Summit Funding

Processing mortgage loans efficiently, coordinating with clients and internal teams, and ensuring compliance with loan guidelines. | Minimum 2 years mortgage processing experience, knowledge of loan programs including FHA, VA, USDA, proficiency in LOS systems, strong communication and organizational skills. | Summit Funding, Inc is one of the oldest still privately owned top 50 national mortgage lenders. When Todd Scrima, our owner and CEO founded our company in 1995 his dream was not to be the biggest, but to strive to be the best. Our growth mindset, positive culture, and history of stability are just a few things that position our company as a leader in the mortgage industry. Benefits and Perks: We offer a competitive compensation structure Professional and financial growth through building teams Professional Coaching and mentoring Full benefits including 401K with match Top Producers are annually invited to Leaders Club (an all-inclusive 5-star vacation) Job Description Loan Processor - Loan Coordinator This job is for you if you LOVE the mortgage industry and you are an experienced Loan Originator Assistant or Loan Processor who craves more interaction with borrowers and clients. Let’s put your mortgage experience to work – with us at Summit Funding where you can help our clients achieve their dream of home ownership! We are looking for a VERY detailed oriented experienced mortgage professional with a background in processing conventional and government loans to join our team. Summit processing loans in an efficient and timely manner, working directly with the borrower, referral partners, Loan Officer Team, and Underwriting and Closing teams. Starting pay ranges between $28 - $32/hr depending on experience plus per file bonuses. This position reports out of the Sacramento or Lodi Branch but is offered as hybrid-remote or remote depending on experience and location. Candidates local to Sacramento or Lodi with the ability work in the office will be preferred. Normal work schedule will be Monday through Friday but ability to work overtime and weekends is a plus. Normal start time will be between the hours of 7am and 9am Pacific time, and normal end time will be between 3:30pm and 6pm Pacific time. What YOU will do to make a difference at Summit Funding: Solve escrow issues without involving the Loan Officer when possible. Receive loan applications, obtain credit information for applicants, and collect all needed documentation for loans. Documentation to include: Verifications of Deposit (VOD), Verifications of Employment (VOE), appraisal, title, etc. as appropriate. Disclose Loans, answer all borrower questions or refer to Loan Officer as needed. Verify loans are complete and submit to Underwriting based on Investor and/or Automated Underwriting System (AUS) requirements within 24 hours of receipt of documents. Clear any conditions that require communication to title companies, appraiser, employers, surveyors, etc. Collect all necessary items needed to prepare the Closing Disclosure (CD), and ensure timely drawing and delivery of the CD in order to meet the expected close of escrow. Ensure closing instructions and documents have been released to title 72 hours before closing, and a final settlement statement is issued to the Loan Officer or team 48 hours prior to closing. Review all closing statements and compare to signed Good Faith Estimate (GFE) before signings, and correct discrepancies where needed. Meet with clients to sign loan documents. Send out correspondence including thank you cards, closing cost calculations, etc. Coordinate closing details with clients. Maintain a detailed conversation log for each file. Qualifications Prefer a minimum of 2 years of recent experience in mortgage lending preferably in processing Working knowledge of loan program guidelines including conventional, jumbo, and government loan programs including FHA, VA, USDA, DPA, Bond loans as well as Non QM loans. Proficiency in DU/LP/GUS and/or other major LOS, Encompass preferred. Ability to calculate income Strong verbal and written communication skills Creative problem solver with a positive attitude Ability to prioritize and multi-task in order to meet deadlines, strong organization skills Strong sense of urgency and responsiveness along with the ability to demonstrate professionalism Ability to work full time, 40 hour a week schedule Additional Information All your information will be kept confidential according to EEO guidelines.

Architect and analyze loan files, collaborate with loan officers, manage pre-approval pipeline, and oversee initial disclosures and processing. | Minimum 5 years of mortgage experience, NMLS licensing or ability to obtain it, deep knowledge of loan guidelines, and ability to work in a fast-paced environment. | Summit Funding, Inc is one of the oldest still privately owned top 50 national mortgage lenders. When Todd Scrima, our owner and CEO founded our company in 1995 his dream was not to be the biggest, but to strive to be the best. Our growth mindset, positive culture, and history of stability are just a few things that position our company as a leader in the mortgage industry. Benefits and Perks: • Opportunity to further a career in a competitive, fast-paced growing industry where you can make a difference in people’s lives. • Opportunity to earn competitive compensation including possible bonuses based on performance. • Full benefits include medical, dental, vision, 401K plus match, 11 paid holidays, paid time off, and more. • Fun team atmosphere, professional development, and more. Job Description Loan Coordinator - Processor for Top Producing Team Starting pay ranges between $24-$30/hr depending on experience with monthly bonuses based on production This position reports out of the Roseville California office but is available as remote. Due to state NMLS licensing regulations, this position is not available for candidates in Alabama, Nevada or North Carolina. The required hours are 8:30am-5pm PST. We are seeking a highly experienced and strategic mortgage professional to act as a crucial partner to a top-producing Branch Manager. This is not a traditional processing role. You will be the primary architect of loan files, taking ownership at the pre-approval stage to analyze, structure, and strategize the optimal financing solution for clients before the Loan Officer's initial consultation. The ideal candidate thrives in a high-volume, fast-paced environment and is a decisive, autonomous worker who is empowered to "run fast" and make critical decisions. If you are a proactive problem-solver who enjoys the front-end complexity of structuring loans and wants to be a key collaborator in a high-growth environment, this role is for you. What the Loan Coordinator-Processor is Responsible for: • Front-End File Architecture • In-depth reviews of borrower income, assets, and credit to determine the most suitable loan programs from the outset. • Strategic Collaboration • Provide recommendations to the Loan Officer on file structure, proactively identifying potential challenges, and offering solutions to ensure a smooth process. • Pre-Approval and Pipeline Management • Ownership of pre-approval pipeline to manage both prospective and active loans. • Initial Disclosures • Manage issuance of initial disclosures once a property is under contract. • Loan Processing • As capacity allows, manage files from contract to close, working to clear conditions and ensure timely closings. Qualifications • Minimum of 5 years of current hands-on experience in a high-volume mortgage environment. • NMLS licensed or ability to be licensed within 90 days is required. • Mortgage experience during the 2020-2021 refinance boom is preferred. • Ability to work effectively in a fast-paced environment. • Deep working knowledge of loan program guidelines and understanding of factors including credit and LTV. • Ability to work proactively and make decisions under pressure. Additional Information All your information will be kept confidential according to EEO guidelines.

Processing mortgage loans, verifying documentation, coordinating with clients and teams, and ensuring timely closings. | At least 2 years in mortgage processing, knowledge of loan guidelines, proficiency in LOS systems, and strong communication skills. | Summit Funding, Inc is one of the oldest still privately owned top 50 national mortgage lenders. When Todd Scrima, our owner and CEO founded our company in 1995 his dream was not to be the biggest, but to strive to be the best. Our growth mindset, positive culture, and history of stability are just a few things that position our company as a leader in the mortgage industry. Benefits and Perks: • We offer a competitive compensation structure • Professional and financial growth through building teams • Professional Coaching and mentoring • Full benefits including 401K with match • Top Producers are annually invited to Leaders Club (an all-inclusive 5-star vacation) Job Description Loan Processor - Loan Coordinator This job is for you if you LOVE the mortgage industry and you are an experienced Loan Originator Assistant or Loan Processor who craves more interaction with borrowers and clients. Let’s put your mortgage experience to work – with us at Summit Funding where you can help our clients achieve their dream of home ownership! We are looking for a VERY detailed oriented experienced mortgage professional with a background in processing conventional and government loans to join our team. Summit processing loans in an efficient and timely manner, working directly with the borrower, referral partners, Loan Officer Team, and Underwriting and Closing teams. Starting pay ranges between $28 - $32/hr depending on experience plus per file bonuses. This position reports out of the Sacramento or Lodi Branch but is offered as hybrid-remote or remote depending on experience and location. Candidates local to Sacramento or Lodi with the ability work in the office will be preferred. Normal work schedule will be Monday through Friday but ability to work overtime and weekends is a plus. Normal start time will be between the hours of 7am and 9am Pacific time, and normal end time will be between 3:30pm and 6pm Pacific time. What YOU will do to make a difference at Summit Funding: • Solve escrow issues without involving the Loan Officer when possible. • Receive loan applications, obtain credit information for applicants, and collect all needed documentation for loans. • Documentation to include: Verifications of Deposit (VOD), Verifications of Employment (VOE), appraisal, title, etc. as appropriate. • Disclose Loans, answer all borrower questions or refer to Loan Officer as needed. • Verify loans are complete and submit to Underwriting based on Investor and/or Automated Underwriting System (AUS) requirements within 24 hours of receipt of documents. • Clear any conditions that require communication to title companies, appraiser, employers, surveyors, etc. • Collect all necessary items needed to prepare the Closing Disclosure (CD), and ensure timely drawing and delivery of the CD in order to meet the expected close of escrow. • Ensure closing instructions and documents have been released to title 72 hours before closing, and a final settlement statement is issued to the Loan Officer or team 48 hours prior to closing. • Review all closing statements and compare to signed Good Faith Estimate (GFE) before signings, and correct discrepancies where needed. • Meet with clients to sign loan documents. • Send out correspondence including thank you cards, closing cost calculations, etc. • Coordinate closing details with clients. • Maintain a detailed conversation log for each file. Qualifications • Prefer a minimum of 2 years of recent experience in mortgage lending preferably in processing • Working knowledge of loan program guidelines including conventional, jumbo, and government loan programs including FHA, VA, USDA, DPA, Bond loans as well as Non QM loans. • Proficiency in DU/LP/GUS and/or other major LOS, Encompass preferred. • Ability to calculate income • Strong verbal and written communication skills • Creative problem solver with a positive attitude • Ability to prioritize and multi-task in order to meet deadlines, strong organization skills • Strong sense of urgency and responsiveness along with the ability to demonstrate professionalism • Ability to work full time, 40 hour a week schedule Additional Information All your information will be kept confidential according to EEO guidelines.

Coach and develop loan officers through training and performance management, oversee sales and operational metrics, and foster a growth-oriented culture. | 5+ years sales leadership in retail mortgage lending, active NMLS license, hands-on origination experience, strong leadership and communication skills, proficiency with mortgage software. | Who is Summit Funding? Summit Funding, Inc is one of the oldest still privately owned top 50 national mortgage lenders. When Todd Scrima, our owner and CEO founded our company in 1995 his dream was not to be the biggest, but to strive to be the best. Our growth mindset, positive culture, and history of stability are just a few things that position our company as a leader in the mortgage industry. Job Description The Success Manager plays a critical role in the development and success of newly hired Loan Officers through Summit’s Loan Officer University program. This individual will be responsible for providing daily coaching, oversight of sales and operations, and ensuring team members meet performance metrics. The Success Manager will drive accountability and foster a growth-minded, coaching-focused culture. The Success Manager will report to the Sacramento Corporate office but is available as a hybrid or work from home opportunity depending on location. The Success Manager will earn a base salary of $84,000 plus commissions and bonuses. Top Three (3) Responsibilities and how you will be measured: 1. Train and develop sales and loan origination skills Provide structured hands on coaching to improve loan structuring, mortgage product knowledge, and borrower consultation skills. Measurement: Loan structuring competency 85% of loan officers complete structured training and mock client interactions in first 60 days. 2. Operational Oversight Hold Loan Officers accountable for consistent prospecting, lead follow-up, and loan submissions. Measurement: 30 outbound calls each work day; 3 in person meetings per day (Realtor meeting or loan application) 3. Growth & Production Implement structured weekly goal-setting, tracking, and performance reviews. Measurement: 85% of Loan Officers meet or exceeds disclosed loan and closing targets established by the program Job Duties: Sales Performance & Accountability • Set and monitor daily/weekly sales expectations • Conduct regular check-ins to ensure loan officers are meeting activity metrics • Issue formal write-ups and improvement plans for those not meeting expectations Coaching & Training • Conduct daily morning training calls • Weekly 15-minute 1:1 check-ins with each Loan Officer • Conduct live sales role playing, objection handling, and loan scenario training to build confidence • Help with structuring deals and accurate loan pricing • Host and run biannual, full-day training workshops Culture & Engagement • Call each team member on their birthday and work anniversary • Develop and manage an award/recognition system for graduates (30+ closings) Strategy & Program Development • Identify patterns of high performance and use them to refine hiring criteria • Provide feedback and recommendations to improve the Loan Officer University program • Champion Summit’s coaching-based, growth-oriented culture Operational Collaboration • Coordinate with Operations Manager to track key loan milestones: • Submissions to underwriting 15 days prior to close • Docs out 2 days prior to close • Host weekly pipeline review meetings with Operations with Loan Officer present • Ensure timely communication: respond to LO calls/emails/texts within 2 hours Qualifications • Minimum of 5 years of recent sales leadership experience within a retail mortgage lending environment (e.g., Branch Manager, Sales Manager, or Production Manager roles). • Demonstrated success in leading, managing, and developing teams of Loan Officers, with a track record of driving increased production. Experience mentoring entry-level or new-to-industry Loan Officers is a plus. • Active NMLS license required. • Recent hands-on origination experience with both conventional and government loan products. • Strong interpersonal and leadership skills, with the ability to influence, motivate, and hold team members accountable. • In-depth understanding of mortgage sales and operations cycles; experience in a self-sourced production environment is highly preferred. • Proficiency in Microsoft Office Suite, Encompass, and Optimal Blue. • Excellent communication skills—clear, concise, and capable of effectively managing relationships at all levels of the organization. Applicants must reside in, and be currently authorized to work in the United States on a full-time basis to be eligible for hire. Summit Funding currently does not sponsor applicants for work visas. Summit Funding is not currently licensed and/or able to originate in the state of New York. IND1 Additional Information All your information will be kept confidential according to EEO guidelines.