M&T Bank

Develop Python applications and build ingestion, transformation, and deployment frameworks while standardizing Medallion architecture patterns and supporting platform resiliency and performance. | Requires an associate or bachelor degree, 3 to 5 years of systems analysis or application development experience, and advanced proficiency in a relevant programming language. | This role is four days onsite at our Seneca One Buffalo, NY location, with the flexibility to work from home one day per week Overview: The Snowflake Platform Engineering team builds software for data engineers bringing data in and out of M&T's central data ecosystem. We are a growing team, currently supporting multiple teams within our department, with plans to expand our usership to more departments over the next year. With that, we need to build the guardrails to make our software resilient at scale. This role will participate in design, delivery, and evolution of core platform capabilities, including framework enhancements, new data engineering patterns, performance optimization, and resiliency improvements. A Senior Software Engineer on this team designs and develops python application code and tests, owns the resiliency and longevity of the products we build, and supports our existing applications and users. Primary Responsibilities: Design new features for our projects, leading junior team members through implementation- Build and support core ingestion / transformation / deployment frameworks- Drive standardization across Medallion architecture patterns Partner with product teams on performance + resiliency improvements Support production stability and platform governance Understand and adhere to the Company’s risk and regulatory standards, policies and controls in accordance with the Company’s Risk Appetite. Identify risk-related issues needing escalation to management. Promote an environment that supports a culture of belonging and reflects the M&T Bank brand. Maintain M&T internal control standards, including timely implementation of internal and external audit points together with any issues raised by external regulators as applicable. Complete other related duties as assigned. Supervisory/Managerial Responsibilities: No supervisory responsibilities. Tech Stack - Python (Object Oriented Programming), PyTest, Pydantic, FastAPI, security (OAuth 2.0) - Snowflake, Databricks, SQL, RDBMS, ETL - CI/CD - Gitlab, Terraform, Ansible, AI Engineering - Linux, Cloud Compute (Azure) Education and Experience Required: Associate’s degree and a minimum of 5 years’ systems analysis and/ or application development work experience or Bachelor's degree and a minimum of 3 years’ systems analysis and/ or application development work experience. In lieu of degree, a combined minimum of 7 years’ education and/or relevant work experience, including a minimum of 3 years’ systems analysis and/or application development work experience Advanced proficiency in minimum of 1 relevant programming language. Education and Experience Preferred: Advanced analytical skills specific to application development Experience working in a team environment Ability to work autonomously Ability to multitask on complex projects Strong organizational skills Strong time management skills Proficient verbal and written communication skills M&T Bank is committed to fair, competitive, and market-informed pay for our employees. The pay range for this position is $97,100.00 - $161,800.00 Annual (USD). The successful candidate’s particular combination of knowledge, skills, and experience will inform their specific compensation. Location Buffalo, New York, United States of America

Lead AI-driven development adoption, ensure code quality and compliance, mentor team, and manage AI integration into production. | Requires 5+ years experience with expert programming skills and hands-on AI coding assistant experience. | This role is four days onsite at our Seneca One Buffalo, NY location, with the flexibility to work from home one day per week Responsible at the expert level for writing code and for the overall team's technical requirements gathering. Completes work following banking technology standards and contributes to the overall stability and resiliency of banking technology within the Software Development Lifecycle (SDLC), while also coaching others. Leads the team's adoption of AI-driven development — using approved AI coding assistants and agentic tooling to raise delivery speed and code quality — and is accountable for the correctness, security, and auditability of all AI-assisted output. Technical Focus Areas Expert-level coding in a minimum of 1 programming language and professional proficiency in a minimum of 1 additional language AI-assisted development with approved tools (e.g. Claude Code, GitHub Copilot, IDE-integrated assistants) across the full SDLC Agentic workflows: task decomposition, tool use, and multi-step agent runs applied to build, test, refactor, and migration work Prompt and context engineering: repository-level instruction files, reusable prompts, skills, and Model Context Protocol (MCP) integrations AI output governance: human-in-the-loop review, provenance and attribution, data handling, and secure-use guardrails for regulated environments Test automation and evaluation, including AI-generated test coverage and regression safety nets Developer experience and engineering productivity measurement Primary Responsibilities Develop and coach other team members while also working independently on the applications within the boundaries of approved Software Development Life Cycle (SDLC) processes, including identification and recommendation of metrics to solve business needs and minimize risks to the Bank through clean and resilient code. Lead the team's adoption of approved AI-driven development tooling. Set the working patterns for where AI assistance is appropriate, where it is not, and what evidence is required before AI-assisted code enters the production deployment path. Author and maintain the team's shared AI development assets — repository instruction files, reusable prompts, skills, agent definitions, and MCP server configurations — and treat them as reviewed, version-controlled code. Review and approve the designs and proposals of pull requests, including AI-assisted and AI-generated changes, and oversee the execution on the change management of the request. Ensure every AI-assisted change is human-reviewed, understood by its author, and traceable to a requirement. Design the process for peer review and coach others on code reviews, code quality, and improvements. Extend the review process to cover AI-specific failure modes, including hallucinated APIs, silent behavior changes, unvetted dependencies, licensing risk, and over-generated code that increases maintenance cost. Author organized, clean, efficient, and secure source code at the expert level in a minimum of one programming language and moderate proficiency in a minimum of one other language, while coaching team members on the appropriate data structures and algorithms to solve business problems. Oversee the source control management inclusions of other team members and perform the merging of code developments into the production deployment path. Review testing methodology and code coverage of team members to ensure comprehensive testing is accomplished, and coach others on areas of opportunity. Use AI tooling to expand test coverage and generate regression cases, while validating that generated tests assert real behavior rather than restating the implementation. Drive implementation adherence with patterns and practices for performance testing, resiliency, and optimization within their domain. Apply AI-driven development to reduce toil in the domain — large-scale refactors, framework and dependency upgrades, legacy code comprehension, documentation generation, and incident and log analysis — and measure the outcome rather than the activity. Review and approve requirement plans on behalf of the team in alignment with delivery partners, and ensure requirement completeness, accuracy, and feasibility. Ensure all use of AI tooling complies with the Bank's data classification, privacy, third-party, and model-usage policies. Confirm that confidential customer, employee, and proprietary data is not exposed to unapproved services, and escalate exceptions. Serve as a key partner with other groups; suggest continuous process improvement spanning organizational boundaries where, in their own judgement, technical or architectural concerns require it. Contribute technical requirements where appropriate in support of delivery and maintenance solutions within their domain, including requirements for AI-enabled application features where the domain calls for them. Understand and effectively communicate architecture, progress, and challenges to business or technical stakeholders and teams, including a clear account of where AI assistance was used and what controls applied. Contribute ideas and recommendations to the team's application architectural design work, engineering practices, and pattern changes, and present at architecture peer group and architecture review board meetings within their domain. Present the team's work at internal meetings with other peers and author internal blog posts. Share AI-driven development practices, measured results, and failure cases so other teams can reuse what works. Understand and adhere to the Company's risk and regulatory standards, policies, and controls in accordance with the Company's Risk Appetite. Identify risk-related issues needing escalation to management. Promote an environment that supports a culture of belonging and reflects the M&T Bank brand. Maintain M&T internal control standards, including timely implementation of internal and external audit points together with any issues raised by external regulators as applicable. Complete other related duties as assigned. Scope of Responsibilities Supervisory / Managerial Responsibilities No supervisory responsibilities. Education and Experience Required Associate's degree and a minimum of 7 years' systems analysis and/or application development work experience, or Bachelor's degree and a minimum of 5 years' systems analysis and/or application development work experience. In lieu of a degree, a combined minimum of 9 years' education and/or relevant work experience, including a minimum of 5 years' systems analysis and/or application development work experience. Expert proficiency in a minimum of 1 relevant programming language and professional proficiency in a minimum of 1 additional relevant programming language. Hands-on production experience using AI coding assistants as part of a normal delivery workflow, with the judgement to know when to accept, correct, or reject generated output. Education and Experience Preferred Expert analytical skills specific to application development Experience leading a team's adoption of AI-assisted development tooling, including standards, guardrails, and enablement Experience with agentic tooling and Model Context Protocol (MCP) integrations, prompt and context engineering, or evaluation of model output quality Familiarity with AI governance in a regulated industry: data classification, model risk, third-party review, and audit evidence Experience working in a team environment Ability to work autonomously Ability to multitask on multiple complex projects Strong organizational skills Strong time management skills Advanced verbal and written communication skills Experience driving project milestones and delivery dates Proven experience leading a project or initiative Experience partnering with and presenting to multiple stakeholders within technology and business departments M&T Bank is committed to fair, competitive, and market-informed pay for our employees. The pay range for this position is $116,400.00 - $194,000.00 Annual (USD). The successful candidate’s particular combination of knowledge, skills, and experience will inform their specific compensation. Location Buffalo, New York, United States of America

Lead cross-functional teams and strategic initiatives to meet enterprise objectives managing scope, budgets, risks, and governance. | Bachelor's degree plus 9 years relevant experience with strong communication, leadership, and problem-solving skills. | This role is four days onsite at our Wilmington Center Wilmington, DE location, with the flexibility to work from home one day per week Overview: Leads cross-functional partners on multiple related projects, executive operations routines, and ongoing strategic initiatives directed toward common enterprise objectives and affecting three or more businesses or functional areas. Provides senior-level project management oversight by managing changes to scope, schedule, risks, dependencies, and costs using appropriate verification techniques to maintain accurate plans, support executive decision-making, and facilitate stakeholder acceptance. Primary Responsibilities: Lead multiple related projects, executive operations routines, and ongoing strategic initiatives impacting three or more businesses or functions. Ensure clear understanding of scope, objectives, priorities, roles, and accountabilities across project teams and senior stakeholders. Partner with constituent project managers and business leaders to monitor cost, schedule, risks, dependencies, and delivery performance. Develop integrated project plans, executive operating routines, forecasts, and schedules. Work with stakeholders to define detailed requirements, constraints, assumptions, decision points, and deliverables using structured planning, facilitation, and executive engagement techniques. Ensure project and operating plans include clear work breakdowns, governance structures, escalation paths, stakeholder communications, risks, resources, budgets, and success measures. Drive execution of tasks defined in the project plan to achieve project and executive operations goals. Manage budgets, forecasts, governance routines, and delivery progress while monitoring change controls, dependencies, and stakeholder impacts. Measure project, program, and operating performance using appropriate tools, metrics, and reporting mechanisms. Identify and quantify variances, recommend corrective actions, prepare executive-ready updates, and communicate risks, issues, decisions, and progress to stakeholders at multiple levels. Implement approved actions and workarounds required to mitigate project, operational, and executive escalation risks while maintaining alignment to enterprise priorities. Improve project team performance by building team cohesiveness, leading, mentoring, training, and motivating resources to facilitate cooperation, increase delivery effectiveness, and support strong executive operations discipline. Coordinate shared resources across related initiatives for overall program and enterprise benefit. Understand and adhere to the Company’s risk and regulatory standards, policies, and controls in accordance with the Company’s Risk Appetite. Design, implement, maintain, and enhance internal controls to mitigate risk on an ongoing basis. Identify risk-related issues, prepare escalation materials, and engage appropriate leaders to support timely resolution. Promote an environment that supports belonging and reflects the M&T Bank brand. Maintain M&T internal control standards, including timely implementation of internal and external audit points together with any issues raised by external regulators as applicable. Complete other related duties as assigned. Exercise usual authority of a manager concerning staffing, performance appraisals, promotions, salary recommendations, performance management and terminations. Scope of Responsibilities: Responsible for coordinated management of multiple related projects, executive operations routines, and ongoing strategic initiatives impacting three or more businesses or functions; responsibility includes all aspects from initiation through close, with added emphasis on executive alignment, governance, issue resolution, and enterprise-level visibility. Must be familiar with system scope, project objectives, strategic priorities, and the role and responsibility of each team member and stakeholder group to effectively coordinate team activities, executive communications, and decision-making routines. Project Guidelines: Project Scope: $7.5 m or more Team Size Range: 40 - 75 FTE Project Duration: 18 - 30 months Project Size: Multiple high priority projects Project Customer: Three or more lines of business or functions Scope of Change: Moderate changes to business processes, procedures, operating routines, or governance structures Project Timeline: Moderately aggressive Project Innovation: Moderately defined scope Project Benefits: Major Project Customization: Major Number of Interfaces: 6 or more Project Integration: Internal and External Systems Supervisory/ Managerial Responsibilities: Typically manages a team ranging from 5 - 15 directly and indirectly and 75 - 125 on a project team or cross-functional operating basis. Education and Experience Required: Bachelor’s degree and a minimum of 9 years’ proven project, program, executive operations, or strategic initiative management experience, OR in lieu of a degree, A combined minimum of 13 years’ higher education and/or work experience, including a minimum of 9 years’ proven project, program, executive operations, or strategic initiative management experience. Proficiency with personal computers as well as pertinent software packages. Strong knowledge of project management methodology, executive governance practices, operating routines, and cross-functional delivery management. Strong verbal and written communication skills, with demonstrated ability to influence, negotiate, synthesize complex information, and gain consensus across senior stakeholders. Regularly communicates verbally and in writing with executive management on status, risks, decisions, dependencies, and outcomes of initiatives in a clear, concise, and executive-ready manner. Excellent problem-solving skills. Ability to work individually as well as a member of a team. Self-motivated, results-driven and well-organized individual. Ability to handle multiple tasks and work under time constraints in support of various assignments. Ability to function professionally at many different levels (clients, management and peers). Strong interpersonal skills necessary to build trusted relationships with business partners, executive stakeholders, and cross-functional teams within and outside the organization. Ability to build mutual trust and encourage respect; open to diverse points of view. Education and Experience Preferred: Project Management Professional (PMP) certification. Program Management Professional (PgMP) certification. Master’s degree. We support our team members with generous benefits. Competitive compensation Health, welfare, and retirement benefits 401(k) match at 5% Work-life balance and flexible work arrangements Banking Officers start with 25 days PTO plus 12 paid holidays 40 hours paid volunteer hours per year Much more. For details, see: M&T Benefits Overview M&T Bank is committed to fair, competitive, and market-informed pay for our employees. The pay range for this position is $118,200.00 - $197,000.00 Annual (USD). The successful candidate’s particular combination of knowledge, skills, and experience will inform their specific compensation. Location Wilmington, Delaware, United States of America

Lead complex technology and platform transformation initiatives ensuring alignment across teams and senior leadership to meet business and regulatory goals. | Bachelor's degree, 7+ years in business and technology transformation or project management, recognized certification such as PMP, SAFe, or Agile, and proven enterprise-level change leadership. | Who Are We: M&T Equipment Finance Corporation (Open to locations within our corporate footprint to include Baltimore, Bridgeport, New York City, Buffalo) A high-performing, customer-focused organization committed to being the most trusted partner for equipment financing solutions. We bring together specialized expertise and the full strength, reach, and capabilities of M&T Bank to drive customer growth, deepen relationships, and deliver durable returns. What You’ll Do: Lead the MTEFG Technology Transformation Program As a Senior Transformation Program Manager, you will sit within the MTEFG Transformation Office and drive the technology and platform transformation initiatives. This includes, but is not limited to: core system consolidation and upgrades, requirements, data, integrations, testing, and deployments. You will partner closely with Product, Technology, and Business leadership along with external vendors to define and implement the future-state technology platforms. You will: Lead multi-disciplinary teams through complex business transformation initiatives and high-impact strategic engagements. Build credibility and trusted relationships with senior stakeholders and key partners across the organization to break down silos and enable collaboration. Design, implement, and manage initiatives in alignment with enterprise governance standards and practices. Ensure technology solutions align with business objectives, regulatory requirements, scalability needs, and customer experience goals. Lead with influence, serving as the trusted advisor to sponsors, project leaders, and stakeholders, driving alignment, clarity, and momentum. Develop data-driven strategic recommendations by leveraging deep knowledge of banking, customers, products, processes, technology, and organizational dynamics. Lead cross-functional teams with diverse perspectives to drive alignment and informed decision-making. Navigate complexity by managing multiple efforts simultaneously, sequencing activities to mitigate risk and achieve target business outcomes. Provide senior leadership with clear, actionable insights through comprehensive program performance reporting. Drive execution certainty by establishing operating rhythm, setting pace, and ensuring disciplined delivery alongside senior leaders and strategic partners. Measure what matters: Define clear outcomes, success metrics, and performance indicators to measure transformation success and value realization. Ensure timely follow-through on critical actions, decisions, risks, and issues through disciplined tracking, documentation, and escalation processes. Develop and tailor communications, presentations, and other artifacts for audiences across the organization, ensuring clarity, quality, and engagement. Demonstrate agility by adapting quickly to new challenges, unfamiliar domains, and evolving priorities while fostering a culture of innovation and continuous improvement. Apply prioritization and resourcing strategies to ensure effective deployment of talent and capabilities. Elevate transformation delivery capabilities by mentoring team members, sharing best practices, and promoting continuous learning across the organization. Champion the adoption of Transformation Delivery tools and best practices to ensure actions, risks, decisions, and issues are identified, documented, managed, and escalated appropriately. Understand and adhere to the Company’s risk and regulatory standards, policies and controls in accordance with the Company’s Risk Appetite. Design, implement, maintain and enhance internal controls to mitigate risk on an ongoing basis. Identify risk-related issues needing escalation to management. Promote an environment that supports belonging and reflects the M&T Bank brand. Maintain M&T internal control standards, including timely implementation of internal and external audit points together with any issues raised by external regulators as applicable. Complete other related duties as assigned. What You Bring: Experience, Expertise, and Passion for Transformation We’re looking for a seasoned Transformation Delivery leader who combines strategic thinking with hands-on experience in driving transformation across complex business environments. You’ll thrive in this role if you bring: A bachelor’s degree and at least 7 years of experience in business and technology transformation programs, product management, or project management. (Equivalent experience of 10 years, including 6 years in relevant roles, will also be considered.) Proven expertise applying program governance frameworks, methodologies, and tools to deliver measurable outcomes in large-scale transformation programs. A recognized certification (e.g., PMP, SAFe, Agile, or related certification). A track record of leading enterprise-level, high-impact change initiatives in large organizations, with clear evidence of driving business value. Exceptional communication skills with the ability to translate complex concepts into clear, compelling messages and influence stakeholders at all levels, including executive leadership. A natural ability to adapt and lead through ambiguity, bringing clarity, confidence and creativity to evolving situations and shifting priorities. A mindset that embraces transformation as opportunity, with the resilience and flexibility to pivot, reframe challenges and guide others through uncertainty. Preferred Qualifications and Experience: Elevate Your Impact While not required, the following qualifications and experience will help you thrive and lead with even greater influence: Experience coaching or developing talent, including mentoring junior practitioners or enabling non-experts to perform transformation activities confidently and successfully. Experience collaborating with customer experience, UX, or human-centered design teams to create change strategies that are empathetic, user-informed, and adoption-ready. Proficiency in collaboration and transparency tools such as Jira, Miro, Target Process, or Trello, tools that support agile ways of working and cross-functional alignment. Exceptional problem-solving and strategic thinking skills, with a demonstrated ability to connect dots across systems, teams, and initiatives. Industry experience in banking or financial services, including a strong understanding of the regulatory, operational, and organizational dynamics that influence transformation success. Strong business acumen, with the ability to anticipate organizational challenges and design strategies that drive measurable outcomes. Experience with people leadership responsibilities, including performance management, resource planning, recruitment, and mentoring, whether formally or through matrixed team structures. #LI-LA1 M&T Bank is committed to fair, competitive, and market-informed pay for our employees. The pay range for this position is $118,200.00 - $197,000.00 Annual (USD). The successful candidate’s particular combination of knowledge, skills, and experience will inform their specific compensation. Location Philadelphia, Pennsylvania, United States of America

Provide high-level administrative and secretarial support to senior management including calendar and travel management, correspondence, and project assignments. | Requires associate degree or equivalent experience and at least 4 years of progressive secretarial or administrative support experience. | Overview: Provides high level, more complex secretarial/administrative support to senior management employees or groups in the Bank Primary Responsibilities: Serve as a liaison between manager and bank personnel, responding to questions and issues on departmental matters. Creates non-routine correspondence and communications on behalf of manager. Perform high level administrative / project assignments, relieving management of many day-to-day operations and ensuring smooth functioning of department. Prepare and arrange business presentations, management letters, and other communications to include agendas, meeting minutes. Schedule appointments and maintain calendar for manager. Coordinate all travel arrangements. Prepare disbursements and billings for approval. Maintains financial expense records. Adhere to applicable compliance/operational risk controls in accordance with Company or regulatory standards and policies. Promote an environment that supports belonging and reflects the M&T Bank brand. Maintain M&T internal control standards, including timely implementation of internal and external audit points together with any issues raised by external regulators as applicable. Complete other related duties as assigned. Education and Experience Required: Associate's degree or equivalent in experience 4 years progressive secretarial/administrative support experience with demonstrated development of skills on-the-job M&T Bank is committed to fair, competitive, and market-informed pay for our employees. The pay range for this position is $25.07 - $41.79 Hourly (USD). The successful candidate’s particular combination of knowledge, skills, and experience will inform their specific compensation. Location: New York, New York, United States of America

Oversee protection and encryption engineering programs, lead strategic cybersecurity initiatives, manage a large team, and ensure regulatory compliance. | Bachelor's degree and 9+ years experience with expertise in WAF, IPS, encryption, and 3+ years managerial experience. | Overview: Manages the activities and strategic priorities of the Protection Engineering and Encryption Engineering Programs within Cybersecurity Infrastructure Engineering. Responsible for financial and human capital planning to ensure short- and long-term strategic efforts support and protect the Bank from internal and external cybersecurity threats. Primary Responsibilities: Drive the development and execution of comprehensive cybersecurity strategies for Web Application Firewall, Intrusion Prevention, and Encryption controls, ensuring alignment with overall cybersecurity vision and organizational needs. Partner with Cyber senior leadership and Finance to direct business and financial resources effectively based on risk assessments and strategic priorities. Monitor and review the effectiveness of risk measurement strategy, update assessments, and procedures in partnership with technology risk and enterprise risk teams and communicate risk status to senior management. Lead strategic initiatives across Cybersecurity that drive automation, continuous improvement, and operational efficiencies, while maintaining or improving overall outcomes. Establish and maintain incident response policies and procedures, ensuring they align with industry best practices and regulatory requirements. Collaborate with engineering and architecture teams to select appropriate security technologies that align with overall technology roadmap and cybersecurity goals. Leverage industry knowledge and expertise to inform best practices and policies, ensuring continued compliance with applicable laws and regulations. May represent organization in industry forums and regulatory engagements to understand and address cybersecurity-related legal and regulatory requirements. Create strong workforce plan to meet business needs, including (but not limited to) mentoring and coaching high potential team members, developing career paths and succession planning for key roles, identifying training needs and gaps, and establishing culture of knowledge sharing and collaboration. Guide creation and maintenance of internal Cybersecurity training needs to deliver security awareness and training programs across the Bank. Develop Cybersecurity strategy and programs that strategically meets the needs and addresses the challenges of the organization. Partner with procurement and vendor management teams to assess vendor security controls, conduct due diligence, and negotiate appropriate security provisions in contracts. Exercise usual authority of a manager concerning staffing, performance appraisals, promotions, salary recommendations, performance management, and terminations. Understand and adhere to the Company’s risk and regulatory standards, policies, and controls in accordance with the Company’s Risk Appetite. Design, implement, maintain, and enhance internal controls to mitigate risk on an ongoing basis. Identify risk-related issues needing escalation to management. Promote an environment that supports belonging and reflects the M&T Bank brand. Maintain M&T internal control standards, including timely implementation of internal and external audit points together with any issues raised by external regulators as applicable. Complete other related duties as assigned. Scope of Responsibilities: This role manages the following functions/teams within the Cybersecurity department: Protection Engineering, consisting of Web Application Firewall Engineers and Intrusion Prevention System Engineers and Encryption Engineering, consisting of an Encryption Manager and the Encryption Engineers that report to the Encryption Manager Primary partners: CISO, CIO, Technology Directors, Cybersecurity Operations organization, Cybersecurity Infrastructure Engineering organization. Stakeholders: Regulators, Technology team, and the Bank. Work is accomplished with minimal direction; strategizes team imperatives in alignment with Bank imperatives. This role may act as a lead Cybersecurity representative with Regulators. Accountable for developing and executing budget for functions/teams they oversee. Manager Responsibility: Typically leads a team of 25 or more FTEs (directly leading managers, and indirectly individual contributors) Education and Experience Required: Bachelor's degree and a minimum of 9 years’ relevant work experience, or in lieu of a degree, a combined minimum of 13 years’ higher education and/or work experience. Demonstrated expert knowledge of Cybersecurity principles. Minimum of 8 years’ work experience in/with the specific cybersecurity function. Minimum 3 years’ managerial experience Expertise in Web Application Firewall and Intrusion Prevention System policy strategy and automation. Expertise in SSL Certificate management, cipher management, and both symmetric and asymmetric encryption technologies and best practices. Expertise in software engineering methodologies and general-purpose automation platforms Education and Experience Preferred: Eligibility to obtain a Top Secret/Sensitive Compartmented Information (TS/SCI) US Government Security Clearance. Minimum of 5 years’ managerial experience. Proven ability to mentor and lead cybersecurity people leaders and teams of people. Excellent communication skills. Excellent interpersonal skills. Proven ability to effectively convey message to technical and business leaders. Experience effectively influencing senior leaders. Proven experience strategically prioritizing across competing priorities and quickly changing landscape. Experience in a highly regulated industry environment, including building and maintaining effective relationships with external stakeholders. Advanced understanding of financial services regulations, compliance requirements, and risk management practices. Experience translating a strategic business objective into strategic cyber plans, programs, and initiatives. Expertise in Security Information and Event Management technologies and best practices. Expertise in cybersecurity innovation and emerging technologies. . #LI-JB3 #Hybrid M&T Bank is committed to fair, competitive, and market-informed pay for our employees. The pay range for this position is $167,600.00 - $279,400.00 Annual (USD). The successful candidate’s particular combination of knowledge, skills, and experience will inform their specific compensation. Location Buffalo, New York, United States of America

Design, implement, and maintain complex security solutions including monitoring and automation to protect organizational assets. | Bachelor's degree with 3+ years relevant experience, proficiency in cybersecurity tools, critical thinking, and translating architecture into technical requirements. | Overview: Responsible for designing and implementing medium-scale security systems and solutions to develop or enhance new or existing security solutions, solving moderate to complex problems or enhancements. Completes day-to-day support activities and special projects. Primary Responsibilities: Design components of security solutions with significant complexity and moderate risk, ensuring alignment with cybersecurity objectives and organizational needs Configure and develop controls for security tools or systems to fortify system defenses. Design and execute testing of systems and technology thoroughly in coordination with cross-functional teams to ensure reliability and effectiveness of security measures. Deploy security systems and code, ensuring seamless integration into existing infrastructure while minimizing disruptions. Continuously monitor and tune security systems to enhance efficiency and effectiveness in mitigating and detecting threats. Develop and implement automated installation, configuration, and processes to streamline security operations and response activities. Partner with Cybersecurity and Technology teams on security solutions implementations and maintenance Proactively recommend process enhancements and implements prioritized improvements within Cybersecurity team. Engage with vendor for routine security products or solutions support. Understand and adhere to the Company’s risk and regulatory standards, policies, and controls in accordance with the Company’s Risk Appetite. Design, implement, maintain, and enhance internal controls to mitigate risk on an ongoing basis. Identify risk-related issues needing escalation to management. Promote an environment that supports belonging and reflects the M&T Bank brand. Maintain M&T internal control standards, including timely implementation of internal and external audit points together with any issues raised by external regulators as applicable. Complete other related duties as assigned. Scope of Responsibilities: This role is used in one or more of the following cybersecurity function: Data Loss Prevention Engineering – designs and implements strategies and technologies to prevent unauthorized access, transmission, or leakage of data within and outside of the Bank's network and systems. Detection Engineering – develops and deploys systems and processes to identify and respond to cybersecurity threats and incidents in real-time, aiming to minimize the impact of security events. Identity and Access Engineering – develops and manages the architecture, automation, and control mechanisms for provisioning of least privilege access for employees and contractors to internal and 3rd party systems, applications, and data sources. Security & Network Infrastructure – designs and implements secure network architecture, protocols, and technologies to protect data in transit, prevent unauthorized access, and detect and mitigate network-based attacks. Architects, maintains, and optimizes the tools and capabilities leveraged by cyber security to achieve organizational objectives. Protection Engineering – designs and implements security strategies, systems, policies, and procedures that proactively protect against cybersecurity threats and malicious activities targeting the Bank's systems and assets. Cloud Engineering – designs and implements the security of the organization’s cloud computing environment to protect against cybersecurity threats and malicious activities. Partners primarily with individual contributors and leaders within Cybersecurity and Technology, and occasionally senior leaders within Cybersecurity. Determines and develops approach to solutions. Work is accomplished with periodic check-ins for alignment and limited direction. Work is evaluated upon completion to ensure objectives have been met. Proficient ability to use multiple Cybersecurity tools, specific to function. Manager Responsibilities: No supervisory responsibilities. Education and Exp erience Required: Bachelor's degree and a minimum of 3 years’ relevant work experience, or in lieu of a degree, a combined minimum of 7 years’ higher education and/or work experience Education and Experience Preferred: Intermediate understanding of the security system development and infrastructure lifecycle and architecture, and systems design Proven experience with the tools utilized in assigned Cybersecurity function Experience translating architecture into technical requirements. Proficient level of critical thinking and problem solving Excellent written and verbal communication skills Proven experience collaborating with leaders to execute results. Prior experience seeking buy-in of others to align on processes. Ability to analyze and draw conclusions based on quantitative data from multiple sources. M&T Bank is committed to fair, competitive, and market-informed pay for our employees. The pay range for this position is $97,100.00 - $161,800.00 Annual (USD). The successful candidate’s particular combination of knowledge, skills, and experience will inform their specific compensation. Location Buffalo, New York, United States of America

Provide second-line oversight of Corporate Trust and fiduciary activities, managing operational risks and advising leadership. | Bachelor's degree with 10+ years in compliance or risk management and 5+ years managerial experience required. | *** Work Arrangement/Location: This is a hybrid position requiring in-office work four days a week and will be based at Buffalo, NY, Metro NYC, Wilmington, DE or Boston, MA. Overview: The Senior Compliance and Operational Risk Manager, Corporate Trust & Custody Services is responsible for providing independent second line oversight of Corporate Trust, Custody, Agency Services, Fiduciary, and related Institutional Services activities. The role serves as a trusted risk advisor to business leadership and is responsible for identifying, assessing, monitoring, and escalating compliance and operational risks in alignment with the Bank's risk appetite and regulatory expectations. This position leads risk oversight activities across Corporate Trust and Custody Services, including risk assessments, issue management, regulatory compliance, control effectiveness reviews, governance reporting, and credible challenge of first line risk management activities. The Senior Manager works closely with business leaders, enterprise risk partners, compliance teams, and auditors to strengthen risk management practices and promote a culture of operational excellence. Key Responsibilities Compliance and Operational Risk Oversight Provide independent oversight of Corporate Trust, Custody, Agency Services, Escrow Services, Loan Agency, Securities Administration, Collateral Administration, and related fiduciary activities. Evaluate inherent risks, control effectiveness, and residual risks across products, services, processes, and business activities. Deliver credible challenge regarding risk identification, control design, risk acceptances, and remediation activities. Assess emerging regulatory, operational, compliance, and conduct risks impacting the business. Risk Program Execution Lead execution and oversight of risk management programs, including: Risk and Control Self-Assessments (RCSAs) Compliance and operational risk assessments Key Risk Indicators (KRIs) Issue management and remediation oversight Change risk assessments Operational risk event reviews Third-party risk reviews Scenario analysis and stress testing support Emerging risk identification and monitoring Governance and Reporting Develop and present risk reporting to business leadership, risk committees, and senior management Monitor trends, control issues, loss events, KRIs, and regulatory developments impacting Corporate Trust and Custody Services. Escalate material issues and emerging concerns through established governance processes. Support examination management and regulatory engagement activities Leadership and Partnership Build effective partnerships with first line business leaders, Legal, Audit, Enterprise Risk, Compliance Testing, and Operations teams. Mentor and develop risk professionals while promoting strong risk management capabilities across the organization. Drive continuous improvement of risk frameworks, reporting, and oversight practices. Supervisory/ Managerial Responsibilities: Exercise usual authority of a manager concerning staffing, performance appraisals, promotions, salary recommendations, performance management and terminations Experience and Education Required: Bachelor's Degree in related field. 10 years’ experience in compliance, legal, audit, risk or other relevant function, OR in lieu of degree, A combined minimum of 14 years higher education and/or work experience, including 10 years compliance, legal, audit, risk or other relevant function Minimum of 5 years managerial or supervisory experience Ideal Qualifications: Corporate Trust, Custody, and Agency Services experience, preferably in 2LOD M&T Bank is committed to fair, competitive, and market-informed pay for our employees. The pay range for this position is $157,400.00 - $262,300.00 Annual (USD). The successful candidate’s particular combination of knowledge, skills, and experience will inform their specific compensation. Location Iselin, New Jersey, United States of America

Design and govern comprehensive technology solutions with hands-on leadership for cloud migrations and cross-team collaboration. | Bachelor's degree plus 7+ years experience, proficiency in multi-cloud and hybrid environments including Azure and Oracle, and software engineering expertise. | Job Description FUNCTION: Supports an assigned portfolio through architecting and designing comprehensive solutions to meet product needs. Works collaboratively with domain leadership to create solutions that align to architecture standards and principles, leveraging common solutions and services while meeting financial targets. POSITION RESPONSIBILITIES: Provide consultation on the design, building, testing and deployment of technology solutions and designs for the domain. Collaborate with domain leadership and enterprise architects to understand business drivers, business capabilities (future and current state), and determine corresponding solution designs. Enable domain leadership to make business decisions by working with domain subject matter experts to evaluate technology solutions, articulating the value and tradeoffs of each option. Participate in the creation of enterprise architecture standards and evaluate the quality and compliance of delivered solutions to ensure alignment with those standards. Collaborate with stakeholders on initiatives and participate in cross-team Agile ceremonies. Produce, enhance, and refine conceptual, logical, and physical solution architecture for strategic initiatives that align with Enterprise Architecture principles and vision. Apply cybersecurity, technology, and risk principles and standards to ensure proposed solutions are compliant. Research and identify the potential impact of existing, new, and emerging domain technologies and trends; publish findings internally for use by technology team members to leverage in future projects. Align governance activities to the Bank’s architecture standards and escalate to the appropriate stakeholders as needed. Objectively evaluate and solve domain specific architecture problems in partnership with domain SMEs. Collectively solve problems in collaboration with enterprise and solutions architects for dependent products. Mentor less experienced architects and act as the point person for cross-project technical issues and resolution. Harness existing technology resources through collaboration to benefit solutioning efforts. Understand and adhere to the Company’s risk and regulatory standards, policies, and controls in accordance with the Company’s Risk Appetite. Identify risk-related issues needing escalation to management. Identify risk-related issues needing escalation to management. Promote an environment that supports belonging and reflects the M&T Bank brand. Maintain M&T internal control standards, including timely implementation of internal and external audit points together with any issues raised by external regulators as applicable. Complete other related duties as assigned. Must provide hands-on cloud migration leadership, with demonstrated experience supporting application teams through design, build, migration, and operational readiness activities—not solely architecture advisory functions. Experience enabling Azure-based solutions, including landing zones, development environments, Infrastructure as Code (Terraform or equivalent), Azure SQL migration paths, API Management (APIM), Azure Functions, workflow/orchestration services, and Entra ID integration patterns. Must be capable of designing and governing complex hybrid architectures spanning Oracle Cloud, Microsoft Azure, enterprise SaaS solutions, data platforms, and legacy/on-premises environments. MINIMUM QUALIFICATIONS REQUIRED: Bachelor’s degree and 7 years of relevant work experience, or in lieu of a degree, a combined minimum of 11 year's higher education and/or relevant work experience Experience in software or service engineering and delivery Experience in the practical application of existing, new, and emerging technologies for strategic use Experience in researching, evaluating and articulating multiple approaches to solving technical problems Experience as a software practitioner, developing software and applications Experience with a minimum of two programming languages Experience in designing, developing and integrating applications with relevant software architecture principles Experience architecting enterprise solutions across multi-cloud and hybrid environments, including Oracle and Azure platforms. IDEAL QUALIFICATIONS PREFERRED: Graduate degree in a technical discipline Experience working in a lead capacity related to banking technical design Experience working in an Agile environment Industry recognized certification in programming languages and/or cloud technologies Experience working in the financial services industry We support our team members with generous benefits. Competitive compensation Health, welfare, and retirement benefits 401(k) match at 5% Work-life balance and flexible work arrangements Banking Officers start with 25 days PTO plus 12 paid holidays 40 hours paid volunteer hours per year Much more. For details, see: M&T Benefits Overview M&T Bank is committed to fair, competitive, and market-informed pay for our employees. The pay range for this position is $139,700.00 - $232,900.00 Annual (USD). The successful candidate’s particular combination of knowledge, skills, and experience will inform their specific compensation. The range listed above corresponds to our national pay range for this role. The specific pay range applicable to you may vary based on your location. Location Clanton, Alabama, United States of America

Manage strategic cybersecurity priorities, financial planning, and human capital to protect the bank from threats while overseeing multiple cybersecurity functions and ensuring regulatory compliance. | Bachelor's degree with at least 9 years relevant experience, minimum 3 years managerial experience, and expert cybersecurity knowledge required. | Overview: Manages the activities and strategic priorities of multiple cybersecurity departments. Responsible for financial and human capital planning to ensure short- and long-term strategic efforts support and protect the Bank from internal and external cybersecurity threats. Primary Responsibilities: Drive the development and execution of comprehensive cybersecurity strategies, ensuring alignment with overall cybersecurity vision and organizational needs. Partner with Cyber senior leadership and Finance to direct business and financial resources effectively based on risk assessments and strategic priorities. Monitor and review the effectiveness of risk measurement strategy, update assessments and procedures in partnership with technology risk and enterprise risk teams and communicate risk status to senior management. Lead strategic initiatives across Cybersecurity that drive continuous improvement and operational efficiencies, while maintaining or improving overall outcomes. Establish and maintain incident response policies and procedures, ensuring they align with industry best practices and regulatory requirements. Collaborate with engineering and architecture teams to select appropriate security technologies that align with overall technology roadmap and cybersecurity goals. Leverage industry knowledge and expertise to inform best practices and policies, ensuring continued compliance with applicable laws and regulations. May represent organization in industry forums and regulatory engagements to understand and address cybersecurity-related legal and regulatory requirements. Create strong workforce plan to meet business needs, including (but not limited to) mentoring and coaching high potential team members, developing career paths and succession planning for key roles, identifying training needs and gaps, and establishing culture of knowledge sharing and collaboration. Guide creation and maintenance of internal Cybersecurity training needs to deliver security awareness and training programs across the Bank. Develop Cybersecurity strategy and programs that strategically meets the needs and addresses the challenges of the organization. Partner with procurement and vendor management teams to assess vendor security controls, conduct due diligence, and negotiate appropriate security provisions in contracts. Exercise usual authority of a manager concerning staffing, performance appraisals, promotions, salary recommendations, performance management and terminations. Understand and adhere to the Company’s risk and regulatory standards, policies, and controls in accordance with the Company’s Risk Appetite. Design, implement, maintain, and enhance internal controls to mitigate risk on an ongoing basis. Identify risk-related issues needing escalation to management. Promote an environment that supports belonging and reflects the M&T Bank brand. Maintain M&T internal control standards, including timely implementation of internal and external audit points together with any issues raised by external regulators as applicable. Complete other related duties as assigned. Scope of Responsibilities: Primary partners: CISO, CIO, Technology Directors Stakeholders: Regulators, Technology team, and the Bank Work is accomplished with minimal direction; strategizes team imperatives in alignment with Bank imperatives. Oversees 2 or more functions/teams or a department within Cybersecurity. This role may act as a lead Cybersecurity representative with Regulators. Accountable for developing and executing budget for functions/teams they oversee. This role manages one or more functions/teams/departments within Cybersecurity: Operations and Threat – proactively identify, analyze, and respond to cyber threats, ensuring the Bank's digital assets are secure and resilient against potential risks and attacks. Functions/teams may include security operations center, governance & oversight, insider threat, data loss prevention, threat intel & hunt, incident response, detection & protection engineering Cloud and Architecture – design, implement, and manage secure and resilient cloud-based infrastructure, ensuring the protection of data and applications in the digital environment Security Assessments and Business Information Security Officers (BISO) – evaluate and enhance overall security posture through thorough assessments, aligning cybersecurity measures with business operations to mitigate risks effectively. Functions/teams may include vulnerability management, BISO, penetration testing & attack, third party assessments, static application security testing/dynamic application security testing (SAST/DAST) Identity and Access Management – regulate and secure user access to digital resources, ensuring proper authentication and authorization measures are in place to protect sensitive information and prevent unauthorized access. Functions/teams may include service & delivery, privileged access management, infrastructure & tooling, governance & oversight, monitoring & logging Security Engineering – design, implementation, and management of robust security measures and systems to protect digital assets, data, and networks from cybersecurity threats and unauthorized access. It encompasses various disciplines such as network security, access controls, and threat protection and detection, with the overarching goal of ensuring the confidentiality, integrity, and availability of information in the face of evolving cybersecurity risks Manager Responsibility: Typically leads a team of 25 or more FTEs (directly leading managers, and indirectly individual contributors) Education and Experience Required: Bachelor's degree and a minimum of 9 years’ relevant work experience, or in lieu of a degree, a combined minimum of 13 years’ higher education and/or work experience. Demonstrated expert knowledge of Cybersecurity principles. Minimum of 8 years’ work experience in/with the specific cybersecurity function. Minimum 3 years’ managerial experience Education and Experience Preferred: Eligibility to obtain a Top Secret/Sensitive Compartmented Information (TS/SCI) US Government Security Clearance Minimum of 8 years’ managerial experience Proven ability to mentor and lead cybersecurity people leaders and teams of people. Excellent communication skills. Excellent interpersonal skills. Proven ability to effectively convey message to technical and business leaders. Experience effectively influencing senior leaders. Proven experience strategically prioritizing across competing priorities and quickly changing landscape. Experience in a highly regulated industry environment, including building and maintaining effective relationships with external stakeholders. Advanced understanding of financial services regulations, compliance requirements, and risk management practices. Experience translating a strategic business objective into strategic cyber plans, programs, and initiatives. Expertise in cybersecurity innovation and emerging technologies. M&T Bank is committed to fair, competitive, and market-informed pay for our employees. The pay range for this position is $167,600.00 - $279,400.00 Annual (USD). The successful candidate’s particular combination of knowledge, skills, and experience will inform their specific compensation. Location Buffalo, New York, United States of America

Oversee risk identification, assessment, reporting, and remediation within a business division while leading risk planning and stakeholder relationships. | Bachelor's degree plus 9 years relevant experience or equivalent, with strong knowledge of risk frameworks and internal controls for a managerial role. | Overview: Manages first line of defense risk management responsibilities of a specified business unit within the Institutional Client Services Division (“ICS”) in accordance with the Enterprise Risk Framework. Oversees the proactive identification, accurate assessment and reporting of risks impacting the business unit, including loss events and Key Risk Indicators (KRIs). Ensures the appropriate escalation of identified issues and the timely completion of remediation plans. Primary Responsibilities: Lead the planning, execution, and reporting for the business unit first line of defense risk management function including ensuring the documentation of key processes and internal controls across the division. Ensure the complete and proper identification and assessment of risks across the business unit in accordance with the Enterprise Risk Framework and the ICS FLOD Program. Assist with applicable reporting to business unit management, Bank management and internal risk committees. Monitor business unit performance with respect to established key risk indicators (KRIs) and assist in the remediation measures, as necessary. Work with business unit business partners to ensure the accurate and timely completion of Risk Control Self Assessments (RCSAs) and other risk management reporting across the business unit. Identify emerging risks and risks associated with new products, services, markets, channels or changes to existing products, services, markets or channels across the business unit and oversee the reporting of these risks to management and the Bank’s Markets, Products and Services Risk Committee Ensure the effective and efficient management, reporting and resolution of issues and remediation plans. Oversee the process for identifying and reporting risk events and losses in a timely manner. Escalate identified issues to the ICS Business Line Risk Officer and business unit management. Assist in the development, implementation and oversight of the maintenance of policies for ICS, including updating policies in response to federal, state or business unit process changes. Respond to internal and external requests in relation to departmental policies and procedures. Provide coaching and mentoring to the staff. Build a working relationship with business unit management, Internal Audit, Corporate Operational Risk and Corporate Compliance. Exercise usual authority of a manager concerning staffing, performance appraisals, promotions, salary recommendations, performance management and terminations. Understand and adhere to the Company’s risk and regulatory standards, policies and controls in accordance with the Company’s Risk Appetite. Design, implement, maintain and enhance internal controls to mitigate risk on an ongoing basis. Identify risk-related issues needing escalation to management. Promote an environment that supports belonging and reflects the M&T Bank brand. Maintain M&T internal control standards, including timely implementation of internal and external audit points together with any issues raised by external regulators as applicable. Complete other related duties as assigned. Supervisory / Managerial Responsibilities: No of employees: 3 Education and Experience Required: Bachelor’s degree and a minimum of 9 years’ relevant work experience specific to the business unit supported, or in lieu of a degree, a combined minimum of 13 years’ higher education and/or work experience, including a minimum of 9 years’ relevant work experience specific to the business unit supported Education and Experience Preferred: Certification related to the specific business unit supported M&T Bank is committed to fair, competitive, and market-informed pay for our employees. The pay range for this position is $141,800.00 - $236,400.00 Annual (USD). The successful candidate’s particular combination of knowledge, skills, and experience will inform their specific compensation. Location Wilmington, Delaware, United States of America

Provide high-level administrative and strategic support to CHRO and HR leadership, managing calendars and coordinating communications. | Requires associate degree and 7 years supporting senior executives with proficiency in Microsoft Office and strong discretion. | Overview: The Executive Assistant to the Chief Human Resources Officer (CHRO) provides high-level, proactive, and highly confidential administrative support to the CHRO and Human Resources leadership team. This role serves as a trusted partner, managing complex executive priorities, facilitating communication across the organization, and ensuring the efficient operation of the Human Resources function. The ideal candidate thrives in a fast-paced environment, exercises exceptional judgment and discretion, and regularly interacts with senior executives, board-level stakeholders, and key business leaders. Primary Responsibilities: Serve as a strategic liaison between the CHRO, executive leadership, business partners, and external stakeholders, responding to inquiries and facilitating communication on sensitive and enterprise-wide Human Resources matters. Manage and maintain the CHRO’s complex business calendar, exercising sound judgment in prioritizing requests, resolving scheduling conflicts, and coordinating meetings across multiple stakeholders and time zones. Coordinate all travel arrangements and prepare detailed itineraries, briefing materials, and supporting documentation for meetings, events, and executive engagements. Support the CHRO and HR leadership team with project-oriented assignments, including conducting research, gathering and analyzing information, preparing reports, and presenting findings and recommendations. Draft, edit, and manage non-routine correspondence, communications, presentations, and other executive-level materials on behalf of the CHRO. Perform complex administrative and project management responsibilities that enable the CHRO to focus on strategic priorities while ensuring the smooth operation of the Human Resources function. Prepare and coordinate executive presentations, leadership meeting materials, agendas, minutes, and follow-up action items. Organize and support talent reviews, leadership meetings, employee engagement initiatives, board materials, and other critical HR processes. Maintain confidential personnel, compensation, organizational, and business information with the highest level of discretion and professionalism. Process and maintain executive expense reports, department invoices, disbursements, and budget-related documentation as required. Build and maintain strong working relationships across all levels of the organization while demonstrating professionalism and excellent customer service. Ensure compliance with applicable policies, procedures, operational risk controls, and regulatory requirements. Promote an inclusive work environment that supports diversity, equity, and inclusion and reflects the M&T Bank brand. Maintain internal control standards, including the timely implementation of internal and external audit recommendations and resolution of issues identified by regulators, as applicable. Complete additional duties and special projects as assigned. Education and Experience Required: Associate’s degree or equivalent combination of education and experience. Minimum of 7 years of progressively responsible administrative support experience, including direct support of C-suite executives or senior leadership. Demonstrated experience supporting executives in a complex, fast-paced corporate environment. Advanced proficiency in Microsoft Office applications, including Outlook, Word, Excel, PowerPoint, and Teams. Strong organizational, project management, and time management skills with the ability to manage multiple priorities simultaneously. Excellent verbal, written, and interpersonal communication skills. Proven ability to exercise discretion, maintain strict confidentiality, and use sound independent judgment. Strong attention to detail, problem-solving abilities, and a proactive, service-oriented mindset. Preferred Qualifications: Bachelor's degree. Experience supporting a Chief Human Resources Officer or senior Human Resources leader. Experience coordinating executive-level meetings, board materials, and enterprise-wide initiatives. Familiarity with HR processes, organizational planning, talent management, or employee-related programs. Experience working within a highly regulated industry or large corporate environment. M&T Bank is committed to fair, competitive, and market-informed pay for our employees. The pay range for this position is $54,100.00 - $90,100.00 Annual (USD). The successful candidate’s particular combination of knowledge, skills, and experience will inform their specific compensation. Location Buffalo, New York, United States of America

Provide high-level administrative and secretarial support to the Chief Risk Officer, including calendar management, travel coordination, and preparing reports and presentations. | Requires an Associate's degree or equivalent experience and 7 years of progressive responsibility. | Overview: Provides secretarial/administrative support directly to the Chief Risk Officer exercising tact and diplomacy. Primary Responsibilities: Serve as liaison between the Executive and bank personnel and respond to questions and/or issues on organizational matters. Handle a wide variety of situations and conflicts involving the day-to-day activities and operations of the Executive Maintain executive’s business calendar and uses discretion to screen requests for meetings and appointments. Reschedule meetings and appointments to meet special contingencies. Coordinate all travel arrangements and prepare business itineraries Perform project-oriented assignments for executive to include researching data, compiling information, and prepare formal results on results and recommendations Prepare correspondence, reports, and summarizes data of an advanced nature. Compose memos and other types of correspondence for executive management. Prepare and arrange business presentations, management letters, and other communications ensuring materials are prepared in a timely and professional manner Education and Experience Required: Associate's degree or equivalent in experience. 7 years’ experience at successive levels of responsibility M&T Bank is committed to fair, competitive, and market-informed pay for our employees. The pay range for this position is $54,100.00 - $90,100.00 Annual (USD). The successful candidate’s particular combination of knowledge, skills, and experience will inform their specific compensation. Location Buffalo, New York, United States of America

Participate in a 10-month development program focusing on credit underwriting, financial analysis, and portfolio monitoring. | Bachelor's degree in Finance or related field with minimum 3.0 GPA and strong financial statement analysis skills. | Overview: The Commercial Credit Analyst Program (the “Program”) is a structured, full‑time development program designed to prepare early‑career professionals for long‑term roles in commercial and corporate credit. Participants receive formal classroom instruction with expert facilitation and program management support, hands‑on credit underwriting and monitoring experience, and exposure to and network building with credit associates, senior credit officers, relationship managers, and risk leadership. The program typically spans 10 months, combining rotational assignments with increasing credit and analytical complexity. Throughout the Program, participants will report to the Commercial Credit Senior Director of Business Execution & Credit Support and will receive on-the-job guidance from Credit Managers and other department personnel. Upon successful completion of the Program, participants will be placed into a Commercial Credit Analyst role determined by business need. Primary Responsibilities: Training & Development Complete a formal training program that includes instructor-led sessions, web-based learning, individual and group activities, and on-the-job assignments. Demonstrate active engagement in all training and cohort sessions by contributing to discussions, asking questions, participating in activities, and collaborating with peers. Complete all program assignments, exercises, and deliverables by established deadlines and to required quality standards. Participate in ongoing coaching and feedback sessions with senior analysts, credit associates, credit managers, and credit officers; apply feedback to improve performance. Demonstrate progressive readiness for independent underwriting responsibilities based on performance, capability development, and consistent application of program learning. Participate in leadership and functional professional development, networking, and community-focused activities as part of the cohort experience. Credit Analysis & Underwriting Review and analyze financial statements, cash flow, leverage, liquidity, and capital structures of middle‑market, commercial real estate, and large corporate borrowers Prepare comprehensive credit memoranda for new originations, renewals, amendments, and underwriting events. Assess borrower performance, industry trends, and macroeconomic risks. Evaluate collateral, guarantor support, covenant structures, and debt capacity. Portfolio Monitoring & Risk Management Monitor assigned loan portfolios for credit quality, covenant compliance, and early warning indicators. Support portfolio reviews, stress testing, and risk rating migrations. Assist with criticized/classified credit identification and action plans. Develop an understanding of various credit policies and procedures along with product knowledge. Deal Support & Exposure Partner with relationship managers, credit associates, and product specialists to support credit structuring. Participate in due diligence calls, management meetings, and underwriting discussions. Gain exposure to syndicated loans, leveraged finance, asset‑based lending, commercial real estate and other corporate credit products, as applicable. Adhere to applicable compliance/operational risk controls in accordance with Company or regulatory standards and policies. Promote an environment that supports belonging and reflects the M&T Bank brand. Maintain M&T internal control standards, including timely implementation of internal and external audit points together with any issues raised by external regulators as applicable. Complete other related duties as assigned. Scope of Responsibilities: Commercial Credit is responsible for the credit delivery of the Bank's commercial clients throughout the credit lifecycle. Credit assessments range from initial analyses of new relationships to the Bank to material modifications or restructurings of long-term relationships and ongoing monitoring through the life of the loan. Commercial Credit is also responsible for ensuring the accurate completion of the Bank's risk rating scorecards and financial statement spreads. The work completed in this capacity is used to make credit decisions for new or renewed or amended credit transactions. Participates in the assigned Commercial Credit Analyst Program (CAP) training curriculum. Includes a combination of in-person and virtual training and activities, as well as on-the-job application. Rotations provide the opportunity for the participant to support different teams and functions across the various Commercial Credit line of businesses, segments, and geographic locations and may include: Commercial & Industrial Banking Commercial Real Estate Specialized Industries Leveraged Finance Managerial/Supervisory Responsibilities: None Education and Experience Required: Bachelor’s degree in Finance, Accounting, Economics or a related field with cumulative GPA of 3.0. Strong financial statement analysis and accounting fundamentals. Analytical mindset with attention to detail and sound judgment. Clear, concise written communication skills for credit documentation. Ability to manage multiple priorities in a deadline‑driven environment. Proficiency in Microsoft Excel, Word, and PowerPoint. Professional curiosity and desire to build a career in credit risk. Ability to work in a team-oriented environment with individual assignments. Willingness to adapt to technology changes, innovation, agility, customer centricity, change management and continuous improvement. Travel will be required for in-person sessions, approximately 1 week at a time throughout the program. Work in a hybrid environment (4 days in the office, remainder remote). Education and Experience Preferred: MBA 0–3 years of relevant experience in credit, banking, finance, accounting, audit, or financial analysis. Internship or prior exposure to commercial or corporate banking. Physical Requirements: M&T Bank is committed to fair, competitive, and market-informed pay for our employees. The pay range for this position is $29.57 - $43.99 per hour. The successful candidate’s particular combination of knowledge, skills, and experience will inform their specific compensation. The range listed above encompasses all geographic locations. The pay rate specific to your location will fall within this range and is available from your recruiter. Location Buffalo, New York, United States of America Great companies have an enduring sense of purpose. At M&T, our purpose is a simple one: make a difference in people’s lives and uplift the communities we serve. M&T Bank Corporation is a financial holding company headquartered in Buffalo, New York. M&T’s affiliates offer advice, guidance, expertise and solutions across the entire financial spectrum, combining M&T Bank’s traditional banking services with the wealth management and institutional capabilities offered by Wilmington Trust. M&T Bank has a network of over 1,000 branches and 2,200 ATMs that span 12 states from Maine to Virginia and Washington, D.C. For more than 165 years, M&T has strived to take an active role in our communities and build long-lasting relationships with our customers. We are a bank for communities—combining the capabilities of a large bank with the care of a locally focused institution. As an employer of choice, we are proud to offer competitive benefits ranging from medical and retirement to forty hours of paid volunteer time, each year. Our core values – integrity, ownership, collaboration, curiosity, and candor – drive the work we do. We seek to further build upon our record of success by bringing in top talent and fresh skill sets while continuing to support the growth and development of all our team members. View M&T’s Human Capital Report to learn more. Ready to join our team? Submit your application today! If you are unable to apply through this site due to technical issues or need an accommodation to apply, please contact us at careersitesupport@mtb.com for assistance. M&T Bank is unwavering when it comes to providing equal employment opportunities to all employees and applicants without regard to race, color, national origin, religion, ethnicity, sex, gender identity, age, disability, citizenship, pregnancy, veteran status, military status, marital status, sexual orientation, genetic information or any other characteristic protected under applicable federal, state or local laws. M&T Bank Corporation has policies and procedures in place to promote a drug free workplace. Career Site Privacy Notice