Synctera

As a Compliance Operations Analyst, you will conduct day-to-day transaction monitoring, investigations, and client support related to Fraud, AML, KYC, KYB, and Dispute Chargebacks. You will analyze customer documentation and conduct enhanced due diligence to identify potential risks and fraudulent activities. | Candidates should have at least 2 years of experience in AML compliance, fraud detection, or a similar role at a financial institution or FinTech. Familiarity with banking regulations and a detail-oriented mindset are essential for success in this role. | With the current increase in job recruitment phishing scams globally, we wanted to remind you that all official communications from Synctera will only come from a synctera.com email address. If you’ve received a communication regarding Synctera that you have a question or concern about, please contact recruiting@synctera.com. Please note that although all positions at Synctera are remote, candidates must be located and authorized to work in the US or Canada as a precondition of employment. Synctera does not sponsor applicants for work visas. What We're Doing At Synctera, we’re powering the future of FinTech. We help companies create new revenue streams and enhance their value proposition with FinTech apps and embedded banking products. With APIs, compliance support, and bank partners in one end-to-end Banking as a Service platform, Synctera is the fastest and easiest way to build, launch, and scale bank accounts, debit cards, charge cards, lending, and more. We help banks increase deposits and non-interest income by expanding their footprint through FinTech and embedded finance partnerships. The Synctera Platform enables banks to manage their program through a fully compliant, scalable solution. We are looking for interesting, curious, wickedly smart people who are ready to jump in and run with our fast-growing team. If you want to have fun at work, collaborate with some of the sharpest people in the industry, grow the FinTech and Banking as a Service ecosystem, and love to win, read on! What We're Looking for As a Compliance Operations Analyst, you will play a critical role in continuing to build and implement our Compliance Operations strategy. The role will have a primary focus on conducting day-to-day transaction monitoring, investigations, and client support related to Fraud, AML, KYC, KYB, and Dispute Chargebacks. You will conduct manual reviews of identity verification details and ensure they comply with the Customer Identification Program (CIP), Office of Foreign Assets Control (OFAC), and various global watchlists. Your responsibilities will include analyzing customer documentation, conducting enhanced due diligence (EDD), and identifying potential risks and fraudulent activities. This is a hands-on, cross-functional, highly engaged role. This position is structured as a 90-day contract-to-hire role. At the end of the contract period, based on performance and business need, the role may convert to a full-time position or conclude. What You’ll Do Investigate various system-generated alerts in our case management platform, including alerts for potential transaction fraud, unusual activity, and chargeback disputes. Conduct manual reviews of customer documentation and identity verification details to ensure compliance with KYC regulations, OFAC guidelines, and internal policies. Perform enhanced due diligence (EDD) assessments, paying close attention to complex ownership structures, transaction patterns, and potential matches with OFAC or other relevant watchlists. Analyze customer accounts and transactional data to identify potential fraud activity. Maintain well-documented records of KYC reviews, investigations, and OFAC/watchlist-related activities, ensuring compliance with regulatory requirements and internal policies. Collaborate with cross-functional teams to resolve compliance-related issues. Provide input into ongoing process improvements. Ad-hoc investigations and project work as required. What You’ll Bring At least 2 years of experience in AML compliance, fraud detection, or a similar role at a financial institution or FinTech Familiarity with banking regulations, including BSA/AML, KYC, OFAC sanctions, etc. Action-oriented with a desire for process execution, as part of this role involves troubleshooting system issues, gathering data, identifying and solving process gaps, and internal and external cross-functional communication Familiarity with identity verification tools and fraud detection techniques Detail-oriented mindset with excellent analytical and problem-solving skills Ability to work independently, prioritize tasks, make decisions, and meet deadlines in a fast-paced and dynamic environment Diversity & Inclusion Synctera is committed to having a workforce that is reflective of the diversity within the United States and Canada. As an equal opportunity employer, we encourage applications from candidates from underrepresented communities, Indigenous persons, persons with disabilities, persons of diverse sexual orientation and gender identity, and all those who can provide different perspectives and contribute to the diversification of Synctera. The hourly range for this full-time position (USD: $30.00 - $50.00, CAD: $25.00 - $48.00) is determined by role, level, and location. The range informed in this job posting reflects the minimum and maximum target for new hire salaries across all US and Canadian locations. Within the range, individual pay will be determined by work location, job-related skills, experience, relevant training, and other factors. To all recruiters and recruitment agencies: Synctera does not accept unsolicited resumes. Please do not forward resumes to our jobs alias or to Synctera employees without an active vendor agreement in place. Synctera is not responsible for any fees related to unsolicited resumes.

Design, build, and maintain core payment and ledger services ensuring secure, scalable financial operations and integrations with third-party processors. | 4-6+ years software engineering experience with Go or similar language, PostgreSQL, cloud (preferably GCP), RESTful APIs, and familiarity with payment systems. | With the current increase in job recruitment phishing scams globally, we wanted to remind you that all official communications from Synctera will only come from a synctera.com email address. If you’ve received a communication regarding Synctera that you have a question or concern about, please contact recruiting@synctera.com. Please note that although all positions at Synctera are remote, candidates must be located and authorized to work in the US or Canada as a precondition of employment. Synctera does not sponsor applicants for work visas. What We're Doing At Synctera, we’re powering the future of FinTech. We help companies create new revenue streams and enhance their value proposition with FinTech apps and embedded banking products. With APIs, compliance support, and bank partners in one end-to-end Banking as a Service platform, Synctera is the fastest and easiest way to build, launch, and scale bank accounts, debit cards, charge cards, lending, and more. We help banks increase deposits and non-interest income by expanding their footprint through FinTech and embedded finance partnerships. The Synctera Platform enables banks to manage their program through a fully compliant, scalable solution. We are looking for interesting, curious, wickedly smart people who are ready to jump in and run with our fast-growing team. If you want to have fun at work, collaborate with some of the sharpest people in the industry, grow the FinTech and Banking as a Service ecosystem, and love to win, read on! What We’re Looking For The payments and ledger team ensures money moves reliably and securely through our systems, balances are accurately recorded, and all financial operations are audit-ready and scalable. As a software engineer on this team, you’ll design, build, and maintain core services that power our payments and ledger systems. This is a high-autonomy role that will help shape payment solutions across a wide array of use cases. You will work closely with stakeholders such as Risk & Compliance, Operations, Vendors, FinTechs, and Banks to meet regulatory and business requirements. What You’ll Do Develop services and utilities in Go Collaborate with the product team and stakeholders to understand financial services challenges and develop effective solutions Design and implement robust, secure, and scalable payment processing systems supporting ACH, wire, MRDC, card, and real-time payment rails Ensure high availability and fault tolerance of critical financial services Enhance and maintain a double-entry ledger system to reflect financial transactions across accounts Build integrations with third-party payment processors and vendors Solve engineering problems as part of a small team Advocate for development best practices, fostering knowledge-sharing across the team Mentor Software Engineers to allow for skill/knowledge development through advice, coaching, and training opportunities What You’ll Bring 4-6+ years of professional experience working as a Software Engineer Experience with Go or a comparable structured and opinionated language Experience with PostgreSQL or other relational databases Experience with at least one major cloud provider, preferably Google Cloud Experience in using and creating RESTful APIs, which will be consumed by our frontend engineers and our customers Nice to Have Experience with Python / GitLab APIs / Google Cloud APIs Experience being a part of early-stage, fast-moving engineering teams Familiarity with payment rails and financial systems Knowledge of ISO 20022 or other financial messaging standards Our Stack Our platform is built in Go (for backend services) and React with Typescript (for the Synctera Console, our frontend). We’re built on top of Google Cloud Platform and typically use Postgres (Cloud SQL, AlloyDB), Redis (Cloud Memorystore), and Pub/Sub as our core application stack, with OpenAPI specifications being used to both document our API and be the foundation for inter-service communication. Our infrastructure is predominantly a mixture of Kubernetes (Google Kubernetes Engine) and Cloud Run (Google’s serverless compute platform), with Terraform orchestrating infrastructure, and tools like Argo facilitating deployments. Diversity & Inclusion Synctera is committed to having a workforce that is reflective of the diversity within the United States and Canada. As an equal opportunity employer, we encourage applications from candidates from underrepresented communities, Indigenous persons, persons with disabilities, persons of diverse sexual orientation and gender identity, and all those who can provide different perspectives and contribute to the diversification of Synctera. Benefits 100% employer paid medical, dental, and vision benefits for US and Canadian employees and dependents Employer contribution to HSA for US employees Annual HCSA and generous extended health care coverage for Canadian employees and dependents 401(k) for US employees and RRSP for Canadian employees Mental health resources available for all employees Unlimited paid time off Generous paid new parent leave program Home office setup stipend Stock options program for all employees Growth potential and opportunity to have a significant impact at an early stage of our company's journey Working alongside a skilled and passionate team The base salary for this full-time position (USD: $162,000 - $190,000, CAD: $140,000 - $180,000) is determined by role, level, and location. The range informed in this job posting reflects the minimum and maximum target for new hire salaries across all US and Canadian locations. Within the range, individual pay will be determined by work location, job-related skills, experience, relevant training, and other factors. To all recruiters and recruitment agencies: Synctera does not accept unsolicited resumes. Please do not forward resumes to our jobs alias or to Synctera employees without an active vendor agreement in place. Synctera is not responsible for any fees related to unsolicited resumes.

Lead and mentor a team of engineers while driving technical strategy and architecture decisions for core workflows. Ensure delivery of high-quality, scalable solutions while maintaining a healthy, happy team. | Candidates should have 8+ years of professional experience as a Software Engineer and 3-5 years in a technical leadership role. A background in FinTech or banking with strong proficiency in Go and PostgreSQL is essential. | With the current increase in job recruitment phishing scams globally, we wanted to remind you that all official communications from Synctera will only come from a synctera.com email address. If you’ve received a communication regarding Synctera that you have a question or concern about, please contact recruiting@synctera.com. Please note that although all positions at Synctera are remote, candidates must be located and authorized to work in the US or Canada as a precondition of employment. Synctera does not sponsor applicants for work visas. What We're Doing At Synctera, we’re powering the future of FinTech. We help companies create new revenue streams and enhance their value proposition with FinTech apps and embedded banking products. With APIs, compliance support, and bank partners in one end-to-end Banking as a Service platform, Synctera is the fastest and easiest way to build, launch, and scale bank accounts, debit cards, charge cards, lending, and more. We help banks increase deposits and non-interest income by expanding their footprint through FinTech and embedded finance partnerships. The Synctera Platform enables banks to manage their program through a fully compliant, scalable solution. We are looking for interesting, curious, wickedly smart people who are ready to jump in and run with our fast-growing team. If you want to have fun at work, collaborate with some of the sharpest people in the industry, grow the FinTech and Banking as a Service ecosystem, and love to win, read on! What We’re Looking For As an Engineering Manager on our Billing Platform team, you'll lead engineers building core capabilities that empower Operations and Finance teams to track billing, money movement, and revenue. You'll drive both technical excellence and team growth while ensuring your team delivers scalable solutions that help FinTechs, banks, and your fellow Syncterans efficiently navigate the Synctera platform by optimizing workflows and enhancing operational tools. Our ideal candidate combines strong technical leadership with people management skills, taking initiative to look at the big picture and optimize for user experience across end-to-end workflows. This role shapes many of the most important interactions internal and external operational teams have with our user experience, so understanding the business context they operate within is critical for success. Note: We welcome candidates who may have held equivalent titles such as Lead Engineer, Technical Lead Manager, or other technical leadership roles. What You’ll Do Lead and mentor a team of engineers, guiding technical decisions, career development, and professional growth Partner with backend engineers, product managers, and cross-functional teams to deliver exceptional experiences across our financial systems and operations tooling Drive technical strategy and architecture decisions for revenue tracking, billing systems, and other core workflows within the Synctera Console Continuously identify opportunities to integrate AI into processes and codebases to improve efficiency, scalability, and customer value Support hiring and team-building efforts as the organization grows Balance hands-on technical contributions with people management responsibilities Ensure delivery of high-quality, scalable solutions while maintaining a healthy, happy team Collaborate closely with product management and cross-functional teams to translate business requirements into technical solutions What You’ll Bring 8+ years of professional experience as a Software Engineer 3-5 years of experience in a technical leadership role Background in the FinTech, finance, or banking industries, with significant experience in billing systems, revenue operations, or other complex financial workflows Strong proficiency in Go, with hands-on experience building and maintaining production systems Expertise in PostgreSQL with deep, hands-on experience designing, optimizing, and maintaining databases in production environments Experience designing and creating RESTful APIs, to be consumed by our frontend engineers and customers Our Stack Our platform is built in Go (for backend services) and React with Typescript (for the Synctera Console, our frontend). We’re built on top of Google Cloud Platform and typically use Postgres (Cloud SQL, AlloyDB), Redis (Cloud Memorystore), and Pub/Sub as our core application stack, with OpenAPI specifications being used to both document our API and be the foundation for inter-service communication. Our infrastructure is predominantly a mixture of Kubernetes (Google Kubernetes Engine) and Cloud Run (Google’s serverless compute platform), with Terraform orchestrating infrastructure, and tools like Argo facilitating deployments. Diversity & Inclusion Synctera is committed to having a workforce that is reflective of the diversity within the United States and Canada. As an equal opportunity employer, we encourage applications from candidates from underrepresented communities, Indigenous persons, persons with disabilities, persons of diverse sexual orientation and gender identity, and all those who can provide different perspectives and contribute to the diversification of Synctera. Benefits 100% employer paid medical, dental, and vision benefits for US and Canadian employees and dependents Employer contribution to HSA for US employees Annual HCSA and generous extended health care coverage for Canadian employees and dependents 401(k) for US employees and RRSP for Canadian employees Mental health resources available for all employees Unlimited paid time off Generous paid new parent leave program Home office setup stipend Stock options program for all employees Growth potential and opportunity to have a significant impact at an early stage of our company's journey Working alongside a skilled and passionate team The base salary for this full-time position (USD: $162,000 - $190,000, CAD: $140,000 - $180,000) is determined by role, level, and location. The range informed in this job posting reflects the minimum and maximum target for new hire salaries across all US and Canadian locations. Within the range, individual pay will be determined by work location, job-related skills, experience, relevant training, and other factors. To all recruiters and recruitment agencies: Synctera does not accept unsolicited resumes. Please do not forward resumes to our jobs alias or to Synctera employees without an active vendor agreement in place. Synctera is not responsible for any fees related to unsolicited resumes.

As a backend software engineer, you will develop application services in Go and work with cross-functional teams to address financial services challenges. You will also mentor other software engineers and help improve processes within the team. | The ideal candidate should have 8+ years of professional experience and prior experience with Go and PostgreSQL. Experience in using and creating RESTful APIs is also required. | With the current increase in job recruitment phishing scams globally, we wanted to remind you that all official communications from Synctera will only come from a synctera.com email address. If you’ve received a communication regarding Synctera that you have a question or concern about, please contact recruiting@synctera.com. Please note that although all positions at Synctera are remote, candidates must be located and authorized to work in the US or Canada as a precondition of employment. Synctera does not sponsor applicants for work visas. What We're Doing At Synctera, we’re powering the future of FinTech. We help companies create new revenue streams and enhance their value proposition with FinTech apps and embedded banking products. With APIs, compliance support, and bank partners in one end-to-end Banking as a Service platform, Synctera is the fastest and easiest way to build, launch, and scale bank accounts, debit cards, charge cards, lending, and more. We help banks increase deposits and non-interest income by expanding their footprint through FinTech and embedded finance partnerships. The Synctera Platform enables banks to manage their program through a fully compliant, scalable solution. We are looking for interesting, curious, wickedly smart people who are ready to jump in and run with our fast-growing team. If you want to have fun at work, collaborate with some of the sharpest people in the industry, grow the FinTech and Banking as a Service ecosystem, and love to win, read on! What We’re Looking For As a backend software engineer, you’ll join our Customer Identity, Risk, and Compliance team, continuing to reduce risk for our customers and ensure regulatory compliance. Your work will span critical areas of the platform, including transaction monitoring (fraud and anti-money laundering), Know Your Customer (KYC), Know Your Business (KYB), suspicious activity reporting (SAR), account verification, as well as continuing to expand the scope of customer data within the platform. Our ideal candidate is curious and enthusiastic about those areas as well as the broader FinTech ecosystem (but may not have worked in it before!) and takes a product and customer-minded approach to solving engineering challenges, particularly when working with those outside of product and engineering. What You’ll Do Develop application services in Go (Golang) Work with the product team and other engineers to understand financial services challenges and develop solutions to address them Be a leader on the ground and in the code Keep learning, keep growing and help your team do the same Determine process improvements, best practices, and develop new processes Envision cleaner, simpler ways to solve problems Keep learning, keep growing and help your team do the same Work in close partnership with cross-functional teams Mentor Software Engineers to allow for skill/knowledge development through advice, coaching, and training opportunities What You’ll Bring 8+ years of professional experience working as a Software Engineer Prior experience with Go Experience with PostgreSQL or other relational databases Experience in using and creating RESTful APIs, which will be consumed by our frontend engineers and our customers Our Stack Our platform is built in Go (for backend services) and React with Typescript (for the Synctera Console, our frontend). We’re built on top of Google Cloud Platform and typically use Postgres (Cloud SQL, AlloyDB), Redis (Cloud Memorystore), and Pub/Sub as our core application stack, with OpenAPI specifications being used to both document our API and be the foundation for inter-service communication. Our infrastructure is predominantly a mixture of Kubernetes (Google Kubernetes Engine) and Cloud Run (Google’s serverless compute platform), with Terraform orchestrating infrastructure, and tools like Argo facilitating deployments. Diversity & Inclusion Synctera is committed to having a workforce that is reflective of the diversity within the United States and Canada. As an equal opportunity employer, we encourage applications from candidates from underrepresented communities, Indigenous persons, persons with disabilities, persons of diverse sexual orientation and gender identity, and all those who can provide different perspectives and contribute to the diversification of Synctera. Benefits 100% employer paid medical, dental, and vision benefits for US and Canadian employees and dependents Employer contribution to HSA for US employees Annual HCSA and generous extended health care coverage for Canadian employees and dependents 401(k) for US employees and RRSP for Canadian employees Mental health resources available for all employees Unlimited paid time off Generous paid new parent leave program Home office setup stipend Stock options program for all employees Growth potential and opportunity to have a significant impact at an early stage of our company's journey Working alongside a skilled and passionate team The base salary for this full-time position (USD: $162,000 - $190,000, CAD: $140,000 - $180,000) is determined by role, level, and location. The range informed in this job posting reflects the minimum and maximum target for new hire salaries across all US and Canadian locations. Within the range, individual pay will be determined by work location, job-related skills, experience, relevant training, and other factors. To all recruiters and recruitment agencies: Synctera does not accept unsolicited resumes. Please do not forward resumes to our jobs alias or to Synctera employees without an active vendor agreement in place. Synctera is not responsible for any fees related to unsolicited resumes.