Santander

Leading product development processes for Auto Finance decisioning, pricing, and originations, supporting cross-functional teams to deliver compliant and profitable solutions. | Extensive experience in Auto Finance, including pricing, decisioning, and originations platforms, with strong analytical, strategic planning, and stakeholder management skills. | Product Manager Country: United States of America It Starts Here: Santander is a global leader and innovator in the financial services industry and is evolving from a high-impact brand into a technology-driven organization. Our people are at the heart of this journey and together, we are driving a customer-centric transformation that values bold thinking, innovation, and the courage to challenge what’s possible. This is more than a strategic shift. It’s a chance for driven professionals to grow, learn, and make a real difference. If you are interested in exploring the possibilities We Want to Talk to You! The Difference You Make: The Sr. Associate, Product Management leads product development processes for Auto Finance pricing, decisioning, and originations products, supporting both consumer and commercial lending. The role partners closely with cross-functional teams to deliver scalable, compliant, and profitable solutions that support credit risk management, pricing strategy, and funding objectives. This role is responsible for defining business and functional requirements, allocating work within projects or teams, and leading the design and execution of product strategies across decision engines, pricing frameworks, and origination platforms. Assists in leading cross-functional sessions with Credit Risk, Pricing Strategy, Development, Operations, Compliance, and Marketing teams as needed. Leverages strong familiarity with Auto Finance competitors, consumer and dealer behavior, and market conditions to analyze and review reports prepared by junior analysts. Develops deep knowledge of Auto Finance products, including pricing models, decisioning rules, originations workflows, and funding mechanics, with a strong understanding of business, functional, and technical requirements. Summarizes analytical findings and provides actionable recommendations for management review. Analyzes and defines product business cases using portfolio performance, pricing impact, credit risk outcomes, and industry benchmarks. Prioritizes product requirements and evaluates feasibility, regulatory impact, and return on investment. Documents and maintains product requirements, user stories, features, and decision logic supporting pricing and originations. Maintains comprehensive product documentation, including policy, decisioning, and implementation artifacts. Addresses customer, dealer, and internal stakeholder feedback to inform product enhancements and prioritization. Assists in defining product scope, ownership, and responsibilities across pricing and originations capabilities. Contributes to the achievement of Pricing Strategy, Credit Risk, and Originations team objectives. Works closely with business partners to understand end-to-end Auto Finance processes, including application intake, decisioning, pricing, funding, and servicing, ensuring solutions align with business priorities. Partners with Technology teams on strategic planning, architecture alignment, and Program Increment (PI) planning. Develops and maintains product roadmaps and platform strategies for pricing, decisioning, and originations products. Differentiates decisioning and pricing services based on portfolio strategy, risk appetite, and dealer/channel needs. Stays current on Auto Finance industry trends, regulatory developments, and emerging decisioning and pricing technologies. Develops consultative and innovative capabilities to enhance core pricing and decisioning solutions. Supports the evolution of organizational and platform structures to deliver efficient, compliant, and scalable Auto Finance solutions, with a focus on speed to market, cost reduction, and elimination of duplicative systems. What You Bring: To perform this role successfully, an individual must be able to perform each essential duty satisfactorily. The qualifications below represent the knowledge, skills, and abilities required. Bachelor’s Degree or equivalent work experience in Business, Finance, Technology, or a related field — Required. 9+ years of relevant professional experience — Required. Strong understanding of Auto Finance regulatory requirements and their impact on pricing, decisioning, and originations products. Demonstrated experience in Auto Finance pricing, credit decisioning, and originations platforms, including loan and lease products. Proven understanding of the product development lifecycle within regulated financial services. Strong analytical skills and financial acumen, with the ability to assess pricing, credit risk, and profitability impacts. Demonstrated ability to develop strategic product plans and define a clear course of action to drive portfolio growth and returns. Self-starter with a forward-thinking mindset and strong ownership mentality. Ability to translate complex credit, pricing, and regulatory requirements into scalable product features. Strong communication skills with the ability to engage internal teams, dealer-facing partners, and executive leadership. Experience working within Agile and SDLC frameworks in a financial services environment. Demonstrates integrity and professionalism when interacting with stakeholders at all levels. Excellent verbal, written, and interpersonal communication skills. Strong project and stakeholder management capabilities. Experience with both Waterfall and Agile delivery methodologies. Hands-on experience with Agile Scrum practices (Daily Standups, PI Planning, Sprint Planning, Sprint Reviews, and Retrospectives). Certifications: Product Management certification — Preferred. It Would Be Nice For You To Have: Established work history or equivalent experience demonstrated through a combination of professional experience, training, military service, or education. Experience with Auto Finance decision engines, pricing models, and origination platforms. Proficiency with Microsoft Office products. What Else You Need To Know: The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location. Base Pay Range: Minimum: $93,750.00 USD Maximum: $165,000.00 USD We Value Your Impact: Your contribution matters and it’s recognized. You can expect a fair and competitive rewards package that reflects the impact you create and the value you deliver. We know rewards go beyond numbers. Offering more than just a paycheck our benefits are designed to support you, your family and your well-being, now and into the future. Santander Benefits - 2026 Santander OnGoing/NH eGuide (foleon.com) Risk Culture: We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management. EEO Statement: At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law. Working Conditions: Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required. Employer Rights: This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason. What To Do Next: If this sounds like a role you are interested in, then please apply. We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at TAOps@santander.us to discuss your needs. The Santander Effect Our work touches 140 million lives every day. How? By always innovating, sharing our experiences, questioning how we do things and adapting to new challenges. As we keep reinventing ourselves for the digital age, you’ll find that with us, even your smallest action will have a massive impact. That’s the Santander Effect.

Supports investment operations including client account setup, trade reconciliation, and report preparation, ensuring accuracy and compliance. | Requires understanding of portfolio accounting, investment processes, and proficiency in database systems, with a focus on detail-oriented operational support. | Specialist, Investment Operations & Business Administration Country: United States of America It Starts Here: Santander is a global leader and innovator in the financial services industry and is evolving from a high-impact brand into a technology-driven organization. Our people are at the heart of this journey and together, we are driving a customer-centric transformation that values bold thinking, innovation, and the courage to challenge what’s possible. This is more than a strategic shift. It’s a chance for driven professionals to grow, learn, and make a real difference. If you are interested in exploring the possibilities We Want to Talk to You! The Difference You Make: The Specialist, Investment Operations & Business Administration supports the investment operations team including, relationship managers and portfolio managers with a range of activities including the set-up and maintenance of client accounts; compilation and completion of client, custodian, and paperwork; reconciling trades; review and maintenance of client transactions and activity; and execution of client and other company tasks such as asset transfers, preparation of reports and general support of portfolio and investment strategies. Establishes, maintains and closes client accounts. Addresses client inquiries. Executes money movements. Prepares and produces client materials and reports. Ensures accurate and complete account and client records. Matches and affirms Equity and/or Fixed Income security transactions. Reports trades to custodian banks, manually or systematically. Follows up on exceptions with appropriate parties (trading, custodian banks, brokers and fund accounting). Ensures all issues are escalated to the appropriate levels in a timely fashion. Ensures compliance to all levels of audit. Reports administration and quarterly invoicing. Completes projects (industry or regulatory) assigned by Department Manager or Team Lead. What You Bring: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. H.S. Diploma: - Preferred. 0+ Years Experience in operations, back office support or field financial consulting or equivalent investment industry experience - Required. Possesses an understanding of (or a desire to understand) portfolio accounting and investment process. Interest and desire to understand technology related issues, tasks and responsibilities; participate in technology initiatives. Computer literate; experience learning new database systems. Excellent attention to detail . Problem solving and analytical skills. Ability to trouble shoot one-off problems and investigate issues using non-standard sources and procedures. Willingness to learn about investment management from the operational level and apply that knowledge daily. Engaged, motivated, inquisitive, accountable, service oriented team player. Ability to prioritize responsibilities and multi task to ensure completion of work and resolution of day to day issues within the established timeframes. Certifications: No Certifications listed for this job. It Would Be Nice For You To Have: Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education. Experience in Microsoft Office products. What Else You Need To Know: The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location. Base Pay Range: Minimum: $41,250.00 USD Maximum: $68,000.00 USD We Value Your Impact: Your contribution matters and it’s recognized. You can expect a fair and competitive rewards package that reflects the impact you create and the value you deliver. We know rewards go beyond numbers. Offering more than just a paycheck our benefits are designed to support you, your family and your well-being, now and into the future. Santander Benefits - 2026 Santander OnGoing/NH eGuide (foleon.com) Risk Culture: We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management. EEO Statement: At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law. Working Conditions: Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required. Employer Rights: This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason. What To Do Next: If this sounds like a role you are interested in, then please apply. We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at TAOps@santander.us to discuss your needs. The Santander Effect Our work touches 140 million lives every day. How? By always innovating, sharing our experiences, questioning how we do things and adapting to new challenges. As we keep reinventing ourselves for the digital age, you’ll find that with us, even your smallest action will have a massive impact. That’s the Santander Effect.

Leading business development efforts, managing client relationships, and overseeing deal processes in the banking sector. | Requires 12+ years in business development or related fields, with strong interpersonal, negotiation, and analytical skills, and the ability to work remotely. | Emerging Markets Sales, Executive Director - New York Country: United States of America It Starts Here: Santander is a global leader and innovator in the financial services industry and is evolving from a high-impact brand into a technology-driven organization. Our people are at the heart of this journey and together, we are driving a customer-centric transformation that values bold thinking, innovation, and the courage to challenge what’s possible. This is more than a strategic shift. It’s a chance for driven professionals to grow, learn, and make a real difference. If you are interested in exploring the possibilities We Want to Talk to You! The Difference You Make: The Product Specialist - Inst. Sales - IC3 is responsible for leading the Company's business development efforts throughout the assigned region targeting larger scale clients. The incumbent will drive the growth and retention of existing client relationships, build new client relationships, and provide the full breadth of the Company's products and services to clients and prospects. • Leads the Company's business development efforts throughout the assigned region targeting larger scale clients. • Provides the full breadth of the Company's products and services to clients and prospects. • Oversees deal teams during underwriting process and transaction due diligence. • Oversees production of offering memoranda and engagement letters. • Develops and maintains relationships with participating lenders to ensure adequate market demand for syndicated loans originated by the Company. • Participates in joint calling effort with bankers in an effort to uncover syndicated opportunities with our clients. • Partners with Relationship Managers on new business development opportunities related to syndicated bank loans. What You Bring: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Bachelor's Degree or equivalent work experience: Business or equivalent field. - Required. Master's Degree Business or equivalent field. - Preferred. 12+ Years Business Development, Product Specialist Management, or related experience. - Required. • Demonstrated thought leader in banking products and services. • Very strong interpersonal communication skills, complemented by both excellent verbal and written communication. • Expert presentation and public speaking skills. • Strong relationship management and negotiation skills. • Strong organizational skills and detail orientation, as well as analytical skills. • Demonstrated complex contact negotiation/creation skills. • Ability to work remotely and independently. • Ability to influence and drive complex initiatives and manage logistics with internal stakeholders. • Ability to travel within assigned territory as required. • Ability to analyze/understand leading technologies and companies. • Strong analytical / problem solving skills. • Ability to translate data into information. • Demonstrated ability to motivate and influence others. Certifications: No Certifications listed for this job. It Would Be Nice For You To Have: Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education. What Else You Need To Know: The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location. Base Pay Range: Minimum: $187,500.00 USD Maximum: $320,000.00 USD We Value Your Impact: Your contribution matters and it’s recognized. You can expect a fair and competitive rewards package that reflects the impact you create and the value you deliver. We know rewards go beyond numbers. Offering more than just a paycheck our benefits are designed to support you, your family and your well-being, now and into the future. Santander Benefits - 2026 Santander OnGoing/NH eGuide (foleon.com) Risk Culture: We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management. EEO Statement: At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law. Working Conditions: Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required. Employer Rights: This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason. What To Do Next: If this sounds like a role you are interested in, then please apply. We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at TAOps@santander.us to discuss your needs.

Executing origination, structuring, and distribution of capital markets transactions within the residential mortgage arena, including developing client relationships and overseeing underwriting. | Requires 9+ years in business development or product management, strong interpersonal and negotiation skills, and ability to work remotely, with a focus on financial calculations and complex initiatives. | Securitized Products Group, Banking - Executive Director Country: United States of America It Starts Here: Santander is a global leader and innovator in the financial services industry and is evolving from a high-impact brand into a technology-driven organization. Our people are at the heart of this journey and together, we are driving a customer-centric transformation that values bold thinking, innovation, and the courage to challenge what’s possible. This is more than a strategic shift. It’s a chance for driven professionals to grow, learn, and make a real difference. If you are interested in exploring the possibilities We Want to Talk to You! The Product Specialist (RMBS) is responsible for executing the origination, structuring and distribution of capital markets transactions and warehouse facilities within the residential mortgage arena. • Initiates, develops, and enhances relationships with senior executives at existing clients and targeted prospects, with the objective of enhancing revenue generation and risk-adjusted return on capital for the Company. • Develops and maintain relationships with participating lenders and potential syndication partners for warehouse facilities originated by the Company. • Ensures transaction due diligence by overseeing the underwriting process for potential transactions. • Partners with SPG and / or US CIB counterparties on new business development opportunities. • Oversees junior level staff from a financial, operational, competitive and industry perspective. • Supports securitized group management on new business development opportunities and day-to-day business development management. What You Bring: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Bachelor's Degree or equivalent work experience: Business or equivalent field. - Required. Master's Degree Business or equivalent field. - Preferred. 9+ Years Business Development, Product Specialist Management, or related experience. - Required. • Self-motivated and adept at setting, driving, and leading a team to execute pipeline growth success. • Very strong interpersonal communication skills, complemented by both excellent verbal and written communication. • Expert presentation and public speaking skills. • Strong relationship management and negotiation skills. • Strong organizational skills and detail orientation, as well as analytical skills. • Demonstrated complex contact negotiation/creation skills. • Ability to work remotely and independently. • Ability to influence and drive complex initiatives and manage logistics with internal stakeholders. • Ability to travel within assigned territory as required. • Ability to analyze/understand leading technologies and companies. • Strong analytical / problem solving skills. • Ability to translate data into information. • Demonstrated ability to motivate and influence others. • High level of proficiency in financial calculations. • Proficiency in Microsoft office products - Word, Excel, and Outlook. • Sales oriented, energetic, and self-motivated with strong initiative to achieve sales goals. What Else You Need To Know: The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location. Base Pay Range: Minimum: $202,500.00 USD Maximum: $330,000.00 USD We Value Your Impact: Your contribution matters and it’s recognized. You can expect a fair and competitive rewards package that reflects the impact you create and the value you deliver. We know rewards go beyond numbers. Offering more than just a paycheck our benefits are designed to support you, your family and your well-being, now and into the future. Santander Benefits - 2026 Santander OnGoing/NH eGuide (foleon.com) Risk Culture: We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management. EEO Statement: At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law. Working Conditions: Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required. Employer Rights: This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason. What To Do Next: If this sounds like a role you are interested in, then please apply. We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at TAOps@santander.us to discuss your needs.

Managing complex, multi-year financial projects, developing strategic plans, and collaborating with senior leadership. | Extensive experience in financial program management, stakeholder engagement, and proficiency with project management tools. | Sr. Associate, Business Project Manager, Boston, MA Country: United States of America It Starts Here: Santander is a global leader and innovator in the financial services industry and is evolving from a high-impact brand into a technology-driven organization. Our people are at the heart of this journey and together, we are driving a customer-centric transformation that values bold thinking, innovation, and the courage to challenge what’s possible. This is more than a strategic shift. It’s a chance for driven professionals to grow, learn, and make a real difference. If you are interested in exploring the possibilities We Want to Talk to You! The Difference You Make: The Sr. Associate, Project Management is considered a subject matter expert providing guidance on complex, strategic projects. They are responsible for developing a strategic direction of the relevant business area, and both defines and manages the lifecycle from project initiation through to program closure. The incumbent resolves risks, issues and dependencies, and measures and monitors program actuals, forecasts and budgets and updates plans with accurate, up-to-date information. The Sr. Associate collaborates and bridges the key operating areas of Santander by identifying and helping to prioritize competing needs of the overall business. Critical to success is the ability to build internal relationships with colleagues, attention to detail, organizational skills and ability to manage up. Reports program and project status to the required executive level through steering committees. The incumbent secures, leads, motivates and inspires the internal & external resources required to deliver the program, and is responsible for establishing the program governance (e.g. sponsors, approvers, stakeholders). Provides end-to-end project management ownership of scope, schedule, budget, risks and issues management for a portfolio of project supporting various business lines. Collaborates with business leader's partners to support and help create a compelling product vision, strategy and roadmap, and drive products and features from concept to launch in an iterative, fast-paced environment. Provides program direction and leadership; effectively communicating program updates including project health and project status (plans, key metrics, and budgets) to executive sponsors, business stakeholders and project team members in line with appropriate governance. Develops presentations, dashboards, reports and other team and executive level project communications and documentation. Participates in business case development, writing, and delivery, cost-benefit analysis, ROI-projections as well as the entire project funding process. Engages and develops a high functioning team to deliver business results, with a forward-looking emphasis on mitigating risks and removing roadblocks. Performs project planning with applicable stakeholders to establish an overall project definition and plan, including key milestones, and drives progress to achieve project plan within time and budget constraints. Understands and coordinates sequencing of projects to accomplish progress. Supports complex initiatives affecting multiple functions or businesses. Develops, communicates and implements project risk mitigation plans (i.e. identifies critical path, documents, plans for Return to Green, business continuity plan, etc.) to effectively monitor risk and enable accountability and responsibility. Evaluates existing processes and procedures. Makes recommendations and drives process improvement and adoption of best practices (processes, tools, etc.) to improve team efficiency and effectiveness. Fosters collaboration and teamwork between internal resources and third parties/vendors for the seamless execution of projects. Contributes to the development, testing, and refinement of digital innovations. Collaborates with Risk partners to support the closure of third party, self-identified, and/or audit findings. What You Bring: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Bachelor's Degree or equivalent work experience: Computer Science, Business Administration or equivalent field. - Required. Master's Degree: Computer Science, Finance, Business Administration or equivalent field. - Preferred. 9+ Years Relevant Financial Program management experience, with a track record of delivering successful results. - Required. 9+ Years Experience in building and maintaining complex stakeholder relationships at multiple levels. - Required. 9+ Years Extensive experience communicating with internal and external stakeholders, building and maintaining professional relationships, and providing consistent and dependable support - Required. 9+ Years Developing and coaching others indirectly or directly. Coaches, reviews and delegating work across the team. - Required. Ability to manage resources, set scope, time scales, and deliverables, recognizing changing requirements and addressing program impacts across entire project portfolio. Excellent written and verbal communication skills, problem-solving and decision-making skills with the ability to effectively communicate with all levels in the organization. Managing multi-year projects with cross-enterprise interdependencies. Demonstrated ability to build strong trusted relationships and foster collaboration and teamwork in a variety of settings. Ability to communicate effectively with and influence senior leadership on matters of strategic importance. Ability to develop and coach others indirectly or directly and serve as a role model. Ability to engage the support and resources of others to achieve project goals and objectives; influencing without authority. Advanced knowledge of project and portfolio management tools (i.e. Clarity, Visio, Excel, MS Project, PowerPoint, etc.). Ability to recognize potential roadblocks/obstacles, mitigating them when possible and escalating as needed. Familiarity with business case creation, financial tracking, forecasting and budgeting. Demonstrates the ability to create strategic plans and lay out a strategic course of action to drive future business growth for a specific product. Possess the agility to react and effectively manage competing priorities. Ability to provide and receive constructive criticism, feedback and solutions. Self-starter: forward thinking, with a positive/can-do attitude. Strong background in banking products and services Knowledge and expertise in the use of project management, PMLC and SDLC methodologies and tools (i.e. Agile, SCRUM, Waterfall, Iterative). Ability to research, interpret, and incorporate industry and other best practices into project management processes Certifications: No Certifications listed for this job. It Would Be Nice For You To Have: Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education. What Else You Need To Know: The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location. Base Pay Range: Minimum: $93,750.00 USD Maximum: $165,000.00 USD We Value Your Impact: Your contribution matters and it’s recognized. You can expect a fair and competitive rewards package that reflects the impact you create and the value you deliver. We know rewards go beyond numbers. Offering more than just a paycheck our benefits are designed to support you, your family and your well-being, now and into the future. Santander Benefits - 2026 Santander OnGoing/NH eGuide (foleon.com) Risk Culture: We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management. EEO Statement: At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law. Working Conditions: Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required. Employer Rights: This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason. What To Do Next: If this sounds like a role you are interested in, then please apply. We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at TAOps@santander.us to discuss your needs. The Santander Effect Our work touches 140 million lives every day. How? By always innovating, sharing our experiences, questioning how we do things and adapting to new challenges. As we keep reinventing ourselves for the digital age, you’ll find that with us, even your smallest action will have a massive impact. That’s the Santander Effect.

Execute control assessments and testing to ensure compliance with risk management frameworks and regulatory requirements. | Bachelor's degree or equivalent, 3+ years in internal controls or auditing, proficiency in Microsoft Office, strong organizational and communication skills. | Sr. Analyst, Business Control & Risk Management(RCSA Control Testing-Remote) Country: United States of America Your Journey Starts Here: Santander is a global leader and innovator in the financial services industry. We believe that our employees are our greatest asset. Our focus is on fostering an enriching journey that empowers you to explore diverse career opportunities while nurturing your personal growth. We are committed to creating an environment where continuous learning and development are prioritized, enabling you to thrive both professionally and personally. Here, you will find ample opportunities to connect and collaborate with talented colleagues from around the world, sharing insights and driving innovation together. Join us at Santander, where you are supported by a culture of engagement and a commitment to your success. An exciting journey awaits, if you are interested in exploring the possibilities We Want to Talk to You! The Difference You Make: The Sr. Analyst, Business Control & Risk Management operates within the First Line of Defense and is accountable to assist the Business Control & Risk Management team on driving effective and consistent business line execution against the Enterprise Risk Management Framework. The Chief Data Office Shared Services RCSA Control Testing function is owned and managed by the first line of defense (1st LOD). The RCSA Testing team provides an independent assurance on the risk and control environment towards meeting applicable laws, regulations, and guidelines for Commercial Banking, Consumer & Business Banking and Operations. The goal of the RCSA Testing team is to support compliance with regulations and requirements and facilitate the assessment of the control. Execute the control assessment phase of RCSA annual plans. The results provide critical information for management to understand the control environment of their business and meet requirements for the assessment, mitigation and reporting of risks and internal controls for the Bank. Execute against the Control Design Assessment for all assigned controls. Execute against Control Performance Assessment for all assigned controls. Quality Review Testing Workbooks to ensure alignment with Team Procedures and Bank Standards. Draft and execute test procedures to assess operating effectiveness of controls. Obtain, examine and analyze records from various systems, reports, operating practices, and documentation for compliance with bank policies, regulatory compliance and adherence to appropriate procedures by communicating with Business partners across the Bank. Ensure proper utilization of bank policies and line of business procedures. What You Bring: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Bachelor's Degree or equivalent work experience: Accounting, Business, Statistics, Risk Management, Information Systems, Finance, Economics or equivalent field. - Required. 3+ Years Internal Controls, Auditing, relevant line of business experience and/or legal or regulatory. - Required. Proficiency with Microsoft Office Suite including Excel, PowerPoint, Word, and Visio. Ability to build positive relationships with team members across the organization. Ability to interact successfully with a variety of business partners across the organization. Strong organizational skills with the ability to work in dynamic environment, that demands the ability to manage multiple, and often competing priorities. Understand complex business processes, risks and controls in manual / automated environment. Proficient analytical and problem-solving skills. Proficient oral and written communication skills and the ability to summarize and present complex information and issues succinctly for the required target audience. Certifications: No Certifications listed for this job. It Would Be Nice For You To Have: Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education. What Else You Need To Know: The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location. Base Pay Range Minimum: $52,500.00 USD Maximum: $87,500.00 USD Link to Santander Benefits: Santander Benefits - 2025 Santander OnGoing/NH eGuide (foleon.com) Risk Culture: We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management. EEO Statement: At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law. Working Conditions: Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required. Employer Rights: This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason. What To Do Next: If this sounds like a role you are interested in, then please apply. We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at TAOps@santander.us to discuss your needs. The Santander Effect Our work touches 140 million lives every day. How? By always innovating, sharing our experiences, questioning how we do things and adapting to new challenges. As we keep reinventing ourselves for the digital age, you’ll find that with us, even your smallest action will have a massive impact. That’s the Santander Effect.

Lead and grow strategic partnerships portfolio, manage Tier 1 partnerships, drive commercialization and fintech integration, and lead a high-performing team to accelerate Openbank's market growth. | 12+ years in financial services or fintech with experience in business development, strategic partnerships, financial product economics, team leadership, and strong negotiation and communication skills. | Sr. Director, Strategic Partnerships and Commercialization, Boston, NY or Miami Country: United States of America Your Journey Starts Here: Santander is a global leader and innovator in the financial services industry. We believe that our employees are our greatest asset. Our focus is on fostering an enriching journey that empowers you to explore diverse career opportunities while nurturing your personal growth. We are committed to creating an environment where continuous learning and development are prioritized, enabling you to thrive both professionally and personally. Here, you will find ample opportunities to connect and collaborate with talented colleagues from around the world, sharing insights and driving innovation together. Join us at Santander, where you are supported by a culture of engagement and a commitment to your success. An exciting journey awaits, if you are interested in exploring the possibilities We Want to Talk to You! The Difference You Make: Santander has launched Openbank in the U.S. - a next-generation digital bank with branches, with the ambition to become the market leader. As Sr. Director, Strategic Partnerships and Commercialization, you will play a pivotal role in building the strategic partnerships portfolio from the ground up to accelerate Openbank's expansion and growth. Reporting to the Head of Partnerships and based within the Retail Banking and Transformation (RBT) division, this high-impact role combines ownership of new partner acquisition with the management of a large, existing Tier 1 partnership. You will lead the creation, negotiation, and activation of high-value partnerships across fintech, technology, and distribution channels - helping to scale Openbank into the leading digitally led, branch-enabled bank in the U.S. Partner with the Head of Partnerships to define and execute Santander's U.S. partnership and commercialization strategy - with a focus on accelerating Openbank's market growth. Own the development of a robust portfolio of strategic partnerships, sourcing and securing Tier 1 relationships across fintech, technology, digital platforms, and aggregators. Manage and grow Santander's existing high-value partnership, ensuring commercial success and deepening long-term alignment. Lead a high-performing team that drives execution across the full partner lifecycle - including outreach, pitch development, deal negotiation, launch execution, and performance management. Drive the identification and commercialization of fintech capabilities that enhance Openbank's digital product experience and time-to-market advantage. Collaborate with Openbank and global Santander teams to align platform capabilities with U.S. partnership opportunities. Represent Santander in external partner meetings, industry events, and executive forums - bringing executive presence, clear communication, and commercial fluency. What you Bring: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Bachelor's degree required: Business, Finance, Economics, Engineering, or related fields - Required. Master's degree Business, Finance Economics, Engineering, or related fields - Preferred. 12+ years in financial services or fintech, including roles in business development, product commercialization, or strategic partnerships - Required. Extensive experience in business development, partnerships, or commercialization within financial services, fintech, or embedded finance. Track record of building a deal pipeline and closing Tier 1 partnerships that drive measurable growth. Fluency in financial product economics - including P&L management, CAC/LTV, and vintage performance metrics. Experience managing partnerships across aggregator and digital distribution ecosystems. Strong cross-functional leadership with the ability to influence stakeholders across legal, finance, product, marketing, and tech. Exceptional communication and negotiation skills - with executive presence and comfort in external-facing leadership roles. Experience managing and motivating high-performing teams in fast-paced, high-stakes environments. Certifications: No Certifications listed for this job. It Would Be Nice For You To Have: Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education. What Else You Need To Know: The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location. Base Pay Range Minimum: $150,000.00 USD Maximum: $270,000.00 USD Link to Santander Benefits: Santander Benefits - 2025 Santander OnGoing/NH eGuide (foleon.com) Risk Culture: We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management. EEO Statement: At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law. Working Conditions: Frequent minimal physical effort such as sitting, standingand walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required. Employer Rights: This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason. What To Do Next: If this sounds like a role you are interested in, then please apply. We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at TAOps@santander.us to discuss your needs.

Support and execute program management activities including planning, coordinating, executing, reporting, and financial tracking of programs. | Requires a bachelor's degree or equivalent experience, basic project management skills, teamwork, proficiency in Microsoft products, strong organization, communication skills, and a desire to learn. | Sr. Specialist, Program Management Country: United States of America Your Journey Starts Here: Santander is a global leader and innovator in the financial services industry. We believe that our employees are our greatest asset. Our focus is on fostering an enriching journey that empowers you to explore diverse career opportunities while nurturing your personal growth. We are committed to creating an environment where continuous learning and development are prioritized, enabling you to thrive both professionally and personally. Here, you will find ample opportunities to connect and collaborate with talented colleagues from around the world, sharing insights and driving innovation together. Join us at Santander, where you are supported by a culture of engagement and a commitment to your success. An exciting journey awaits, if you are interested in exploring the possibilities We Want to Talk to You! The Difference You Make: The Sr. Specialist, Program Management implements, communicates, and expands various programs ensuring they have the resources needed to succeed. S/he assists in overseeing and managing planning, coordinating, executing, and reporting on programs. The incumbent supports the program manager in execution of assigned programs. • Develops and manages product development priorities by coordinating with programs and customer service. • Authors and executes product development plans. • Supports resource planning. • Generates, tracks and maintains project action items and risks. • Ensures program managers and task managers receive financial updates. • Prepares contract deliverables for government and partners in industry as required and reviews incoming invoices for accuracy prior to management approval. What You Bring: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Bachelor's Degree or equivalent work experience - Required. 0+ Years Project Management - Required. 0+ Years Working in a team environment - Required. 0+ Years Microsoft products (Word, Visio, Excel, Project, PowerPoint) - Required. • Self-motivated, enthusiastic, strong work ethic. • Highly organized, strong time management skills, and ability to follow-up action items and requests. • Results oriented. • Quality and improvement focused. • Ability to multi-task. • Strong oral and written communication skills. • Ability to work with various levels of people in the organization. • Comfortable working in a fast-paced environment. • Constant desire to learn. Certifications: No Certifications listed for this job. It Would Be Nice For You To Have: Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education. What Else You Need To Know: The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location. Base Pay Range Minimum: $56,250.00 USD Maximum: $97,500.00 USD Link to Santander Benefits: Santander Benefits - 2025 Santander OnGoing/NH eGuide (foleon.com) Risk Culture: We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management. EEO Statement: At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law. Working Conditions: Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required. Employer Rights: This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason. What To Do Next: If this sounds like a role you are interested in, then please apply. We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at TAOps@santander.us to discuss your needs. The Santander Effect Our work touches 140 million lives every day. How? By always innovating, sharing our experiences, questioning how we do things and adapting to new challenges. As we keep reinventing ourselves for the digital age, you’ll find that with us, even your smallest action will have a massive impact. That’s the Santander Effect.