A combined minimum of 9 years higher education and/or work experience to include a minimum of 5 years relevant experience. -OR- Master’s degree in Mathematics, Statistics, Quantitative Analysis or another technical discipline, with minimum of 3 years relevant experience, OR in lieu of degree, A combined minimum of 9 years higher education and/or work experience to include a minimum of 3 years relevant experience Minimum of 5 years relevant experience Banking or Financial Services experience. Experience with SAS, SAS Enterprise Miner and other Statistical Software Packages. Advanced Knowledge of SQL and Microsoft Office. Ability to utilize analytics in a collaborative manner across business functions and product lines to derive optimum solutions. Demonstrated ability to communicate complex concepts. Demonstrated ability to manipulate and analyze data across large databases. Education and Experience Preferred: Credit Analysis experience M&T Bank is committed to fair, competitive, and market-informed pay for our employees. The pay range for this position is $97,869.52 - $163,115.87 Annual (USD). The successful candidate’s particular combination of knowledge, skills, and experience will inform their specific compensation. The range listed above corresponds to our national pay range for this role. The specific pay range applicable to you may vary based on your location. Location Clanton, Alabama, United States of America Great companies have an enduring sense of purpose. At M&T, our purpose is a simple one: make a difference in people’s lives and uplift the communities we serve. M&T Bank Corporation is a financial holding company headquartered in Buffalo, New York. M&T’s affiliates offer advice, guidance, expertise and solutions across the entire financial spectrum, combining M&T Bank’s traditional banking services with the wealth management and institutional capabilities offered by Wilmington Trust. M&T Bank has a network of over 1,000 branches and 2,200 ATMs that span 12 states from Maine to Virginia and Washington, D.C. For more than 165 years, M&T has strived to take an active role in our communities and build long-lasting relationships with our customers. We are a bank for communities—combining the capabilities of a large bank with the care of a locally focused institution. As an employer of choice, we are proud to offer competitive benefits ranging from medical and retirement to forty hours of paid volunteer time, each year. Our core values – integrity, ownership, collaboration, curiosity, and candor – drive the work we do. We seek to further build upon our record of success by bringing in top talent and fresh skill sets while continuing to support the growth and development of all our team members. View M&T’s Human Capital Report to learn more. Ready to join our team? Submit your application today! If you are unable to apply through this site due to technical issues or need an accommodation to apply, please contact us at careersitesupport@mtb.com for assistance. M&T Bank is unwavering when it comes to providing equal employment opportunities to all employees and applicants without regard to race, color, national origin, religion, ethnicity, sex, gender identity, age, disability, citizenship, pregnancy, veteran status, military status, marital status, sexual orientation, genetic information or any other characteristic protected under applicable federal, state or local laws. M&T Bank Corporation has policies and procedures in place to promote a drug free workplace. HR Career Site Privacy Notice

Manage and develop a portfolio of auto, boat, and RV dealers with complex lending needs, evaluate credit and loan requests, maintain loan portfolio quality, and mentor junior relationship managers. | Bachelor's degree with 7+ years of dealer commercial services or commercial lending experience, strong credit and financial analysis skills, excellent communication and leadership abilities. | Overview: Responsible for developing and managing a portfolio of auto, boat, and RV dealers/dealer group(s) with highly complex lending and financial requirements. Establishes/strengths relationships with these major large dollar amount dealership/dealer groups while promoting financial products, services and opportunities intended to improve their profitability with minimal risk to M&T Bank. Adheres to pricing and credit policies while soliciting new business, and servicing existing business. Location: This position will cover a territory in Wisconsin, Minnesota, and Illinois. The selected candidate must sit within this market or must be willing to relocate as this role will require regular travel to new and existing clients within the market. Primary Responsibilities: • Services customers seeking loan and/or deposit relationships with the Bank, interviewing applicants to develop information concerning their businesses and requirements, evaluating credit information and making relationship recommendations. • Participates and assesses the effectiveness of formal call program(s) targeting new loan and deposit business. • Evaluate requests for dealer commercial services, commercial real estate, and commercial loan financing for auto, boat, and RV dealers. Also evaluates loan requests for dealer principals and partners. Analyze each applicant's financial condition, cash flow, and credit history in order to make appropriate loan decisions within lending guidelines. Approve loans up to maximum lending authority; prepares and presents loan requests to senior credit officers and credit committees when appropriate. • Keep abreast of the industry, follows market trends and developments etc. and develop/implement strategies that will increase the Bank's business in saturated, developing and emerging markets. Establish and maintain contacts in the professional services community (accountants, attorneys) and within industry organizations (NADA, etc). • Work with Sales Managers and Credit Managers to gather information and receive recommendations on potential customers. Works closely with Sales Managers and Credit Manager to structure and price credits in order to maximize the bank's return while minimizing risk. • Maximizes the Department's profitability through the maintenance of a high quality loan portfolio. Follows current loans to ensure conformity with terms; maintains current and complete credit file. Has credit authority within established limit. Responsible for assisting Sales Managers and Credit Manager with the renewal of credits. Monitor customer deposit accounts. Monitor Dealer commercial services audits and dealer commercial services statements to ensure compliance. • Understand product pricing and cost structure, as well as understand and manage product risk. • Provide guidance and technical knowledge to less experiences dealer commercial services relationship managers. • Maintain M&T internal control standards, including timely implementation of internal and external audit points together with any issues raised by external regulators as applicable. • Complete other related duties as assigned. Scope of Responsibilities: Results and/or actions impact the Bank's annual operations, revenues or profitability. Scope of Responsibilities: May mentor and/or supervise lower level Relationship Managers. Education and Experience Required: Bachelor's Degree and minimum of 7 years Dealer Commercial Services and/or Commercial Lending experience or in lieu of a degree, a combined minimum of 11 years higher education and/or work experience to include a minimum of 7 years Dealer Commercial Services and/or Commercial Lending experience. Education and Experience Preferred: Master's degree. Superior relationship management, sales, and business development skills required. Must possess strong credit analysis and commercial lending skills. Strong knowledge of financial statements, tax returns, and credit reports. Thorough knowledge of bank/PC software programs utilized by the department. Excellent presentation skills. Strong negotiation skills. Superior organizational, written and verbal communication, and presentation skills. Strong ability to handle conflict without alienating people. Ability to work with peers and gain their cooperation. Must possess the ability to interact professionally with all levels of personnel. Demonstrated leadership skills in prior roles. Self-motivated, well-organized individual. Ability to work under critical time constraints. #LI-111 M&T Bank is committed to fair, competitive, and market-informed pay for our employees. The pay range for this position is $127,274.43 - $212,124.05 Annual (USD). The successful candidate's particular combination of knowledge, skills, and experience will inform their specific compensation. Location Chicago, Illinois, United States of America