OnePay

Own and optimize the end-to-end new account onboarding experience for OnePay Cash product, driving customer acquisition and cross-sell initiatives. | 7-10 years of product management experience in consumer fintech with expertise in customer acquisition, onboarding, API-driven products, and cross-functional collaboration. | About OnePay OnePay is a consumer financial services app with an exceedingly simple mission: to help people achieve financial progress. Tens of millions of Americans today are unbanked or underbanked, meaning they don’t have enough money in savings to cover a minor emergency. They pay too much in fees, don’t have access to credit at affordable rates, and have little ability to grow their wealth. OnePay’s vision is to create a single app for consumers to save, spend, borrow, and grow their money, bringing our mission to life with simple and accessible banking, credit, and payments products that deliver a best-in-class experience to millions of customers. Our products include: Checking and high-yield savings accounts Domestic and international peer-to-peer payments Credit Builder and credit score monitoring Digital wallet / contactless payment solutions Credit card program Buy-now-pay-later installment loans at Walmart Prepaid mobile service Why do we have a right to win? We have the backing of Walmart (a Fortune 1) and Ribbit Capital (a preeminent fintech investor), are deeply embedded with the distribution of the world’s largest omnichannel retailer, and have an industry-leading multi-product value proposition — all in addition to having some of the best people and talent in the industry. There’s never been a better time to build a category-defining business and there has rarely been a team better positioned for the opportunity. Join us! The Role Our Product Manager for Onboarding at OnePay will own the end-to-end new account experience for our Cash product, ensuring every customer’s first step with us is simple, trusted, and rewarding. You’ll drive initiatives that accelerate growth by making it easier for new customers to join OnePay through organic, retail, and partner channels, while also strengthening cross-sell opportunities from our broader product ecosystem. You will: Own product strategy and roadmap for OnePay Cash customer acquisition through our organic, retail, and partner channels Define and optimize the cross sell journeys from other OnePay products into the Cash product Partner with cross-functional teams such as design, legal, compliance, and engineering to launch and manage new features that drive customer acquisition at OnePay You Bring 7–10 years of product management experience, ideally in consumer fintech, with expertise in customer acquisition and onboarding Experience building 0→1 consumer products with measurable adoption and engagement impact Experience building and scaling API-driven product experiences, with a focus on usability, reliability, and partner integration A strong consumer-first mindset and deep empathy for everyday financial challenges Comfort operating in fast-moving, ambiguous environments, with the ability to structure open-ended problems and execute with a bias for action Excellent cross-functional collaboration skills; proven track record working with engineering, design, analytics, and business leaders Drive and proactivity - everyone here is a builder and executor What We Offer Competitive base salary, stock options, and health benefits from Day 1 401(k) plan with company match Remote-friendly (US), flexible time off (FTO), and opportunities for growth A high-growth, mission-driven, inclusive culture where your work has real impact Standard Interview Process Initial Interview with Talent Partner Technical or Hiring Manager Interview Team Interview Executive Interview Offer! Equal Employment Opportunity To build technology and products that are used and loved by people and solve real-world problems, we need to build a team with many different perspectives and experiences. We are an equal opportunity employer. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status. We encourage candidates from all backgrounds to apply. Applicants in need of special assistance or accommodation during the interview process or in accessing our website may contact us at talent@onepay.com.

As a Site Reliability Engineer, you will ensure the stability, scalability, and security of OnePay's systems. You will design and maintain infrastructure and tooling to improve reliability and performance across the platform. | Candidates should have 5+ years of experience in software engineering and operational experience with observability tooling. Proficiency in programming languages and cloud platforms is also required. | About OnePay OnePay is a consumer financial services app with an exceedingly simple mission: to help people achieve financial progress. Tens of millions of Americans today are unbanked or underbanked, meaning they don’t have enough money in savings to cover a minor emergency. They pay too much in fees, don’t have access to credit at affordable rates, and have little ability to grow their wealth. OnePay’s vision is to create a single app for consumers to save, spend, borrow, and grow their money, bringing our mission to life with simple and accessible banking, credit, and payments products that deliver a best-in-class experience to millions of customers. Our products include: Checking and high-yield savings accounts Domestic and international peer-to-peer payments Credit Builder and credit score monitoring Digital wallet / contactless payment solutions Credit card program Buy-now-pay-later installment loans at Walmart Prepaid mobile service Why do we have a right to win? We have the backing of Walmart (a Fortune 1) and Ribbit Capital (a preeminent fintech investor), are deeply embedded with the distribution of the world’s largest omnichannel retailer, and have an industry-leading multi-product value proposition — all in addition to having some of the best people and talent in the industry. There’s never been a better time to build a category-defining business and there has rarely been a team better positioned for the opportunity. Join us! The Role As a Site Reliability Engineer at OnePay, you will play a critical role in ensuring the stability, scalability, and security of the systems that power our financial products, driving reliability practices across infrastructure, platform, and application teams to support millions of customers. What You’ll Do Design, build, and maintain scalable infrastructure and tooling that improves reliability, performance, and availability across OnePay’s platform Contribute to the evolution of our observability stack, platform libraries, cloud architecture, and CI/CD pipelines Develop automation and monitoring systems to detect, prevent, and remediate incidents before they impact customers Partner closely with product and platform engineering teams to embed reliability best practices in design, development, and deployment processes Lead root cause analysis and postmortems, driving long-term improvements in resiliency and fault tolerance You Bring 5+ years of experience as a Software Engineer with a focus on building and running reliable, large-scale, distributed systems in production 5+ years of operational experience in observability tooling and libraries (metrics, logging, tracing) with experience using Datadog or similar tools (Prometheus, Grafana) Proficiency in at least one programming language (Python, Go, Java, or Node.js preferred) for automation and tooling Proficiency in incident management, going on-call, and writing post-mortem reports Excellent collaboration skills with the ability to influence and educate product engineering teams on reliability and observability best practices Hands-on experience with cloud platforms (AWS preferred), container orchestration (Kubernetes), and IAC tools (Terraform, Pulumi) Drive and proactivity – everyone here is a builder and executor Tools we use We use the fp-ts library for functional programming with Node/TypeScript running on top of Kubernetes and AWS. We believe great engineers can learn any stack, so you do not need experience with these specific tools, but you’ll ramp up more quickly if you are familiar with functional programming concepts What We Offer Competitive base salary, stock options, and health benefits from Day 1 401(k) plan with company match Remote-friendly (US), flexible time off (FTO), and opportunities for growth A high-growth, mission-driven, inclusive culture where your work has real impact Standard Interview Process Initial Interview with Talent Partner Technical or Hiring Manager Interview Team Interview Executive Interview Offer! Equal Employment Opportunity To build technology and products that are used and loved by people and solve real-world problems, we need to build a team with many different perspectives and experiences. We are an equal opportunity employer. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status. We encourage candidates from all backgrounds to apply. Applicants in need of special assistance or accommodation during the interview process or in accessing our website may contact us at talent@onepay.com.

As an intern, you will be an essential part of the engineering team, collaborating on various projects. You will contribute to key engineering initiatives and showcase your work through a final presentation. | Candidates should be pursuing a Bachelor's Degree in Engineering or a related field and possess a proactive and collaborative attitude. Strong critical thinking, problem-solving skills, and organizational abilities are essential. | About OnePay OnePay is a consumer financial services app with an exceedingly simple mission: to help people achieve financial progress. Tens of millions of Americans today are unbanked or underbanked, meaning they don’t have enough money in savings to cover a minor emergency. They pay too much in fees, don’t have access to credit at affordable rates, and have little ability to grow their wealth. OnePay’s vision is to create a single app for consumers to save, spend, borrow, and grow their money, bringing our mission to life with simple and accessible banking, credit, and payments products that deliver a best-in-class experience to millions of customers. Our products include: Checking and high-yield savings accounts Domestic and international peer-to-peer payments Credit Builder and credit score monitoring Digital wallet / contactless payment solutions Credit card program Buy-now-pay-later installment loans at Walmart Prepaid mobile service Why do we have a right to win? We have the backing of Walmart (a Fortune 1) and Ribbit Capital (a preeminent fintech investor), are deeply embedded with the distribution of the world’s largest omnichannel retailer, and have an industry-leading multi-product value proposition — all in addition to having some of the best people and talent in the industry. There’s never been a better time to build a category-defining business and there has rarely been a team better positioned for the opportunity. Join us! The Role Team Integration: As an intern, you’ll be an essential part of our engineering team, working alongside skilled professionals on cutting-edge projects. You’ll collaborate with cross-functional teams, including Platform, Product, and more, gaining exposure to the broader business. Real-World Projects: You’ll take on a variety of projects that align with your skills and interests, contributing to key engineering initiatives. By the end of the program, you’ll showcase your work through a final presentation to your team and peers. Skill Building & Career Growth: Throughout the internship, you’ll attend workshops focused on technical skills, resume building, interview prep, and professional development. You’ll also have the chance to engage with company leadership during networking events. Mentorship: Receive guidance and feedback from your manager, as well as a dedicated mentor who will help you navigate your internship experience, ensuring continuous learning and growth. You Bring Pursuing a Bachelor’s Degree: You’re a new graduate or current student expected to graduate in the Fall 2026/Spring of 2027 majoring in Engineering or a related field. Proactive & Collaborative Attitude: You have an act-like-an-owner mentality, thrive in a fast-moving environment, and enjoy working with others to achieve collective goals. Critical Thinking & Problem-Solving Skills: You enjoy tackling complex challenges, analyzing problems, and developing solutions. Clear communication of ideas is one of your strengths. Organized & Detail-Oriented: You’re a keen listener with strong organizational skills, capable of managing multiple tasks efficiently. Excited to Learn & Grow: You are passionate about being part of a rapidly growing start-up and look forward to expanding your skills in a real-world setting. Availability: You are available to work in our New York City office at least 3-4 days a week throughout the summer. What We Offer Compensation for role is $29 per hour Early access to a high potential, high growth fintech Beautiful Tribeca Office Fully stocked kitchen with beverages and snacks Weekly professional development and team social outings Program Duration June-August 2026 Standard Interview Process Initial Interview with Talent Partner Technical or Hiring Manager Interview Team Interview Executive Interview Offer! Equal Employment Opportunity To build technology and products that are used and loved by people and solve real-world problems, we need to build a team with many different perspectives and experiences. We are an equal opportunity employer. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status. We encourage candidates from all backgrounds to apply. Applicants in need of special assistance or accommodation during the interview process or in accessing our website may contact us at talent@onepay.com.

As a Software Engineer on the Risk team, you will build resilient backend services for fraud detection and identity verification. You will also develop APIs for real-time risk and fraud prevention while collaborating with product managers and other engineers. | Candidates should have 3+ years of experience in backend engineering, preferably in fintech or payments. Proficiency in building APIs and familiarity with cloud infrastructure is essential, and experience with risk or fraud systems is a plus. | About OnePay OnePay is a consumer financial services app with an exceedingly simple mission: to help people achieve financial progress. Tens of millions of Americans today are unbanked or underbanked, meaning they don’t have enough money in savings to cover a minor emergency. They pay too much in fees, don’t have access to credit at affordable rates, and have little ability to grow their wealth. OnePay’s vision is to create a single app for consumers to save, spend, borrow, and grow their money, bringing our mission to life with simple and accessible banking, credit, and payments products that deliver a best-in-class experience to millions of customers. Our products include: Checking and high-yield savings accounts Domestic and international peer-to-peer payments Credit Builder and credit score monitoring Digital wallet / contactless payment solutions Credit card program Buy-now-pay-later installment loans at Walmart Prepaid mobile service Why do we have a right to win? We have the backing of Walmart (a Fortune 1) and Ribbit Capital (a preeminent fintech investor), are deeply embedded with the distribution of the world’s largest omnichannel retailer, and have an industry-leading multi-product value proposition — all in addition to having some of the best people and talent in the industry. There’s never been a better time to build a category-defining business and there has rarely been a team better positioned for the opportunity. Join us! The Role As a Software Engineer on the Risk team, your work will directly impact the systems that protect our customers and company. You will: Build resilient backend services that power fraud detection, identity verification, and transaction monitoring at scale. Develop, test, and maintain backend services and APIs that enable real-time risk and fraud prevention. Partner with product managers, and other engineers to design and deploy systems that protect customer accounts and transactions. Implement integrations with third-party risk and compliance platforms, ensuring seamless and secure data flows. Contribute to architectural decisions that balance scale, security, and reliability across sensitive financial systems. Build clear documentation to support collaboration, transparency, and operational excellence. You Bring 3+ years of professional experience in backend engineering, ideally within fintech, payments, or external customer facing systems. Proficiency in building and maintaining APIs, microservices, and distributed systems. Familiarity with cloud infrastructure (AWS, Kubernetes, or similar) and database technologies. Experience working with risk, fraud, or compliance systems is a plus. Drive and proactivity – everyone here is a builder and executor. Tools We Use We use the fp-ts library for functional programming with Node/TypeScript running on top of Kubernetes and AWS. We believe great engineers can learn any stack, so you do not need experience with these specific tools, but you’ll ramp up more quickly if you are familiar with functional programming concepts. What We Offer Competitive base salary, stock options, and health benefits from Day 1 401(k) plan with company match Remote-friendly (US), flexible time off (FTO), and opportunities for growth A high-growth, mission-driven, inclusive culture where your work has real impact Standard Interview Process Initial Interview with Talent Partner Technical or Hiring Manager Interview Team Interview Executive Interview Offer! Equal Employment Opportunity To build technology and products that are used and loved by people and solve real-world problems, we need to build a team with many different perspectives and experiences. We are an equal opportunity employer. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status. We encourage candidates from all backgrounds to apply. Applicants in need of special assistance or accommodation during the interview process or in accessing our website may contact us at talent@onepay.com.

Lead go-to-market strategy and lifecycle messaging for lending and BNPL products, collaborating cross-functionally to drive adoption and engagement. | 5-8 years in product marketing or related fintech roles with strong analytical skills, experience with customer lifecycle management, and excellent communication. | About OnePay OnePay is a consumer financial services app with an exceedingly simple mission: to help people achieve financial progress. Tens of millions of Americans today are unbanked or underbanked, meaning they don’t have enough money in savings to cover a minor emergency. They pay too much in fees, don’t have access to credit at affordable rates, and have little ability to grow their wealth. OnePay’s vision is to create a single app for consumers to save, spend, borrow, and grow their money, bringing our mission to life with simple and accessible banking, credit, and payments products that deliver a best-in-class experience to millions of customers. Our products include: Checking and high-yield savings accounts Domestic and international peer-to-peer payments Credit Builder and credit score monitoring Digital wallet / contactless payment solutions Credit card program Buy-now-pay-later installment loans at Walmart Prepaid mobile service Why do we have a right to win? We have the backing of Walmart (a Fortune 1) and Ribbit Capital (a preeminent fintech investor), are deeply embedded with the distribution of the world’s largest omnichannel retailer, and have an industry-leading multi-product value proposition — all in addition to having some of the best people and talent in the industry. There’s never been a better time to build a category-defining business and there has rarely been a team better positioned for the opportunity. Join us! The Role As a Product Marketing Manager on the Lending team, you’ll own how we bring flexible financing solutions to market and how we communicate their value to millions of customers. You'll shape messaging, lifecycle strategies, and go-to-market plans for our BNPL and lending products—ensuring customers understand, adopt, and engage with them seamlessly across app and point-of-sale experiences. This is a highly cross-functional role working with Product, Engineering, Design, Legal and Compliance to drive adoption and build trust in our lending offerings. You will: Lead go-to-market strategy and execution for new lending and BNPL features, from positioning through launch. Develop and scale lifecycle and transactional messaging (email, push, in-app, SMS) to drive adoption, engagement, and repayment success. Define customer segmentation, personalization, and targeting strategies to improve conversion and repayment outcomes. Collaborate with design and product to translate lending fundamentals, ensure customer experiences balance compliance, transparency, and ease of use. Drive education, onboarding and engagement programs to ensure consistent communication that builds trust and drives usage. Identify, enhance and extend lifecycle programs beyond acquisition to strengthen repayment, reengagement and retention. Monitor and analyze performance of lifecycle programs, gather feedback, identify gaps and implement improvements. Be the voice of the customer internally—deeply understand pain points, motivations, and behaviors to guide messaging and positioning. You Bring 5-8 years of experience in product marketing, lifecycle marketing, or related fields (fintech or consumer tech preferred). Strong background in customer lifecycle management and experimentation (A/B testing, multivariate testing, cohort analysis). Experience working closely with Product, Engineering, Legal and Compliance. Exceptional written communication skills with the ability to distill complex financial concepts into simple, compelling messages. Analytical mindset; comfortable using data and reporting tools (e.g., Amplitude, Tableau, Databricks) to measure and optimize campaigns. Self-starter with strong cross-functional collaboration skills, able to thrive in fast-paced, ambiguous environments. Passion for financial inclusion and creating customer-first lending experiences. What We Offer Competitive base salary, stock options, and health benefits from Day 1 401(k) plan with company match Remote-friendly (US), flexible time off (FTO), and opportunities for growth A high-growth, mission-driven, inclusive culture where your work has real impact Standard Interview Process Initial Interview with Talent Partner Technical or Hiring Manager Interview Team Interview Executive Interview Offer! Equal Employment Opportunity To build technology and products that are used and loved by people and solve real-world problems, we need to build a team with many different perspectives and experiences. We are an equal opportunity employer. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status. We encourage candidates from all backgrounds to apply. Applicants in need of special assistance or accommodation during the interview process or in accessing our website may contact us at talent@onepay.com.

As the Product Manager for Wallet, you will drive the development of new Wallet features that enhance customer shopping and payment experiences. You will collaborate with various teams to ensure high-quality consumer experiences and fast-paced delivery. | The ideal candidate should have approximately 5+ years of experience in consumer fintech or digital product management. A strong execution mindset and familiarity with mobile-first product development are essential. | About OnePay OnePay is a consumer financial services app with an exceedingly simple mission: to help people achieve financial progress. Tens of millions of Americans today are unbanked or underbanked, meaning they don’t have enough money in savings to cover a minor emergency. They pay too much in fees, don’t have access to credit at affordable rates, and have little ability to grow their wealth. OnePay’s vision is to create a single app for consumers to save, spend, borrow, and grow their money, bringing our mission to life with simple and accessible banking, credit, and payments products that deliver a best-in-class experience to millions of customers. Our products include: Checking and high-yield savings accounts Domestic and international peer-to-peer payments Credit Builder and credit score monitoring Digital wallet / contactless payment solutions Buy-now-pay-later installment loans at Walmart Why do we have a right to win? We have the backing of Walmart (a Fortune 1) and Ribbit Capital (a preeminent fintech investor), are deeply embedded with the distribution of the world’s largest omnichannel retailer, and have an industry-leading multi-product value proposition — all in addition to having some of the best people and talent in the industry. There’s never been a better time to build a category-defining business and there has rarely been a team better positioned for the opportunity. Join us! The Role As our Product Manager for Wallet at OnePay, your work will have a direct impact on how millions of customers shop, pay, and earn rewards - both online and in-store. You'll drive the development of new Wallet features, from seamless checkout experiences to customer-facing rewards, helping build a product that’s not only convenient but truly rewarding. You will: Collaborate closely with design, engineering, and marketing to define and ship high-quality consumer experiences Own execution for features that simplify checkout and support user loyalty Partner with other PMs and PMMs on the team to define roadmap priorities and contribute to product strategy Work across teams to ensure fast-paced delivery and a smooth customer experience Analyze usage data and customer feedback to inform iteration and optimization You Bring ~5+ years of experience in consumer fintech or digital product management Strong execution mindset with experience owning customer-facing features end-to-end Familiarity with mobile-first product development and UI/UX collaboration Experience working in cross-functional teams to ship quickly and iterate fast Drive and proactivity – everyone here is a builder and executor What We Offer Competitive base salary, stock options, and health benefits from Day 1 401(k) plan with company match Remote-friendly (US), flexible time off (FTO), and opportunities for growth A high-growth, mission-driven, inclusive culture where your work has real impact Standard Interview Process Initial Interview with Talent Partner Technical or Hiring Manager Interview Team Interview Executive Interview Offer! Equal Employment Opportunity To build technology and products that are used and loved by people and solve real-world problems, we need to build a team with many different perspectives and experiences. We are an equal opportunity employer. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status. We encourage candidates from all backgrounds to apply. Applicants in need of special assistance or accommodation during the interview process or in accessing our website may contact us at talent@onepay.com.

Lead design and delivery of complex lending platform projects, provide technical leadership, collaborate cross-functionally, and mentor engineers. | Deep expertise in distributed systems, full-stack development, backend and frontend architecture, experience in regulated finance or payments, and strong leadership and communication skills. | About OnePay OnePay is a consumer financial services app with an exceedingly simple mission: to help people achieve financial progress. Tens of millions of Americans today are unbanked or underbanked, meaning they don’t have enough money in savings to cover a minor emergency. They pay too much in fees, don’t have access to credit at affordable rates, and have little ability to grow their wealth. OnePay’s vision is to create a single app for consumers to save, spend, borrow, and grow their money, bringing our mission to life with simple and accessible banking, credit, and payments products that deliver a best-in-class experience to millions of customers. Our products include: Checking and high-yield savings accounts Domestic and international peer-to-peer payments Credit Builder and credit score monitoring Digital wallet / contactless payment solutions Buy-now-pay-later installment loans at Walmart Why do we have a right to win? We have the backing of Walmart (a Fortune 1) and Ribbit Capital (a preeminent fintech investor), are deeply embedded with the distribution of the world’s largest omnichannel retailer, and have an industry-leading multi-product value proposition — all in addition to having some of the best people and talent in the industry. There’s never been a better time to build a category-defining business and there has rarely been a team better positioned for the opportunity. Join us! The Role As a Staff Full Stack Engineer on our Lending team, you will deliver highly complex projects at scale and shape the technical direction of lending products that reach millions of customers. What You’ll Do Lead the design and delivery of high-impact, technically complex projects that power our lending platform at scale Provide technical leadership and clear, impactful communication to cross-functional stakeholders Drive hyper-optimization of lending systems to meet the needs of a large and growing addressable market Collaborate closely with product, design, and operations partners to build seamless, trustworthy lending experiences Mentor engineers across the team, fostering best practices in architecture, code quality, and scalability You Bring Deep expertise in building and scaling distributed systems, high-throughput APIs, and data-intensive services Strong full-stack skills, with fluency in backend architecture and modern frontend frameworks Experience designing systems with reliability, security, and performance in mind — ideally in payments, lending, or other regulated consumer finance domains Exceptional technical leadership and communication skills with a track record of influencing architecture and product direction Drive and proactivity – everyone here is a builder and executorr What We Offer Competitive base salary, stock options, and health benefits from Day 1 401(k) plan with company match Remote-friendly (US), flexible time off (FTO), and opportunities for growth A high-growth, mission-driven, inclusive culture where your work has real impact Standard Interview Process Initial Interview with Talent Partner Technical or Hiring Manager Interview Team Interview Executive Interview Offer! Equal Employment Opportunity To build technology and products that are used and loved by people and solve real-world problems, we need to build a team with many different perspectives and experiences. We are an equal opportunity employer. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status. We encourage candidates from all backgrounds to apply. Applicants in need of special assistance or accommodation during the interview process or in accessing our website may contact us at talent@onepay.com.

The Product Marketing Manager will design and execute multi-channel engagement campaigns to drive user engagement and retention. They will also develop cross-sell strategies and manage communications for product launches and promotional campaigns. | Candidates should have 4-7+ years of experience in product marketing, ideally in finance or fintech. They must possess strong collaboration skills and the ability to navigate ambiguity while driving outcomes. | About OnePay OnePay is a consumer financial services app with an exceedingly simple mission: to help people achieve financial progress. Tens of millions of Americans today are unbanked or underbanked, meaning they don’t have enough money in savings to cover a minor emergency. They pay too much in fees, don’t have access to credit at affordable rates, and have little ability to grow their wealth. OnePay’s vision is to create a single app for consumers to save, spend, borrow, and grow their money, bringing our mission to life with simple and accessible banking, credit, and payments products that deliver a best-in-class experience to millions of customers. Our products include: Checking and high-yield savings accounts Domestic and international peer-to-peer payments Credit Builder and credit score monitoring Digital wallet / contactless payment solutions Buy-now-pay-later installment loans at Walmart Why do we have a right to win? We have the backing of Walmart (a Fortune 1) and Ribbit Capital (a preeminent fintech investor), are deeply embedded with the distribution of the world’s largest omnichannel retailer, and have an industry-leading multi-product value proposition — all in addition to having some of the best people and talent in the industry. There’s never been a better time to build a category-defining business and there has rarely been a team better positioned for the opportunity. Join us! The Role We’re hiring a Product Marketing Manager to join our One@Work (Earned Wage Access) team and help lead marketing efforts across lifecycle, cross-sell, and product launches. This role is focused on building and scaling high-impact marketing strategies that drive user engagement, retention, and growth within ONE@Work and seamlessly connect those users to the broader OnePay ecosystem, and drive strategy and execution for key communications that impact millions of customers. Experience in early wage access is helpful but not required—we’re looking for a sharp, autonomous PMM who can drive outcomes, navigate complexity, and get things done! Design and execute multi-channel engagement campaigns (email, push notifications, in-app messaging, etc.) that activate and retain users throughout their lifecycle journey Develop and execute cross-sell strategies across our EWA, credit, and lending products Partner with product, engineering, design, compliance, and marketing ops to launch and scale communications Define communication strategy and manage execution for key initiatives, including product launches and promotional campaigns Work closely with external partners (e.g., Walmart) to align on marketing placements and drive adoption Analyze messaging performance and refine the communications framework to continually improve effectiveness and impact across customer touchpoints Deeply understand the customer journey and identify friction points and opportunities for value reinforcement Own the content and messaging strategies across lifecycle stages, aligning to brand voice and business objectives Track and report on KPIs and campaign effectiveness, regularly sharing performance updates and next-step recommendations You Bring 4-7+ years of experience in product marketing, ideally in finance, fintech, or financial services Hands-on experience with CRM and marketing automation platforms (e.g., Braze, Iterable, Salesforce Marketing Cloud) Strong understanding of audience segmentation, personalization, and behavioral targeting Proven experience developing and executing A/B tests, experiments, and iteration roadmaps Excellent cross-functional collaboration skills; you’ve worked closely with Product, Analytics, Design, Legal, and Ops teams. Ability to think both strategically and tactically, comfortable owning big ideas and rolling up your sleeves to execute Ability to operate in the gray. You're comfortable navigating ambiguity, making informed decisions without perfect information, and adapting quickly as strategies evolve You bring structure to open-ended problems and thrive in fast-paced environments where priorities shift A bias for action, a growth mindset, and a deep passion for improving the customer experience Experience with reporting tools and SQL (e.g., Databricks, Tableau, Amplitude) and translating data into recommendations Drive and proactivity - everyone here is a builder and executor What We Offer Competitive base salary, stock options, and health benefits from Day 1 401(k) plan with company match Remote-friendly (US), flexible time off (FTO), and opportunities for growth A high-growth, mission-driven, inclusive culture where your work has real impact Standard Interview Process Initial Interview with Talent Partner Technical or Hiring Manager Interview Team Interview Executive Interview Offer! Equal Employment Opportunity To build technology and products that are used and loved by people and solve real-world problems, we need to build a team with many different perspectives and experiences. We are an equal opportunity employer. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status. We encourage candidates from all backgrounds to apply. Applicants in need of special assistance or accommodation during the interview process or in accessing our website may contact us at talent@onepay.com.

Design and execute multi-channel engagement campaigns, develop cross-sell strategies, partner with internal and external teams to launch and scale communications, and analyze messaging performance to improve user engagement and retention. | 4-7+ years in product marketing preferably in fintech or financial services, hands-on experience with CRM/marketing automation platforms, strong data analysis skills including SQL, excellent cross-functional collaboration, and ability to operate autonomously in a fast-paced environment. | About OnePay OnePay is a consumer financial services app with an exceedingly simple mission: to help people achieve financial progress. Tens of millions of Americans today are unbanked or underbanked, meaning they don’t have enough money in savings to cover a minor emergency. They pay too much in fees, don’t have access to credit at affordable rates, and have little ability to grow their wealth. OnePay’s vision is to create a single app for consumers to save, spend, borrow, and grow their money, bringing our mission to life with simple and accessible banking, credit, and payments products that deliver a best-in-class experience to millions of customers. Our products include: • Checking and high-yield savings accounts • Domestic and international peer-to-peer payments • Credit Builder and credit score monitoring • Digital wallet / contactless payment solutions • Buy-now-pay-later installment loans at Walmart Why do we have a right to win? We have the backing of Walmart (a Fortune 1) and Ribbit Capital (a preeminent fintech investor), are deeply embedded with the distribution of the world’s largest omnichannel retailer, and have an industry-leading multi-product value proposition — all in addition to having some of the best people and talent in the industry. There’s never been a better time to build a category-defining business and there has rarely been a team better positioned for the opportunity. Join us! The Role We’re hiring a Product Marketing Manager to join our One@Work (Earned Wage Access) team and help lead marketing efforts across lifecycle, cross-sell, and product launches. This role is focused on building and scaling high-impact marketing strategies that drive user engagement, retention, and growth within ONE@Work and seamlessly connect those users to the broader OnePay ecosystem, and drive strategy and execution for key communications that impact millions of customers. Experience in early wage access is helpful but not required—we’re looking for a sharp, autonomous PMM who can drive outcomes, navigate complexity, and get things done! • Design and execute multi-channel engagement campaigns (email, push notifications, in-app messaging, etc.) that activate and retain users throughout their lifecycle journey • Develop and execute cross-sell strategies across our EWA, credit, and lending products • Partner with product, engineering, design, compliance, and marketing ops to launch and scale communications • Define communication strategy and manage execution for key initiatives, including product launches and promotional campaigns • Work closely with external partners (e.g., Walmart) to align on marketing placements and drive adoption • Analyze messaging performance and refine the communications framework to continually improve effectiveness and impact across customer touchpoints • Deeply understand the customer journey and identify friction points and opportunities for value reinforcement • Own the content and messaging strategies across lifecycle stages, aligning to brand voice and business objectives • Track and report on KPIs and campaign effectiveness, regularly sharing performance updates and next-step recommendations You Bring • 4-7+ years of experience in product marketing, ideally in finance, fintech, or financial services • Hands-on experience with CRM and marketing automation platforms (e.g., Braze, Iterable, Salesforce Marketing Cloud) • Strong understanding of audience segmentation, personalization, and behavioral targeting • Proven experience developing and executing A/B tests, experiments, and iteration roadmaps • Excellent cross-functional collaboration skills; you’ve worked closely with Product, Analytics, Design, Legal, and Ops teams. • Ability to think both strategically and tactically, comfortable owning big ideas and rolling up your sleeves to execute • Ability to operate in the gray. You're comfortable navigating ambiguity, making informed decisions without perfect information, and adapting quickly as strategies evolve • You bring structure to open-ended problems and thrive in fast-paced environments where priorities shift • A bias for action, a growth mindset, and a deep passion for improving the customer experience • Experience with reporting tools and SQL (e.g., Databricks, Tableau, Amplitude) and translating data into recommendations • Drive and proactivity - everyone here is a builder and executor What We Offer • Competitive base salary, stock options, and health benefits from Day 1 • 401(k) plan with company match • Remote-friendly (US), flexible time off (FTO), and opportunities for growth • A high-growth, mission-driven, inclusive culture where your work has real impact Standard Interview Process • Initial Interview with Talent Partner • Technical or Hiring Manager Interview • Team Interview • Executive Interview • Offer! Equal Employment Opportunity To build technology and products that are used and loved by people and solve real-world problems, we need to build a team with many different perspectives and experiences. We are an equal opportunity employer. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status. We encourage candidates from all backgrounds to apply. Applicants in need of special assistance or accommodation during the interview process or in accessing our website may contact us at talent@onepay.com.