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TD

Software Engineer III (US)

TDMount Laurel, New JerseyFull-time
View Job
Compensation$70K - 120K a year

Lead creation of end-to-end technical solutions ensuring adherence to engineering and architectural principles. | 5-7 years relevant experience with a bachelor's degree in computer science or engineering required; graduate degree a plus. | Work Location: Mount Laurel, New Jersey, United States of America Hours: 40 Pay Details: $98,160 - $159,270 USD TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs. As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role. Line of Business: Technology Solutions Job Description: The Software Engineer III leads the creation of comprehensive end-to-end detailed solutions for projects and platforms with overall accountability for the technical design and delivery of a specific technical solution based on requirements from stakeholders. Develops and maintains technical solutions, ensuring adherence to engineering and architectural design principles while meeting business requirements. Provides technical expertise with a focus on efficiency, reliability, scalability, and security; includes planning, evaluating, recommending, designing, operationalizing, and supporting solutions in compliance with enterprise and industry standards. Ultimately, providing expert advice and lead in system / application administration, installation, configuration / provisioning, platform planning and design, integration and release / deployment management. Depth & Scope: Expert knowledge of the business, the broader organization, technical environment, processes, procedures, tools and other relevant technology areas (e.g. Architecture, Infrastructure, Security etc.) from a design / support / solutions perspective Primary subject matter expert in multiple areas and consults with clients/or project teams with respect to all aspects of research, analysis, design, hardware / software support Expert knowledge of specific domain or range of engineering frameworks, technology, tools, processes and procedures, as well as organization issues Works independently and/or autonomously as a senior/ lead on a diverse range of tasks / operational support of solutions Education & Experience: Undergraduate degree, Post Graduate degree or Technical Certificate Strong academic background (e.g., computer science, engineering) Graduate degree nice to have 5-7 years relevant experience Customer Accountabilities: Executes on Engineering strategy as it relates to the introduction of tools and the automation of build, test, release and configures activities across Application, Platform and Infrastructure Leads the creation of solution options and ultimately a comprehensive end-to-end solution and coordinate relevant stakeholders, as required to support development initiatives; following a "build it, break it, fix it mentality". Is responsible for developing and documenting detailed solution design and act as an application SME through the design and development lifecycle ensuring alignment with Architecture Is accountable for complex applications/systems development, programming /coding Develops functional, technical and user interface designs for an application / system that meets the defined requirements (business, enterprise architecture direction, system performance and development standards) Consults on development of requirements and specifications and apply functional knowledge of business functions to design optimal software / systems Reviews technical deliverables throughout detailed design and development phase to ensure quality adherence and identify gaps or redesign requirements as needed Identifies, recommends, sources, negotiates and implements improvements/ solutions (buy/build/reuse) to enhance customer experience, availability, and/or reduce cost in support of client needs Works with Technology partners to define metrics and performance goals for the application Identifies and addresses application and data issues and cross-capability and cross-release issues that affect application integrity Researches/analyzes business requirements to evaluate and recommend optimal solutions within business technology architecture; collects environment requirements for infrastructure implementation by analyzing the current system environment, using technical tools and utilities Works with Architects to ensure that environment modifications interact appropriately, data conversion impacts are considered, and other areas of impact are addressed and meet performance requirements of the project Contributes to the advancement of the TD engineering practice through strong collaboration, research, analytic, and problem-solving skills Shareholder Accountabilities: Adheres to enterprise frameworks or methodologies that relate to software engineering activities Ensures respective programs/ policies/practices are well managed, meets business needs, complies with internal and external requirements, and aligns with business priorities Collaboratively engages with relevant stakeholders at all levels, both internal and external, to shift from finding defects to proactively preventing defects Actively seeks and supports continuous improvement and automation opportunities within the engineering practice Conducts meaningful analysis at the functional or enterprise level using results to draw conclusions, make recommendations, assess the effectiveness of programs/ policies/ practices Identify opportunities to minimize cost, provide recommendations and/or deliver corresponding strategic solutions to support cost effectiveness and to enhance stakeholder experience Conducts code reviews to ensure adherence to quality, standards compliance, reusability and ease of maintenance, Operational Readiness Reviews, and supporting gating and review sign-offs for solution design Monitors service, productivity and assesses efficiency levels within own function and implement continuous process / performance improvements where opportunities exists Leads / facilitates and/or implements actions / remediation plans to address performance / risk /governance issues Actively manages relationships within and across various business lines, corporate and/or control functions and ensures alignment with enterprise and/or regulatory requirements Protects the interests of the organization – identifies and manage risks, and escalates non-standard, high risk activities as necessary Keeps abreast of emerging issues, trends, and evolving regulatory requirements and assesses potential impacts Maintains a culture of risk management and control, supported by effective processes in alignment with risk appetite Employee/Team Accountabilities: Participates fully as a member of the team, supports a positive work environment that promotes service to the business, quality, innovation and teamwork and ensures timely communication of issues/ points of interest Provides thought leadership and/ or industry knowledge for quality engineering best practices and participates in knowledge transfer within the team and business unit Keeps current on emerging trends/ developments and grows knowledge of the business, related tools and techniques Participates in personal performance management and development activities, including cross training within own team Keeps others informed and up-to-date about the status / progress of projects and / or all relevant or useful information related to day-to-day activities Actively mentors and enables team members by sharing knowledge and leveraging engineering best practices Supports the team by providing guidance and proactively identifying and resolving issues Leads, motivates and develops relationships with internal and external business partners / stakeholders to develop productive working relationships Contributes to a fair, positive and equitable environment that supports a diverse workforce Acts as a brand ambassador for your business area/function and the bank, both internally and/or externally Preferred Qualifications : Strong full-stack expertise: Python, modern frontend frameworks and backend service design, including API design, caching, data modelling and performance tuning. Hands-on experience integrating APIs, including REST and GraphQL, and event-driven patterns; strong understanding of SQL versus NoSQL trade-offs. Advanced CI/CD and DevOps practices: automated testing, release strategies, infrastructure-as-code and environment management. Security-first engineering: threat modelling, secure coding, identity / access patterns, secrets management and vulnerability remediation. Expert knowledge of cloud infrastructure and scalable architecture patterns, including cloud-native services, containerization, infrastructure-as-code, resiliency patterns, observability and secure enterprise deployment. AI tooling fluency: practical experience with coding copilots / LLM agents and a vision for safe integration into enterprise workflows. Core stack: TypeScript + Node.js backend; React frontend experience is a plus. Experience in data management, data governance, data cataloging or metadata platforms is a plus. Hands-on familiarity or integration experience in data management, data governance, metadata or catalog platforms, including DataHub, OpenMetadata, Collibra, or comparable solutions. Practical knowledge of lineage and provenance concepts including OpenLineage, W3C PROV-oriented models and automated lineage capture patterns preferred. Practical experience or exposure to Elasticsearch or OpenSearch concepts, Kafka or comparable message queue solutions. Practical knowledge of security and compliance engineering concepts, including RBAC, ABAC, SSO/MFA, secrets management, audit logging, access governance, network controls, and secure configuration baselines. Pandas experience for data analysis, profiling, transformation or automation use cases is a plus. Deep experience designing and operating solutions across Azure, AWS or hybrid cloud environments, including managed services, container platforms and scalable infrastructure patterns. Familiarity with responsible use of coding copilots or AI-assisted developer workflows. Physical Requirements: Never: 0%; Occasional: 1-33%; Frequent: 34-66%; Continuous: 67-100% Domestic Travel – Occasional International Travel – Never Performing sedentary work – Continuous Performing multiple tasks – Continuous Operating standard office equipment - Continuous Responding quickly to sounds – Occasional Sitting – Continuous Standing – Occasional Walking – Occasional Moving safely in confined spaces – Occasional Lifting/Carrying (under 25 lbs.) – Occasional Lifting/Carrying (over 25 lbs.) – Never Squatting – Occasional Bending – Occasional Kneeling – Never Crawling – Never Climbing – Never Reaching overhead – Never Reaching forward – Occasional Pushing – Never Pulling – Never Twisting – Never Concentrating for long periods of time – Continuous Applying common sense to deal with problems involving standardized situations – Continuous Reading, writing and comprehending instructions – Continuous Adding, subtracting, multiplying and dividing – Continuous The above statements are intended to describe the general nature and level of work being performed by people assigned to this job. They are not intended to be an exhaustive list of all responsibilities, duties and skills required. The listed or specified responsibilities & duties are considered essential functions for ADA purposes. Who We Are: TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we strive to make every interaction, product, and experience remarkably human and refreshingly simple for over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to foster deeper relationships, ensure disciplined execution, and build a simpler, faster banking experience. TD is deeply committed to being a leader in client experience, that is why we believe that all colleagues, no matter where they work, are client facing. Together, we are reimagining what banking can be for our clients, colleagues and communities. Our Total Rewards Package Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical and mental well-being goals. Total Rewards at TD includes base salary and variable compensation/incentive awards (e.g., eligibility for cash and/or equity incentive awards, generally through participation in an incentive plan) and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off (including Vacation PTO, Flex PTO, and Holiday PTO), banking benefits and discounts, career development, and reward and recognition. Learn more Additional Information: We’re delighted that you’re considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we’re committed to providing the support our colleagues need to thrive both at work and at home. Colleague Development If you’re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You’ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. If you’re passionate about helping clients and building deep, lasting relationships, TD offers diverse career paths where you can grow your expertise and make a meaningful impact. We're committed to your success and foster a respectful workplace where diverse perspectives are valued, everyone has fair opportunities to grow, and you can unlock your full potential to achieve your career goals. Here at TD, we hire and develop the best. Training & Onboarding We will provide training and onboarding sessions to ensure that you’ve got everything you need to succeed in your new role. Interview Process We’ll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call. Accommodation TD Bank is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, status as a protected veteran or any other characteristic protected under applicable federal, state, or local law. If you are an applicant with a disability and need accommodations to complete the application process, please email TD Bank US Workplace Accommodations Program at USWAPTDO@td.com. Include your full name, best way to reach you and the accommodation needed to assist you with the applicant process.

Python
TypeScript
Node.js
React
SQL
NoSQL
CI/CD
DevOps
Cloud infrastructure
API design
REST
GraphQL
Kafka
Elasticsearch
Data governance
Security engineering
Direct Apply
Posted 29 days ago
TD

Software Engineer II (US)

TDMount Laurel, New JerseyFull-time
View Job
Compensation$70K - 110K a year

Develop, test, and maintain system components and applications while providing technical expertise during incident management and participating in quality reviews. | Bachelor's degree with 3-5 years relevant experience and proficiency in software engineering fundamentals, modern programming languages, and cloud-native practices. | Work Location: Mount Laurel, New Jersey, United States of America Hours: 40 Pay Details: $79,160 - $127,670 USD TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs. As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role. Line of Business: Technology Solutions Job Description: The Software Engineer II performs activities developing components of solutions with a focus on analytics, support, testing, and proof of concepts aligned to business and technology objectives. Provides a broad range of system solutions development to business problems through the development and programming of applications / systems. May also provide research, installation, maintenance, configuration, administration and/or provisioning of systems/applications. Depth & Scope: Advanced knowledge of specific domain or range of engineering frameworks, technology, tools, processes and procedures, as well as organization issues Performs complex to difficult technical tasks independently Advanced knowledge of technology, tools, various programming languages, processes, and procedures Develops program specifications; adapts, integrates, codes, tests and debugs programs; and is responsible for executing Uses existing procedures to solve routine problems; makes limited exceptions Education & Experience: Undergraduate degree, Postgraduate degree or Technical Certificate Strong academic background (e.g., computer science, engineering) 3-5 years relevant experience Customer Accountabilities: Develops new solutions as required for engineering programs and projects within assigned area Develops new features and performs unit / component test for new application development initiatives aligned to business needs and in accordance with technology architecture standards Supports business enquiries and business activities through execution of small enhancements and break / fix implementations (e.g. source code changes) May also be responsible for peer code review Works with technology partners to ensure the configuration and custom components meet application requirements and performance goals Analyzes the technical requirements to recommend pragmatic and sound engineering specific solutions for own area, may be involved in coding/story estimates Works with other stakeholders, internal technology partners to ensure engineering solutions meet technical direction, requirements, performance, time-to-market and innovation goals Monitors product lifecycles, ensuring specifications and functionality support business objectives and engineering decisions, undertaking re-development where required Documents and verifies system components, applications, system infrastructure, security, integration, operability and engineering related architecture designs associated with a program or project Participates in quality management reviews, in particular reviews of the designs, prototypes and other requirements work products to ensure they fulfill the requirements Creates and maintains quality code, ensures defect free programming consistent with standards; provides code maintenance and support during testing cycles and post-production deployment and participates in reviewing peer coding Provides technical expertise during Incident management, analyzes incident reports and outages, performs impact assessment for incidents and facilitates internal and external communication throughout incident resolution Participates in identifying and recommending development / testing solutions / tools in support of project / application objectives Assists in the development / maintenance of comprehensive processes for prevention of issues and participate in problem determination and timely resolution of incidents applying appropriate quality measures Shareholder Accountabilities: Adheres to enterprise frameworks or methodologies that relate to software engineering activities Ensures respective programs/ policies/practices are well managed, meets business needs, complies with internal and external requirements, and aligns with business priorities Collaboratively engages with relevant stakeholders at all levels, both internal and external, to shift from finding defects to proactively preventing defects Actively seeks and supports continuous improvement and automation opportunities within the engineering practice Conducts meaningful analysis at the functional or enterprise level using results to draw conclusions, make recommendations, assess the effectiveness of programs/ policies/ practices Identify opportunities to minimize cost, provide recommendations and/or deliver corresponding strategic solutions to support cost effectiveness and to enhance stakeholder experience Conducts code reviews to ensure adherence to quality, standards compliance, reusability and ease of maintenance, Operational Readiness Reviews, and supporting gating and review sign-offs for solution design Monitors service, productivity and assesses efficiency levels within own function and implement continuous process / performance improvements where opportunities exists Leads / facilitates and/or implements actions / remediation plans to address performance / risk /governance issues Actively manages relationships within and across various business lines, corporate and/or control functions and ensures alignment with enterprise and/or regulatory requirements Protects the interests of the organization – identifies and manage risks, and escalates non-standard, high risk activities as necessary Keeps abreast of emerging issues, trends, and evolving regulatory requirements and assesses potential impacts Maintains a culture of risk management and control, supported by effective processes in alignment with risk appetite Employee/Team Accountabilities: Participates fully as a member of the team, supports a positive work environment that promotes service to the business, quality, innovation and teamwork and ensures timely communication of issues/ points of interest Provides thought leadership and/ or industry knowledge for quality engineering best practices and participates in knowledge transfer within the team and business unit Keeps current on emerging trends/ developments and grows knowledge of the business, related tools and techniques Participates in personal performance management and development activities, including cross training within own team Keeps others informed and up-to-date about the status / progress of projects and / or all relevant or useful information related to day-to-day activities Actively mentors and enables team members by sharing knowledge and leveraging engineering best practices Supports the team by providing guidance and proactively identifying and resolving issues Leads, motivates and develops relationships with internal and external business partners / stakeholders to develop productive working relationships Contributes to a fair, positive and equitable environment that supports a diverse workforce Acts as a brand ambassador for your business area/function and the bank, both internally and/or externally Preferred Qualifications : Strong software engineering fundamentals across backend services, APIs, data modelling, testing and operational support. Experience developing secure, maintainable code in Python and modern languages and frameworks, preferably TypeScript / Node.js and cloud-native patterns. Practical knowledge of cloud platforms, cloud-native application patterns, infrastructure-as-code concepts, containerized services, observability and secure deployment practices. Working knowledge of CI/CD, automated testing, dependency management, observability and incident support. Ability to translate requirements into technical designs, estimates, user stories and acceptance criteria. Effective communication skills with the ability to explain technical choices, risks and trade-offs to engineers and stakeholders. Experience with TypeScript, Node.js or similar modern development frameworks. Exposure to Azure, AWS, containerized development environments, cloud deployment practices, CI/CD, automated testing or infrastructure-as-code concepts. Interest or experience in data management, data governance, metadata or catalog platforms, including DataHub, OpenMetadata, Collibra, or comparable solutions. Understanding of lineage and provenance concepts including OpenLineage, W3C PROV-oriented models and automated lineage capture patterns preferred. Experience or exposure to Elasticsearch or OpenSearch concepts. Understanding of security and compliance engineering concepts, including RBAC, ABAC, SSO/MFA, secrets management, audit logging, access governance, network controls, and secure configuration baselines. Exposure to pandas for data analysis, profiling, transformation or automation use cases is a plus. Familiarity with responsible use of coding copilots or AI-assisted developer workflows. Physical Requirements: Never: 0%; Occasional: 1-33%; Frequent: 34-66%; Continuous: 67-100% Domestic Travel – Occasional International Travel – Never Performing sedentary work – Continuous Performing multiple tasks – Continuous Operating standard office equipment - Continuous Responding quickly to sounds – Occasional Sitting – Continuous Standing – Occasional Walking – Occasional Moving safely in confined spaces – Occasional Lifting/Carrying (under 25 lbs.) – Occasional Lifting/Carrying (over 25 lbs.) – Never Squatting – Occasional Bending – Occasional Kneeling – Never Crawling – Never Climbing – Never Reaching overhead – Never Reaching forward – Occasional Pushing – Never Pulling – Never Twisting – Never Concentrating for long periods of time – Continuous Applying common sense to deal with problems involving standardized situations – Continuous Reading, writing and comprehending instructions – Continuous Adding, subtracting, multiplying and dividing – Continuous The above statements are intended to describe the general nature and level of work being performed by people assigned to this job. They are not intended to be an exhaustive list of all responsibilities, duties and skills required. The listed or specified responsibilities & duties are considered essential functions for ADA purposes. Who We Are: TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we strive to make every interaction, product, and experience remarkably human and refreshingly simple for over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to foster deeper relationships, ensure disciplined execution, and build a simpler, faster banking experience. TD is deeply committed to being a leader in client experience, that is why we believe that all colleagues, no matter where they work, are client facing. Together, we are reimagining what banking can be for our clients, colleagues and communities. Our Total Rewards Package Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical and mental well-being goals. Total Rewards at TD includes base salary and variable compensation/incentive awards (e.g., eligibility for cash and/or equity incentive awards, generally through participation in an incentive plan) and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off (including Vacation PTO, Flex PTO, and Holiday PTO), banking benefits and discounts, career development, and reward and recognition. Learn more Additional Information: We’re delighted that you’re considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we’re committed to providing the support our colleagues need to thrive both at work and at home. Colleague Development If you’re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You’ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. If you’re passionate about helping clients and building deep, lasting relationships, TD offers diverse career paths where you can grow your expertise and make a meaningful impact. We're committed to your success and foster a respectful workplace where diverse perspectives are valued, everyone has fair opportunities to grow, and you can unlock your full potential to achieve your career goals. Here at TD, we hire and develop the best. Training & Onboarding We will provide training and onboarding sessions to ensure that you’ve got everything you need to succeed in your new role. Interview Process We’ll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call. Accommodation TD Bank is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, status as a protected veteran or any other characteristic protected under applicable federal, state, or local law. If you are an applicant with a disability and need accommodations to complete the application process, please email TD Bank US Workplace Accommodations Program at USWAPTDO@td.com. Include your full name, best way to reach you and the accommodation needed to assist you with the applicant process.

Python
TypeScript
Node.js
Cloud-native development
CI/CD
Automated testing
API development
AWS
Azure
Containerized services
Direct Apply
Posted 29 days ago
TD

Compliance Business Oversight Manager-Corporate Office Compliance Programs

TDPortland, Maine, Mount Laurel, New Jersey, New York, New York, Charlotte, North Carolina, Greenville, South CarolinaFull-time
View Job
Compensation$70K - 110K a year

Provide compliance risk oversight and support regulatory compliance management programs. | Undergraduate degree and 7+ years compliance or risk management experience, with preferred certifications. | Work Location: Charlotte, North Carolina, United States of America Hours: 40 Pay Details: $91,000 - $145,600 USD TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs. As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role. Line of Business: Compliance Job Description: Why Work with Us? At TD Bank US Compliance, we're on a mission to build a more resilient and scalable compliance risk management function. As part of our team, you'll play a key role in reshaping compliance structures and processes, driving innovation at every level. Here, each team member has a chance to make a tangible impact – both in day-to-day operations and in the design of a future-focused compliance program. This not just about implementing a new program – it's about creating a culture of compliance that will cascade throughout the organization. The Compliance Business Oversight Manager, U.S. Corporate Office Compliance, provides independent second-line compliance risk oversight and subject matter expertise across key U.S. Corporate Office Compliance programs, including Corporate Governance laws, rules, and regulations (LRRs). The role supports the design, implementation, execution, and continuous enhancement of the Regulatory Compliance Management Program by providing effective challenge and oversight of Risk Owners, Oversight Functions, and control activities. Working across a complex stakeholder environment, the position partners with Legal, Finance, Risk, the Corporate Secretary, Third Party Risk Management, Audit, Technology, Financial Crimes Risk Management, and other functions to ensure regulatory requirements are appropriately identified, assessed, and managed. The role requires strong regulatory acumen, sound risk-based judgment, and the ability to influence positive outcomes across enterprise-wide compliance programs. The above details are specific to the role which is outlined in the general job description and summary below. Please review the Desired Skills & Experience section below as you consider this opportunity. Job Description Summary: The Compliance Business Oversight Manager provides advice, support and objective guidance to assigned portfolio, business or function on development and maintenance of all aspects of Compliance/Center of Excellence programs in line with the Bank's risk philosophy and strategic direction. Depth & Scope: Works independently and is accountable for managing a specialized Compliance function or area Provides comprehensive coverage for a significant business or functional area across all legal entities and jurisdictions where TD operates Provides advanced analysis and/or specialized reporting to support business partners, functional areas or centers of expertise Provides guidance and support to analysts on matters related to portfolio and specialty Typically a subject matter expert for a key functional Compliance area and business Contact for business management, dealing with non-routine information Manages/assists with regulatory reviews including inquiries, audits, and exams Identifies and leads problem resolution for project/program complex requirements related issues at all levels Education & Experience: Undergraduate degree or equivalent work experience 7+ years of experience Desired Skills & Experience: Law degree, Certified Regulatory Compliance Manager (CRCM), regulatory agency experience, audit/exam management experience, or other relevant professional certification preferred. Demonstrated experience providing independent compliance oversight, regulatory advice, and credible challenge to senior business leaders, Risk Owners, Oversight Functions, corporate functions, and control partners. Experience leading or contributing to Compliance Risk Management program activities, including regulatory inventory and control mapping, regulatory change management, compliance risk assessments, program effectiveness assessments, monitoring, issue management, training, governance reporting, and control oversight. Strong understanding of second-line oversight expectations, including the ability to assess program design, challenge control effectiveness, identify regulatory compliance risk, document rationale, and escalate issues appropriately. Proven ability to evaluate complex business processes, corporate function activities, third-party arrangements, insider-related processes, and governance artifacts to identify compliance considerations and recommend practical, risk-based solutions. Demonstrated ability to develop and maintain productive relationships with Legal, Finance, Treasury, Risk, Corporate Secretary, Third Party Risk Management, Audit, Regulatory Relations, Operations, Technology, business partners, senior management, and regulators. Strong organizational, analytical, judgment, and execution skills, with the ability to manage multiple priorities, lead complex workstreams, support regulatory or audit deliverables, and drive timely resolution of issues. Effective influencing, negotiation, and stakeholder management skills, including the ability to operate successfully in a matrixed environment and provide clear challenge while maintaining constructive relationships. Excellent written and verbal communication skills, including the ability to prepare executive-ready materials, regulatory or audit responses, governance reporting, and clear explanations of complex regulatory concepts. Experience with some or all of the following regulations strongly preferred: 12 CFR Part 7, 12 CFR 5, Reg Y, Reg YY, 12 CFR 363, 12 CFR 9, 12 CFR Part 30. Customer Accountabilities: Proactively advises the business of new and changed Compliance regulatory and/or policy changes Formulates relevant and meaningful insights from data analysis and leads on the interpretation of complex business issues, generates multifaceted insights and identifies opportunities to address business regulatory requirements and issues Contributes to the development and implementation of Compliance programs Guides partner through the development, implementation, oversight and management of effective Compliance Programs Prepares summaries, presentations, briefing notes, and any other required documentation to effectively report on the status of Compliance Represents Compliance on internal or external committees relating to designated business activities as required Delivers relevant subject matter expertise and Compliance advice to business management Conducts meaningful analysis at the functional or enterprise level using results to draw conclusions, makes recommendations, assesses the effectiveness of programs/policies/practices Maintains oversight (via review and approval) of all functions and accountabilities related to management reporting and analysis Manages high risk initiatives and escalations; leads initiatives/guidance as appropriate Shareholder Accountabilities: Actively assists in developing Compliance Team procedures Facilitates the periodic Compliance risk and self-assessment activities for designated business using TD's Enterprise Compliance Risk Assessment Framework Monitors that assessments (monitoring, risk assessment etc.) are completed and communicated in a continuous and timely fashion Consistently exercises discretion in managing correspondence, information and all matters of confidentiality; escalates issues where appropriate May provide review and content in the development of annual awareness training Manages the risk assessment process for assigned businesses Protects the interests of the organization, our customers and our communities – identifies and manages risks, and promotes the prompt and thorough resolution of escalated non-standard, high risk issues Conducts internal and external research projects; supports the development/delivery of presentations/communications to management or broader audience Actively manages relationships within and across various business lines, corporate and/or control functions and promotes alignment with enterprise and/or regulatory requirements Keeps abreast of emerging issues, trends, and evolving regulatory requirements and assesses potential impacts Maintains a culture of risk management and control, supported by effective processes in alignment with risk appetite Employee/Team Accountabilities: Participates fully as a member of the team, supports a positive work environment that promotes service to the business, quality, innovation and teamwork and promotes timely communication of issues/points of interest Provides thought leadership and/or industry knowledge for own area of expertise and participates in knowledge transfer within the team and business Keeps current on emerging trends/developments and grows knowledge of the business, related tools and techniques Participates in personal performance management and development activities, including cross training within own team Keeps others informed and up-to-date about the status/progress of projects and/or all relevant or useful information related to day-to-day activities Contributes to team development of skills and capabilities through mentorship of others, by sharing knowledge and experiences and leveraging best practices Leads, motivates and develops relationships with internal and external business partners/stakeholders to develop productive working relationships Contributes to a fair, positive and equitable environment that supports a diverse workforce Acts as a brand ambassador for your business area/function and the bank, both internally and/or externally Physical Requirements: Never: 0%; Occasional: 1-33%; Frequent: 34-66%; Continuous: 67-100% Domestic Travel – Occasional International Travel – Never Performing sedentary work – Continuous Performing multiple tasks – Continuous Operating standard office equipment - Continuous Responding quickly to sounds – Occasional Sitting – Continuous Standing – Occasional Walking – Occasional Moving safely in confined spaces – Occasional Lifting/Carrying (under 25 lbs.) – Occasional Lifting/Carrying (over 25 lbs.) – Never Squatting – Occasional Bending – Occasional Kneeling – Never Crawling – Never Climbing – Never Reaching overhead – Never Reaching forward – Occasional Pushing – Never Pulling – Never Twisting – Never Concentrating for long periods of time – Continuous Applying common sense to deal with problems involving standardized situations – Continuous Reading, writing and comprehending instructions – Continuous Adding, subtracting, multiplying and dividing – Continuous The above statements are intended to describe the general nature and level of work being performed by people assigned to this job. They are not intended to be an exhaustive list of all responsibilities, duties and skills required. The listed or specified responsibilities & duties are considered essential functions for ADA purposes. #LI-AMCBCorporate Who We Are: TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we strive to make every interaction, product, and experience remarkably human and refreshingly simple for over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to foster deeper relationships, ensure disciplined execution, and build a simpler, faster banking experience. TD is deeply committed to being a leader in client experience, that is why we believe that all colleagues, no matter where they work, are client facing. Together, we are reimagining what banking can be for our clients, colleagues and communities. Our Total Rewards Package Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical and mental well-being goals. Total Rewards at TD includes base salary and variable compensation/incentive awards (e.g., eligibility for cash and/or equity incentive awards, generally through participation in an incentive plan) and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off (including Vacation PTO, Flex PTO, and Holiday PTO), banking benefits and discounts, career development, and reward and recognition. Learn more Additional Information: We’re delighted that you’re considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we’re committed to providing the support our colleagues need to thrive both at work and at home. Colleague Development If you’re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You’ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. If you’re passionate about helping clients and building deep, lasting relationships, TD offers diverse career paths where you can grow your expertise and make a meaningful impact. We're committed to your success and foster a respectful workplace where diverse perspectives are valued, everyone has fair opportunities to grow, and you can unlock your full potential to achieve your career goals. Here at TD, we hire and develop the best. Training & Onboarding We will provide training and onboarding sessions to ensure that you’ve got everything you need to succeed in your new role. Interview Process We’ll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call. Accommodation TD Bank is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, status as a protected veteran or any other characteristic protected under applicable federal, state, or local law. If you are an applicant with a disability and need accommodations to complete the application process, please email TD Bank US Workplace Accommodations Program at USWAPTDO@td.com. Include your full name, best way to reach you and the accommodation needed to assist you with the applicant process.

Compliance risk management
Regulatory compliance
Risk assessment
Direct Apply
Posted about 1 month ago
TD

Senior Compliance Business Oversight Manager - Corporate Office Compliance Programs

TDPortland, Maine, Mount Laurel, New Jersey, New York, New York, Charlotte, North Carolina, Greenville, South CarolinaFull-time
View Job
Compensation$85K - 130K a year

Provide second-line compliance risk oversight and subject matter expertise across corporate compliance programs, ensuring regulatory requirements are met through program design and execution. | Undergraduate degree or equivalent experience with 10+ years relevant experience; preferred CRCM certification, law degree, or regulatory/audit management background. | Work Location: Charlotte, North Carolina, United States of America Hours: 40 Pay Details: $115,440 - $186,160 USD TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs. As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role. Line of Business: Compliance Job Description: Why Work with Us? At TD Bank US Compliance, we're on a mission to build a more resilient and scalable compliance risk management function. As part of our team, you'll play a key role in reshaping compliance structures and processes, driving innovation at every level. Here, each team member has a chance to make a tangible impact – both in day-to-day operations and in the design of a future-focused compliance program. This not just about implementing a new program – it's about creating a culture of compliance that will cascade throughout the organization. The Senior Compliance Business Oversight Manager, U.S. Corporate Office Compliance, provides independent second-line compliance risk oversight and subject matter expertise across key U.S. Corporate Office Compliance programs, including Corporate Governance laws, rules, and regulations (LRRs). The role supports the design, implementation, execution, and continuous enhancement of the Regulatory Compliance Management Program by providing effective challenge and oversight of Risk Owners, Oversight Functions, and control activities. Working across a complex stakeholder environment, the position partners with Legal, Finance, Risk, the Corporate Secretary, Third Party Risk Management, Audit, Technology, Financial Crimes Risk Management, and other functions to ensure regulatory requirements are appropriately identified, assessed, and managed. The role requires strong regulatory acumen, sound risk-based judgment, and the ability to influence positive outcomes across enterprise-wide compliance programs. The above details are specific to the role which is outlined in the general job description and summary below. Please review the Desired Skills & Experience section below as you consider this opportunity. Job Description Summary: The Senior Compliance Business Oversight Manager provides advice, support and objective guidance to assigned portfolio, business or function on development and maintenance of all aspects of Compliance/Center of Excellence programs in line with the Bank's risk philosophy and strategic direction. Depth & Scope: Recognized as top level expert within the company and requires significant in-depth and/or breadth of expertise in a complex field and knowledge of broader related areas Senior specialist providing advisory services to executives, business segment leaders and governs the requirements for own work Integrates knowledge of the enterprise function’s or business segment’s overarching strategy in leading program design, policy formulation or operating standards within one or more areas of expertise Anticipates emerging business trends and regulatory/risk issues as a basis for recommending large-scale product, technical, functional or operations improvements Serves as a source of expert advice to senior management in field of specialty Advises on execution strategy and leads the development and deployment of functional programs or initiatives within their own field or across multiple specialties Solves unique and ambiguous problems with broad impact; typically oversees standards, controls and operating methods that have significant financial and operational impact within the context of their own field Requires innovative thinking to develop new solutions Impacts the technical or functional direction and resource allocation of part of an enterprise function or business segment Works within general policies and industry guidelines Engages stakeholders to take action; serves as a source of expert advice, influences change; frames information in a broader organizational context Provides leadership guidance, makes recommendations and collaborates with business to facilitate that solutions meet the business needs on a complex project or program Identifies and leads problem resolution for project/program complex requirements related issues at all levels Education & Experience: Undergraduate degree or equivalent work experience 10+ years of experience Desired Skills & Experience: Certified Regulatory Compliance Manager (CRCM), law degree, regulatory agency experience, audit/exam management experience, or other relevant professional certification preferred. Demonstrated experience providing independent compliance oversight, regulatory advice, and credible challenge to senior business leaders, Risk Owners, Oversight Functions, corporate functions, and control partners. Experience leading or contributing to Compliance Risk Management program activities, including regulatory inventory and control mapping, regulatory change management, compliance risk assessments, program effectiveness assessments, monitoring, issue management, training, governance reporting, and control oversight. Strong understanding of second-line oversight expectations, including the ability to assess program design, challenge control effectiveness, identify regulatory compliance risk, document rationale, and escalate issues appropriately. Proven ability to evaluate complex business processes, corporate function activities, third-party arrangements, insider-related processes, and governance artifacts to identify compliance considerations and recommend practical, risk-based solutions. Demonstrated ability to develop and maintain productive relationships with Legal, Finance, Treasury, Risk, Corporate Secretary, Third Party Risk Management, Audit, Regulatory Relations, Operations, Technology, business partners, senior management, and regulators. Strong organizational, analytical, judgment, and execution skills, with the ability to manage multiple priorities, lead complex workstreams, support regulatory or audit deliverables, and drive timely resolution of issues. Effective influencing, negotiation, and stakeholder management skills, including the ability to operate successfully in a matrixed environment and provide clear challenge while maintaining constructive relationships. Excellent written and verbal communication skills, including the ability to prepare executive-ready materials, regulatory or audit responses, governance reporting, and clear explanations of complex regulatory concepts Customer Accountabilities: Proactively advises the business of new and changed Compliance regulatory and/or policy changes Formulates relevant and meaningful data analysis, leveraging advanced modeling and analytics, and leads on the interpretation of complex business issues, generates multifaceted insights and identifies opportunities to address business regulatory requirements and issues Contributes to the development and implementation of Compliance programs Guides partner through the development, implementation, oversight and management of effective Compliance Programs Prepares summaries, presentations, briefing notes, and any other required documentation to effectively report on the status of Compliance Represents Compliance on internal or external committees relating to designated business activities as required Delivers relevant subject matter expertise and Compliance advice to business management Conducts meaningful analysis at the functional or enterprise level using results to draw conclusions, makes recommendations, assesses the effectiveness of programs/policies/practices Maintains oversight (via review and approval) of all functions and accountabilities related to management reporting and analysis Manages high risk initiatives and escalations; leads initiatives/guidance as appropriate Shareholder Accountabilities: Actively assists in developing and overseeing implementation of business line policies and Compliance Team procedures Oversees respective programs/policies/practices are well managed, meet business needs, comply with internal and external requirements, and align with business priorities Consistently exercises discretion in managing correspondence, information and all matters of confidentiality; escalates issues where appropriate Partners with the governance & assurance function to develop annual awareness training Conducts enterprise wide annual risk assessment for all TD businesses Protects the interests of the organization – identifies and manages risks, and promotes the prompt and thorough resolution of escalated non-standard, high risk issues Conducts internal and external research projects; supports the development/delivery of presentations/communications to management or broader audience Actively manages relationships within and across various business lines, corporate and/or control functions and promotes alignment with enterprise and/or regulatory requirements Keeps abreast of emerging issues, trends, and evolving regulatory requirements and assesses potential impacts Maintains a culture of risk management and control, supported by effective processes in alignment with risk appetite Employee/Team Accountabilities: Participates fully as a member of the team, supports a positive work environment that promotes service to the business, quality, innovation and teamwork and promotes timely communication of issues/points of interest Provides thought leadership and/or industry knowledge for own area of expertise and participates in knowledge transfer within the team and business Keeps current on emerging trends/developments and grows knowledge of the business, related tools and techniques Participates in personal performance management and development activities, including cross training within own team Keeps others informed and up-to-date about the status/progress of projects and/or all relevant or useful information related to day-to-day activities Contributes to team development of skills and capabilities through mentorship of others, by sharing knowledge and experiences and leveraging best practices Leads, motivates and develops relationships with internal and external business partners/stakeholders to develop productive working relationships Contributes to a fair, positive and equitable environment that supports a diverse workforce Acts as a brand ambassador for your business area/function and the bank, both internally and/or externally Physical Requirements: Never: 0%; Occasional: 1-33%; Frequent: 34-66%; Continuous: 67-100% Domestic Travel – Occasional International Travel – Never Performing sedentary work – Continuous Performing multiple tasks – Continuous Operating standard office equipment - Continuous Responding quickly to sounds – Occasional Sitting – Continuous Standing – Occasional Walking – Occasional Moving safely in confined spaces – Occasional Lifting/Carrying (under 25 lbs.) – Occasional Lifting/Carrying (over 25 lbs.) – Never Squatting – Occasional Bending – Occasional Kneeling – Never Crawling – Never Climbing – Never Reaching overhead – Never Reaching forward – Occasional Pushing – Never Pulling – Never Twisting – Never Concentrating for long periods of time – Continuous Applying common sense to deal with problems involving standardized situations – Continuous Reading, writing and comprehending instructions – Continuous Adding, subtracting, multiplying and dividing – Continuous The above statements are intended to describe the general nature and level of work being performed by people assigned to this job. They are not intended to be an exhaustive list of all responsibilities, duties and skills required. The listed or specified responsibilities & duties are considered essential functions for ADA purposes. #LI-AMCBCorporate Who We Are: TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we strive to make every interaction, product, and experience remarkably human and refreshingly simple for over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to foster deeper relationships, ensure disciplined execution, and build a simpler, faster banking experience. TD is deeply committed to being a leader in client experience, that is why we believe that all colleagues, no matter where they work, are client facing. Together, we are reimagining what banking can be for our clients, colleagues and communities. Our Total Rewards Package Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical and mental well-being goals. Total Rewards at TD includes base salary and variable compensation/incentive awards (e.g., eligibility for cash and/or equity incentive awards, generally through participation in an incentive plan) and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off (including Vacation PTO, Flex PTO, and Holiday PTO), banking benefits and discounts, career development, and reward and recognition. Learn more Additional Information: We’re delighted that you’re considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we’re committed to providing the support our colleagues need to thrive both at work and at home. Colleague Development If you’re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You’ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. If you’re passionate about helping clients and building deep, lasting relationships, TD offers diverse career paths where you can grow your expertise and make a meaningful impact. We're committed to your success and foster a respectful workplace where diverse perspectives are valued, everyone has fair opportunities to grow, and you can unlock your full potential to achieve your career goals. Here at TD, we hire and develop the best. Training & Onboarding We will provide training and onboarding sessions to ensure that you’ve got everything you need to succeed in your new role. Interview Process We’ll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call. Accommodation TD Bank is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, status as a protected veteran or any other characteristic protected under applicable federal, state, or local law. If you are an applicant with a disability and need accommodations to complete the application process, please email TD Bank US Workplace Accommodations Program at USWAPTDO@td.com. Include your full name, best way to reach you and the accommodation needed to assist you with the applicant process.

Compliance risk management
Regulatory compliance
Risk assessment
Regulatory change management
Control oversight
Issue management
Governance reporting
Stakeholder management
Regulatory acumen
Analytical skills
Strategic planning
Policy formulation
Audit management
Project management
Communication skills
Leadership
Direct Apply
Posted about 2 months ago
TD

BISO - Information Security Specialist (US)

TDFort Lauderdale, Florida, Mount Laurel, New Jersey, Charlotte, North CarolinaFull-time
View Job
Compensation$90K - 130K a year

Define and implement technology controls and security policies to assess risks and protect the bank, acting as a consultant to business teams on risk management. | 7+ years in IT security and risk, bachelor's degree preferred, information security certifications valued. | Work Location: Mount Laurel, New Jersey, United States of America Hours: 40 Pay Details: $98,160 - $159,270 USD TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs. As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role. Line of Business: Technology Solutions Job Description: The Information Security Specialist defines, develops and/or implements Technology Controls / Information Security related policies, programs, tools and provides specialized expertise and guidance on assessing risks, identifying potential gaps and providing security solutions to mitigate risks and protect the Bank. Participates on projects of moderate to high complexity and provides complex reporting, analysis, and assessments at the functional, business line or enterprise level for own area. Depth & Scope: Participates on complex, comprehensive or large projects and initiatives Acts as a lead expert resource in technology controls / information security for project teams, the business / organization and/or outside vendors Has advanced knowledge of organization, technology controls / security/ risk issues Education & Experience: Bachelor's degree preferred Information security certification / accreditation an asset 7+ years of relevant experience Expert knowledge of IT security and risk disciplines and practices Preferred Qualifications : Background in Technology Risk Mgmt Act as primary consultant from BISO org to guide technology and business teams through technology risk mgt processes Ability to identity gaps in technology controls Identifying potential compliance gaps and providing security recommendation to mitigate risks. Review project requirements and planned technical designs to ensure proper security patterns are accounted for. Ability to consult and support others through gaps risk remediation or risk acceptance process Assessment - conducting risk assessments Managing a portfolio of application risk assessments whether BAU, Project, adhoc, or other. Act as primary consultant from BISO org to guide technology and business teams through technology risk mgt processes Translate technical control requirement gaps to business terms to ensure partners are adequately informed about risk. Facilitate conversations between technical, business, and risk partners to advance project efforts Hybrid Onsite only : Charlotte, NC ; Mount Laurel NJ; Fort Lauderdale, FL Physical Requirements: Never: 0%; Occasional: 1-33%; Frequent: 34-66%; Continuous: 67-100% Domestic Travel – Occasional International Travel – Never Performing sedentary work – Continuous Performing multiple tasks – Continuous Operating standard office equipment - Continuous Responding quickly to sounds – Occasional Sitting – Continuous Standing – Occasional Walking – Occasional Moving safely in confined spaces – Occasional Lifting/Carrying (under 25 lbs.) – Occasional Lifting/Carrying (over 25 lbs.) – Never Squatting – Occasional Bending – Occasional Kneeling – Never Crawling – Never Climbing – Never Reaching overhead – Never Reaching forward – Occasional Pushing – Never Pulling – Never Twisting – Never Concentrating for long periods of time – Continuous Applying common sense to deal with problems involving standardized situations – Continuous Reading, writing and comprehending instructions – Continuous Adding, subtracting, multiplying and dividing – Continuous The above statements are intended to describe the general nature and level of work being performed by people assigned to this job. They are not intended to be an exhaustive list of all responsibilities, duties and skills required. The listed or specified responsibilities & duties are considered essential functions for ADA purposes. Who We Are: TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we strive to make every interaction, product, and experience remarkably human and refreshingly simple for over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to foster deeper relationships, ensure disciplined execution, and build a simpler, faster banking experience. TD is deeply committed to being a leader in client experience, that is why we believe that all colleagues, no matter where they work, are client facing. Together, we are reimagining what banking can be for our clients, colleagues and communities. Our Total Rewards Package Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical and mental well-being goals. Total Rewards at TD includes base salary and variable compensation/incentive awards (e.g., eligibility for cash and/or equity incentive awards, generally through participation in an incentive plan) and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off (including Vacation PTO, Flex PTO, and Holiday PTO), banking benefits and discounts, career development, and reward and recognition. Learn more Additional Information: We’re delighted that you’re considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we’re committed to providing the support our colleagues need to thrive both at work and at home. Colleague Development If you’re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You’ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. If you’re passionate about helping clients and building deep, lasting relationships, TD offers diverse career paths where you can grow your expertise and make a meaningful impact. We're committed to your success and foster a respectful workplace where diverse perspectives are valued, everyone has fair opportunities to grow, and you can unlock your full potential to achieve your career goals. Here at TD, we hire and develop the best. Training & Onboarding We will provide training and onboarding sessions to ensure that you’ve got everything you need to succeed in your new role. Interview Process We’ll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call. Accommodation TD Bank is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, status as a protected veteran or any other characteristic protected under applicable federal, state, or local law. If you are an applicant with a disability and need accommodations to complete the application process, please email TD Bank US Workplace Accommodations Program at USWAPTDO@td.com. Include your full name, best way to reach you and the accommodation needed to assist you with the applicant process.

Information security
Risk assessment
Compliance
Project management
Data analysis
Direct Apply
Posted about 2 months ago
TD

Sr Information Security Analyst (US) - CSIRT

TDMount Laurel, New JerseyFull-time
View Job
Compensation$85K - 120K a year

Develop and implement security controls and policies to mitigate risks and protect the bank, providing expert analysis and reporting at enterprise level. | 5-7 years experience, bachelor's degree preferred, expert knowledge of SIEM/UEBA tools and security frameworks like NIST, MITRE ATT&CK, and OWASP. | Work Location: Mount Laurel, New Jersey, United States of America Hours: 40 Pay Details: $79,160 - $127,670 USD TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs. As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role. Line of Business: Technology Solutions Job Description: The Senior Information Security Analyst defines, develops and/or implements Technology Controls / Information Security related policies, programs, tools and provides specialized expertise and guidance on assessing risks, identifying potential gaps and providing security solutions to mitigate risks and protect the Bank. Participates on projects of moderate to high complexity and provide complex reporting, analysis, and assessments at the functional, business line or enterprise level for own area. Depth & Scope: Participates on projects of moderate to high complexity Acts as a key resource and subject matter expert in at least one technology niche/ field and/or line of business Advanced knowledge of one or more technology controls / security domains, disciplines and practices Proficient to advanced knowledge of organization, technology controls / security/ risk issues Education & Experience: Bachelor's degree preferred Information security certification / accreditation an asset 5-7 years of relevant experience Customer Accountabilities: Understands and supports the Bank's Customer Service Strategy Considers the impact of decisions on the well-being of TD, its Customers and stakeholders Provides the highest level of Customer service when dealing with internal partners, vendors or our Customers - WOW at every opportunity Models quality service delivery at every interaction Leads and contributes to the ongoing improvement of the partner / Customer experience Employee/Team Accountabilities: Be engaged in advancing and sustaining a unique, inclusive culture that reflects TD's diversity agenda, and create an extraordinary employee experience Participates fully as a member of the team and contribute to a positive work environment May provide leadership, training, and guidance to other team members Ensures ongoing communication with the team on the status / progress of projects and issues / points of interest Actively shares information and knowledge, and proactively learn from the expertise of others Preferred Qualifications : In depth understanding of security controls/mechanisms and threat/risk assessment techniques pertaining to complex data, application and networking environments Expert knowledge of security incident and event management using an enterprise incident management framework, log analysis, network traffic analysis, malware investigation and remediation, SIEM correlation logic and alert generation Ability to perform analysis and reporting on information from multiple data sources using data mining technique for the purpose of documenting analysis results, produce report and present to a technical and executive stakeholders Understanding of Security principles, techniques and technologies such as NIST Cybersecurity Framework, SANS Top 20 Critical Security Controls and OWASP Top 10, MITRE Attack Basic programming skills in various disciplines including scripting languages, PowerShell Expert knowledge of SIEM and UEBA solutions such as Splunk, Azure Sentinel or similar, along with experience of CrowdStrike, MS Defender for Endpoint, XSOAR Demonstrate expert knowledge in Enterprise IT operations, incident management, change management, Access/Identity Management, security operations, vulnerability and compliance management, ticketing system, incident ticket life cycle and SLA terms Certifications: GIAC (GCIA, GPEN, GWAPT, GCIH, GSEC, GCFA), CCNP, CCNA, CISSP, Cloud security Physical Requirements: Never: 0%; Occasional: 1-33%; Frequent: 34-66%; Continuous: 67-100% Domestic Travel – Occasional International Travel – Never Performing sedentary work – Continuous Performing multiple tasks – Continuous Operating standard office equipment - Continuous Responding quickly to sounds – Occasional Sitting – Continuous Standing – Occasional Walking – Occasional Moving safely in confined spaces – Occasional Lifting/Carrying (under 25 lbs.) – Occasional Lifting/Carrying (over 25 lbs.) – Never Squatting – Occasional Bending – Occasional Kneeling – Never Crawling – Never Climbing – Never Reaching overhead – Never Reaching forward – Occasional Pushing – Never Pulling – Never Twisting – Never Concentrating for long periods of time – Continuous Applying common sense to deal with problems involving standardized situations – Continuous Reading, writing and comprehending instructions – Continuous Adding, subtracting, multiplying and dividing – Continuous The above statements are intended to describe the general nature and level of work being performed by people assigned to this job. They are not intended to be an exhaustive list of all responsibilities, duties and skills required. The listed or specified responsibilities & duties are considered essential functions for ADA purposes. Who We Are: TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we strive to make every interaction, product, and experience remarkably human and refreshingly simple for over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to foster deeper relationships, ensure disciplined execution, and build a simpler, faster banking experience. TD is deeply committed to being a leader in client experience, that is why we believe that all colleagues, no matter where they work, are client facing. Together, we are reimagining what banking can be for our clients, colleagues and communities. Our Total Rewards Package Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical and mental well-being goals. Total Rewards at TD includes base salary and variable compensation/incentive awards (e.g., eligibility for cash and/or equity incentive awards, generally through participation in an incentive plan) and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off (including Vacation PTO, Flex PTO, and Holiday PTO), banking benefits and discounts, career development, and reward and recognition. Learn more Additional Information: We’re delighted that you’re considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we’re committed to providing the support our colleagues need to thrive both at work and at home. Colleague Development If you’re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You’ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. If you’re passionate about helping clients and building deep, lasting relationships, TD offers diverse career paths where you can grow your expertise and make a meaningful impact. We're committed to your success and foster a respectful workplace where diverse perspectives are valued, everyone has fair opportunities to grow, and you can unlock your full potential to achieve your career goals. Here at TD, we hire and develop the best. Training & Onboarding We will provide training and onboarding sessions to ensure that you’ve got everything you need to succeed in your new role. Interview Process We’ll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call. Accommodation TD Bank is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, status as a protected veteran or any other characteristic protected under applicable federal, state, or local law. If you are an applicant with a disability and need accommodations to complete the application process, please email TD Bank US Workplace Accommodations Program at USWAPTDO@td.com. Include your full name, best way to reach you and the accommodation needed to assist you with the applicant process.

Security Incident Management
SIEM Correlation
Risk Assessment
Direct Apply
Posted about 2 months ago
TD

Issues Management - Risk and Control Manager

TDAnywhereFull-time
View Job
Compensation$91K - 136K a year

Manage risk and control issues through evaluation, remediation, and stakeholder communication. | Bachelor's degree with 3-5 years experience in governance, audit, compliance, or risk management and strong communication skills. | Work Location: Mount Laurel, New Jersey, United States of America Hours 40 Pay Details $91,000.00 - $136,240.00 USD TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs. As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role. Line Of Business Sales & Customer Distribution Support Job Description Department Overview: Our team sits at the center of how the Commercial Bank identifies and resolves risk, taking issues from initial identification through root cause analysis, remediation, and validation. This is where complex problems get unpacked, challenged, and solved the right way. Anyone can close an issue. Experts know when it’s actually fixed. This is a hands-on role for individuals with a strong background in governance and control disciplines such as issues management, audit, compliance, or risk and control oversight. We’re looking for people who can evaluate control design, challenge assumptions, and push past easy answers, because getting it closed isn’t the goal, getting it right is. This position is fully remote and may be performed from anywhere within the United States. The above details are specific to the role which is outlined in the description below. Depth & Scope • Manages mid-size projects or significant segments of very large projects with limited supervision • Acts as a consultant to the business lines • Prepares management reports to summarize the status of projects and work activities • Initiates project evaluation effectiveness post-implementation; Documents findings and incorporates changes into future project plans • Coaches employees to ensure activities are undertaken and completed • Assists employees in compliance with all human resources policies, procedures & guidelines of conduct • Coordinates the sharing of information, skills, and knowledge among Employees • Provides leadership and guidance to project related staff and/or business lines in support of a project portfolio • Ensures compliance to policies and procedures • Utilizes the Company business project management model as appropriate to manage high visibility, Company Wide projects as appropriate • Manages all communications to key stakeholders and ensures all are aware of significant changes to project status in a timely manner • Ensures all employees understand the readiness process and facilitates readiness sessions for implementation Education & Experience • Bachelor's degree • 3-5 Years of related experience • Excellent communication, problem-solving and decision making skills with ability to effectively communicate with all levels of the organization • Demonstrated ability to build strong collaborative business and technology relationships • Proven ability to manage multiple competing priorities, making sound business decisions • Self driven and have excellent problem solving skills • Detail oriented and have well-developed organizational skills • Individual must have exceptional interpersonal skills, ability to maintain confidentiality, flexible and possess a high degree of initiative and motivation • Proven record of providing excellent internal and external Customer service Physical Requirements Never: 0%; Occasional: 1-33%; Frequent: 34-66%; Continuous: 67-100% • Domestic Travel – Occasional • International Travel – Never • Performing sedentary work – Continuous • Performing multiple tasks – Continuous • Operating standard office equipment - Continuous • Responding quickly to sounds – Occasional • Sitting – Continuous • Standing – Occasional • Walking – Occasional • Moving safely in confined spaces – Occasional • Lifting/Carrying (under 25 lbs.) – Occasional • Lifting/Carrying (over 25 lbs.) – Never • Squatting – Occasional • Bending – Occasional • Kneeling – Never • Crawling – Never • Climbing – Never • Reaching overhead – Never • Reaching forward – Occasional • Pushing – Never • Pulling – Never • Twisting – Never • Concentrating for long periods of time – Continuous • Applying common sense to deal with problems involving standardized situations – Continuous • Reading, writing and comprehending instructions – Continuous • Adding, subtracting, multiplying and dividing – Continuous The above statements are intended to describe the general nature and level of work being performed by people assigned to this job. They are not intended to be an exhaustive list of all responsibilities, duties and skills required. The listed or specified responsibilities & duties are considered essential functions for ADA purposes. Who We Are TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we strive to make every interaction, product, and experience remarkably human and refreshingly simple for over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to foster deeper relationships, ensure disciplined execution, and build a simpler, faster banking experience. TD is deeply committed to being a leader in client experience, that is why we believe that all colleagues, no matter where they work, are client facing. Together, we are reimagining what banking can be for our clients, colleagues and communities. Our Total Rewards Package Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical and mental well-being goals. Total Rewards at TD includes base salary and variable compensation/incentive awards (e.g., eligibility for cash and/or equity incentive awards, generally through participation in an incentive plan) and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off (including Vacation PTO, Flex PTO, and Holiday PTO), banking benefits and discounts, career development, and reward and recognition. Learn more Additional Information We’re delighted that you’re considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we’re committed to providing the support our colleagues need to thrive both at work and at home. Colleague Development If you’re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You’ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. If you’re passionate about helping clients and building deep, lasting relationships, TD offers diverse career paths where you can grow your expertise and make a meaningful impact. We're committed to your success and foster a respectful workplace where diverse perspectives are valued, everyone has fair opportunities to grow, and you can unlock your full potential to achieve your career goals. Here at TD, we hire and develop the best. Training & Onboarding We will provide training and onboarding sessions to ensure that you’ve got everything you need to succeed in your new role. Interview Process We’ll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call. Accommodation TD Bank is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, status as a protected veteran or any other characteristic protected under applicable federal, state, or local law. If you are an applicant with a disability and need accommodations to complete the application process, please email TD Bank US Workplace Accommodations Program at USWAPTDO@td.com. Include your full name, best way to reach you and the accommodation needed to assist you with the applicant process.

governance
risk management
compliance
Verified Source
Posted about 2 months ago
TD

Issues Management - Risk and Control Manager

TDAnywhereFull-time
View Job
Compensation$55K - 90K a year

Manage risk identification, remediation, and validation with leadership to ensure compliance. | Bachelor's degree and 3-5 years experience in governance, audit, or risk management with strong problem-solving and communication skills. | Work Location: Mount Laurel, New Jersey, United States of America Hours: 40 Pay Details: $91,000.00 - $136,240.00 USD TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs. As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role. Line of Business: Sales & Customer Distribution Support Job Description: Department Overview: Our team sits at the center of how the Commercial Bank identifies and resolves risk, taking issues from initial identification through root cause analysis, remediation, and validation. This is where complex problems get unpacked, challenged, and solved the right way. Anyone can close an issue. Experts know when it’s actually fixed. This is a hands-on role for individuals with a strong background in governance and control disciplines such as issues management, audit, compliance, or risk and control oversight. We’re looking for people who can evaluate control design, challenge assumptions, and push past easy answers, because getting it closed isn’t the goal, getting it right is. This position is fully remote and may be performed from anywhere within the United States. The above details are specific to the role which is outlined in the description below. Depth & Scope: Manages mid-size projects or significant segments of very large projects with limited supervision Acts as a consultant to the business lines Prepares management reports to summarize the status of projects and work activities Initiates project evaluation effectiveness post-implementation; Documents findings and incorporates changes into future project plans Coaches employees to ensure activities are undertaken and completed Assists employees in compliance with all human resources policies, procedures & guidelines of conduct Coordinates the sharing of information, skills, and knowledge among Employees Provides leadership and guidance to project related staff and/or business lines in support of a project portfolio Ensures compliance to policies and procedures Utilizes the Company business project management model as appropriate to manage high visibility, Company Wide projects as appropriate Manages all communications to key stakeholders and ensures all are aware of significant changes to project status in a timely manner Ensures all employees understand the readiness process and facilitates readiness sessions for implementation Education & Experience: Bachelor's degree 3-5 Years of related experience Excellent communication, problem-solving and decision making skills with ability to effectively communicate with all levels of the organization Demonstrated ability to build strong collaborative business and technology relationships Proven ability to manage multiple competing priorities, making sound business decisions Self driven and have excellent problem solving skills Detail oriented and have well-developed organizational skills Individual must have exceptional interpersonal skills, ability to maintain confidentiality, flexible and possess a high degree of initiative and motivation Proven record of providing excellent internal and external Customer service Physical Requirements: Never: 0%; Occasional: 1-33%; Frequent: 34-66%; Continuous: 67-100% Domestic Travel – Occasional International Travel – Never Performing sedentary work – Continuous Performing multiple tasks – Continuous Operating standard office equipment - Continuous Responding quickly to sounds – Occasional Sitting – Continuous Standing – Occasional Walking – Occasional Moving safely in confined spaces – Occasional Lifting/Carrying (under 25 lbs.) – Occasional Lifting/Carrying (over 25 lbs.) – Never Squatting – Occasional Bending – Occasional Kneeling – Never Crawling – Never Climbing – Never Reaching overhead – Never Reaching forward – Occasional Pushing – Never Pulling – Never Twisting – Never Concentrating for long periods of time – Continuous Applying common sense to deal with problems involving standardized situations – Continuous Reading, writing and comprehending instructions – Continuous Adding, subtracting, multiplying and dividing – Continuous The above statements are intended to describe the general nature and level of work being performed by people assigned to this job. They are not intended to be an exhaustive list of all responsibilities, duties and skills required. The listed or specified responsibilities & duties are considered essential functions for ADA purposes. Who We Are: TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we strive to make every interaction, product, and experience remarkably human and refreshingly simple for over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to foster deeper relationships, ensure disciplined execution, and build a simpler, faster banking experience. TD is deeply committed to being a leader in client experience, that is why we believe that all colleagues, no matter where they work, are client facing. Together, we are reimagining what banking can be for our clients, colleagues and communities. Our Total Rewards Package Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical and mental well-being goals. Total Rewards at TD includes base salary and variable compensation/incentive awards (e.g., eligibility for cash and/or equity incentive awards, generally through participation in an incentive plan) and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off (including Vacation PTO, Flex PTO, and Holiday PTO), banking benefits and discounts, career development, and reward and recognition. Learn more Additional Information: We’re delighted that you’re considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we’re committed to providing the support our colleagues need to thrive both at work and at home. Colleague Development If you’re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You’ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. If you’re passionate about helping clients and building deep, lasting relationships, TD offers diverse career paths where you can grow your expertise and make a meaningful impact. We're committed to your success and foster a respectful workplace where diverse perspectives are valued, everyone has fair opportunities to grow, and you can unlock your full potential to achieve your career goals. Here at TD, we hire and develop the best. Training & Onboarding We will provide training and onboarding sessions to ensure that you’ve got everything you need to succeed in your new role. Interview Process We’ll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call. Accommodation TD Bank is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, status as a protected veteran or any other characteristic protected under applicable federal, state, or local law. If you are an applicant with a disability and need accommodations to complete the application process, please email TD Bank US Workplace Accommodations Program at USWAPTDO@td.com. Include your full name, best way to reach you and the accommodation needed to assist you with the applicant process.

Risk management
Governance
Compliance
Direct Apply
Posted about 2 months ago
TD

Compliance Business Oversight Manager

TDPortland, Maine, Mount Laurel, New Jersey, New York, New York, Charlotte, North Carolina, Greenville, South CarolinaFull-time
View Job
Compensation$70K - 110K a year

Lead compliance initiatives ensuring adherence to consumer protection laws and manage regulatory examinations. | Bachelor's degree with 7+ years experience in compliance, proficiency in Microsoft Office, and leadership of cross-functional projects. | Work Location: Charlotte, North Carolina, United States of America Hours: 40 Pay Details: $91,000 - $145,600 USD TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs. As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role. Line of Business: Compliance Job Description: Why Work with Us? At TD Bank US Compliance, we're on a mission to build a more resilient and scalable compliance risk management function. As part of our team, you'll play a key role in reshaping compliance structures and processes, driving innovation at every level. Here, each team member has a chance to make a tangible impact – both in day-to-day operations and in the design of a future-focused compliance program. This not just about implementing a new program – it's about creating a culture of compliance that will cascade throughout the organization. The Compliance Business Oversight Manager plays a critical role in ensuring adherence to applicable statutory and regulatory requirements, including the Fair Credit Reporting Act (FCRA/Regulation V), Equal Credit Opportunity Act (ECOA/Regulation B), Truth in Lending Act (TILA/Regulation Z), Servicemembers Civil Relief Act (SCRA), Electronic Fund Transfer Act (EFTA/Regulation E), and other consumer protection laws and regulations. Knowledge of applicable Federal Deposit Insurance Corporation (FDIC) regulations and guidance, including deposit insurance requirements and related obligations under Parts 330 and 370, is preferred. The individual will lead and coordinate compliance-related initiatives, manage regulatory examinations and internal reviews, and collaborate cross-functionally to support business partners. Strong communication and reporting capabilities, along with subject matter expertise in Consumer protection laws and regulations, are essential. The above details are specific to the role which is outlined in the Job Summary and general description below. Please review the Desired Skills & Experience section below as you consider this opportunity. Job Summary: The Compliance Business Oversight Manager provides advice, support and objective guidance to assigned portfolio, business or function on development and maintenance of all aspects of Compliance/Center of Excellence programs in line with the Bank's risk philosophy and strategic direction. Depth & Scope: Works independently and is accountable for managing a specialized Compliance function or area Provides comprehensive coverage for a significant business or functional area across all legal entities and jurisdictions where TD operates Provides advanced analysis and/or specialized reporting to support business partners, functional areas or centers of expertise Provides guidance and support to analysts on matters related to portfolio and specialty Typically a subject matter expert for a key functional Compliance area and business Contact for business management, dealing with non-routine information Manages/assists with regulatory reviews including inquiries, audits, and exams Identifies and leads problem resolution for project/program complex requirements related issues at all levels Education & Experience: Undergraduate degree or equivalent work experience 7+ years of experience Desired Skills and Experience: Strong knowledge of consumer protection laws, regulations, and related regulatory requirements. Excellent verbal and written communication skills, including executive-level reporting and presentation development. Proficiency in Microsoft PowerPoint and Excel Experience leading compliance-related projects and cross-functional initiatives. Independent thinker with sound judgment and the ability to provide effective challenge. Third-Party/vendor oversight experience preferred. CRCM certification is a plus ​ ​ Customer Accountabilities: Proactively advises the business of new and changed Compliance regulatory and/or policy changes Formulates relevant and meaningful insights from data analysis and leads on the interpretation of complex business issues, generates multifaceted insights and identifies opportunities to address business regulatory requirements and issues Contributes to the development and implementation of Compliance programs Guides partner through the development, implementation, oversight and management of effective Compliance Programs Prepares summaries, presentations, briefing notes, and any other required documentation to effectively report on the status of Compliance Represents Compliance on internal or external committees relating to designated business activities as required Delivers relevant subject matter expertise and Compliance advice to business management Conducts meaningful analysis at the functional or enterprise level using results to draw conclusions, makes recommendations, assesses the effectiveness of programs/policies/practices Maintains oversight (via review and approval) of all functions and accountabilities related to management reporting and analysis Manages high risk initiatives and escalations; leads initiatives/guidance as appropriate Shareholder Accountabilities: Actively assists in developing Compliance Team procedures Facilitates the periodic Compliance risk and self-assessment activities for designated business using TD's Enterprise Compliance Risk Assessment Framework Monitors that assessments (monitoring, risk assessment etc.) are completed and communicated in a continuous and timely fashion Consistently exercises discretion in managing correspondence, information and all matters of confidentiality; escalates issues where appropriate May provide review and content in the development of annual awareness training Manages the risk assessment process for assigned businesses Protects the interests of the organization, our customers and our communities – identifies and manages risks, and promotes the prompt and thorough resolution of escalated non-standard, high risk issues Conducts internal and external research projects; supports the development/delivery of presentations/communications to management or broader audience Actively manages relationships within and across various business lines, corporate and/or control functions and promotes alignment with enterprise and/or regulatory requirements Keeps abreast of emerging issues, trends, and evolving regulatory requirements and assesses potential impacts Maintains a culture of risk management and control, supported by effective processes in alignment with risk appetite Employee/Team Accountabilities: Participates fully as a member of the team, supports a positive work environment that promotes service to the business, quality, innovation and teamwork and promotes timely communication of issues/points of interest Provides thought leadership and/or industry knowledge for own area of expertise and participates in knowledge transfer within the team and business Keeps current on emerging trends/developments and grows knowledge of the business, related tools and techniques Participates in personal performance management and development activities, including cross training within own team Keeps others informed and up-to-date about the status/progress of projects and/or all relevant or useful information related to day-to-day activities Contributes to team development of skills and capabilities through mentorship of others, by sharing knowledge and experiences and leveraging best practices Leads, motivates and develops relationships with internal and external business partners/stakeholders to develop productive working relationships Contributes to a fair, positive and equitable environment that supports a diverse workforce Acts as a brand ambassador for your business area/function and the bank, both internally and/or externally Physical Requirements: Never: 0%; Occasional: 1-33%; Frequent: 34-66%; Continuous: 67-100% Domestic Travel – Occasional International Travel – Never Performing sedentary work – Continuous Performing multiple tasks – Continuous Operating standard office equipment - Continuous Responding quickly to sounds – Occasional Sitting – Continuous Standing – Occasional Walking – Occasional Moving safely in confined spaces – Occasional Lifting/Carrying (under 25 lbs.) – Occasional Lifting/Carrying (over 25 lbs.) – Never Squatting – Occasional Bending – Occasional Kneeling – Never Crawling – Never Climbing – Never Reaching overhead – Never Reaching forward – Occasional Pushing – Never Pulling – Never Twisting – Never Concentrating for long periods of time – Continuous Applying common sense to deal with problems involving standardized situations – Continuous Reading, writing and comprehending instructions – Continuous Adding, subtracting, multiplying and dividing – Continuous The above statements are intended to describe the general nature and level of work being performed by people assigned to this job. They are not intended to be an exhaustive list of all responsibilities, duties and skills required. The listed or specified responsibilities & duties are considered essential functions for ADA purposes. #LI-AMCBCorporate Who We Are: TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we strive to make every interaction, product, and experience remarkably human and refreshingly simple for over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to foster deeper relationships, ensure disciplined execution, and build a simpler, faster banking experience. TD is deeply committed to being a leader in client experience, that is why we believe that all colleagues, no matter where they work, are client facing. Together, we are reimagining what banking can be for our clients, colleagues and communities. Our Total Rewards Package Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical and mental well-being goals. Total Rewards at TD includes base salary and variable compensation/incentive awards (e.g., eligibility for cash and/or equity incentive awards, generally through participation in an incentive plan) and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off (including Vacation PTO, Flex PTO, and Holiday PTO), banking benefits and discounts, career development, and reward and recognition. Learn more Additional Information: We’re delighted that you’re considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we’re committed to providing the support our colleagues need to thrive both at work and at home. Colleague Development If you’re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You’ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. If you’re passionate about helping clients and building deep, lasting relationships, TD offers diverse career paths where you can grow your expertise and make a meaningful impact. We're committed to your success and foster a respectful workplace where diverse perspectives are valued, everyone has fair opportunities to grow, and you can unlock your full potential to achieve your career goals. Here at TD, we hire and develop the best. Training & Onboarding We will provide training and onboarding sessions to ensure that you’ve got everything you need to succeed in your new role. Interview Process We’ll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call. Accommodation TD Bank is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, status as a protected veteran or any other characteristic protected under applicable federal, state, or local law. If you are an applicant with a disability and need accommodations to complete the application process, please email TD Bank US Workplace Accommodations Program at USWAPTDO@td.com. Include your full name, best way to reach you and the accommodation needed to assist you with the applicant process.

Regulatory Compliance
Project Leadership
Risk Management
Direct Apply
Posted about 2 months ago
TD

Information Security Specialist - The Regulatory Exam Management Lead

TDFort Lauderdale, FloridaFull-time
View Job
Compensation$70K - 110K a year

Lead coordination and execution of regulatory examinations and supervisory reviews impacting Technology functions. | Bachelor's degree with 7+ years in regulatory affairs, cybersecurity, or risk management in financial services, plus preferred professional certifications. | Work Location: Fort Lauderdale, Florida, United States of America Hours: 40 Pay Details: $98,160 - $159,270 USD TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs. As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role. Line of Business: Technology Solutions Job Description: The Regulatory Exam Management Lead is responsible for the end-to-end coordination and execution of regulatory examinations, supervisory reviews, and ongoing regulatory engagements impacting Technology and related business functions. This role serves as the central point of coordination between Regulatory Program Management (RPM), executives, business stakeholders, compliance partners, and subject matter experts to ensure examinations are managed effectively and regulatory commitments are delivered accurately, completely, and on time. The successful candidate will drive exam readiness activities, manage regulator requests for information (RFIs), coordinate formal regulator meetings, oversee executive communications, and provide leadership throughout the examination lifecycle—from preparation and fieldwork through supervisory letters, findings management, and closure activities. Key Accountabilities Regulatory Exam Management Lead the end-to-end management of regulatory examinations, supervisory reviews, deep dives, and targeted assessments. Serve as the primary point of contact for Technology-related regulatory engagements. Coordinate regulator Information Requests (IRs), Additional Requests (ARs), and ongoing inquiries. Develop and execute examination strategies, timelines, and stakeholder engagement plans. Track milestones, deliverables, dependencies, risks, and escalations throughout the examination lifecycle. Ensure responses are complete, accurate, defensible, and submitted within regulatory timelines. Exam Readiness & Stakeholder Coordination Lead readiness activities in advance of regulatory examinations to identify key stakeholders, potential risk areas, and anticipated lines of inquiry. Coordinate working sessions, preparedness reviews, and executive briefing meetings. Facilitate collaboration across Technology, Risk, Compliance, Legal, Audit, and business partners. Build strong relationships with senior executives and regulators to support successful examination outcomes. Regulatory Responses & Quality Assurance Coordinate collection, review, and submission of regulatory artifacts and supporting evidence. Ensure appropriate governance, quality assurance, redaction, and approval processes are followed. Challenge responses where necessary to improve accuracy, completeness, and regulatory defensibility. Maintain organized documentation repositories and audit trails supporting regulatory submissions. Formal Regulator Engagements Coordinate examination kickoffs, status meetings, deep dives, onsite sessions, and exit meetings. Facilitate the preparation of agendas, presentation materials, briefing documents, and speaking notes. Conduct stakeholder preparation sessions and executive dry runs. Capture meeting outcomes, commitments, action items, and examiner feedback. Reporting & Executive Communications Develop executive-level status reporting and examination dashboards. Prepare concise updates highlighting progress, key decisions, emerging risks, and outstanding actions. Escalate issues that could impact submission timelines, examination outcomes, or regulatory commitments. Provide regular reporting to senior leadership and governance forums. Findings & Remediation Oversight Support management responses to regulatory findings and recommendations. Coordinate remediation planning, ownership assignment, milestone tracking, and governance reviews. Monitor progress and ensure timely closure of regulatory commitments. Partner with Risk, Compliance, Audit, and business stakeholders to validate remediation activities. Education & Experience: Bachelor's degree preferred Information security certification / accreditation an asset 7+ years of relevant experience Expert knowledge of IT security and risk disciplines and practices Preferred Qualifications : 7+ years of experience in regulatory affairs, regulatory exam management, risk management, compliance, audit, cybersecurity, technology governance, or operational risk. Demonstrated experience leading regulatory examinations involving federal or international regulators. Strong understanding of regulatory supervision, examination methodologies, and governance frameworks. Exceptional stakeholder management and executive communication skills. Proven ability to manage multiple concurrent examinations and complex cross-functional initiatives. Strong project and program management skills with experience managing competing priorities and deadlines. Professional certifications such as PMP, CISA, CRISC, CISSP, CGRC, or equivalent. Experience supporting regulatory engagements with banking regulators (e.g., OCC, FRB, FDIC, CFPB, OSFI, PRA, MAS, APRA, or equivalent). Experience within financial services, banking, technology risk, cybersecurity, or operational resilience. Experience preparing executive-level presentations, briefing materials, and regulatory submissions. Hybrid onsite Location : 5900 Fort Lauderdale, Florida Physical Requirements: Never: 0%; Occasional: 1-33%; Frequent: 34-66%; Continuous: 67-100% Domestic Travel – Occasional International Travel – Never Performing sedentary work – Continuous Performing multiple tasks – Continuous Operating standard office equipment - Continuous Responding quickly to sounds – Occasional Sitting – Continuous Standing – Occasional Walking – Occasional Moving safely in confined spaces – Occasional Lifting/Carrying (under 25 lbs.) – Occasional Lifting/Carrying (over 25 lbs.) – Never Squatting – Occasional Bending – Occasional Kneeling – Never Crawling – Never Climbing – Never Reaching overhead – Never Reaching forward – Occasional Pushing – Never Pulling – Never Twisting – Never Concentrating for long periods of time – Continuous Applying common sense to deal with problems involving standardized situations – Continuous Reading, writing and comprehending instructions – Continuous Adding, subtracting, multiplying and dividing – Continuous The above statements are intended to describe the general nature and level of work being performed by people assigned to this job. They are not intended to be an exhaustive list of all responsibilities, duties and skills required. The listed or specified responsibilities & duties are considered essential functions for ADA purposes. Who We Are: TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we strive to make every interaction, product, and experience remarkably human and refreshingly simple for over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to foster deeper relationships, ensure disciplined execution, and build a simpler, faster banking experience. TD is deeply committed to being a leader in client experience, that is why we believe that all colleagues, no matter where they work, are client facing. Together, we are reimagining what banking can be for our clients, colleagues and communities. Our Total Rewards Package Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical and mental well-being goals. Total Rewards at TD includes base salary and variable compensation/incentive awards (e.g., eligibility for cash and/or equity incentive awards, generally through participation in an incentive plan) and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off (including Vacation PTO, Flex PTO, and Holiday PTO), banking benefits and discounts, career development, and reward and recognition. Learn more Additional Information: We’re delighted that you’re considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we’re committed to providing the support our colleagues need to thrive both at work and at home. Colleague Development If you’re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You’ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. If you’re passionate about helping clients and building deep, lasting relationships, TD offers diverse career paths where you can grow your expertise and make a meaningful impact. We're committed to your success and foster a respectful workplace where diverse perspectives are valued, everyone has fair opportunities to grow, and you can unlock your full potential to achieve your career goals. Here at TD, we hire and develop the best. Training & Onboarding We will provide training and onboarding sessions to ensure that you’ve got everything you need to succeed in your new role. Interview Process We’ll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call. Accommodation TD Bank is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, status as a protected veteran or any other characteristic protected under applicable federal, state, or local law. If you are an applicant with a disability and need accommodations to complete the application process, please email TD Bank US Workplace Accommodations Program at USWAPTDO@td.com. Include your full name, best way to reach you and the accommodation needed to assist you with the applicant process.

Regulatory Exam Management
Information Security
Risk Management
Compliance
Stakeholder Management
Direct Apply
Posted about 2 months ago
TD

Senior Manager, Group Risk

TDAnywhereFull-time
View Job
Compensation$85K - 130K a year

Lead a team of risk professionals to oversee enterprise and operational risk programs and act as a strategic partner to leadership. | Bachelor degree or technical certificate with 10+ years in risk management and advanced governance and regulatory knowledge. | Work Location: Greenville, South Carolina, United States of America Hours: 40 Pay Details: $115,440 - $173,160 USD TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.  As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role. Line of Business: Risk Management Job Description: THE SENIOR MANAGER GROUP RISK LEADS, DEVELOPS AND OVERSEES A BROAD, HIGHLY SPECIALIZED AND DIVERSE TEAM OF EXPERTS AND/OR RISK PROFESSIONALS WHO PROVIDE OVERSIGHT, ADVISORY SUPPORT/SERVICES AND ACT AS AN OVERSIGHT FUNCTION RELATED TO TD'S ENTERPRISE/OPERATIONAL RISK PROGRAMS. ACTS AS A THOUGHT LEADER FOR ALL RISK-RELATED ACTIVITIES. MAY ALSO PROVIDE SPECIALIZED PROJECT SUPPORT OR SERVICES WITHIN RISK MANAGEMENT. PROVIDES EFFECTIVE CHALLENGE, OVERSIGHT, AND RISK INTELLIGENCE BEHAVIORS AND OUTCOMES, WHILE OPERATING WITHIN THE BANK'S RISK APPETITE. DEPTH & SCOPE: * PROVIDES PEOPLE MANAGEMENT LEADERSHIP BY HIRING THE BEST TALENT, SETTING GOALS, DEVELOPING STAFF, MANAGING EMPLOYEE PERFORMANCE AND COMPENSATION DECISIONS, PROMOTING TEAMWORK AND HANDLING ANY/ALL DISCIPLINARY ACTIONS, AS REQUIRED * OVERSEES AND LEADS A LARGE AND/OR HIGHLY COMPLEX AND DIVERSE REPORTING  FUNCTION FOR AN AREA OF SIGNIFICANT RISK, COMPLEXITY OR SCOPE WHILE GROWING TALENT, DEVELOPING SKILLS AND CAPABILITIES TO ACHIEVE CAREER GOALS, SUPPORT PROJECT/INITIATIVE SUCCESS AND ACHIEVE BUSINESS RESULTS * PROVIDES COACHING, MENTORSHIP AND GUIDANCE TO  PRACTITIONERS, BUSINESS, EXECUTIVES WITHIN AREA OF EXPERTISE * MANAGES AND OVERSEES THE OVERALL DISCIPLINE AND STRATEGY FOR THE RESPECTIVE AREAS WHILE ALIGNING TO THE ENTERPRISE BEST PRACTICES * STRATEGIC PARTNER TO LEADERSHIP TEAM ON THE MANAGEMENT OF THE PORTFOLIO AND FINANCIALS, WITH DEEP INDUSTRY, EXTERNAL/INTERNAL, ENTERPRISE KNOWLEDGE, RECOGNIZING AND ANTICIPATING EMERGING TRENDS AND IDENTIFYING OPERATIONAL EFFICIENCIES AND OPPORTUNITIES WITH OTHER BUSINESS MANAGEMENT/ENTERPRISE AREAS * FACILITATES KEY STRATEGIC DISCUSSIONS AND PROVIDES THOUGHT LEADERSHIP TO EXECUTIVE AUDIENCE (OUTPUT MAY INCLUDE STRATEGIC ROADMAP AND/OR DELIVERABLES/FRAMEWORKS/SHORT TO LONG TERM GOALS ETC.) * SETS OPERATIONAL TEAM DIRECTION AND COLLABORATES WITH OTHERS TO EXECUTE ON COMMON GOALS * FOCUSES ON LONGER-RANGE PLANNING FOR FUNCTIONAL AREA (E.G. 12 MONTHS OR GREATER) EDUCATION & EXPERIENCE: * UNDERGRADUATE DEGREE OR TECHNICAL CERTIFICATE AND/OR * 10+ YEARS RELEVANT EXPERIENCE * ADVANCED KNOWLEDGE OF MULTIPLE RISK MANAGEMENT DISCIPLINES, STRATEGIES, GOVERNANCE, REGULATIONS, CONTROLS, OPERATING ENVIRONMENT, CONSULTING PRINCIPLES, PROCEDURES AND PROCESSES * KNOWLEDGE OF RISK MANAGEMENT ENVIRONMENT, STANDARDS, REGULATIONS AND MITIGATION * KNOWLEDGE OF CURRENT AND EMERGING COMPETITOR AND MARKET TRENDS * ABILITY TO CONTRIBUTE TO STRATEGIC DIRECTION OF THE FUNCTION AND PROVIDE TRUSTED AND RELIABLE REPORTING, ADVICE AND OPINION TO SENIOR LEADERSHIP * ABILITY TO FORECAST INITIATIVES AND DEMAND IN ORDER TO DEVELOP ANNUAL STRATEGIC PLAN * SKILL IN MANAGING BUDGETS, P&L, AND RESOURCE ALLOCATION * SKILL IN TALENT DEVELOPMENT AND PERFORMANCE MANAGEMENT * ABILITY TO ESTABLISH GOALS AND OBJECTIVES THAT SUPPORT THE STRATEGIC PLAN * ADVANCED ABILITY TO LEAD, PLAN, IMPLEMENT, AND EVALUATE PROGRAM/PROJECT ACTIVITIES TO ENSURE COMPLETION OF INITIATIVES * ABILITY TO MAKE AN IMPACT, INFLUENCE, AND ACHIEVE RESULTS WITH EFFECTIVE NEGOTIATION, PROBLEM-SOLVING, AND COMMUNICATION SKILLS * SKILL IN USING COMPUTER APPLICATIONS INCLUDING MS OFFICE * ABILITY TO COMMUNICATE EFFECTIVELY IN BOTH ORAL AND WRITTEN FORM * ABILITY TO WORK COLLABORATIVELY AND BUILD RELATIONSHIPS ACROSS TEAMS AND FUNCTIONS * ABILITY TO WORK SUCCESSFULLY AS A MEMBER OF A TEAM AND INDEPENDENTLY * ABILITY TO EXERCISE SOUND JUDGEMENT IN MAKING DECISIONS * ABILITY TO ANALYZE, ORGANIZE AND PRIORITIZE WORK WHILE MEETING MULTIPLE DEADLINES * ABILITY TO HANDLE CONFIDENTIAL INFORMATION WITH DISCRETION CUSTOMER ACCOUNTABILITIES: * OVERSEES A FUNCTION OF ENTERPRISE RISK PROGRAM PROFESSIONALS PROVIDING OVERSIGHT AND CONTROL RELATED ADVISORY SERVICES TO RISK PARTNERS * PROVIDES STRATEGIC DIRECTION ON A BROAD AND DIVERSE RANGE OF COMPLEX GLOBAL RISK PROGRAM ACTIVITIES * DEVELOPS RISK ENTERPRISE-WIDE FRAMEWORKS, POLICIES, STANDARDS, PROCEDURES IN COORDINATION WITH MANAGEMENT IN LINE WITH TD'S RISK PROGRAM * WORKS WITH EXECUTIVE TEAM, SENIOR BUSINESS MANAGEMENT/PARTNERS TO DEVELOP PROACTIVE STRATEGIES, TACTICS, POLICIES AND PROGRAMS TO EFFECTIVELY MANAGE REGULATORY/COMPLIANCE ISSUES * CONTRIBUTES TO THE DEVELOPMENT AND IMPLEMENTATION OF ENTERPRISE RISK PROGRAMS RELATED TO ALL ASPECTS OF RISK LEGISLATION * MEETS WITH BUSINESS PARTNERS AND LEADERS TO DETERMINE RISK STRATEGIES AND COMPLIANCE CULTURE * TAKES CORRECTIVE ACTION AND RECOMMENDS OR IMPLEMENTS CHANGES TO PROCEDURES, AS REQUIRED * LEAD ROLE IN MANAGING AND IN RESPONDING TO PERIODIC EXAMS/AUDITS AND VARIOUS REGULATORY BODIES * PARTICIPATES IN/LEADS ENTERPRISE-WIDE OR RISK FOCUSED SPECIAL PROJECTS * OVERSEES RESEARCH, DEVELOPMENT AND IMPLEMENTATION OF NEW PROCESSES, TECHNOLOGIES OR OPERATING MODELS * WORKS AUTONOMOUSLY AS THE LEADER OF THE TEAM AND ASSISTS WITH DEVELOPMENT OF GROUP POLICIES AND APPROVAL OF PROCEDURES IN COORDINATION WITH LEADERSHIP TEAM AND COLLEAGUES; AND PROMOTES AND MONITORS STAFF ADHERENCE TO APPROVED INTERNAL RISK POLICIES, PROCEDURES, STANDARDS AND GUIDELINES, IN ADDITION TO THOSE FEDERALLY MANDATED SHAREHOLDER ACCOUNTABILITIES: * WORKS CLOSELY WITH KEY BUSINESS LEADERS TO DEVELOP BUSINESS PLAN, ENSURING THE OPTIMAL USE OF RESOURCES AND LEVERAGING TD’S OPERATING MODEL TO MAXIMIZE EFFICIENCY, EFFECTIVENESS AND SCALE * ENSURES TEAM ADHERES TO ENTERPRISE FRAMEWORKS AND METHODOLOGIES RELATED TO OVERALL BUSINESS MANAGEMENT ACTIVITIES * PLANS AND EXECUTES ON STRATEGIC ACTIVITIES, REVIEWS AND COMMUNICATES RESULTS, AND ADJUSTS TACTICS ACCORDINGLY * EXECUTES ON THE ANNUAL BUSINESS PLAN TO DELIVER RESULTS ALIGNED WITH BUSINESS STRATEGIES * MANAGES OVERALL BUDGET, REVENUE AND EXPENDITURES, MEETS BUSINESS OBJECTIVES WHILE INCREASING EFFICIENCY AND EFFECTIVENESS * PROACTIVELY IDENTIFIES KEY BUSINESS OPPORTUNITIES, RESEARCHES AND RECOMMENDS ENHANCEMENTS/MODIFICATIONS, DEVELOPS STRATEGIES TO ACHIEVE RECOMMENDATIONS AND WORKS CLOSELY WITH TEAM TO EXECUTE AND IMPLEMENT * MONITORS AND COMMUNICATES THE EFFECTIVENESS OF STRATEGIES, PROGRAMS, AND PRACTICES RELATED TO OWN AREA OF EXPERTISE * PROTECTS THE INTERESTS OF THE ORGANIZATION – IDENTIFIES AND MANAGES RISKS, AND ESCALATES NON-STANDARD, HIGH RISK TRANSACTIONS/ACTIVITIES AS NECESSARY * KEEPS ABREAST OF EMERGING ISSUES, TRENDS, AND EVOLVING REGULATORY REQUIREMENTS AND ASSESSES POTENTIAL IMPACTS * MAINTAINS A CULTURE OF RISK MANAGEMENT AND CONTROL, SUPPORTED BY EFFECTIVE PROCESSES IN ALIGNMENT WITH RISK APPETITE * ENSURES EMPLOYEES ARE KNOWLEDGEABLE; AND ASSUMES RESPONSIBILITY TO MINIMIZE OPERATIONAL AND REGULATORY RISK BY COMPLYING WITH BANK AND INDUSTRY CODE OF CONDUCT EMPLOYEE/TEAM ACCOUNTABILITIES: * CONTRIBUTES TO THE DEVELOPMENT OF BUSINESS SEGMENT AND/OR ENTERPRISE FUNCTIONAL STRATEGIC PRIORITIES WITHIN THEIR OPERATIONAL AREA OR FIELD OF SPECIALTY * DEVELOPS ANNUAL AND/OR LONG TERM PLANS FOR OWN AREA AND INFLUENCES PLANS WELL BEYOND AREA MANAGED * RESPONSIBLE FOR MANAGEMENT OF THE OVERALL TEAM PROVIDING BOTH LEADERSHIP AND GUIDANCE * SETS TARGETS AND OBJECTIVES FOR THE TEAM, AND DELIVERS RESULTS * GROWS TEAM EXPERTISE TO ALIGN WITH BUSINESS/ENTERPRISE DEMAND AND DIRECTION; ASSESSES TEAM SKILLS AND CAPABILITIES AND CONTINUALLY LOOKS FOR WAYS TO PROVIDE AND ENHANCE THE VALUE DELIVERED * LEADS A HIGH PERFORMING TEAM; PROVIDES ON-GOING FEEDBACK AND PERFORMANCE REVIEWS, COACHES AND DEVELOPS EMPLOYEES AND ENSURES PERFORMANCE MANAGEMENT ACTIVITIES ARE UNDERTAKEN AND PROVIDES REGULAR INPUT INTO EMPLOYEE ASSESSMENTS AND DEVELOPMENT PLANS * LEADS THE PROCESS OF SETTING PERFORMANCE OBJECTIVES FOR THE TEAM; TRACKS, MONITORS AND EFFECTIVELY ADDRESSES AND/OR REWARDS PERFORMANCE IN A TIMELY MANNER * MANAGES EMPLOYEES IN COMPLIANCE WITH ALL HUMAN RESOURCES POLICIES, PROCEDURES AND GUIDELINES OF CONDUCT * SHARES KNOWLEDGE, INFORMATION, SKILLS, AND SUBJECT MATTER EXPERTISE AMONG THE TEAM AND ENSURES THE TIMELY COMMUNICATION OF ISSUES AND ENCOURAGES GOOD WORKING RELATIONSHIPS WITH OTHER FUNCTIONS AND TEAMS * SUPPORTS AN ENVIRONMENT WHERE TEAM FREELY ESCALATES BUSINESS CHALLENGES; FACILITATES CHANGE THROUGH POSITIVE REINFORCEMENT OF MILESTONES AND SUCCESSES * RECRUITS FOR ALL HIRES TO ENSURE A HIGHLY DIVERSE, QUALIFIED WORKFORCE TO ACHIEVE BUSINESS OBJECTIVES * ESTABLISHES AND FOSTERS A COHESIVE TEAM; PROMOTES A FAIR AND EQUITABLE ENVIRONMENT THAT SUPPORTS A DIVERSE WORKFORCE AND ENCOURAGES THE TEAM TO ACHIEVE COMMON GOALS AND OBJECTIVES * ACTS AS A BRAND AMBASSADOR FOR YOUR BUSINESS AREA/FUNCTION AND THE BANK, BOTH INTERNALLY AND/OR EXTERNALLY PHYSICAL REQUIREMENTS: NEVER: 0%; OCCASIONAL: 1-33%; FREQUENT: 34-66%; CONTINUOUS: 67-100% * DOMESTIC TRAVEL – OCCASIONAL * INTERNATIONAL TRAVEL – NEVER * PERFORMING SEDENTARY WORK – CONTINUOUS * PERFORMING MULTIPLE TASKS – CONTINUOUS * OPERATING STANDARD OFFICE EQUIPMENT - CONTINUOUS * RESPONDING QUICKLY TO SOUNDS – OCCASIONAL * SITTING – CONTINUOUS * STANDING – OCCASIONAL * WALKING – OCCASIONAL * MOVING SAFELY IN CONFINED SPACES – OCCASIONAL * LIFTING/CARRYING (UNDER 25 LBS.) – OCCASIONAL * LIFTING/CARRYING (OVER 25 LBS.) – NEVER * SQUATTING – OCCASIONAL * BENDING – OCCASIONAL * KNEELING – NEVER * CRAWLING – NEVER * CLIMBING – NEVER * REACHING OVERHEAD – NEVER * REACHING FORWARD – OCCASIONAL * PUSHING – NEVER * PULLING – NEVER * TWISTING – NEVER * CONCENTRATING FOR LONG PERIODS OF TIME – CONTINUOUS * APPLYING COMMON SENSE TO DEAL WITH PROBLEMS INVOLVING STANDARDIZED SITUATIONS – CONTINUOUS * READING, WRITING AND COMPREHENDING INSTRUCTIONS – CONTINUOUS * ADDING, SUBTRACTING, MULTIPLYING AND DIVIDING – CONTINUOUS THE ABOVE STATEMENTS ARE INTENDED TO DESCRIBE THE GENERAL NATURE AND LEVEL OF WORK BEING PERFORMED BY PEOPLE ASSIGNED TO THIS JOB. THEY ARE NOT INTENDED TO BE AN EXHAUSTIVE LIST OF ALL RESPONSIBILITIES, DUTIES AND SKILLS REQUIRED. THE LISTED OR SPECIFIED RESPONSIBILITIES & DUTIES ARE CONSIDERED ESSENTIAL FUNCTIONS FOR ADA PURPOSES. Who We Are: TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we strive to make every interaction, product, and experience remarkably human and refreshingly simple for over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to foster deeper relationships, ensure disciplined execution, and build a simpler, faster banking experience. TD is deeply committed to being a leader in client experience, that is why we believe that all colleagues, no matter where they work, are client facing. Together, we are reimagining what banking can be for our clients, colleagues and communities. Our Total Rewards Package Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical and mental well-being goals. Total Rewards at TD includes base salary and variable compensation/incentive awards (e.g., eligibility for cash and/or equity incentive awards, generally through participation in an incentive plan) and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off (including Vacation PTO, Flex PTO, and Holiday PTO), banking benefits and discounts, career development, and reward and recognition. Learn more [http://hrportal.ehr.com/tdtotalrewards] Additional Information: We’re delighted that you’re considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we’re committed to providing the support our colleagues need to thrive both at work and at home. Colleague Development If you’re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You’ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities.   If you’re passionate about helping clients and building deep, lasting relationships, TD offers diverse career paths where you can grow your expertise and make a meaningful impact.   We're committed to your success and foster a respectful workplace where diverse perspectives are valued, everyone has fair opportunities to grow, and you can unlock your full potential to achieve your career goals. Here at TD, we hire and develop the best. Training & Onboarding We will provide training and onboarding sessions to ensure that you’ve got everything you need to succeed in your new role. Interview Process We’ll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call. Accommodation TD Bank is an equal opportunity employer.  All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, status as a protected veteran or any other characteristic protected under applicable federal, state, or local law. If you are an applicant with a disability and need accommodations to complete the application process, please email TD Bank US Workplace Accommodations Program at USWAPTDO@td.com [USWAPTDO@td.com].  Include your full name, best way to reach you and the accommodation needed to assist you with the applicant process.

Risk Management
People Management
Strategic Planning
Direct Apply
Posted 2 months ago
TD

Full Stack Architect (US)

TDMount Laurel, New Jersey, Charlotte, North CarolinaFull-time
View Job
Compensation$85K - 150K a year

Design and manage end-to-end solution engineering across frontend, backend, and database layers with leadership on technical vision for complex distributed solutions. | Bachelor's degree with 10+ years platform development experience, expertise in CI/CD, TDD, and knowledge in Identity Access Management or Agentic AI preferred. | Work Location: Mount Laurel, New Jersey, United States of America Hours: 40 Pay Details: $123,680 - $200,200 USD TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs. As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role. Line of Business: Technology Solutions Job Description: The Full Stack Architect designs, describes, and manages solution engineering in relation to capabilities of assigned Journeys and Platforms through the end-to-end lifecycle (i.e., frontend, backend, database and debugging of applications or sites). This role also uses knowledge of business acumen and technical expertise to play a lead role in shaping the technical vision to create complex distributed solutions, technical designs, and integrations. Depth & Scope: Seasoned individual contributor role with expert knowledge of specific enterprise and/or functional domain(s) and a demonstrated track record working with a broad range of architecture frameworks, technology, tools, processes and procedures Exceptional collaboration, communication and client-facing skills Big-picture thinker, with ability to anticipate architectural gaps and identify emerging trends through both advanced business acumen and highly specialized technical knowledge of TD and its applications, programming languages, industry best practices, Bank standards, infrastructure and architectural design / solutions Architect assigned to work autonomously on high profile, complex and/or high-risk technology projects with significant impact to the organization Education & Experience: Undergraduate degree or Technical Certificate (Graduate degree preferred) 10+ years relevant experience developing a variety of platforms Experience with Continuous Integration, Continuous Delivery, Pair programming and / or Test-Driven Development is an asset (i.e., ability to author Unit, Integration and Functional Tests) Demonstrated experience with leading technical tools integration in a complex environment Preferred Qualifications: Identity Access Management - MFA, Strong authentication, phishing-resistant authentication, and federation, Agentic AI - control plane, delegation, and constraints/obligation. Financial technology - security protocols for tokenized assets Physical Requirements: Never: 0%; Occasional: 1-33%; Frequent: 34-66%; Continuous: 67-100% Domestic Travel – Occasional International Travel – Never Performing sedentary work – Continuous Performing multiple tasks – Continuous Operating standard office equipment - Continuous Responding quickly to sounds – Occasional Sitting – Continuous Standing – Occasional Walking – Occasional Moving safely in confined spaces – Occasional Lifting/Carrying (under 25 lbs.) – Occasional Lifting/Carrying (over 25 lbs.) – Never Squatting – Occasional Bending – Occasional Kneeling – Never Crawling – Never Climbing – Never Reaching overhead – Never Reaching forward – Occasional Pushing – Never Pulling – Never Twisting – Never Concentrating for long periods of time – Continuous Applying common sense to deal with problems involving standardized situations – Continuous Reading, writing and comprehending instructions – Continuous Adding, subtracting, multiplying and dividing – Continuous The above statements are intended to describe the general nature and level of work being performed by people assigned to this job. They are not intended to be an exhaustive list of all responsibilities, duties and skills required. The listed or specified responsibilities & duties are considered essential functions for ADA purposes. Who We Are: TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we strive to make every interaction, product, and experience remarkably human and refreshingly simple for over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to foster deeper relationships, ensure disciplined execution, and build a simpler, faster banking experience. TD is deeply committed to being a leader in client experience, that is why we believe that all colleagues, no matter where they work, are client facing. Together, we are reimagining what banking can be for our clients, colleagues and communities. Our Total Rewards Package Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical and mental well-being goals. Total Rewards at TD includes base salary and variable compensation/incentive awards (e.g., eligibility for cash and/or equity incentive awards, generally through participation in an incentive plan) and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off (including Vacation PTO, Flex PTO, and Holiday PTO), banking benefits and discounts, career development, and reward and recognition. Learn more Additional Information: We’re delighted that you’re considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we’re committed to providing the support our colleagues need to thrive both at work and at home. Colleague Development If you’re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You’ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. If you’re passionate about helping clients and building deep, lasting relationships, TD offers diverse career paths where you can grow your expertise and make a meaningful impact. We're committed to your success and foster a respectful workplace where diverse perspectives are valued, everyone has fair opportunities to grow, and you can unlock your full potential to achieve your career goals. Here at TD, we hire and develop the best. Training & Onboarding We will provide training and onboarding sessions to ensure that you’ve got everything you need to succeed in your new role. Interview Process We’ll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call. Accommodation TD Bank is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, status as a protected veteran or any other characteristic protected under applicable federal, state, or local law. If you are an applicant with a disability and need accommodations to complete the application process, please email TD Bank US Workplace Accommodations Program at USWAPTDO@td.com. Include your full name, best way to reach you and the accommodation needed to assist you with the applicant process. US Labor & Employment Posters | California Privacy | Accessibility | FAQ Our Values At TD we’re guided by our purpose to enrich the lives of our customers, communities and colleagues, and share a set of values that shape our culture and guide our behavior. In exchange for how our colleagues show up to help TD succeed, we are committed to delivering a colleague experience grounded in Impact, Growth and a Culture of Care. No matter where you work across TD, we empower you to make an impact at work and in your community, explore and grow your career and be part of our caring and inclusive culture. Our Commitment to Diversity, Equity, and Inclusion At TD, we’re committed to fostering an environment where all colleagues are encouraged to bring their authentic selves to work, experience equitable opportunities, and feel respected and supported. We’re dedicated to building an inclusive workforce that reflects the diversity of the customers and the communities in which we live and serve. Helping to Make an Impact in Communities – TD Ready Commitment TD has a long-standing commitment to help drive progress towards a more inclusive and sustainable future. That’s why we launched the TD Ready Commitment in 2018, now a multi-year North American initiative. Under the TD Ready Commitment, we are targeting a total of C$1 billion by 2030 in community giving across four key, interconnected drivers of change: Financial Security, Vibrant Planet, Connected Communities, and Better Health. It’s our goal to help support change, nurture progress, and contribute to making the world a better, more inclusive place for our customers, colleagues, and communities. Learn more: Canada | US | Europe & Asia Pacific

Full Stack Architecture
API Design & Integration
Distributed Systems
Direct Apply
Posted 2 months ago
TD

Director, Securities Lending Supply

TDNew York, New YorkFull-time
View Job
Compensation$70K - 120K a year

Lead business intelligence and audit data analytics initiatives to support executive decision-making and compliance. | Master's degree in Accounting, extensive leadership experience in business intelligence and audit, but no direct securities lending or required certifications. | Work Location: New York, New York, United States of America Hours: 40 Line of Business: TD Securities Pay Detail: $300,000 - $300,000 USD TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs. As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role. Job Description: The Director Sales and Trading TDS develops the Banks Sales, Trading, & Underwritings in New York, ensuring positions are within approved limits while maintaining and enhancing the Banks profile and market share. Depth & Scope: Liaises with the Banks other operations in New York to assist in meeting the Banks objectives Strict adherence personally and at a desk level to the firms procedures Fully informed on market data, economic information and key industry developments as well as regulatory standards at all times to assist in maximizing profitability through sound and well informed decisions Develops and maintains contacts with market participants Responsible for practicing and communicating bank policy information and strategy between your product head and relevant trading personnel Understands and complies with TD Securities (USA) Policies, regulatory and compliance requirements, ensuring that transactions are fully documented and processed accurately and in a timely manner Responsible for being aware of and understanding the approved Business Strategies (Strategic Business Reviews SBRs), applicable to your business, and ensuring that all of your business dealings are in alignment with these strategies If you are a Trader or are in a Hybrid role, in your capacity as a Trader, you are bound by your Trading Authority Letter (TAL) If you are a Trader or are in a Hybrid role, in your capacity as a Trader, you are bound by the Market Risk Policies applicable to your business and are responsible for being aware of and understanding the approved Trading Strategies (associated with the respective Market Risk Policies) applicable to your business, and ensuring that all of your trading activity is in alignment with those Strategies If you are a Trader or are in a Hybrid role, in your capacity as a Trader or Trading Supervisor of an employee acting in a Trading capacity, you are responsible for ensuring that trades are entered into the trading system on a timely basis and for ensuring that positions are appropriately valued If you are in a Sales or Hybrid role, in your Sales role capacity, you must obtain a current market price from an appropriate trader, either verbally or electronically, prior to entering into a binding transaction Bound by Credit Risk Policies and procedures, as they apply to your business and are responsible for being aware of and understanding such policies and procedures and ensuring that trading activity is in line with those policies Required to read and understand the Trading Supervision Standard Required to demonstrate governance, control and risk management behaviors in alignment with TD policies and practices Education & Experience: Undergraduate degree in Business (Accounting or Finance) or Mathematics/Economics. Series 7 and 63 7-10 years related experience Physical Requirements: Never: 0%; Occasional: 1-33%; Frequent: 34-66%; Continuous: 67-100% Domestic Travel: Occasional International Travel: Never Performing sedentary work: Continuous Performing multiple tasks: Continuous Operating standard office equipment: Continuous Responding quickly to sounds: Occasional Sitting: Continuous Standing: Occasional Walking: Occasional Moving safely in confined spaces: Occasional Lifting/Carrying (under 25 lbs.): Occasional Lifting/Carrying (over 25 lbs.): Never Squatting: Occasional Bending: Occasional Kneeling: Never Crawling: Never Climbing: Never Reaching overhead: Never Reaching forward: Occasional Pushing: Never Pulling: Never Twisting: Never Concentrating for long periods of time: Continuous Applying common sense to deal with problems involving standardized situations: Continuous Reading, writing and comprehending instructions: Continuous Adding, subtracting, multiplying and dividing: Continuous The above statements are intended to describe the general nature and level of work being performed by people assigned to this job. They are not intended to be an exhaustive list of all responsibilities, duties and skills required. The listed or specified responsibilities & duties are considered essential functions for ADA purposes. Who We Are TD Securities offers a wide range of capital markets products and services to corporate, government, and institutional clients who choose us for our innovation, execution, and experience. With more than 6,500 professionals operating out of 40 cities across the globe, we strive to make every interaction, product and experience remarkably human and refreshingly simple. Our services include underwriting and distributing new issues, providing trusted advice and industry-leading insight, extending access to global markets, and delivering integrated transaction banking solutions. In 2023, we acquired Cowen Inc., offering our clients access to a premier U.S. equities business and highly-diverse equity research franchise, while growing our strong, diversified investment bank. Together, we are reimagining what banking can be for our clients, colleagues and communities. Our Total Rewards Package Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical and mental well-being goals. Total Rewards at TD includes base salary and variable compensation/incentive awards (e.g., eligibility for cash and/or equity incentive awards, generally through participation in an incentive plan) and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off (including Vacation PTO, Flex PTO, and Holiday PTO), banking benefits and discounts, career development, and reward and recognition. Learn more Additional Information: We’re delighted that you’re considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we’re committed to providing the support our colleagues need to thrive both at work and at home. Colleague Development If you’re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You’ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. If you’re passionate about helping clients and building deep, lasting relationships, TD offers diverse career paths where you can grow your expertise and make a meaningful impact. We're committed to your success and foster a respectful workplace where diverse perspectives are valued, everyone has fair opportunities to grow, and you can unlock your full potential to achieve your career goals. Here at TD, we hire and develop the best. Training & Onboarding We will provide training and onboarding sessions to ensure that you’ve got everything you need to succeed in your new role. Interview Process We’ll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call. Accommodation TD Bank is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, status as a protected veteran or any other characteristic protected under applicable federal, state, or local law. If you are an applicant with a disability and need accommodations to complete the application process, please email TD Bank US Workplace Accommodations Program at USWAPTDO@td.com. Include your full name, best way to reach you and the accommodation needed to assist you with the applicant process. US Labor & Employment Posters | California Privacy | Accessibility | FAQ Our Values At TD we’re guided by our purpose to enrich the lives of our customers, communities and colleagues, and share a set of values that shape our culture and guide our behavior. In exchange for how our colleagues show up to help TD succeed, we are committed to delivering a colleague experience grounded in Impact, Growth and a Culture of Care. No matter where you work across TD, we empower you to make an impact at work and in your community, explore and grow your career and be part of our caring and inclusive culture. Our Commitment to Diversity, Equity, and Inclusion At TD, we’re committed to fostering an environment where all colleagues are encouraged to bring their authentic selves to work, experience equitable opportunities, and feel respected and supported. We’re dedicated to building an inclusive workforce that reflects the diversity of the customers and the communities in which we live and serve. Helping to Make an Impact in Communities – TD Ready Commitment TD has a long-standing commitment to help drive progress towards a more inclusive and sustainable future. That’s why we launched the TD Ready Commitment in 2018, now a multi-year North American initiative. Under the TD Ready Commitment, we are targeting a total of C$1 billion by 2030 in community giving across four key, interconnected drivers of change: Financial Security, Vibrant Planet, Connected Communities, and Better Health. It’s our goal to help support change, nurture progress, and contribute to making the world a better, more inclusive place for our customers, colleagues, and communities. Learn more: Canada | US | Europe & Asia Pacific

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