BILL

Collaborate with teams to build and scale payment platform components and next-gen capabilities, diagnose production issues, and advocate best practices. | At least 3 years experience with scalable payment systems using Java, Spring Boot, AWS, microservices, API integration, and Infrastructure as Code. | Innovate with purpose At BILL, we believe in empowering the businesses that drive our economy. By replacing outdated financial processes with innovative tools, we help businesses—from startups to established brands—make smarter decisions and gain control of their operations. And we don’t stop there: we’re creating the future of financial automation so businesses can spend more time on what matters. Working here means you become part of a vision-driven team that’s ready to tackle challenges and build cutting-edge solutions. We value purpose, drive, and curiosity—and we thrive in a fast-paced, ever-changing environment. We're remote-first, with office spaces in San Jose, CA and Draper, UT — and opportunities to connect in person when it counts. BILLders collaborate to deliver real impact for businesses that need more time in their busy weeks. BILL builds high performing teams and we seek to hire the best talent for every role. We're committed to building a workplace that fosters inclusion and diverse perspectives, valuing each person’s unique skills and experiences. We’d love to hear from you—you might be just what we’re looking for, whether in this role or another. ✨ Let’s give businesses more time for what matters. Make your impact within a rapidly growing Fintech Company Our payment teams are at the forefront of building key components for our platform to support our payment business. We work collaboratively with peer developers, product managers, designers, architects, data scientists, and various business partners to Enable businesses to thrive by offering intelligent payment choices & products to optimize their cash flow needs. We are looking for a passionate engineer to join us on an exhilarating journey to clock colossal payment volumes, build & ideate towards next-gen payment capabilities We’d love to chat if you have: 3 years experience developing and supporting scalable payment systems using Java, Spring Boot, AWS cloud services. Exposure to microservices architecture, messaging queues, event streaming, SQL/NoSQL databases, RESTful APIs, and CI/CD pipelines. Integrating with third-party payment providers through APIs, messaging, and event-driven architectures. Diagnosing and troubleshooting issues in live production environments. Experience in automating deployment, testing, and infrastructure management using Infrastructure as Code (IaC) tools. Collaborate with product and business teams to drive payment innovation and align technical solutions with business goals. Work within critical payment systems Advocate for scalability, reliability, security, and engineering best practices within the team. Participate in team meetings and technical discussions to help drive continuous improvement. Experience leveraging Gen AI technologies to accelerate software engineering by designing prompts, rigorously evaluating outputs, and integrating LLMs Visa Sponsorship: Please note that this position is not eligible for visa sponsorship. Applicants must have authorization to work in the United States without requiring visa sponsorship now or in the future. #LI #evergreen #HV Our ranges for each role and job level are based on a variety of factors including candidate experience, expertise, and geographic location and may vary from the amounts listed below. The role is also eligible for a competitive benefits package that includes: medical, dental, vision, life and disability insurance, 401(k) retirement plan, flexible spending & health savings account, paid holidays, paid time off, and other company benefits. The estimated salary ranges noted below roles in the specific geographic zones Zone 1: San Francisco Bay Area CA (includes HQ), New York City, Seattle, Los Angeles County $130,000—$156,000 USD Zone 2: CA (Non San Francisco Bay Area and Los Angeles County), Austin TX, Massachusetts $117,000—$140,400 USD Zone 3: Utah (includes Utah office), Dallas TX, Houston TX, Florida, North Carolina, Illinois, Colorado, Arizona, Georgia, Oregon, Pennsylvania $110,500—$132,600 USD What’s in it for you? Redefining how businesses automate their work is a fast-paced, exciting, and fun environment. But we also have benefits and perks to ensure the magic isn’t only experienced by our customers, but by our employees as well. Here is a preview of some of the amazing benefits here at BILL: 100% paid employee health, dental, and vision plans (choose HMO, PPO, or HDHP) HSA & FSA accounts Life Insurance, Long & Short-term disability coverage Employee Assistance Program (EAP) 11+ Observed holidays and wellness days and flexible time off Employee Stock Purchase Program with employee discounts Wellness & Fitness initiatives Employee recognition and referral programs And much more Don’t believe us? Check out our culture, benefits, and teams on our career site, LinkedIn Life, or YouTube pages. BILL is an Equal Opportunity Employer. We believe our best ideas come from the unique stories, perspectives, and experiences of our team members. We welcome people of all backgrounds, abilities, and identities to bring their authentic selves and contribute to our culture. We are committed to a transparent, inclusive hiring process that reflects our values. If you need accommodations at any stage, please contact interviewaccommodations@hq.bill.com. To ensure a fair evaluation, our Candidate Integrity Policy prohibits the use of unapproved external assistance, including generative AI, during live interviews or assessments. Doing so will result in a review and potential disqualification. Our Applicant Privacy Notice describes how BILL treats the personal information it receives from applicants.

Lead technical accounting research, ensure compliance with GAAP and SEC reporting, and collaborate cross-functionally to support financial statements and disclosures. | 8+ years accounting experience including Big 4, CPA required, strong GAAP and SEC knowledge, public company and SOX experience, excellent communication skills. | Innovate with purpose At BILL, we believe in empowering the businesses that drive our economy. By replacing outdated financial processes with innovative tools, we help businesses—from startups to established brands—make smarter decisions and gain control of their operations. And we don’t stop there: we’re creating the future of financial automation so businesses can spend more time on what matters. Working here means you become part of a vision-driven team that’s ready to tackle challenges and build cutting-edge solutions. We value purpose, drive, and curiosity—and we thrive in a fast-paced, ever-changing environment. Whether in one of our offices in San Jose, CA, Draper, UT, or in a remote-eligible role, BILLders collaborate to deliver real impact for businesses that need more time in their busy weeks. BILL builds high performing teams and we seek to hire the best talent for every role. We're committed to building a workplace that fosters inclusion and diverse perspectives, valuing each person’s unique skills and experiences. We’d love to hear from you—you might be just what we’re looking for, whether in this role or another. ✨ Let’s give businesses more time for what matters. Make Your Impact Within a Rapidly Growing Fintech Company. As the Technical Accounting Senior Manager, you will be the company's subject-matter expert on complex, non-recurring, and emerging accounting matters. You will research and document accounting positions under U.S. GAAP, partner cross-functionally with FP&A, Treasury, Tax, Legal, and the business, and help ensure our financial statements and disclosures are accurate, complete, and audit-ready. This role reports into the Technical Accounting & External Reporting leadership team and works closely with the Corporate Controller organization. What You'll Do • Research and evaluate the accounting impact of new or non-recurring transactions that are significant and may have a material impact to the Company's financial statements, and document conclusions in well-supported technical accounting memos reviewed by the Head of Financial Reporting and SOX PMO. • Monitor and assess new and emerging accounting pronouncements (ASUs) and SEC guidance, maintain the Company's accounting policies, and lead implementation of significant changes; subscribe to and leverage Big 4 accounting research tools and training. • Prepare technical accounting analyses and memo across areas such as revenue, stock-based compensation, leases, EPS, debt, equity, investments and others. • Serve as the technical accounting reviewer/approver in the Chart of Accounts creation and maintenance process, verifying that account mappings and financial statement alignments are accurate and adhere to internal standards. • Support the preparation and review of workpapers underlying the Form 10-Q/10-K, including areas such as EPS, stock-based compensation, and other non-routine transactions. • Own and operate key SOX controls within your areas, coordinate with external auditors on walkthroughs and requests, and maintain thorough, audit-ready documentation. • Partner with the compensation team to forecast stock-based compensation expenses. • Partner cross-functionally with FP&A, Treasury, Tax, Legal, and business teams to evaluate the accounting and reporting implications of new transactions, and strategic initiatives. What We're Looking For • Bachelor's degree in Accounting, Finance, or a related field; active CPA required. • 8+ years of progressive accounting experience, including significant Big 4 public accounting experience (technical accounting / national office experience a plus). • Strong, current knowledge of U.S. GAAP and SEC reporting requirements, with demonstrated ability to research technical issues and write clear, well-supported position papers/memos. • Experience with technical accounting areas such as stock-based compensation (ASC 718), leases (ASC 842), revenue (ASC 606), debt, and business combinations. • Public company experience and a working understanding of SOX internal controls and the external audit process. • Fintech or SaaS industry experience is a plus. • Hands-on experience with NetSuite and/or Oracle and Workiva preferred; advanced Excel skills. • Excellent communication and cross-functional partnering skills; comfortable operating in a fast-paced financial close environment with a high degree of ownership and autonomy. Visa Sponsorship: Please note that this position is not eligible for visa sponsorship. Applicants must have authorization to work in the United States without requiring visa sponsorship now or in the future. Our ranges for each role and job level are based on a variety of factors including candidate experience, expertise, and geographic location and may vary from the amounts listed below. The role is also eligible for a competitive benefits package that includes: medical, dental, vision, life and disability insurance, 401(k) retirement plan, flexible spending & health savings account, paid holidays, paid time off, and other company benefits. The estimated salary ranges noted below roles in the specific geographic zones Zone 1: San Francisco Bay Area CA (includes HQ), New York City, Seattle, Los Angeles County $150,800—$188,200 USD Zone 2: CA (Non San Francisco Bay Area and Los Angeles County), Austin TX, Massachusetts $135,700—$169,400 USD Zone 3: Utah (includes Utah office), Dallas TX, Houston TX, Florida, North Carolina, Illinois, Colorado, Arizona, Georgia, Oregon, Pennsylvania $128,200—$160,000 USD What’s in it for you? Redefining how businesses automate their work is a fast-paced, exciting, and fun environment. But we also have benefits and perks to ensure the magic isn’t only experienced by our customers, but by our employees as well. Here is a preview of some of the amazing benefits here at BILL: • 100% paid employee health, dental, and vision plans (choose HMO, PPO, or HDHP) • HSA & FSA accounts • Life Insurance, Long & Short-term disability coverage • Employee Assistance Program (EAP) • 11+ Observed holidays and wellness days and flexible time off • Employee Stock Purchase Program with employee discounts • Wellness & Fitness initiatives • Employee recognition and referral programs • And much more Don’t believe us? Check out our culture, benefits, and teams on our career site, LinkedIn Life, or YouTube pages. BILL is an Equal Opportunity Employer. We believe our best ideas come from the unique stories, perspectives, and experiences of our team members. We welcome people of all backgrounds, abilities, and identities to bring their authentic selves and contribute to our culture. We are committed to a transparent, inclusive hiring process that reflects our values. If you need accommodations at any stage, please contact interviewaccommodations@hq.bill.com. To ensure a fair evaluation, our Candidate Integrity Policy prohibits the use of unapproved external assistance, including generative AI, during live interviews or assessments. Doing so will result in a review and potential disqualification. Our Applicant Privacy Notice describes how BILL treats the personal information it receives from applicants.

Lead go-to-market strategies for accounting channel focusing on acquisition, retention, and enablement. | 8+ years in product marketing, preferably B2B SaaS or fintech, with strong strategic and cross-functional leadership skills. | Innovate with purpose At BILL, we believe in empowering the businesses that drive our economy. By replacing outdated financial processes with innovative tools, we help businesses—from startups to established brands—make smarter decisions and gain control of their operations. And we don’t stop there: we’re creating the future of financial automation so businesses can spend more time on what matters. Working here means you become part of a vision-driven team that’s ready to tackle challenges and build cutting-edge solutions. We value purpose, drive, and curiosity—and we thrive in a fast-paced, ever-changing environment. Whether in one of our offices in San Jose, CA, Draper, UT, or in a remote-eligible role, BILLders collaborate to deliver real impact for businesses that need more time in their busy weeks. BILL builds high performing teams and we seek to hire the best talent for every role. We're committed to building a workplace that fosters inclusion and diverse perspectives, valuing each person’s unique skills and experiences. We’d love to hear from you—you might be just what we’re looking for, whether in this role or another. ✨ Let’s give businesses more time for what matters. Make your impact within a rapidly growing Fintech Company The Product Marketing team at BILL is the driving force behind bringing products to market and growing their impact on customers and the business. We represent the voice of the customer before, during, and after launch. Our role is to articulate product value in a way that resonates with customers, differentiates against the competition, and drives adoption, retention, and advocacy. At BILL, Product Marketing partners closely with Product, Support, Sales, Customer Success, Brand, Growth, Creative, and Legal, making it a highly dynamic and influential function. As a Senior Product Marketing Manager, you will be responsible for shaping strategy and driving execution across the full go-to-market (GTM) lifecycle while supporting growth in key business metrics. This role will focus on the Accounting Channel, developing strategies and programs to drive acquisition and retention, partnering across Marketing, Product, Sales, and Customer Success. You will be the voice of the customer in roadmap discussions, create differentiated positioning and messaging, and orchestrate effective GTM launches. You’ll lead the GTM strategy and execution for AC acquisition, retention and enablement. You’ll also lead core functions such as competitive analysis, market research, and customer advocacy. Success in this role will be measured by your ability to deliver against business metrics and influence cross-functional stakeholders. Key Responsibilities: Drive go-to-market (GTM) strategies that deliver on business goals by solving customer problems and translating insights into executable plans. Quickly develop deep product expertise and understanding of customer workflows, partnering with Product to influence roadmap and feature development. Serve as the champion for accountants, turning insights about needs, journeys, and segments into messaging and programs that resonate with a focus on understanding accounting workflows, client management needs and how BILL fits into their AP advisory practice. Lead audience segmentation, positioning, and messaging, creating compelling product narratives that guide all GTM efforts. Own GTM leadership, aligning cross-functional stakeholders, securing resources, and supporting effective launches. Manage end-to-end projects, ensuring alignment and execution across highly matrixed teams. Partner with Sales to deliver enablement content, tools, and processes that drive adoption, address competition, and support new capabilities. We’d love to chat if you have: 8+ years of professional experience in Product Marketing (or closely related role), with direct experience at the Senior Product Marketing Manager level. Proven experience in B2B SaaS and/or fintech with preference for companies that sell to accounting and finance professionals or financial operations software. A track record of successful product and feature launches, including developing positioning, messaging, and GTM strategy. Experience supporting a channel sales or indirect distribution motion, including creating enablement tools for a sales team that sells through partners, advisors, or professional firms Experience conducting market research, competitive analysis, and customer segmentation, and translating findings into actionable strategies. Strong strategic and analytical mindset, with the ability to work closely with market research and analytics teams. Demonstrated ability to work cross-functionally and influence without direct authority. Strong written and verbal communication skills, with experience developing sales enablement tools and presenting to leadership. Experience managing complex projects end-to-end in a highly matrixed environment. Preferred Qualifications: Proven track record in product or segment marketing targeting accountants, financial advisors, or B2B enterprise channels (payments or fintech experience heavily preferred). Experience building and delivering sales enablement programs for a field or managed sales team, including training, battle cards, objection handling, and payments or product-specific playbooks. Ability to navigate ambiguity and adapt strategies in dynamic environments. Self-starter mindset with the ability to operate independently and proactively. Skilled in storytelling and presentation, with the ability to engage both internal and external audiences. Collaborative working style, with a proven ability to build alignment across Product, Sales, and Marketing. Please note that this position is not eligible for visa sponsorship. Applicants must have authorization to work in the United States without requiring visa sponsorship now or in the future. Our ranges for each role and job level are based on a variety of factors including candidate experience, expertise, and geographic location and may vary from the amounts listed below. The role is also eligible for a competitive benefits package that includes: medical, dental, vision, life and disability insurance, 401(k) retirement plan, flexible spending & health savings account, paid holidays, paid time off, and other company benefits. The estimated salary ranges noted below roles in the specific geographic zones Zone 1: San Francisco Bay Area CA (includes HQ), New York City, Seattle, Los Angeles County $146,400—$183,000 USD Zone 2: CA (Non San Francisco Bay Area and Los Angeles County), Austin TX, Massachusetts $131,700—$164,700 USD Zone 3: Utah (includes Utah office), Dallas TX, Houston TX, Florida, North Carolina, Illinois, Colorado, Arizona, Georgia, Oregon, Pennsylvania $124,500—$155,700 USD What’s in it for you? Redefining how businesses automate their work is a fast-paced, exciting, and fun environment. But we also have benefits and perks to ensure the magic isn’t only experienced by our customers, but by our employees as well. Here is a preview of some of the amazing benefits here at BILL: 100% paid employee health, dental, and vision plans (choose HMO, PPO, or HDHP) HSA & FSA accounts Life Insurance, Long & Short-term disability coverage Employee Assistance Program (EAP) 11+ Observed holidays and wellness days and flexible time off Employee Stock Purchase Program with employee discounts Wellness & Fitness initiatives Employee recognition and referral programs And much more Don’t believe us? Check out our culture, benefits, and teams on our career site, LinkedIn Life, or YouTube pages. BILL is an Equal Opportunity Employer. We believe our best ideas come from the unique stories, perspectives, and experiences of our team members. We welcome people of all backgrounds, abilities, and identities to bring their authentic selves and contribute to our culture. We are committed to a transparent, inclusive hiring process that reflects our values. If you need accommodations at any stage, please contact interviewaccommodations@hq.bill.com. To ensure a fair evaluation, our Candidate Integrity Policy prohibits the use of unapproved external assistance, including generative AI, during live interviews or assessments. Doing so will result in a review and potential disqualification. Our Applicant Privacy Notice describes how BILL treats the personal information it receives from applicants.

Lead architectural direction and technical decisions for core data platform infrastructure and mentor senior engineers. | Bachelor's degree with 8+ years in data engineering, expert SQL and Python, and experience architecting large-scale production data systems. | Innovate with purpose At BILL, we believe in empowering the businesses that drive our economy. By replacing outdated financial processes with innovative tools, we help businesses—from startups to established brands—make smarter decisions and gain control of their operations. And we don’t stop there: we’re creating the future of financial automation so businesses can spend more time on what matters. Working here means you become part of a vision-driven team that’s ready to tackle challenges and build cutting-edge solutions. We value purpose, drive, and curiosity—and we thrive in a fast-paced, ever-changing environment. Whether in one of our offices in San Jose, CA, Draper, UT, or in a remote-eligible role, BILLders collaborate to deliver real impact for businesses that need more time in their busy weeks. BILL builds high performing teams and we seek to hire the best talent for every role. We're committed to building a workplace that fosters inclusion and diverse perspectives, valuing each person’s unique skills and experiences. We’d love to hear from you—you might be just what we’re looking for, whether in this role or another. ✨ Let’s give businesses more time for what matters. Make your impact within a rapidly growing Fintech Company The Data Platform team builds and operates BILL’s core data infrastructure, providing the end-to-end foundation that collects, stores, processes, governs, and serves data so every team at BILL can use it. We own the full data stack: inbound and outbound data lake, real-time streaming pipelines, batch processing, and data access layers including a Starburst query engine, Databricks Feature Store, Neo4j Knowledge Graph, and OpenSearch. Some capabilities require real-time access with strict low-latency SLAs. Our charter is to simplify the data landscape and power AI at BILL. To achieve this, we focus on building scalable platform capabilities rather than creating one-off pipelines or analytics reports. Engineers here work at the systems level: designing architectures, incubating new capabilities, setting standards, and enabling the rest of BILL to self-serve. The team sits within the CTO organization. Responsibilities: Operate at the architectural level, driving platform-wide technical decisions and mentoring the team. Own and evolve critical infrastructure across the full data lifecycle, spanning ingest, store, enrich, query, and serve. Architect and own critical data platform capabilities end-to-end, from inbound ingestion through data lake storage to downstream serving, including the feature store, query engine, knowledge graph, and search. Define technical direction for the team’s most complex, cross-cutting problems, such as streaming versus batch trade-offs, schema contracts, data access patterns, and real-time serving architectures. Drive design and delivery of new capabilities from inception to GA, including reference implementations, SLAs, and clear ownership handoff models. Establish and maintain architectural standards and engineering patterns adopted across the organization. Lead multi-phase technical migrations at enterprise scale, including compute platform upgrades, warehouse-to-lake migrations, and infrastructure modernization. Partner with engineering teams across BILL, such as ML/AI, Risk, Payments, and Analytics, to translate diverse data needs into durable platform solutions. Mentor senior and staff engineers, actively shaping the technical culture and engineering quality bar of the team. Own and continuously improve critical production systems with a focus on reliability, cost efficiency, and a self-serve developer experience. We’d love to chat if you have: Bachelors degree in Computer Science, Engineering, Mathematics, or equivalent work experience. 8+ years of experience in data engineering, distributed systems, or software engineering with a heavy focus on data infrastructure. 5+ years of experience specifically on data platform, data infrastructure, or data systems teams, rather than purely analytics or BI roles. Expertise in distributed systems design for data workloads, including a deep understanding of streaming, batch, and real-time serving trade-offs. Hands-on experience with event streaming platforms (such as Kafka, Flink, Spark Streaming, or equivalent) and CDC-based ingestion patterns. Strong proficiency with batch processing stacks (such as Airflow, dbt, Spark/Glue, or equivalent). Experience with modern open table formats and data lake architectures, including Apache Iceberg, Delta Lake, or equivalent frameworks. Familiarity with data access and serving layers, including query engines (Trino/Starburst, Presto), feature stores, vector stores, or graph databases. Expert-level SQL and strong Python skills, backed by solid software engineering fundamentals such as CI/CD, testing, and observability. Demonstrated experience architecting and operating large-scale, production-grade data platforms. A proven track record operating as a technical lead, with the ability to drive ambiguous, high-impact projects from first principles to production. The ability to define technical standards that hold across organizational boundaries rather than just within a single team. Desired Qualifications: 3+ years of experience in financial services, fintech, or SaaS companies. Experience building self-serve data platforms or developer-facing infrastructure tooling. Experience working in fintech, financial data, or highly regulated data environments. Our ranges for each role and job level are based on a variety of factors including candidate experience, expertise, and geographic location and may vary from the amounts listed below. The role is also eligible for a competitive benefits package that includes: medical, dental, vision, life and disability insurance, 401(k) retirement plan, flexible spending & health savings account, paid holidays, paid time off, and other company benefits. The estimated salary ranges noted below roles in the specific geographic zones Zone 1- San Francisco Bay Area CA (includes HQ), New York City, Seattle, Los Angeles County $195,800—$244,800 USD Zone 2- CA (Non San Francisco Bay Area and Los Angeles County), Austin TX, Massachusetts $176,200—$220,300 USD Zone 3 -Utah (includes Utah office), Houston TX, Florida, North Carolina $166,400—$208,100 USD What’s in it for you? Redefining how businesses automate their work is a fast-paced, exciting, and fun environment. But we also have benefits and perks to ensure the magic isn’t only experienced by our customers, but by our employees as well. Here is a preview of some of the amazing benefits here at BILL: 100% paid employee health, dental, and vision plans (choose HMO, PPO, or HDHP) HSA & FSA accounts Life Insurance, Long & Short-term disability coverage Employee Assistance Program (EAP) 11+ Observed holidays and wellness days and flexible time off Employee Stock Purchase Program with employee discounts Wellness & Fitness initiatives Employee recognition and referral programs And much more Don’t believe us? Check out our culture, benefits, and teams on our career site, LinkedIn Life, or YouTube pages. BILL is an Equal Opportunity Employer. We believe our best ideas come from the unique stories, perspectives, and experiences of our team members. We welcome people of all backgrounds, abilities, and identities to bring their authentic selves and contribute to our culture. We are committed to a transparent, inclusive hiring process that reflects our values. If you need accommodations at any stage, please contact interviewaccommodations@hq.bill.com. To ensure a fair evaluation, our Candidate Integrity Policy prohibits the use of unapproved external assistance, including generative AI, during live interviews or assessments. Doing so will result in a review and potential disqualification. Our Applicant Privacy Notice describes how BILL treats the personal information it receives from applicants.

Architect and own core risk and onboarding platform services with a focus on security and AI-assisted workflows. | 12+ years in software engineering focused on fintech risk, fraud, or security with deep Java/JVM and AWS cloud security expertise. | Innovate with purpose At BILL, we believe in empowering the businesses that drive our economy. By replacing outdated financial processes with innovative tools, we help businesses—from startups to established brands—make smarter decisions and gain control of their operations. And we don’t stop there: we’re creating the future of financial automation so businesses can spend more time on what matters. Working here means you become part of a vision-driven team that’s ready to tackle challenges and build cutting-edge solutions. We value purpose, drive, and curiosity—and we thrive in a fast-paced, ever-changing environment. Whether in one of our offices in San Jose, CA, Draper, UT, or in a remote-eligible role, BILLders collaborate to deliver real impact for businesses that need more time in their busy weeks. BILL builds high performing teams and we seek to hire the best talent for every role. We're committed to building a workplace that fosters inclusion and diverse perspectives, valuing each person’s unique skills and experiences. We’d love to hear from you—you might be just what we’re looking for, whether in this role or another. ✨ Let’s give businesses more time for what matters. Make your impact within a rapidly growing Fintech Company Join BILL's Risk Engineering organization as a Senior Staff Software Engineer and take on some of the most consequential technical challenges in fintech. Our Risk Engineering team builds the platforms that protect hundreds of thousands of SMBs from financial harm, owning the risk decisioning infrastructure, onboarding compliance systems, access control frameworks, and real-time signal processing pipelines that operate across payment, lending, and spend products. The team sits at the intersection of security engineering and financial risk, where the decisions you build into software directly affect whether a small business can trust BILL with their money. In this role, you will drive the technical vision and delivery of risk platform services with a security-by-default, platform-first mindset, from real-time decisioning engines and onboarding compliance workflows to privileged access controls and cloud security infrastructure in AWS. You will partner closely with Product, data scientists, compliance stakeholders, and infrastructure teams to turn complex fraud, regulatory, and identity signals into reliable, low-latency systems. A key part of this role is elevating engineering excellence by embedding AI-assisted workflows into design, testing, and development cycles to accelerate team velocity and code quality. This is hands-on technical leadership: you will not only define strategy but deliver production systems that raise the platform and security bar across the enterprise. Responsibilities: Architect and own core risk and onboarding platform services, including real-time decisioning engines, transaction monitoring pipelines, identity and workflow orchestration systems, and access eligibility controls that process high volumes of payments with strict latency, reliability, and accuracy requirements. Set the technical vision for cross-product onboarding and compliance platforms, establishing extensible patterns that support new customer types, products, and global geographies while meeting diverse regulatory requirements. Define and deliver a technical roadmap for risk and access control infrastructure, incorporating Zero Trust principles, role-based access controls, and privileged access management patterns into BILL's risk platform. Partner with AWS infrastructure and cloud architecture teams to design and implement security controls that enforce security-by-default across BILL's cloud environment, proactively identifying and remediating gaps in hygiene and configuration. Collaborate with data science teams to operationalize machine learning models for fraud detection and risk scoring, designing integration patterns that move models from research to production with appropriate observability, auditability, and controls. Define and champion standards for AI-assisted engineering, embedding tools like Claude into design reviews, testing, and debugging workflows to improve delivery speed and code quality across the organization. Lead end-to-end delivery of complex cross-functional risk and onboarding initiatives, coordinating across engineering, compliance, legal, and operations from requirements through production deployment. Mentor and elevate engineers on the risk team, investing in technical growth and raising the overall standard for system design, code quality, security thinking, and AI adoption. We'd love to chat if you have: 12+ years of software engineering experience, with meaningful time spent building risk, fraud, identity, onboarding compliance, or security platform systems at scale in a fintech or financial services environment. Deep expertise designing and building distributed, high-availability, low-latency systems in Java or a comparable JVM language, with strong command of system design tradeoffs under real-world production constraints. Hands-on experience implementing access control systems, including RBAC, privileged access management, or authentication and authorization frameworks in large-scale SaaS or cloud-native environments. Experience deploying and securing applications in AWS, with working knowledge of cloud security controls, IAM policies, and infrastructure hardening practices. Demonstrated track record leading large technical initiatives across engineering, compliance, and executive audiences in ambiguous, high-growth environments. Experience leveraging AI tools to meaningfully improve engineering delivery speed, code quality, or team workflows at an individual or organizational level. Desired Qualifications: Experience integrating machine learning models into production risk or fraud pipelines, including feature engineering, model serving infrastructure, and monitoring for model drift. Background working with real-time streaming architectures such as Kafka for risk signal processing or event-driven fraud detection systems, and familiarity with observability tooling such as Datadog or OpenTelemetry. Familiarity with financial compliance and regulatory frameworks relevant to payment, lending, or onboarding risk, including KYC/KYB, BSA/AML, or transaction monitoring. Please note that this position is not eligible for visa sponsorship. Applicants must have authorization to work in the United States without requiring visa sponsorship now or in the future. Our ranges for each role and job level are based on a variety of factors including candidate experience, expertise, and geographic location and may vary from the amounts listed below. The role is also eligible for a competitive benefits package that includes: medical, dental, vision, life and disability insurance, 401(k) retirement plan, flexible spending & health savings account, paid holidays, paid time off, and other company benefits. The estimated salary ranges noted below roles in the specific geographic zones Zone 1- San Francisco Bay Area CA (includes HQ), New York City, Seattle, Los Angeles County $206,900—$258,700 USD Zone 2- CA (Non San Francisco Bay Area and Los Angeles County), Austin TX, Massachusetts $186,200—$232,800 USD Zone 3 -Utah (includes Utah office), Houston TX, Florida, North Carolina $175,900—$219,900 USD What’s in it for you? Redefining how businesses automate their work is a fast-paced, exciting, and fun environment. But we also have benefits and perks to ensure the magic isn’t only experienced by our customers, but by our employees as well. Here is a preview of some of the amazing benefits here at BILL: 100% paid employee health, dental, and vision plans (choose HMO, PPO, or HDHP) HSA & FSA accounts Life Insurance, Long & Short-term disability coverage Employee Assistance Program (EAP) 11+ Observed holidays and wellness days and flexible time off Employee Stock Purchase Program with employee discounts Wellness & Fitness initiatives Employee recognition and referral programs And much more Don’t believe us? Check out our culture, benefits, and teams on our career site, LinkedIn Life, or YouTube pages. BILL is an Equal Opportunity Employer. We believe our best ideas come from the unique stories, perspectives, and experiences of our team members. We welcome people of all backgrounds, abilities, and identities to bring their authentic selves and contribute to our culture. We are committed to a transparent, inclusive hiring process that reflects our values. If you need accommodations at any stage, please contact interviewaccommodations@hq.bill.com. To ensure a fair evaluation, our Candidate Integrity Policy prohibits the use of unapproved external assistance, including generative AI, during live interviews or assessments. Doing so will result in a review and potential disqualification. Our Applicant Privacy Notice describes how BILL treats the personal information it receives from applicants.