United Auto Insurance

Develop and manage auto insurance products for specific states ensuring regulatory compliance and driving product performance through analysis and collaboration. | 5+ years insurance product management experience with knowledge of personal lines auto insurance regulations and state-specific market expertise. | COMPANY OVERVIEW: Founded in 1989, United Automobile Insurance Company is an innovative and established organization looking for an Auto Insurance Product Manager to join our team. Family-owned, UAIC, is one of the largest privately held property and casualty insurance companies in the United States. The key to our growth and success is a commitment to providing quality service to our agents and customers, by providing disciplined underwriting, and strategic claims handling. Our ongoing efforts to invest substantial resources in personnel and technology are the foundation of our promise of assuring maximum efficiency and specialized operations in the industry. We are proud that our independent agents and customers have recognized our dedication by making UAIC the market leader in every state where we conduct business. We’re hiring an Personal Lines Auto Insurance Product Manager to support our Georgia, Texas & Arizona auto insurance business. This role will help lead product strategy, execution, and performance in alignment with State-specific regulatory and market dynamics. You must have experience in auto insurance, and Georgia, Texas & Arizona market knowledge is required. Non-standard auto experience is a plus. What You’ll Do: Develop and manage auto insurance products specific to Georgia, Texas or Arizona Ensure compliance with Georgia, Texas or Arizona DOI regulations and filings. Drive product performance through analysis and collaboration with internal teams. Identify competitive advantages through research and market data. Support rate filings, form updates, and documentation accuracy. What You Bring: 5 + years of experience in insurance product development or management. Working knowledge of Personal Lines Auto P&C insurance regulations. Background in auto insurance; non-standard experience preferred. Strong data, analysis, and communication skills. BENEFITS: 401(k) Retirement Savings Plan with employer match. Comprehensive Medical, Prescription Drug, Vision, and Dental Insurance Paid Time Off, Holidays, and Leave programs. Flexible spending accounts Basic Life Insurance and Voluntary Life/ADD Short Term and Long-Term Disability UAIC participates in the E-Verify program to confirm the employment eligibility of all newly hired employees. For more information about E-Verify, please visit https://www.e-verify.gov/. UAIC is an Equal Opportunity Employer and is committed to the principle of equal employment opportunity for all employees. All employment decisions at UAIC are based on business needs, job requirements, and individual qualifications, without regard to race, color, religion, or belief, family or parental status, or any other status protected by the laws or regulations in the locations where we operate.

Investigate and process bodily injury insurance claims, communicate with stakeholders, negotiate settlements, and ensure compliance with laws and company policies. | Requires a Georgia adjuster's license, 3+ years of related bodily injury claims experience, knowledge of insurance policies and procedures, and strong communication and negotiation skills. | COMPANY OVERVIEW: Founded in 1989, United Automobile Insurance Company is an innovative and established organization looking for a Georgia-experienced Casualty Bodily Injury Adjuster to join our team. Family-owned, UAIC, is one of the largest privately held property and casualty insurance companies in the United States. The key to our growth and success is a commitment to providing quality service to our agents and customers, by providing disciplined underwriting, and strategic claims handling. Our ongoing efforts to invest substantial resources in personnel and technology are the foundation of our promise of assuring maximum efficiency and specialized operations in the industry. We are proud that our independent agents and customers have recognized our dedication by making UAIC the market leader in every state where we conduct business. SCOPE: As a Casualty Bodily Injury Adjuster, you will be responsible for investigating and processing insurance claims related to bodily injury. This role primarily focuses on handling non-litigated and non-severe claims, ensuring fair and efficient resolution for all parties involved. This position offers a remote work arrangement, allowing the ideal candidate to work from their preferred location within the Georgia region. Must have an active Georgia adjusters license & prior experience with Georgia BI Claims. DUTIES: • Conduct thorough investigations of bodily injury claims to determine coverage, liability, and damages. • Gather relevant information, including statements from parties involved, medical records, police reports, and any other pertinent documents. • Assess the extent of bodily injuries and associated medical treatments to determine appropriate compensation. • Analyze policy coverage and apply relevant laws and regulations to claims. • Maintain clear and professional communication with policyholders, claimants, attorneys, medical providers, and other stakeholders. • Provide updates on the status of claims and address inquiries in a timely manner. • Negotiate with claimants and attorneys to reach fair and reasonable settlements within established authority limits. • Review settlement agreements and release forms. • Provide excellent customer service to policyholders and claimants by demonstrating empathy, professionalism, and responsiveness. • Ensure compliance with all applicable insurance laws, regulations, and company policies. • Stay informed about changes in laws and regulations affecting bodily injury claims. • Respond timely and appropriately to all settlement demands. EDUCATION: • Associate or bachelor’s degree preferred and/or a minimum of 3 years of related work experience, preferably with BI claims. • Active Georgia adjusters license. SKILLS & EXPERIENCE: • Bilingual (English & Spanish) preferred. • Knowledge of insurance principles, policies, and procedures. • Strong analytical, negotiation, and communication skills. • Ability to work independently and efficiently manage a caseload. • Proficient in Word, Excel, Windows-based applications, and internet usage. • Guidewire knowledge preferred. • Must be familiar with forms, procedures, regulations, coverages, and claims processes. • Must be able to exercise good judgment and state opinions assertively. • Must be able to write and speak clearly and concisely. • Must be able to perform work effectively in a highly intense environment and handle multiple tasks and demands simultaneously. • Must illustrate analytical skills to identify, gather, and organize information. • Must be able to work independently in a team environment. BENEFITS: • 401(k) Retirement Savings Plan with employer match. • Comprehensive Medical, Prescription Drug, Vision, and Dental Insurance • Paid Time Off, Holidays, and Leave programs. • Flexible spending accounts • Basic Life Insurance and Voluntary Life/ADD • Voluntary Short Term and Long-Term Disability Please note that the salary range listed is an estimate provided by the job board and might not align with accurate information. The actual salary for this position may vary based on experience and qualifications. Candidates are encouraged to discuss compensation during the interview process. UAIC participates in the E-Verify program to confirm the employment eligibility of all newly hired employees. For more information about E-Verify, please visit https://www.e-verify.gov/. UAIC is an Equal Opportunity Employer and is committed to the principle of equal employment opportunity for all employees. All employment decisions at UAIC are based on business needs, job requirements, and individual qualifications, without regard to race, color, religion, or belief, family or parental status, or any other status protected by the laws or regulations in the locations where we operate. #LI-Remote #Georgia

Manage and adjudicate personal injury protection medical claims ensuring appropriate treatment and compliance with policy terms. | Requires 2+ years auto insurance adjusting experience, 1 year Florida PIP claims handling, adjuster license, medical coding knowledge, and strong communication skills. | COMPANY OVERVIEW: Founded in 1989, United Automobile Insurance Company is an innovative and established organization looking for a PIP Medical Management Adjuster to join our team. Family-owned, UAIC, is one of the largest privately held property and casualty insurance companies in the United States. The key to our growth and success is a commitment to providing quality service to our agents and customers, by providing disciplined underwriting, and strategic claims handling. Our ongoing efforts to invest substantial resources in personnel and technology are the foundation of our promise of assuring maximum efficiency and specialized operations in the industry. We are proud that our independent agents and customers have recognized our dedication by making UAIC the market leader in every state where we conduct business. This is a fully remote opportunity, and the ideal candidate will have an active adjuster's license, PIP Claims experience & extensive knowledge of Medical Coding. SCOPE: As a PIP Medical Management Adjuster, you will play a pivotal role in processing claims within the realm of personal injury protection ensuring that injured parties receive appropriate medical care. The primary responsibility of this role is to manage and oversee the medical claims process for individuals who have been injured in automobile accidents. The goal is to ensure that injured parties receive appropriate medical treatment while adhering to the terms and regulations of the insurance policy. #remote #Florida #PIPClaims DUTIES: • Assess the validity of claims based on policy terms, accident details, and medical documentation. • Coordinate with medical providers, policyholders, and claimants to gather necessary information for claims processing. • Collaborate with medical professionals to evaluate the extent and necessity of medical treatment required for claimants' injuries. • Ensure that the medical treatment being sought aligns with the injuries sustained in the accident and is reasonable and necessary. • Interpret insurance policies to determine coverage limits and guidelines for medical treatment under the PIP coverage. • Verify that medical treatments and services are within the coverage scope outlined in the insurance policy. • Review medical bills and invoices to confirm the accuracy and reasonableness of charges. • Detect and forward potential red flags to our Special Investigations Unit (SIU) for further support. • Accurate recognition of other relevant claims exposures. • Ensure timely provision of PIP payment logs, claim details, policy data, and payment records in accordance with legal deadlines. • Process payments for medical services according to the insurance policy's guidelines. • Negotiate medical bills and fees with medical providers to ensure fair and reasonable pricing for services rendered. • Reach settlements with medical providers and claimants, considering policy limits and coverage. • Maintain detailed records of all interactions, assessments, decisions, and communications related to each claim. • Prepare reports and documentation for internal purposes, regulatory compliance, and potential legal proceedings. • Communicate with claimants and policyholders regarding the status of their claims, required documentation, and any decisions made. • Address questions, concerns, and inquiries in a professional and timely manner. • Stay up to date with industry regulations and changes in laws related to personal injury protection and medical claims processing. • Collaborate with other members of the claims team (i.e., attorneys) to ensure accurate and effective claims management. • Identify opportunities for process improvement within the claims management process to enhance efficiency and customer satisfaction. EDUCATION: • Bachelor's degree in a relevant field (e.g., business or healthcare) is preferred. • Adjusters license required. • Bilingual preferred SKILLS & EXPERIENCE: • Over 2 years of adjusting experience within the auto insurance sector. • 1-year proficiency in handling Florida Personal Injury Protection claims. • Strong understanding of insurance policies, medical terminology, and billing practices. • Excellent communication skills for dealing with claimants, medical professionals, and internal teams. • Attention to detail and strong analytical skills for reviewing medical records and bills. • Ability to work independently, make sound judgments, and handle multiple claims simultaneously. • Knowledge of legal and regulatory requirements related to personal injury claims is beneficial. BENEFITS: • 401(k) Retirement Savings Plan with employer match. • Comprehensive Medical, Prescription Drug, Vision, and Dental Insurance • Paid Time Off, Holidays, and Leave programs. • Flexible spending accounts • Basic Life Insurance and Voluntary Life/ADD • Short Term and Long-Term Disability UAIC participates in the E-Verify program to confirm the employment eligibility of all newly hired employees. For more information about E-Verify, please visit https://www.e-verify.gov/. UAIC is an Equal Opportunity Employer and is committed to the principle of equal employment opportunity for all employees. All employment decisions at UAIC are based on business needs, job requirements, and individual qualifications, without regard to race, color, religion, belief, family or parental status, or any other status protected by the laws or regulations in the locations where we operate. Powered by JazzHR Fk99HKqrl6