South State Bank

The Commercial Credit Analyst I is responsible for providing analytical and loan decision support through the preparation of financial statement spreads for commercial loan borrowers. This role requires careful judgment and discretion to assess the risk to the Bank’s mission and goals. | A bachelor’s degree in business, finance, or accounting is recommended, or at least five years of relevant work experience in lieu of a degree. Candidates should have a minimum of one year of experience in a Commercial Credit Analyst or similar credit position. | The SouthState story is one of steady growth, deep community roots, and an unwavering commitment to helping our customers move forward. Since our beginnings in the 1930s to becoming a trusted financial partner across the South and beyond - we are known for combining personal relationships with forward-thinking solutions. We are committed to helping our team members find their success while maintaining the integrity of our values: building trust, fostering lasting relationships and pursuing excellence. At SouthState, individual contributions are recognized, potential is cultivated and team members are inspired to achieve their greater purpose. Your future begins here! SUMMARY/OBJECTIVES This position is responsible for, but not limited to, serving the Credit Administration staff and Relationship Managers by providing analytical and loan decision support through the preparation of financial statement spreads for commercial loan borrowers, guarantors, and related entities. Additional tasks may be required at the direction of the Director of Commercial Credit Analysts and/or the Director of Credit Services. ESSENTIAL FUNCTIONS This position is expected to perform the specific duties, tasks, and responsibilities as outlined below: Performs spreads and credit analysis of commercial borrowers and guarantors, utilizing audited, reviewed, and complied financial statements and tax returns. Performs personal cash flow analysis utilizing individual tax returns and personal financial statements. Performs complex spread requests for specialized lending groups: (i.e. middle market loans, franchise finance, not-for-profits, municipalities, homebuilder loans, religious organizations, associations, foreign financials, trusts, bank vendors, and enterprise value loans). Uses independent judgement and discretion to appropriately provide detailed Credit Analysis on all spread requests. Due to the complexity and significance of the Bank’s loan portfolio, careful judgement and discretion is required to properly assess the risk to the Bank’s mission and goals. Demonstrates the ability to work independently with minimal oversight Participates and leads various training and mentoring sessions with other Credit Analysts and Commercial Associates. Communicates with Relationship Managers, Portfolio Managers, and Credit Administrators as needed to convey concerns and/or risks related to loans. Utilizes credit-reporting services to compile reports relating to the credit history of current and potential customers. Ensures that all work prepared is timely and turned around within department guidelines and with the utmost accuracy. Researches and analyzes financial data, interprets, and prepares reports of financial position and determines if additional information is needed to properly analyze the financial condition of a borrower so that a proper decision is made regarding approval or declination of credit. Monitors the financial position of established accounts and brings irregularities to the attention of the loan officer. Works with Portfolio Managers to learn the Portfolio Manager role and to assist with underwriting/servicing tasks as needed. Successfully works with teammates to collectively assist the Commercial Credit Analyst team in stated objectives and tasks. Works to create a constructive workplace environment that expands positive culture and enhances the Bank’s core values. Undertakes special projects that may be deemed of significant importance to the Chief Credit Officer. Participates in community related activities. Ensures that the Bank’s policies and procedures, code of conduct, and regulatory guidelines are strictly complied with. Provides aid to other employees by liaising with them through healthy and positive interactions. Continuously updates skills by participating in professional training and development. Seeks opportunities to improve skills through cross-training offered by the Bank. Position may require regular before/after normal business hours, or regular out-of-town travel All other tasks, responsibilities, or duties, as directed by the Commercial Credit Analyst Team Lead or the Director of Commercial Credit Analysts. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Qualifications, Education, and Certification Requirements A bachelor’s degree in business, finance, or accounting is recommended to have a good understanding of financial statements and to make industry evaluations. Finance/accounting related work experience of at least five years in lieu of a college degree in business, finance, and accounting. Work as a Commercial Credit Analyst, or similar credit position, for a minimum of one year. Knowledge of personal computer, Windows and Microsoft software applications is necessary. TRAINING REQUIREMENTS/CLASSES New Employee Orientation Required Annual Compliance Training Successful completion (in a reasonable timeframe) of an initial training and review period at the start of the role, at which time the essential functions will be required. Various trainings provided by corporate training, credit staff to enhance knowledge of credit process Additional trainings as directed by the Director of Commercial Credit Analysts PHYSICAL DEMANDS Must be able to remain seated or work standing in a confined area on a computer for a minimum of four (4) hours each workday Must be able to constantly use hands and fingers to enter data through or on a computer or answer a phone throughout most of an eight (8) hour shift Must be able to hear and communicate with coworkers and customers throughout the day May need to lift to 25 pounds one to two times a day to perform job Position may require regular before/after normal business hours, or regular out-of-town travel. WORK ENVIRONMENT Must be able to function in a professional, business office environment and act and dress appropriately for same, consistent with the Bank’s grooming and dress codes Must demonstrate excellent interpersonal skills with customers and coworkers Must be willing to function as a team member Must be willing to demonstrate commitment to the Bank’s mission and goals In accordance with Colorado law: Colorado pay for this position is anticipated to be between $42,408.00 - $67,743.00 , actual offers to be determined based on applicant’s skills, experience and education. While the anticipated deadline for the job posting is 12-19-2025, we encourage you to submit your application as we may still consider qualified candidates beyond this date. Benefits | SouthState Careers Equal Opportunity Employer, including disabled/veterans.

Lead and deliver cybersecurity and technology risk projects ensuring compliance with governance and regulatory requirements while managing cross-functional teams and communication. | Bachelor's degree, 5+ years project management with 3+ years in cybersecurity or IT risk preferred, PMP or equivalent certification preferred, experience in regulated environments. | The SouthState story is one of steady growth, deep community roots, and an unwavering commitment to helping our customers move forward. Since our beginnings in the 1930s to becoming a trusted financial partner across the South and beyond - we are known for combining personal relationships with forward-thinking solutions. We are committed to helping our team members find their success while maintaining the integrity of our values: building trust, fostering lasting relationships and pursuing excellence. At SouthState, individual contributions are recognized, potential is cultivated and team members are inspired to achieve their greater purpose. Your future begins here! SUMMARY/OBJECTIVES The Cyber & Information Security Project Manager is responsible for leading cross-functional cybersecurity risk initiatives that support the bank’s security strategy, maturity goals, and regulatory obligations. This role will partner across Cybersecurity, IT, business lines, third-party vendors, and Enterprise Risk functions to ensure disciplined project execution, clear communication, and successful delivery of security initiatives. ESSENTIAL FUNCTIONS Lead planning, execution, and delivery of cybersecurity and technology risk projects aligned to enterprise priorities. Partner with business and technology stakeholders to define scope, objectives, timelines, and deliverables. Ensure project execution follows enterprise lifecycle, cyber governance, and regulatory requirements (OCC, GLBA, NIST). Facilitate cross‑functional working groups to remove barriers, mitigate risk, and ensure accountability. Manage communication between Cybersecurity, IT, business lines, and governance committees. Develop project plans, schedules, RACI matrices, risk/issue logs, and status reporting. Prepare updates for cybersecurity steering committees, senior leaders, and audit/regulators when needed. Support change‑management and adoption planning for cybersecurity initiatives. Ensure project documentation supports internal audit and regulatory exam expectations. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. COMPETENCIES Strong project management discipline and ability to lead complex initiatives. Excellent written and verbal communication skills for executives, business, and technical staff. Conflict resolution and negotiation skills; ability to influence without direct authority. Strong attention to detail, governance rigor, and organizational discipline. Technical awareness of cybersecurity concepts, tools, and frameworks (NIST, PCI, cloud, IAM, vulnerability management). Ability to multitask, manage competing priorities, and drive resolution in complex environments. Proficiency in MS Office, SharePoint, and project reporting tools. Qualifications, Education, and Certification Requirements Education: Bachelor’s degree or higher in related field Experience: 5+ years project management with 3+ years in cybersecurity, information security, or IT risk preferred. Experience leading cross‑functional programs with IT and business stakeholders. Demonstrated experience creating project plans, schedules, and governance documentation. Experience in regulated environments (banking/financial preferred). Certifications: PMP, CSM, CAPM, CISSP‑Associate, or equivalent preferred TRAINING REQUIREMENTS/CLASSES New employee orientation. Required annual compliance training. Professional development specific to job functions and subject matters supported based on approved training budget. PHYSICAL DEMANDS This position requires a large amount of time in front of a computer and can be done sitting or standing with use of the right desk. Must be able to effectively access and interpret information on computer screens, documents, and reports. WORK ENVIRONMENT Telecommuting roles no matter if hybrid or 100% full time telecommuting must have a secure home office environment that is free from background noise and distractions. They must also have a reliable private internet connection that is not supplied by use of cellular data (hot spot). Cable or fiber connections are preferred. Requirements are subject to change, as new systems and technology is delivered. This position may require periodic travel, including overnight trips, for meetings and/or training. In accordance with Colorado law: Colorado pay for this position is anticipated to be between $99,237.00 - $158,521.00 , actual offers to be determined based on applicant’s skills, experience and education. While the anticipated deadline for the job posting is 12-18-2025, we encourage you to submit your application as we may still consider qualified candidates beyond this date. Benefits | SouthState Careers Equal Opportunity Employer, including disabled/veterans.

The Marketing Specialist will support the development and execution of marketing initiatives across multiple lines of business, focusing on promotional strategy and campaign coordination. This role involves managing timelines, ensuring brand consistency, and collaborating with design and digital teams. | Candidates should have a 4-year college degree in Marketing or a related field and 5-7 years of relevant marketing experience. Banking experience is preferred, along with strong organizational and communication skills. | The SouthState story is one of steady growth, deep community roots, and an unwavering commitment to helping our customers move forward. Since our beginnings in the 1930s to becoming a trusted financial partner across the South and beyond - we are known for combining personal relationships with forward-thinking solutions. We are committed to helping our team members find their success while maintaining the integrity of our values: building trust, fostering lasting relationships and pursuing excellence. At SouthState, individual contributions are recognized, potential is cultivated and team members are inspired to achieve their greater purpose. Your future begins here! SUMMARY/OBJECTIVES SouthState Bank is seeking a dynamic and detail-oriented Marketing Specialist to join our collaborative marketing team. This role supports the development and execution of marketing initiatives across multiple lines of business, with a strong focus on promotional strategy, campaign coordination, and brand consistency. The ideal candidate will be a creative thinker with excellent project management and proofreading skills, and a passion for delivering high-quality, customer-focused marketing experiences. ESSENTIAL FUNCTIONS Line of Business Support: Project Coordination: Manage timelines and deliverables for marketing initiatives (i.e. promotional items, advertising placements, digital and print materials, conference collateral and materials, etc.) Ensure all assets are reviewed for compliance, brand accuracy, and grammatical precision. Creative Input: Provide input on visual and messaging elements for campaigns and collaborate with design and digital teams to bring concepts to life. Vendor & Budget Management: Liaise with external vendors for promotional materials and printing services. Track project budgets and ensure cost-effective solutions without compromising quality. Communicate Advertising, PR and Donations budgets to Line of Business partners monthly. Email Marketing Collaboration: Serve as a liaison with the email marketing team to ensure alignment of messaging, timing, and audience targeting across campaigns. Promotional Item Management: Oversee the ordering, tracking, and distribution of promotional items for internal and external initiatives. Customer Service Orientation: Maintain a high level of responsiveness and professionalism in all internal and external communications, with a strong emphasis on delivering excellent service to stakeholders and partners. Internal Communication: Serve as a point of contact for internal teams regarding marketing requests, updates, and approvals. Maintain clear documentation and communication throughout project lifecycles. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. COMPETENCIES Strong organizational and multitasking skills with attention to detail. Excellent written and verbal communication skills, including advanced proofreading ability. Proficiency in Microsoft Office Suite; experience with project management tools (e.g., Wrike) is a plus. Ability to work independently and collaboratively in a fast-paced environment. Experience with promotional product sourcing and vendor coordination. Familiarity with compliance review processes and brand governance. Creative mindset with a practical approach to execution. Strong customer service orientation and stakeholder engagement skills. Qualifications, Education, and Certification Requirements Education: 4 Year College Degree in Marketing or related field Experience: 5-7 Years Relevant Marketing Experience Certifications/Specific Knowledge: Banking Experience Preferred TRAINING REQUIREMENTS/CLASSES Required annual compliance training; New Employee Orientation; Ongoing Training related to Job Description PHYSICAL DEMANDS Must be able to effectively access and interpret information on computer screens, documents, and reports. This position requires a large amount of time in front of a computer. This can be done sitting or standing with use of the right desk. WORK ENVIRONMENT Telecommuting roles no matter if hybrid or 100% full time telecommuting must have a secure home office environment that is free from background noise and distractions. They must also have a reliable private internet connection that is not supplied by use of cellular data (hot spot). Cable or fiber connections are preferred. Requirements are subject to change, as new systems and technology is delivered. TRAVEL Travel may be required to come to meetings as needed. In accordance with Colorado law: Colorado pay for this position is anticipated to be between $58,496.00 - $93,444.00 , actual offers to be determined based on applicant’s skills, experience and education. While the anticipated deadline for the job posting is 12-04-2025, we encourage you to submit your application as we may still consider qualified candidates beyond this date. Benefits | SouthState Careers Equal Opportunity Employer, including disabled/veterans.

Provide superior customer service by resolving inquiries, supporting digital banking, maintaining customer trust, and adhering to compliance standards. | High school diploma, prior inbound call center or financial services customer service experience, strong computer skills, excellent communication, and ability to work remotely with reliable internet. | The SouthState story is one of steady growth, deep community roots, and an unwavering commitment to helping our customers move forward. Since our beginnings in the 1930s to becoming a trusted financial partner across the South and beyond - we are known for combining personal relationships with forward-thinking solutions. We are committed to helping our team members find their success while maintaining the integrity of our values: building trust, fostering lasting relationships and pursuing excellence. At SouthState, individual contributions are recognized, potential is cultivated and team members are inspired to achieve their greater purpose. Your future begins here! The position is remote, but you must reside within 50 miles of Winter Haven, FL. This position will work Monday, Tuesday, Thursday, and Friday from 9:45am - 6:30pm EST and Saturday from 8am - 5pm EST. SUMMARY/OBJECTIVE: Provide superior customer service to external and internal customers by delivering a seamless experience to the customer regardless of the product, application, or service need. Must build and maintain rapport with the customer by quickly earning trust and establishing themselves as subject matter experts. The CCR is able to identify the customer’s problem, effectively communicate the resolution and use judgment to escalate issues and report trends to management as needed. Actively seeks to retain customer relationships. Ensures compliance with South State Bank Code of Business Conduct and Ethics and other operating procedures while still maintaining the essential customer experience. ESSENTIAL FUNCTIONS Identify and resolve customer inquiries using active listening, critical thinking, and probing skills for first call resolution. Answers inbound phone inquiries timely, accurately, and professionally with a personalized rewarding experience for the customer. Able to successfully respond to general inquiries regarding accounts to include but not limited to balance inquiries, transaction history, transfers, stop payments, loan inquiries, phone banking PIN resets, customer maintenance updates, product assistance and check orders. Provide tier one digital banking support to include Multi-Factor Authentication unlock or delete, unlock customer’s Online Banking profile, and assist customer with self-service password tool. Assist customers with debit card support to include inquiries, research, blocking, reissuing/reordering cards, and Reg-E disputes. Process customers inquiries accurately and efficiently to build customer confidence and trust, based on established policies and procedures. Promote our virtual branch solutions to our customers by ensuring we met or exceeded their expectations. Meet or exceed the Customer Care Representative quality and productivity goals assigned by management. Ensure the security of customer information and assist with minimizing bank loss by performing customer authentication on each call received. Use all available systems and resources to review and interpret customer information Maintain a working knowledge of PC skills including the ability to troubleshoot common problems and navigate the internet, intranet and between multiple systems. Provide support by performing additional duties and tasks as needed or assigned. Maintain a positive, empathetic, and professional demeanor with customers at all times regardless of the circumstances, or stress level of the call center. Keep customers aware of changes in bank services, practices and other factors affecting their account relationship. Follow established processes and guidelines in daily activities to do what is right for the customer and the bank, adhering to all company and department policies. Successfully complete additional skills training as required/requested. COMPETENCIES Strong knowledge of banking procedures. Patience, ability to remain calm even when the customers are stressed or upset. Strong multi-tasking and problem-solving skills to handle and respond to inquiries timely. Attentiveness, ability to listen to customers concerns, identify the issues and find a resolution. Accepts other duties as assigned. The duties and responsibilities listed above may be revised at any time within the sole discretion of SouthState without advance notice to or the consent of the employee. SouthState reserves the exclusive right to transfer an employee, without their consent or advance notice, from their current position to any other position within the same branch or a different branch. Qualifications, Education, and Certification Requirements: Education: High School Diploma or equivalent Experience: Previous customer service (Inbound Call Center) experience, Experience in financial services, Strong computer skills and ability to navigate systems for quick resolution Certifications/Specific Knowledge: Must have excellent customer service skills including verbal, listening, and problem-solving skills. Must be enthusiastic and highly motivated with a strong work ethic and intense focus on results. Ability to work with confidential information, both internally and externally, in a professional manner. Ability to have flexible hours when necessary. Receptive to coaching and feedback. Demonstrate the desire to meet/exceed goals and solve problems while working in a fast-paced environment. Interpersonal skills to create a positive and effective work environment. TRAINING REQUIREMENTS/CLASSES Annual Regulatory Compliance Training Successfully complete Customer Care New Hire Training PHYSICAL DEMANDS/WORK ENVIRONMENT Must be able to effectively access and interpret information on computer screens, documents, reports, and identify customers. This position requires a large amount of time in front of a computer. SouthState reserves the right to modify its Remote Work Standards and Eligibility requirements at any time. SouthState reserves the right to suspend Remote Work privileges at any time. TELECOMMUTING REQUIREMENTS Required to have a dedicated work area established that is separated from other living areas and provides information privacy. Ability to keep all company sensitive documents secure (if applicable) You agree that you will not provide child or adult care during hours of scheduled work. TELECOMMUTING TECHNICAL REQUIREMENTS A minimum of 10 mbps download and 5 mbps upload speed from a reliable internet provider (Cable, DSL or Fiber Optic/FiOS providers only). Must be able to directly connect to router/modem via Ethernet cable. Check your download speed using a speed test. To test your home internet from your personal computer at home, type www.speedtest.net into the web browser of your personal computer. SouthState reserves the right to request proof of internet provider, speed and service package from the employee. Requirements are subject to change, as new systems and technology are delivered. TRAVEL Must be available to travel when necessary. The position is remote, but you must reside within 50 miles of Winter Haven, FL. This position will work Monday, Tuesday, Thursday, and Friday from 9:45am - 6:30pm EST and Saturday from 8am - 5pm EST. In accordance with Colorado law: Colorado pay for this position is anticipated to be between $32,843.00 - $49,264.00 , actual offers to be determined based on applicant’s skills, experience and education. While the anticipated deadline for the job posting is 10-24-2025, we encourage you to submit your application as we may still consider qualified candidates beyond this date. Benefits | SouthState Careers Equal Opportunity Employer, including disabled/veterans.