Santander Holdings USA Inc

Assess and manage credit risk for commercial dealer portfolios by evaluating applications, analyzing financial data, and ensuring compliance. | Minimum 5 years commercial underwriting experience, strong analytical and communication skills, knowledge of credit risk and regulatory compliance. | Job Title: Dealer Commercial Services Senior Underwriter Company Overview: Santander Holdings USA Inc is a leading financial services company committed to innovation and excellence. With a global presence, we focus on delivering superior financial solutions while fostering a supportive and growth-oriented work environment for our employees. Role Overview: As a Dealer Commercial Services Senior Underwriter, you will play a critical role in assessing and managing credit risk for commercial dealer portfolios. Your expertise will ensure sound underwriting decisions that support business growth while maintaining risk standards. What You'll Do: - You will evaluate credit applications and financial information to determine risk and creditworthiness. - You will collaborate with dealers and internal teams to gather necessary documentation and clarify credit terms. - You will analyze market trends and financial data to inform underwriting decisions. - You will prepare detailed credit reports and recommendations for approval. - You will monitor existing accounts to identify potential risks and recommend appropriate actions. - You will ensure compliance with company policies and regulatory requirements. - You will mentor junior underwriters and contribute to process improvements. What You Bring: - You have 5+ years of experience in commercial underwriting, preferably in dealer services. - You possess strong analytical skills with proficiency in financial statement analysis. - You have excellent communication and negotiation skills. - You are knowledgeable about credit risk assessment and regulatory compliance. - You are detail-oriented with the ability to manage multiple priorities effectively. Bonus Points If You Have: - Experience with automotive dealer financing. - Familiarity with credit scoring models and underwriting software. - A professional certification such as CPCU or similar. - Experience working in a fast-paced financial services environment. What We Offer: - We offer competitive salary and comprehensive benefits including health, dental, and vision insurance. - We offer opportunities for professional development and career advancement. - We offer a collaborative and inclusive workplace culture. - We offer flexible work arrangements to support work-life balance. - We offer employee wellness programs and financial planning resources. Ready to Apply? Please submit your resume and cover letter through our careers portal at Santander Holdings USA Inc website. We look forward to reviewing your application and potentially welcoming you to our team.

Assess and manage credit risk for commercial dealer portfolios, collaborate with dealers and internal teams, ensure compliance, mentor junior underwriters, and improve underwriting processes. | Minimum 5 years experience in commercial underwriting, strong analytical and communication skills, knowledge of credit risk and regulatory compliance, ability to work independently and in teams. | Job Title: Dealer Commercial Services Senior Underwriter Company Overview: Santander Holdings USA Inc is a leading financial services company committed to innovation and excellence. With a global presence, we focus on delivering superior financial solutions while fostering a supportive and empowering work environment for our employees. Role Overview: As a Dealer Commercial Services Senior Underwriter, you will play a critical role in assessing and managing credit risk for commercial dealer portfolios. Your expertise will help ensure sound underwriting decisions that support business growth and maintain portfolio quality. What You'll Do: - You will evaluate credit applications and financial information to determine risk and creditworthiness. - You will collaborate with dealers and internal teams to structure appropriate financing solutions. - You will analyze market trends and portfolio performance to inform underwriting strategies. - You will ensure compliance with company policies and regulatory requirements. - You will mentor junior underwriters and provide guidance on complex cases. - You will prepare detailed reports and documentation to support underwriting decisions. - You will participate in continuous improvement initiatives to enhance underwriting processes. What You Bring: - You bring at least 5 years of experience in commercial underwriting, preferably in the automotive or dealer finance sector. - You have strong analytical skills and proficiency in financial statement analysis. - You possess excellent communication and negotiation skills. - You are knowledgeable about credit risk assessment and regulatory compliance. - You have the ability to work independently and as part of a team. Bonus Points If You Have: - Experience with dealer commercial services or automotive finance. - Familiarity with credit scoring models and underwriting software. - Advanced certifications in underwriting or risk management. - Proven leadership experience in mentoring or managing underwriting teams. What We Offer: - We offer competitive salary and comprehensive benefits packages. - We offer opportunities for professional development and career advancement. - We offer a collaborative and inclusive work culture. - We offer flexible work arrangements to support work-life balance. - We offer access to cutting-edge tools and technology. Ready to Apply? Please submit your resume and cover letter through our careers portal at Santander Holdings USA Inc. We look forward to learning how you can contribute to our team and help drive our continued success.