Root Insurance

Monitor and optimize auto insurance products across states, analyze performance, and collaborate with cross-functional teams. | Bachelor's degree in Business or related field, 3+ years of state P&L experience in personal lines insurance, and analytical skills with industry data. | The Opportunity At Root, we’re on a mission to improve the lives of our customers by offering better insurance solutions. We challenge ourselves to think differently in order to reimagine insurance to make it smarter, more equitable, and a better experience for all. We strive to “unbreak” the archaic insurance industry by using data and technology in innovative new ways. We believe we must be steadfast in our commitment to research, experimentation, and disciplined data-driven decision making in order to build products our customers love. Consumer auto insurance is a competitive industry, so offering an industry leading insurance product specifically tailored to each state is essential to differentiate ourselves from the competition. This team lives at the heart of our promise to “unbreak” auto insurance and deliver that world-class product. Our State Product Management team works alongside the actuarial and regulatory groups, with significant interactions with data scientists, product managers and engineers to decide how to set and implement state-based strategy at Root. As a Senior State Product Manager, you’ll be responsible for monitoring and optimizing business operations in several of Root’s existing markets. You’ll be expected to challenge Root’s current and developing product offerings, customizing them as appropriate to meet the regulatory and business needs of your markets. Salary Range: $138,640 to $173,300 (Bonus & LTI Eligible) Root is a “work where it works best” company. This means we will support you working in whatever location that works best for you across the US. How You Will Make an Impact Drive results- develop, enhance and maintain the auto product in assigned states; methodically set rate levels, customize franchise products, inform underwriting decisions, manage state idiosyncrasy, and pursue project timelines to achieve profitable growth Analyze performance- develop reporting and maintain awareness of key performance indicators as they develop in assigned states, escalating concerns and recommending adjustments as required; provide and socialize analytical expertise across the broader state management team Navigate the competitive landscape- understand emerging market trends, competitor products, customer needs, and regulatory requirements Manage external relationships- manage relationships with Departments of Insurance and other stakeholders during filings, market conduct exams, and as we refine and advance our insurance products Collaborate across organization- establish relationships with marketing, claims, underwriting, and distribution teams to ensure productive outcomes for those functions within assigned markets; keep key stakeholders informed regarding status of notable initiatives; share past experience to upskill across state management team What You Will Need to Succeed Bachelor’s degree in Business, Finance, Economics, or a related field; professional designations related to insurance are a plus Hands-on experience with analytical techniques to assess data, identify trends, and proactively provide actionable insights; familiarity with SQL-based data analysis preferred 3+ years of direct state P&L responsibility within personal lines insurance Productive familiarity with sources of pertinent industry data and competitive intelligence Relentless focus on business outcomes, designing and documenting frameworks for analyzing problems and opportunities Mental flexibility to understand and leverage Root’s data-science-driven and technology-forward culture Ability to communicate effectively across functions, concisely summarizing conclusions from technical analysis and developing clear and comprehensive requirements for necessary change Thrives in a fast-paced work environment, prioritizing and executing on the most critical projects As part of Root's interview process, we kindly ask that all candidates be on camera for virtual interviews. This helps us create a more personal and engaging experience for both you and our interviewers. Being on camera is a standard requirement for our process and part of how we assess fit and communication style, so we do require it to move forward with any applicant's candidacy. If you have any concerns, feel free to let us know once you are contacted. We’re happy to talk it through. Please see our Privacy Notice available HERE for more information on how we process your personal data.

As a Staff Software Engineer, you will lead engineering efforts and collaborate closely with your team to deliver valuable software. You will also partner with various stakeholders to define the strategy and roadmap for your product domain. | Candidates should have over 7 years of software engineering experience, with at least 3 years in a leadership role. Expertise in Ruby on Rails and familiarity with React are essential, along with strong communication skills. | The Opportunity We are looking for a Staff Software Engineer to join and lead engineering at Root. As a Staff Engineer, you will be the primary technical leader for one or more teams within a product domain (e.g. Pricing, Underwriting, Claims, etc). You’ll work very closely with the software engineers on your team(s) to ship valuable software as well as the broad set of stakeholders to define the strategy and overall roadmap for the domain. Salary Range: $180,000 - $229,000 (Bonus and LTI Eligible) Root is a “work where it works best” company. This means we will support you working in whatever location that works best for you across the US. How You Will Make an Impact Co-lead your team with your Engineering Manager, helping to coach, model for and grow the other team members. Partner with Product, Data Science, Analytics, and experts in the Insurance group to set the strategy for the quarters to come Identify and socialize important technical initiatives that increase the effectiveness of our products, systems, and teams Contribute code strategically each development cycle to advance the impact of the team Lead by example in incident response ensuring we take action to continuously improve the resiliency of our systems Coordinate with Staff Engineers across the organization to establish and evangelize standards and best practices What You Will Need to Succeed 7+ years as a software engineer 3+ years leading software teams Expertise in Ruby on Rails Familiarity with React Proven leadership of projects involving multiple teams across functional domains Excellent communication skills both with engineering colleagues and senior business leaders As part of Root's interview process, we kindly ask that all candidates be on camera for virtual interviews. This helps us create a more personal and engaging experience for both you and our interviewers. Being on camera is a standard requirement for our process and part of how we assess fit and communication style, so we do require it to move forward with any applicant's candidacy. If you have any concerns, feel free to let us know once you are contacted. We’re happy to talk it through. Please see our Privacy Notice available HERE for more information on how we process your personal data.

Refining and optimizing insurance pricing models while ensuring regulatory compliance and collaborating across teams. | Proficiency in Python, R, SQL, and experience with data analysis, modeling, and visualization; familiarity with insurance or financial services industry preferred. | The Opportunity We believe that a disruptive insurance company must have a principled quantitative framework at its foundation. At Root, we are committed to the rigorous development and effective deployment of modern statistical machine learning methods to problems in the insurance industry. As a Data Scientist (DS) II within Root’s pricing data science team, you will be instrumental in refining our pricing models while ensuring compliance with nuanced regulatory requirements. This role offers the opportunity to collaborate closely with teams across Product, Actuarial, and State Product Management, addressing regulatory feedback from departments of insurance and fine-tuning our models to meet market-specific needs. Your work will involve fitting and adjusting models, while ensuring our filings are data-driven, defensible, and optimized for performance. You'll apply your technical expertise in R (e.g., tidyverse, data.table) and SQL to analyze, manipulate, and model data effectively. Experience with H2O and advanced modeling techniques is also highly valued. If you’re eager to use your data science skills in a dynamic, high-impact area, we invite you to join our team and help shape the future of pricing in the insurance industry. Root is a “work where it works best” company, meaning we will support you working in whatever location that works best for you across the US. We will continue to have our headquarters in Columbus to give more flexibility and more choice about how we live and work. Salary Range: $116,664 - $145,830 (Bonus and LTI Eligible) Root is a “work where it works best” company. This means we will support you working in whatever location that works best for you across the US. How You Will Make an Impact Support the refinement of pricing models to ensure compliance with regulatory requirements, responding to objections and inquiries from departments of insurance. Contribute to the continuous improvement of our pricing models, driving both regulatory compliance and performance optimization. Collaborate with Product, Actuarial, and State Product Management teams to ensure alignment across departments. Apply your technical skills in R, SQL, and H2O to analyze and optimize pricing models. Contribute to large-scale data science modeling projects, employing best practices in coding, version control, and project execution. What You Will Need to Succeed Advanced degree in a quantitative discipline (Master’s or PhD preferred) and 2+ years of experience applying advanced quantitative techniques, ideally in the insurance or financial services industry. Strong proficiency in R (e.g., tidyverse, data.table) and SQL, with the ability to independently query, manipulate, and model data. Familiarity with pricing models and understanding of insurance regulatory environments is a strong plus. Experience with H2O and other advanced modeling techniques is a plus. Technical proficiency in version control systems such as Git, with experience contributing to data science projects. Experience with cloud utilities such as AWS (e.g., EC2, S3) is a plus for scalable data processing and storage. Strong business intelligence and data visualization skills, with the ability to communicate insights to both technical and non-technical stakeholders. An ownership mentality, with the ability to take initiative and drive work forward in a collaborative team environment. Strong communication skills, enabling you to explain complex technical concepts clearly to cross-functional stakeholders. As part of Root's interview process, we kindly ask that all candidates be on camera for virtual interviews. This helps us create a more personal and engaging experience for both you and our interviewers. Being on camera is a standard requirement for our process and part of how we assess fit and communication style, so we do require it to move forward with any applicant's candidacy. If you have any concerns, feel free to let us know once you are contacted. We’re happy to talk it through. Please see our Privacy Notice available HERE for more information on how we process your personal data.