Sumitomo Mitsui Banking Corporation

Provide legal and regulatory advice for a newly launched investment adviser, draft and review transaction documents, and collaborate with compliance teams. | At least 15 years of experience advising SEC-registered investment advisers, deep expertise in asset management regulations, and strong communication skills. | SMBC Group is a top-tier global financial group. Headquartered in Tokyo and with a 400-year history, SMBC Group offers a diverse range of financial services, including banking, leasing, securities, credit cards, and consumer finance. The Group has more than 130 offices and 80,000 employees worldwide in nearly 40 countries. Sumitomo Mitsui Financial Group, Inc. (SMFG) is the holding company of SMBC Group, which is one of the three largest banking groups in Japan. SMFG’s shares trade on the Tokyo, Nagoya, and New York (NYSE: SMFG) stock exchanges. In the Americas, SMBC Group has a presence in the US, Canada, Mexico, Brazil, Chile, Colombia, and Peru. Backed by the capital strength of SMBC Group and the value of its relationships in Asia, the Group offers a range of commercial and investment banking services to its corporate, institutional, and municipal clients. It connects a diverse client base to local markets and the organization’s extensive global network. The Group’s operating companies in the Americas include Sumitomo Mitsui Banking Corp. (SMBC), SMBC Nikko Securities America, Inc., SMBC Capital Markets, Inc., SMBC MANUBANK, JRI America, Inc., SMBC Leasing and Finance, Inc., Banco Sumitomo Mitsui Brasileiro S.A., and Sumitomo Mitsui Finance and Leasing Co., Ltd. The anticipated salary range for this role is between $244,000.00 and $285,000.00. The specific salary offered to an applicant will be based on their individual qualifications, experiences, and an analysis of the current compensation paid in their geography and the market for similar roles at the time of hire. The role may also be eligible for an annual discretionary incentive award. In addition to cash compensation, SMBC offers a competitive portfolio of benefits to its employees. Role Description SMBC Group is seeking a seasoned inhouse attorney to provide comprehensive legal coverage and oversight for its affiliated U.S. investment adviser. This is a leadership position requiring sound judgment and a deep sense of organizational stewardship. The position presents an opportunity to help build a business from the ground up, design and implement a robust legal and regulatory compliance framework in partnership with Compliance colleagues, and educate the internal client base (ranging from junior staff to senior management) on the US regulatory requirements for investment advisers. Role Objectives • Provide legal, regulatory, and strategic advice on proposed business activities of a newly launched investment adviser, initially focusing on loan and credit assets, with the potential to expand to other asset classes. • Advise on a broad range of issues under U.S. investment management laws and regulations. Support business objectives while managing legal, regulatory, and franchise risks. Assess and respond to regulatory changes impacting the investment management business. Collaborate closely with legal and compliance colleagues across SMBC Group. • Draft, review, and negotiate transaction documents for the investment management business, including advisory agreements and fund documents. • Manage outside counsel and apply legal risk management standards and practices consistently with SMBC Group’s Americas Division Legal Department requirements Qualifications and Skills • Active membership in good standing with the New York State Bar, or eligible to waive in. Juris Doctor degree from an accredited U.S. law school. • At least 15 years of experience inhouse and/or at a leading law firm advising SEC-registered investment advisers, with a focus on institutional asset management. • Deep expertise in SEC compliance, fiduciary standards, Investment Advisers Act, and other asset management regulations. Experience working at a bank-affiliated investment adviser preferred. • Ability to provide adaptive, proactive legal coverage for a nascent investment adviser. Self-motivated, independent, and able to multi-task and prioritize effectively in a fast-paced environment. • Strong organizational and written/oral communication skills. Ability to identify and diagnose legal and business issues, and explain decision points clearly and succinctly. Excellent critical thinking skills. • Ability to work collaboratively with clients and colleagues across a broad range of seniority and experience levels in a large, complex global organization. • Detail-oriented and thoughtful. SMBC’s employees participate in a Hybrid workforce model that provides employees with an opportunity to work from home, as well as, from an SMBC office. SMBC requires that employees live within a reasonable commuting distance of their office location. Prospective candidates will learn more about their specific hybrid work schedule during their interview process. Hybrid work may not be permitted for certain roles, including, for example, certain FINRA-registered roles for which in-office attendance for the entire workweek is required. SMBC provides reasonable accommodations during candidacy for applicants with disabilities consistent with applicable federal, state, and local law. If you need a reasonable accommodation during the application process, please let us know at accommodations@smbcgroup.com.

Leading and managing the Employee Compliance Program to ensure regulatory adherence and operational effectiveness. | Over 10 years of experience in employee compliance or related legal functions within financial services, with proven leadership and program management skills. | SMBC Group is a top-tier global financial group. Headquartered in Tokyo and with a 400-year history, SMBC Group offers a diverse range of financial services, including banking, leasing, securities, credit cards, and consumer finance. The Group has more than 130 offices and 80,000 employees worldwide in nearly 40 countries. Sumitomo Mitsui Financial Group, Inc. (SMFG) is the holding company of SMBC Group, which is one of the three largest banking groups in Japan. SMFG’s shares trade on the Tokyo, Nagoya, and New York (NYSE: SMFG) stock exchanges.   In the Americas, SMBC Group has a presence in the US, Canada, Mexico, Brazil, Chile, Colombia, and Peru. Backed by the capital strength of SMBC Group and the value of its relationships in Asia, the Group offers a range of commercial and investment banking services to its corporate, institutional, and municipal clients. It connects a diverse client base to local markets and the organization’s extensive global network. The Group’s operating companies in the Americas include Sumitomo Mitsui Banking Corp. (SMBC), SMBC Nikko Securities America, Inc., SMBC Capital Markets, Inc., SMBC MANUBANK, JRI America, Inc., SMBC Leasing and Finance, Inc., Banco Sumitomo Mitsui Brasileiro S.A., and Sumitomo Mitsui Finance and Leasing Co., Ltd.   The anticipated salary range for this role is between $198,000.00 and $240,000.00. The specific salary offered to an applicant will be based on their individual qualifications, experiences, and an analysis of the current compensation paid in their geography and the market for similar roles at the time of hire. The role may also be eligible for an annual discretionary incentive award. In addition to cash compensation, SMBC offers a competitive portfolio of benefits to its employees. Role Description The Head of Employee Compliance leads the day-to-day execution and continuous enhancement of the Employee Compliance Program across SMBC’s Americas Division. Reporting to the Head of the Ethics Office, this role is the program owner and subject matter expert responsible for designing, operating, and maturing the control framework that helps employees meet firm and regulatory expectations.    This leader drives a high-impact portfolio spanning employee registrations and licensing, personal trading and investment account monitoring, outside business activities, political contributions, and related conflicts of interest and conduct topics. The role partners closely with the Front Office, Operations, HR, Technology, Internal Audit, and Monitoring & Testing to ensure processes are efficient, data is reliable, risks are identified early, and issues are escalated with appropriate judgment.    In addition to running the program, the role brings a forward-looking mindset, using metrics, root-cause analysis, and automation to strengthen controls, improve the employee experience, and keep pace with evolving regulatory and business expectations.  Role Objectives Own and lead the Employee Compliance Program across the Americas Division, serving as the primary escalation point for complex matters and sensitive decisions. Manage and develop a team of managers and professionals responsible for core program areas including employee registrations, personal trading, outside business activities, and political contributions. Set program strategy and priorities in partnership with the Head of the Ethics Office, translating risk themes into a clear annual plan and measurable outcomes. Strengthen the control environment by defining standards, procedures, and escalation thresholds; ensuring consistent execution and timely remediation of issues. Build a metrics-driven program by establishing and monitoring key indicators (e.g., timeliness, quality, exception trends, control effectiveness) and using insights to continuously improve. Drive process and productivity improvements through simplification, targeted automation, and pragmatic change management—reducing friction while increasing control effectiveness. Partner across the firm (Front Office, Technology, Compliance, HR, Operations, and Legal) to solve problems quickly, influence decisions, and deliver aligned outcomes. Ensure readiness for audit and testing by maintaining strong documentation, evidence, and issue management discipline; coordinate effectively with Internal Audit and Monitoring & Testing. Oversee third-party and vendor support where applicable, including service performance, controls, and adherence to third-party risk management requirements. Lead with high standards—mentoring talent, providing clear feedback, and fostering a culture of accountability, integrity, and sound judgment.  Qualifications and Skills 10+ years of relevant experience in employee compliance, an ethics office, or a closely related compliance function within a financial services environment. Proven people leader with experience building, coaching, and retaining strong teams; able to create clarity, accountability, and high performance. Deep program ownership mindset—able to run a large control program end-to-end (policy/process design, execution, governance, metrics, issue management). Strong working knowledge of employee compliance risk areas (e.g., personal trading, outside business activities, political contributions, registrations/licensing) and how these intersect with conflicts of interest and conduct risk. Exceptional judgment and discretion handling highly confidential matters with integrity and professionalism. Excellent stakeholder management and communication skills—able to influence at senior levels and translate complex topics into clear, practical guidance. Strong execution and project management capability—comfortable managing multiple priorities, deadlines, and cross-functional dependencies. Analytical and detail-oriented with the ability to identify trends, diagnose root causes, and implement sustainable fixes. Comfort with data and systems—able to partner with Technology, improve data quality, and leverage reporting/automation to enhance control effectiveness.  Bachelor’s degree preferred; advanced degree a plus. FINRA registration a plus   SMBC’s employees participate in a Hybrid workforce model that provides employees with an opportunity to work from home, as well as, from an SMBC office. SMBC requires that employees live within a reasonable commuting distance of their office location. Prospective candidates will learn more about their specific hybrid work schedule during their interview process. Hybrid work may not be permitted for certain roles, including, for example, certain FINRA-registered roles for which in-office attendance for the entire workweek is required.   SMBC provides reasonable accommodations during candidacy for applicants with disabilities consistent with applicable federal, state, and local law. If you need a reasonable accommodation during the application process, please let us know at accommodations@smbcgroup.com.

Lead and manage the CECL allowance process, credit forecasting, stress testing, model oversight, and regulatory compliance while mentoring a small team and collaborating with stakeholders. | 12+ years in credit risk and forecasting including CECL reserving, experience with economic stress scenarios, CCAR knowledge, strong communication skills, proficiency in risk modeling exposure, and leadership experience. | Join our mission to create a completely new, 100% digital bank that uses consumer feedback to truly meet customers’ best interests. Jenius Bank, a division of SMBC MANUBANK, and a member of SMBC Group, is being built by a close-knit and fun-loving team of financial services professionals and technology experts who came together for the challenge of building a full-service digital bank from scratch. We’re committed to doing it the right way for the customer and are growing rapidly. To learn more about our relationship to our parent company, visit our website. The anticipated salary range for this role is between $223,000.00 and $255,000.00. The specific salary offered to an applicant will be based on their individual qualification, experiences, and analysis of current compensation paid in their geography and the market for similar roles at time of hire. The role may also be eligible for an annual discretionary incentive award. In addition to cash compensation, SMBC MANUBANK offers a competitive portfolio of benefits to its employees. . Jenius Bank is strategically scaling up a portfolio of products and building extraordinary experiences. In 2023, we launched our first two products reaching $1 billion in deposits and over $700 million in loans, all before Jenius Bank’s first anniversary. We don’t plan to slow down, with ambitious growth plans and the capital necessary to execute a multi-year strategic plan. We have a start-up mindset paired with SMBC Group’s 400 years of history. SMBC Group has more than 150 offices and 86,000 employees worldwide in nearly 40 countries and is committed to creating new business to better serve customers in the rapidly evolving digital environment. Join us on the journey that has caught the attention of the Banking Dive, and more to reinvent banking where smarter banking translates to a richer life. SUMMARY: The Financial and Quantitative Risk team at SMBC MANUBANK’s is responsible for providing 2nd line oversight over financial risks including credit risk, market risk, liquidity risk and model risk. The team is also responsible for CECL allowance process as well as stress testing and getting the bank ready for CCAR. The Quantitative Analytics and Model Oversight leader will be responsible for managing and leading end-to-end CECL allowance process and other credit forecasting activities including budgeting, stress testing and CCAR. She/he will also be responsible for providing model oversight and model analytics for all SMBC MANUBANK suite of models working closely with the risk modeling and model validation teams at both SMBC MANUBANK and parent SMBC. The incumbent will lead a small team and will be reporting to the Managing Director, Head of Financial and Quantitative Risk. The position requires a quantitative and highly analytical minded, data-skilled, hands-on, experienced, self-motivated, curious individual who enjoys looking at the multi-dimensional effects of change – how independent changes can have unexpected impacts on other parts of the bank – and how to build risk controls to identify and mitigate those risks. The position also requires strong training in credit and experience with credit forecasting processes including CECL allowance, provision forecasting and stress testing. As SMBC MANUBANK is a subsidiary of a global, systemically-important financial institution – SMBC – the position has direct interaction and influence over corporate policy, frameworks, and exposure management – representing MANUBANK’s positions in these corporate-wide endeavors. PRINCIPAL DUTIES AND RESPONSIBILITIES: • * Be responsible for the end-to-end quarterly CECL allowance process and loss provision forecast for the bank, including communication to SMBC executives, bank Board of Directors (Committees), and leadership globally. • Design and conduct stress testing and scenario analysis to assess the impact of adverse economic conditions on the various financial aspects of the bank – influencing larger global initiatives given the nuances specific to a regional-commercial and national-consumer bank. • Implement CCAR for MANUBANK in close partnership with key stakeholders from SMBC Americas • Partner with risk modeling and model validation teams to provide oversight over all models at MANUBANK, thereby ensuring models are aligned with corporate policies, are fit for use, adequately monitored and findings are closed on time. • Maintain an expert-level knowledge of the financial and regulatory landscapes – local, national, and global influences over drivers that can impact the bank – making adjustments as necessary. • Work collaboratively with all members of 1st and 3rd lines of defense, as well as Non-Financial risk specialists within the 2nd line of defense • Represent MANUBANK’s interests and act openly and cooperatively with key regional and global stakeholders, all levels of governance, and internal auditors and regulators. • Lead and mentor a small team of analysts - maintaining ongoing support of the Bank’s risk culture throughout all management routines. • Support MANUBANK’s culture of Risk Management and Compliance as well as the SMBC/MANUBANK Code of Conduct, promptly recognizing and addressing problems, and holds colleagues accountable for maintaining the highest degree of integrity. POSITION SPECIFICATIONS: • * Bachelor's Degree in Finance, Economics, Business Administration, Scientific, Data Science or equivalent quantitatively-based field • Advanced degree or professional certification is preferred • CFA or FRM certification a plus • 12+ years of experience, including substantial experience in credit risk management and credit forecasting activities and overall bank financial management – with a significant period of that responsible for the loan loss provision and allowances including CECL reserving. • Experience managing the loss provision through economic stress and a rapid growth environment. Have a strong view on the macroeconomic environment and how it could potentially impacts the banks provisions. CCAR experience is a plus • Strong communication skills with an interpersonal style which enables the executive to effectively interface with senior management including the CEO, Board of Directors, parent representatives, peers, auditors, and regulators. • Proficiency and exposure to risk modeling and data analysis – including credit risk models and forecasting models. While the role itself will not be building models it will require sufficient exposure to risk modeling to ensure models are fit for purpose with adequate outcomes. • Exceptional communication and presentation skills - communicates in an open, candid, clear and consistent manner. Can listen effectively and probes for new ideas. • High attention to detail with strong organizational skills. • Proven ability to recruit, build and develop a team with creative and high-caliber talent - with the appropriate type/level of knowledge, skills, experience and positive work habits to drive success. • A hands-on professional manager, who has an approachable, personable style but who also has high energy and drive. The person’s integrity will be unquestioned and will also be an important ingredient in their composition. • Strong and diverse knowledge across commercial and retail banking lending products, with an advanced knowledge of scoring, machine learning and other risk dynamics EOE STATEMENT SMBC provides reasonable accommodations during candidacy for applicants with disabilities consistent with applicable federal, state, and local law. If you need a reasonable accommodation during the application process, please let us know at accommodations@smbcgroup.com. CCPA DISCLOSURE Personal Information Collection Notice: This notice contains information under the California Consumer Privacy Act (CCPA) about the categories of personal information (PI) of California residents that SMBC MANUBANK collects and the business or commercial purpose(s) for which the PI may be used. We do not sell PI. More information about our collection and use of PI may be found in our CCPA Privacy Policy at https://www.smbcmanubank.com/privacy/ccpa-disclosure. Persons with disabilities may contact our Customer Contact Center toll-free at (877) 560-9812 to request the information in this Notice in an alternative format.

Manage and improve the finance/accounting data warehouse, produce reconciliations and reports, ensure data governance and quality, and collaborate with finance and data teams in a remote environment. | Bachelor’s degree in Accounting, Finance, or related field, 3+ years working with financial data and reporting systems, proficiency in SQL, knowledge of financial reporting and accounting, familiarity with data governance, and preferred cloud platform experience. | Join our mission to create a completely new, 100% digital bank that uses consumer feedback to truly meet customers’ best interests. Jenius Bank, a division of SMBC MANUBANK, and a member of SMBC Group, is being built by a close-knit and fun-loving team of financial services professionals and technology experts who came together for the challenge of building a full-service digital bank from scratch. We’re committed to doing it the right way for the customer and are growing rapidly. To learn more about our relationship to our parent company, visit our website. The anticipated salary range for this role is between $103,000.00 and $154,000.00. The specific salary offered to an applicant will be based on their individual qualification, experiences, and analysis of current compensation paid in their geography and the market for similar roles at time of hire. The role may also be eligible for an annual discretionary incentive award. In addition to cash compensation, SMBC MANUBANK offers a competitive portfolio of benefits to its employees. . Jenius Bank is strategically scaling up a portfolio of products and building extraordinary experiences. In 2023, we launched our first two products reaching $1 billion in deposits and over $700 million in loans, all before Jenius Bank’s first anniversary. We don’t plan to slow down, with ambitious growth plans and the capital necessary to execute a multi-year strategic plan. We have a start-up mindset paired with SMBC Group’s 400 years of history. SMBC Group has more than 150 offices and 86,000 employees worldwide in nearly 40 countries and is committed to creating new business to better serve customers in the rapidly evolving digital environment. Join us on the journey that has caught the attention of the Banking Dive, and more to reinvent banking where smarter banking translates to a richer life. SUMMARY: This role will bring data efficiency and modernization to the finance/accounting department at the Bank. Candidate will oversee the creation and maintenance of the finance/accounting data warehouse. Using the warehouse as the primary data source will ensure financial statements and periodic reporting are produced according to appropriate filing requirements and provide meaningful business information. The warehouse uses Microsoft Azure and the Google Cloud Platform. Familiarity with these platforms and strong SQL experience will ensure success in the role. As data is funneled from several distinct separate sources into the warehouse, it will ensure streamlined and consistent reporting for all parties that rely on financial data. Due to the high reliance on this financial data, data governance will be an integral component of the role as well. As the data owner, this role will need to interface with the governance team to record proper data quality rules and attest to overall data integrity. PRINCIPAL DUTIES AND RESPONSIBILITIES: • * Produce data queries to match existing source reports. This will allow for the automated production of reconciliations, summaries and analysis. Maintain underlying systems and ensure data reconciles across sources. • Provide recommendations for improvements in underlying data structures and systems to reduce manual interventions and improve production timelines. • Document existing workflows to identify opportunities for improvement, create information flow improvement and document new results. • Work with other finance units to help develop and implement finance and corporate initiatives and improve day-to-day operations. • Develop relationships with data, data analytics and data governance to ensure proper structuring. • The remote-only environment is best suited to self-starters with strong communication skills. • Utilize an understanding of information technology to better gather and manage data. Discuss relevant work experience with financial data and SQL projects. • Exhibit a rudimentary knowledge of auditing theory and accounting controls to ensure proper reconciliations, avoid compliance issues and audit exceptions. • Display a basic understanding of accounting principles to ensure proper reporting across a number of transaction types. • Apply basic modeling and analytical skills to create meaningful analysis and reporting. Communicate accounting principles and technical analysis effectively. POSITION SPECIFICATIONS: • * Bachelor’s degree in Accounting, Finance, Information Systems, or a related field • 3+ years of experience working with financial data, reporting systems, or data warehousing in a corporate or banking environment • Proficiency in SQL for data querying, reconciliation, and analysis • Strong understanding of financial reporting requirements and accounting principles • Familiarity with data governance practices, including data quality rules and documentation • Ability to work independently in a remote environment and communicate effectively across teams • Demonstrated experience improving data workflows, systems, or reporting processes • Preferred hands-on experience with cloud platforms such as Microsoft Azure and Google Cloud Platform/Looker • Preferred experience in Banking, Financial Services and/or supporting Accounting teams EOE STATEMENT SMBC provides reasonable accommodations during candidacy for applicants with disabilities consistent with applicable federal, state, and local law. If you need a reasonable accommodation during the application process, please let us know at accommodations@smbcgroup.com. CCPA DISCLOSURE Personal Information Collection Notice: This notice contains information under the California Consumer Privacy Act (CCPA) about the categories of personal information (PI) of California residents that SMBC MANUBANK collects and the business or commercial purpose(s) for which the PI may be used. We do not sell PI. More information about our collection and use of PI may be found in our CCPA Privacy Policy at https://www.smbcmanubank.com/privacy/ccpa-disclosure. Persons with disabilities may contact our Customer Contact Center toll-free at (877) 560-9812 to request the information in this Notice in an alternative format.