Santander Holdings USA Inc

Compensation

Full Description

Job Title: Dealer Commercial Services Senior Underwriter Company Overview: Santander Holdings USA Inc is a leading financial services company committed to innovation and excellence. With a global presence, we focus on delivering superior financial solutions while fostering a supportive and growth-oriented work environment for our employees. Role Overview: As a Dealer Commercial Services Senior Underwriter, you will play a critical role in assessing and managing credit risk for commercial dealer portfolios. Your expertise will ensure sound underwriting decisions that support business growth while maintaining risk standards. What You'll Do: - You will evaluate credit applications and financial information to determine risk and creditworthiness. - You will collaborate with dealers and internal teams to gather necessary documentation and clarify credit terms. - You will analyze market trends and financial data to inform underwriting decisions. - You will prepare detailed credit reports and recommendations for approval. - You will monitor existing accounts to identify potential risks and recommend appropriate actions. - You will ensure compliance with company policies and regulatory requirements. - You will mentor junior underwriters and contribute to process improvements. What You Bring: - You have 5+ years of experience in commercial underwriting, preferably in dealer services. - You possess strong analytical skills with proficiency in financial statement analysis. - You have excellent communication and negotiation skills. - You are knowledgeable about credit risk assessment and regulatory compliance. - You are detail-oriented with the ability to manage multiple priorities effectively. Bonus Points If You Have: - Experience with automotive dealer financing. - Familiarity with credit scoring models and underwriting software. - A professional certification such as CPCU or similar. - Experience working in a fast-paced financial services environment. What We Offer: - We offer competitive salary and comprehensive benefits including health, dental, and vision insurance. - We offer opportunities for professional development and career advancement. - We offer a collaborative and inclusive workplace culture. - We offer flexible work arrangements to support work-life balance. - We offer employee wellness programs and financial planning resources. Ready to Apply? Please submit your resume and cover letter through our careers portal at Santander Holdings USA Inc website. We look forward to reviewing your application and potentially welcoming you to our team.