Royal Bank of Canada

Lead product and project management activities to develop and enhance Direct Channels solutions in commercial banking. | Requires experience in commercial banking products, payments, account reconciliation, agile project management, and strong communication skills. | Job Description What is the opportunity? Reporting to Director - Direct Channels & Client Reporting, Commercial Channels – we are seeking an experienced product / channel manager, to support the development and management of our Direct Channels solutions. The role will work closely with multiple stakeholders from Commercial Banking, Operations, Technology, and Risk. What will you do? • Actively participate in forums and working groups tasked with designing new features / enhancements on Direct Channels, representing Commercial channel team. Provide inputs to develop high level requirements which are created and refined for agile development squads to build new features. • Lead working sessions and develop an implementation plan for rolling out new features and enhancements. • Develop, manage and ensure adherence to project schedules and milestones. • Build strong relationships with key business, operations and technology partners to achieve OKRs. • Coordinate with release teams to package the various enhancements and lead production verification testing for business to ensure the delivery meets customer requirements. • Maintain and track a repository of requirements / feedback on enhancements raised by customers, shared by RMs, received via client meetings etc. which will supplement the overall backlog. • Ensure Policy/Procedure updates for Direct Channels for the features rolled out as applicable, working together with Product Owners and other stakeholders. • Support Operations/ Service / CMO teams to update their procedures, provide Trainings to Ops team / Helpdesk on new enhancements. • Create and maintain central repository of support and help material. • Track and resolve issues, escalating as necessary and participate in resolving the issues, prioritize customer feedback / complaints for fixes ensuring minimal disruption / negative customer experiences. What do you need to succeed? Must-Have: • Good understanding of Commercial Banking and Cash Management products is a must have, with a strong background/understanding in payments and account reconciliation. • Experience in driving product features delivery, prior experience in payment/statement files is desirable. • Comfortable in dealing with payment/statement file formats, especially in the ISO 20022 standard. • Comfortable in dealing with ambiguity and ability to adapt to frequently changing requirements while managing projects. • Ability to understand complex, technical processes and summarize them into business-friendly terminology to be consumed by the masses. • Ability to analyze complex data and presenting insights to senior stakeholders. Nice to have: • Experience in Agile Project management framework. • Strong proficiency in MS Suite products, reporting tools, SharePoint, Confluence, JIRA etc. • Excellent communication skills. What’s in it for you? We thrive on the challenge to be our best, progressive thinking to keep growing, and working together to deliver trusted advice to help our clients thrive and communities prosper. We care about each other, reaching our potential, making a difference to our communities, and achieving success that is mutual. • Ability to make a difference and lasting impact • Work in a dynamic, collaborative, progressive, and high-performing team • Opportunities to do challenging work Job Skills Accounting Reconciliation, Accounting Reconciliation, Agile Project Management, Agile Projects, Business Case Design, Cash Management Products, Communication, Critical Thinking, Effectiveness Measurement, Financial Reconciliations, Financial Regulation, Incident Management, Incident Management Process, Interpersonal Relationship Management, ISO 20022, Payment Applications, Payment Integration, Payment Operations, Payment Platforms, Payment Processing, Payment Reconciliation, Payment Services, Prioritization, Problem Resolution, Product Development Lifecycle {+ 6 more} Additional Job Details Address: WATERPARK PLACE, 20 BAY ST:TORONTO City: Toronto Country: Canada Work hours/week: 37.5 Employment Type: Full time Platform: PERSONAL & COMMERCIAL BANKING Job Type: Regular Pay Type: Salaried Posted Date: 2026-03-05 Application Deadline: 2026-03-23 Note: Applications will be accepted until 11:59 PM on the day prior to the application deadline date above Our Employment Opportunities At RBC, we are guided by living shared values of Client First, Integrity, Collaboration, Respect and Excellence and winning together as One RBC. We believe an inclusive workplace that has diverse perspectives is core to our continued growth as one of the largest and most successful banks in the world. Maintaining a workplace where our employees feel supported to perform at their best, effectively collaborate, drive innovation, and grow professionally helps to bring our Purpose to life and create value for our clients and communities. RBC strives to deliver this through policies and programs intended to foster a workplace based on respect, belonging and opportunity for all. Join our Talent Community Stay in-the-know about great career opportunities at RBC. Sign up and get customized info on our latest jobs, career tips and Recruitment events that matter to you. Expand your limits and create a new future together at RBC. Find out how we use our passion and drive to enhance the well-being of our clients and communities at jobs.rbc.com. RBC is presently inviting candidates to apply for this existing vacancy. Applying to this posting allows you to express your interest in this current career opportunity at RBC. Qualified applicants may be contacted to review their resume in more detail.

Lead product ownership and strategy for data and AI solutions to drive business impact in a financial services environment. | Requires deep business acumen, strategic product thinking, agile product ownership, technical fluency in data platforms, and strong cross-functional leadership. | Job Description What is the Opportunity? The Operational Data, Information & AI (ODIA) team within Personal & Commercial Operations (PCO) is seeking a Data Product Owner to drive ownership of analytical and business intelligence (BI) solutions that power decision-making across PCO. You will act as the bridge, translating business needs into scalable data and AI solutions by partnering closely with business leaders, data engineering, BI, and data science teams to define metric logic, gather requirements, set priorities, and champion adoption so that our partners derive maximum impact. You will ensure data and AI products are designed, developed, and maintained effectively throughout their lifecycle. What will you do? • Discover and evaluate high-value use cases: Engage with senior leadership and business teams to understand strategic priorities, operational inefficiencies, and market opportunities. Conduct discovery sessions, synthesize business needs, and build data-driven business cases that justify investment in ML/AI and data infrastructure initiatives • Build and own the strategic roadmap: Develop a compelling, business-aligned product roadmap for ML/AI initiatives and the Snowflake migration that articulates business outcomes, technical dependencies, sequencing, and resource requirements. Communicate roadmap vision and progress to senior leadership with clarity on ROI and business impact • Translate business strategy into technical execution: Partner with senior stakeholders to understand strategic objectives, then work with data engineering and data science squads to translate these into well-defined epics, user stories, and technical specifications. Define success metrics rooted in business outcomes, not just technical delivery • Lead Snowflake and AI adoption as strategic use cases: Own the vision and execution of both consolidating fragmented data sources into a unified, governed data layer through Snowflake migration AND identifying, prioritizing, and delivering high-impact AI use cases. Define the data architecture strategy, establish quality and governance frameworks, and guide both adoption programs through iterative delivery while maintaining alignment with business priorities. Ensure AI use cases are architected to leverage the consolidated data layer and deliver measurable business outcomes • Manage and refine the product backlog with business impact in mind: Prioritize backlog items based on business value, technical feasibility, and strategic alignment. Facilitate sprint planning and backlog refinement sessions where both business and technical perspectives inform decisions • Engage and influence senior leadership: Present use cases, roadmap progress, and business impact to executives. Build executive sponsorship, secure buy-in for major initiatives, and navigate organizational priorities to ensure timely resource allocation and strategic alignment • Drive adoption and measure impact: Partner with business leaders to embed ML/AI and data solutions into operational routines. Define adoption metrics, track business outcomes, and communicate ROI to stakeholders. Use feedback loops to iterate and improve solutions • Facilitate agile execution: Participate in sprint planning, daily standups, sprint reviews, and retrospectives. Lead backlog refinement sessions with both technical and business teams. Ensure squads maintain velocity while staying focused on delivering business value • Serve as a connector and advocate: Bridge communication gaps between senior leadership (who speak in business outcomes) and technical teams (who speak in architecture and implementation). Resolve conflicts, navigate trade-offs, and foster collaboration across organizational boundaries What do you need to succeed? Must have: • Deep business acumen with operations expertise: Track record of thinking strategically like a business leader—translating operational challenges into data-driven solutions, understanding financial and operational impact, and building business cases that resonate with senior stakeholders. Experience in banking, financial services, or operations-heavy industries strongly preferred • Strategic product thinking: Proven experience as a Product Owner or Product Manager building product strategies and roadmaps that balance business value, technical feasibility, and market/organizational realities. Experience defining outcomes-driven roadmaps, not just feature lists • Executive presence and influence: Demonstrated ability to engage with senior leaders, present complex ideas clearly, build credibility, secure buy-in, and navigate organizational politics. Comfort speaking the language of business outcomes (revenue, cost, risk, customer impact) rather than technical details • Agile product ownership expertise: Proven hands-on experience working as a Product Owner in agile environments (Scrum, Kanban, or hybrid). Experience managing complex, multi-squad initiatives • Technical fluency and architectural thinking: Strong understanding of modern data platforms, cloud infrastructure (Snowflake, data warehousing), data engineering, MLOps, and AI/ML fundamentals. Ability to have substantive conversations with data engineers and data scientists about architecture, trade-offs, and feasibility without being an engineer yourself • Use case discovery and business case development: Experience identifying, scoping, and quantifying high-impact data and AI opportunities. Ability to build compelling business cases with clear ROI, resource requirements, and risk assessment. • Cross-functional leadership: Ability to lead without authority, building strong relationships across business, technology, and executive teams. Excellent communication skills for translating between business stakeholders and technical teams • Program and change management: Experience managing large-scale initiatives (migrations, platform consolidations, organizational transformations) in agile settings. Understanding of change management principles and stakeholder engagement strategies Nice-to-have: • Experience in financial services, banking, or operations-heavy industries • Track record of successfully migrating or consolidating data platforms in an enterprise environment • Track record of identifying, scoping, and delivering high-value AI use cases to production in an enterprise environment • Background in data science, analytics, or data engineering (provides deeper technical credibility) • Agile certification What’s in it for you? We thrive on the challenge to be our best, progressive thinking to keep growing, and working together to deliver trusted advice to help our clients thrive and communities prosper. We care about each other, reaching our potential, making a difference to our communities, and achieving success that is mutual. • A comprehensive Total Rewards Program including performance-based bonuses, flexible benefits and competitive compensation. • Leaders who support your development through coaching and managing opportunities. • Work in a dynamic, collaborative, progressive, and high-performing team. • A unique opportunity for personal and professional growth. Job Skills Big Data Management, Database Development, Data Mining, Data Warehousing (DW), ETL Processing, Quality Management, Requirements Analysis, Waterfall Model Additional Job Details Address: RBC WATERPARK PLACE, 88 QUEENS QUAY W:TORONTO City: Toronto Country: Canada Work hours/week: 37.5 Employment Type: Full time Platform: PERSONAL & COMMERCIAL BANKING Job Type: Regular Pay Type: Salaried Posted Date: 2026-02-26 Application Deadline: 2026-03-21 Note: Applications will be accepted until 11:59 PM on the day prior to the application deadline date above Our Employment Opportunities At RBC, we are guided by living shared values of Client First, Integrity, Collaboration, Respect and Excellence and winning together as One RBC. We believe an inclusive workplace that has diverse perspectives is core to our continued growth as one of the largest and most successful banks in the world. Maintaining a workplace where our employees feel supported to perform at their best, effectively collaborate, drive innovation, and grow professionally helps to bring our Purpose to life and create value for our clients and communities. RBC strives to deliver this through policies and programs intended to foster a workplace based on respect, belonging and opportunity for all. Join our Talent Community Stay in-the-know about great career opportunities at RBC. Sign up and get customized info on our latest jobs, career tips and Recruitment events that matter to you. Expand your limits and create a new future together at RBC. Find out how we use our passion and drive to enhance the well-being of our clients and communities at jobs.rbc.com. RBC is presently inviting candidates to apply for this existing vacancy. Applying to this posting allows you to express your interest in this current career opportunity at RBC. Qualified applicants may be contacted to review their resume in more detail.

Lead product strategy and execution for digital connectivity solutions including APIs and integrations in a financial context. | Requires experience managing fintech and SaaS products, strong knowledge of cash management, API and host-to-host solutions, and stakeholder collaboration in agile environments. | Job Description What is the Opportunity? Digital Connectivity Product Manager within RBC Capital Markets US Cash Management team will be responsible for building out and enhancing client connectivity solutions including Host to Host, SWIFT, API, and ERP integration products. What will you do? • Articulate vision and operational delivery for Connectivity solutions as part of RBC Clear OKRs • Build the strategy & execution plan for RBC Clear Channels, working with Technology and other cross functional partners • Set up an overall ecosystem for technical integrations and co-create a frictionless one-click technical implementation User Experience (UX); actively partner with product organizations and clients to identify implementations’ pain points and execute delivery of those solutions • Design seamless enterprise solutions for onboarding RBC Clear channels, RFP responses, client presentations/visits, client solution scoping and c, data formats/mapping testing, integration, documentation pre- and post-sales • Establish processes and procedures to scope and solution, set up assurance / training / testing programs to ensure successful product implementations • Execute on day-to day product management tasks including requirement building, problem resolution, solution research, business analysis, and SDLC lifecycle for development. • Be the link between the client need and the technical build across Cash Management solutions. What do you need to succeed? • Experience as leading practitioner and managing digital, fintech and SaaS products • Strong understanding of Cash Management /Treasury product implementations, host to host/API solutions (file formats/connectivity protocols such as SWIFT FileAct, SFTP) • Strong understanding of Cash Management Products such as ACH, RTP, FX, Check • Strong understanding of formats including ISO XML, NACHA, JSON, and other industry standards • Demonstrated client/product experience working at a financial institution and delivering seamless digital experiences • Experience having worked in agile environments • Strong stakeholder management, ability to collaborate closely across our cross-functional team to bring the voice of the customer/represent the business needs/requirements to them • Excellent oral and written communication skills and the ability to clearly articulate to all project members and stakeholders; A "can do" attitude; be able to adjust quickly to changes • Strong understanding of Corporate Banking and/or Transaction Banking; digital banking products • Ability to operate in a fluid, rapidly changing environment • Project management What’s in it for you? We thrive on the challenge to be our best, progressive thinking to keep growing, and working together to deliver trusted advice to help our clients thrive and communities prosper. We care about each other, reaching our potential, making a difference to our communities, and achieving success that is mutual. A comprehensive Total Rewards Program including bonuses and flexible benefits, competitive compensation, commissions, and stock where applicable Leaders who support your development through coaching and managing opportunities Ability to make a difference and lasting impact Work in a dynamic, collaborative, progressive, and high-performing team Opportunities to do challenging work Opportunities to building close relationships with clients The good-faith expected salary range for the above position is $115,000 - $135,000 depending on factors including but not limited to the candidate’s experience, skills, registration status; market conditions; and business needs. This salary range does not include other elements of total compensation, including a discretionary bonus and benefits such as a 401(k) program with company-matching contributions; health, dental, vision, life and disability insurance; and paid time-off plan. RBC’s compensation philosophy and principles recognize the importance of a highly qualified global workforce and plays a critical role in attracting, engaging and retaining talent that: · Drives RBC’s high performance culture · Enables collective achievement of our strategic goals · Generates sustainable shareholder returns and above market shareholder value Job Skills Agile Product Development, Communication, Customer Service, Customer Success, Decision Making, Digital Experiences, Ecosystems, Group Problem Solving, Leadership, Long Term Planning, Solutions Design, Teamwork, Time Management, Transaction Banking Additional Job Details Address: GOLDMAN SACHS TOWER, 30 HUDSON STREET:JERSEY CITY City: Jersey City Country: United States of America Work hours/week: 40 Employment Type: Full time Platform: CAPITAL MARKETS Job Type: Regular Pay Type: Salaried Posted Date: 2026-02-23 Application Deadline: Note: Applications will be accepted until 11:59 PM on the day prior to the application deadline date above Inclusion and Equal Opportunity Employment At RBC, we believe an inclusive workplace that has diverse perspectives is core to our continued growth as one of the largest and most successful banks in the world. Maintaining a workplace where our employees feel supported to perform at their best, effectively collaborate, drive innovation, and grow professionally helps to bring our Purpose to life and create value for our clients and communities. RBC strives to deliver this through policies and programs intended to foster a workplace based on respect, belonging and opportunity for all. Join our Talent Community Stay in-the-know about great career opportunities at RBC. Sign up and get customized info on our latest jobs, career tips and Recruitment events that matter to you. Expand your limits and create a new future together at RBC. Find out how we use our passion and drive to enhance the well-being of our clients and communities at jobs.rbc.com. RBC is presently inviting candidates to apply for this existing vacancy. Applying to this posting allows you to express your interest in this current career opportunity at RBC. Qualified applicants may be contacted to review their resume in more detail.

Provide direct behavioral therapy and data analysis to support children with ASD. | You have a bachelor's degree and strong communication skills but lack the required years of administrative assistant experience and financial services background. | Job Description What is the Opportunity? We are seeking an experienced Administrative Assistant to provide comprehensive support to senior leadership and cross-functional teams. The ideal candidate will bring strong organizational skills, discretion, and the ability to manage competing priorities in a fast-paced environment. What will you do? • Provide direct support to junior and senior level executives within the Global Investment Banking group. • Distribute mail and coordinate courier service as needed. • Answer and screen telephone calls in a courteous and professional manner. • Make domestic and international travel arrangements and handle changes as needed. • Manage executive calendars and scheduling. • Coordinate meeting arrangements (setting up conference calls, scheduling meeting rooms, arranging reservations, catering, etc.). • Prepare, track and manage expense reports via expense reporting system – this is a high priority. • Act as backup to other department staff members as needed – this is a high priority. • Perform other duties or special projects as assigned. • Proactively identify operational risks/ control deficiencies in the business. • Review and comply with Firm Policies applicable to your business activities. • Escalate operational risk loss events, control deficiencies and risks that you identify to your line manager and relevant risk and control functions promptly. What do you need to succeed? • 5-10+ years relevant/Administrative Assistant experience. • Ability to prioritize and manage multiple tasks and projects. • Demonstrated computer skills, with an emphasis on MS office (Word, Excel and PowerPoint), Concur and CRM Salesforce. • Strong oral and written communication skills. • Excellent interpersonal skills with the ability to establish and maintain strong working relationships at all organizational levels • Good organization, follow-through, attention to detail and problem-solving skills. • Ability to take initiative, function independently, and work in a team. • Maintain the highest standards of professional and ethical conduct with strong oral and written communication skills. • Ability to handle sensitive and confidential information with discretion • Ability to work overtime as needed. • Preferred qualifications: Bachelor’s Degree and experience in financial services, or a regulated industry is advantageous What’s in it for you? We thrive on the challenge to be our best, progressive thinking to keep growing, and working together to deliver trusted advice to help our clients thrive and communities prosper. We care about each other, reaching our potential, making a difference to our communities, and achieving success that is mutual. • A comprehensive Total Rewards Program including bonuses and flexible benefits, competitive compensation, commissions, and stock where applicable • Leaders who support your development through coaching and managing opportunities • Ability to make a difference and lasting impact • Work in a dynamic, collaborative, progressive, and high-performing team • Opportunities to do challenging work • Opportunities to building close relationships with clients Job Skills Communication, Data Entry, Detail-Oriented, Email Services, Office Administration, Presentation Software, Spreadsheet Software, Teamwork, Time Management, Word Processing Software Additional Job Details Address: 609 MAIN STREET:HOUSTON City: Houston Country: United States of America Work hours/week: 40 Employment Type: Full time Platform: CAPITAL MARKETS Job Type: Regular Pay Type: Salaried Posted Date: 2026-03-02 Application Deadline: 2026-04-01 Note: Applications will be accepted until 11:59 PM on the day prior to the application deadline date above Inclusion and Equal Opportunity Employment At RBC, we believe an inclusive workplace that has diverse perspectives is core to our continued growth as one of the largest and most successful banks in the world. Maintaining a workplace where our employees feel supported to perform at their best, effectively collaborate, drive innovation, and grow professionally helps to bring our Purpose to life and create value for our clients and communities. RBC strives to deliver this through policies and programs intended to foster a workplace based on respect, belonging and opportunity for all. Join our Talent Community Stay in-the-know about great career opportunities at RBC. Sign up and get customized info on our latest jobs, career tips and Recruitment events that matter to you. Expand your limits and create a new future together at RBC. Find out how we use our passion and drive to enhance the well-being of our clients and communities at jobs.rbc.com. RBC is presently inviting candidates to apply for this existing vacancy. Applying to this posting allows you to express your interest in this current career opportunity at RBC. Qualified applicants may be contacted to review their resume in more detail.

Provide administrative support including calendar management, travel coordination, and expense reporting for executives. | Requires 5-10+ years of administrative assistant experience, proficiency in MS Office, Concur, Salesforce, and strong communication and discretion skills. | Job Description What is the Opportunity? We are seeking an experienced Administrative Assistant to provide comprehensive support to senior leadership and cross-functional teams. The ideal candidate will bring strong organizational skills, discretion, and the ability to manage competing priorities in a fast-paced environment. What will you do? Provide direct support to junior and senior level executives within the Global Investment Banking group. Distribute mail and coordinate courier service as needed. Answer and screen telephone calls in a courteous and professional manner. Make domestic and international travel arrangements and handle changes as needed. Manage executive calendars and scheduling. Coordinate meeting arrangements (setting up conference calls, scheduling meeting rooms, arranging reservations, catering, etc.). Prepare, track and manage expense reports via expense reporting system – this is a high priority. Act as backup to other department staff members as needed – this is a high priority. Perform other duties or special projects as assigned. Proactively identify operational risks/ control deficiencies in the business. Review and comply with Firm Policies applicable to your business activities. Escalate operational risk loss events, control deficiencies and risks that you identify to your line manager and relevant risk and control functions promptly. What do you need to succeed? 5-10+ years relevant/Administrative Assistant experience. Ability to prioritize and manage multiple tasks and projects. Demonstrated computer skills, with an emphasis on MS office (Word, Excel and PowerPoint), Concur and CRM Salesforce. Strong oral and written communication skills. Excellent interpersonal skills with the ability to establish and maintain strong working relationships at all organizational levels Good organization, follow-through, attention to detail and problem-solving skills. Ability to take initiative, function independently, and work in a team. Maintain the highest standards of professional and ethical conduct with strong oral and written communication skills. Ability to handle sensitive and confidential information with discretion Ability to work overtime as needed. Preferred qualifications: Bachelor’s Degree and experience in financial services, or a regulated industry is advantageous What’s in it for you? We thrive on the challenge to be our best, progressive thinking to keep growing, and working together to deliver trusted advice to help our clients thrive and communities prosper. We care about each other, reaching our potential, making a difference to our communities, and achieving success that is mutual. A comprehensive Total Rewards Program including bonuses and flexible benefits, competitive compensation, commissions, and stock where applicable Leaders who support your development through coaching and managing opportunities Ability to make a difference and lasting impact Work in a dynamic, collaborative, progressive, and high-performing team Opportunities to do challenging work Opportunities to building close relationships with clients Job Skills Communication, Data Entry, Detail-Oriented, Email Services, Office Administration, Presentation Software, Spreadsheet Software, Teamwork, Time Management, Word Processing Software Additional Job Details Address: 609 MAIN STREET:HOUSTON City: Houston Country: United States of America Work hours/week: 40 Employment Type: Full time Platform: CAPITAL MARKETS Job Type: Regular Pay Type: Salaried Posted Date: 2026-03-02 Application Deadline: 2026-04-01 Note: Applications will be accepted until 11:59 PM on the day prior to the application deadline date above Inclusion and Equal Opportunity Employment At RBC, we believe an inclusive workplace that has diverse perspectives is core to our continued growth as one of the largest and most successful banks in the world. Maintaining a workplace where our employees feel supported to perform at their best, effectively collaborate, drive innovation, and grow professionally helps to bring our Purpose to life and create value for our clients and communities. RBC strives to deliver this through policies and programs intended to foster a workplace based on respect, belonging and opportunity for all. Join our Talent Community Stay in-the-know about great career opportunities at RBC. Sign up and get customized info on our latest jobs, career tips and Recruitment events that matter to you. Expand your limits and create a new future together at RBC. Find out how we use our passion and drive to enhance the well-being of our clients and communities at jobs.rbc.com. RBC is presently inviting candidates to apply for this existing vacancy. Applying to this posting allows you to express your interest in this current career opportunity at RBC. Qualified applicants may be contacted to review their resume in more detail.

Manage securitization transactions, collateral monitoring, reporting, and compliance for RBC's securitization finance business. | Requires 1-3 years securitization experience, strong quantitative skills, finance or related degree, and ability to manage complex financial transactions. | Job Description PURPOSE: • This role is part of Securitization Financing Portfolio Management (SFPM), which is a closely integrated, cross-functional specialized team that provides various critical functions to RBCCM's Securitization Finance business within Global Markets. SFPM provides transactional execution support in the US, Canada, Europe and APAC for securitization transactions either funded directly on RBC's balance sheet or via the issuance of commercial paper by one of seven multi-seller RBC administered commercial paper conduits. SFPM also provides on-going at least monthly (some transactions daily) complex collateral monitoring, administration and reporting on a large and diverse portfolio of bespoke private securitization transactions across 25+ asset classes for over 125 clients • SFPM also performs daily management of all aspects of 7 individual finance companies of which 6 are separate and distinct from RBC providing funding to clients through the US & CAD ABCP markets • SFPM is a center of excellence in supporting structured finance transactions, and this role will also include nuances of operational, compliance, project management, front office origination, finance/accounting responsibilities and compiling data for internal and external constituents and performing a variety of administrative functions to ensure compliance with applicable by-laws, transaction legal documents and internal policies and procedures PRINCIPAL RESPONSIBILITIES: • Work with fellow SFPM team members to oversee and coordinate day-to-day management of 2 US RBC-administered ABCP conduit programs • Serve as first line of defense for on-going collateral monitoring for designated transactions. Identify any portfolio aberrations, deterioration or breaches of deal triggers • Assist with creating and maintaining custom seller report templates used to validate collateral reporting and borrowing base compliance as well as to track and store historical portfolio information • Enter key monthly portfolio statistics into the securitization collateral tracking systems to be able to monitor the risk in each transaction, recalculate the important metrics on the client report and produce reporting • Produce, review, finalize and distribute periodic reporting to commercial paper investors, rating agencies, risk management and other internal and external constituents • Help set portfolio administration standards and metrics to be monitored, and develop procedures and processes to help ensure consistent and accurate reporting for both new and existing transactions • Coordinate and lead deal closing and funding meetings with all relevant parties • Participate in due diligence meetings for new and existing clients • Review deal AUP audit reports and follow-up with Origination team on findings • Assist with the annual external audits of the 2 US ABCP conduits and periodic internal/external business audits • Develop knowledge of transactions and understanding of legal documents to be able to populate and maintain deal data in KME proprietary application • Review administration sections of legal documentation, including loan agreements and fee letters, to make sure bank operations (balance sheet deals) or sub-agent (conduit deals) can book and properly administer the transaction • Ensure required deal related documentation is retained • Facilitate with Origination team the on-boarding of new client or refresh of existing client for AML/KYC • Work with internal and external business partners to resolve operational or other issues • Participate in projects to implement new products, transaction types or expansion of existing products to new jurisdictions. Projects may also include enhancement to processes or systems • Proactively identify operational risks/ control deficiencies in the business • Review and comply with Firm Policies applicable to your business activities • Escalate operational risk loss events, control deficiencies and risks that you identify to your line manager and the relevant risk and control functions promptly. Failure to do so may subject you to disciplinary action, up to and including termination JOB SPECIFICATIONS AND QUALIFICATIONS: • MBA or undergraduate degree: finance, economics, accounting or mathematics preferred but not required • 1-3 years of prior Securitization experience at a financial institution, rating agency, issuing client or buy-side firm is preferred but not required • Solid understanding of capital and credit markets • Strong attention to detail • Strong quantitative and analytical skills • Ambitious individual with strong presentation skills • Possess strong written and oral communication skills • Ability to prioritize and effectively manage a large workload in a high-pressure environment • Ability to multi-task with little supervision • Ability to interact effectively & establish good working relationships with other personnel within RBC Capital Markets and external clients • High proficiency in Word, PowerPoint & Excel AUTHORITIES, IMPACT, RISK: • The position is based in Wilmington, DE • This role requires daily close integration with various RBC Securitization origination teams to ensure successful transaction execution, administration, collateral monitoring and reporting for bespoke securitization and structured products transactions • The employee is expected to conduct themselves in a manner that is consistent with the Securitization Financing group's business strategy of providing high quality products and services for RBC's clients • Employee is expected to identify and quantify the materiality of transaction and product risk, thereby providing a favorable risk/return profile for RBC in its various capacities • All respective approvals (business, credit, conduit) will be obtained for all transactions and activities as needed • Risks inherent in the Securitization Finance business include: credit risk, liquidity risk, documentation risk, mismatch risk, structural risk, servicing/administrative risk, complexity risk and reputational risk KEY RELATIONSHIPS Internal • Various origination teams in Securitization Finance • Various operations groups in US, Canada, UK and APAC • Financial and Regulatory Reporting groups, both local and head office • Compliance • Group Risk Management • Legal Department • Tax Department External • Clients • Other Financial Institutions • Rating Agencies • Legal Firms • Conduit Equity Provider • Outside Vendors WORKING CONDITIONS • Position may require limited travel to other US and international RBC offices • Working conditions are stressful at times • Considerable attention to detail is required • Hours may be long and can be highly unpredictable at times • The employee should be able to prioritize and multi-task in a fast-paced environment to effectively manage the primary responsibilities for this function Job Skills Adaptability, Critical Thinking, Customer Service, Detail-Oriented, Financial Engineering, Financial Statement Analysis, Investments Analysis, Personal Development, Personal Initiative, Teamwork Additional Job Details Address: 2751 CENTERVILLE ROAD:WILMINGTON City: Wilmington Country: United States of America Work hours/week: 40 Employment Type: Full time Platform: CAPITAL MARKETS Job Type: Regular Pay Type: Salaried Posted Date: 2026-02-24 Application Deadline: 2026-05-02 Note: Applications will be accepted until 11:59 PM on the day prior to the application deadline date above Inclusion and Equal Opportunity Employment At RBC, we believe an inclusive workplace that has diverse perspectives is core to our continued growth as one of the largest and most successful banks in the world. Maintaining a workplace where our employees feel supported to perform at their best, effectively collaborate, drive innovation, and grow professionally helps to bring our Purpose to life and create value for our clients and communities. RBC strives to deliver this through policies and programs intended to foster a workplace based on respect, belonging and opportunity for all. Join our Talent Community Stay in-the-know about great career opportunities at RBC. Sign up and get customized info on our latest jobs, career tips and Recruitment events that matter to you. Expand your limits and create a new future together at RBC. Find out how we use our passion and drive to enhance the well-being of our clients and communities at jobs.rbc.com. RBC is presently inviting candidates to apply for this existing vacancy. Applying to this posting allows you to express your interest in this current career opportunity at RBC. Qualified applicants may be contacted to review their resume in more detail.

Managing logistics and supply chain operations, optimizing processes, and leading cross-functional initiatives. | Extensive experience in logistics, supply chain, and data-driven process improvements, with no mention of fintech or payments expertise. | Job Description What is the opportunity? The Senior Product Manager for Money Movement is the architect of how capital flows into and out of RBC Wealth Management-US. The focus of this role will be on the "velocity of money"—ensuring that high-net-worth clients can move funds via ACH, Bill Pay, and P2P (e.g., Zelle) with minimal friction and maximum speed. This is a high-impact role that sits at the intersection of Product Innovation and Strategic Risk Management. This position will lead the development of intelligent movement rails that increase funds availability and transaction limits for Wealth Management-US’s most valued clients, while simultaneously building the infrastructure to protect the firm and our clients from evolving threats. What will you do? • Design and execute a strategy to transition from traditional "next-day" settlement to near-real-time and enhance ACH capabilities • Direct the evolution of the P2P payment experience, tailoring standard consumer tools to handle the higher-value transaction profiles typical of wealth management clients • Modernize the Digital Bill Pay suite, moving beyond legacy platforms to a streamlined, integrated experience that handles complex recurring payments • Lead the product vision for a Variable Limits Engine that dynamically adjusts transfer caps based on real-time risk signals (e.g., Client AUM, account tenure, behavioral patterns, and multi-factor authentication strength) • Optimize "Hold" logic for incoming transfers to increase immediate funds availability for trading, using risk-based segmentation to balance liquidity needs with the bank's risk appetite • Integrate advanced authentication and behavioral analytics into the money movement flow to reduce "friendly fraud" and account takeovers • Act as the primary liaison between the Wealth Management Product team and the Enterprise Payments team to ensure wealth-specific requirements are prioritized in the broader bank roadmap • Lead a cross-functional "Squad" including Engineers, UX Designers, Risk Officers, and Legal Counsel to move features from ideation to production • Drive the adoption of API-first architecture to allow for more flexible money movement integrations with third-party fintech apps and aggregators • Ensure all money movement workflows comply with Regulation E, NACHA rules, and evolving AML/CTF (Anti-Money Laundering) requirements • Monitor operational health through dashboards tracking "Success Rates," "Time to Settle," and "Return/Reversal Rates" What do you need to succeed? Must-have • Bachelor’s degree in finance, business or related field • 7+ years in Product Management, with at least 4 years focused on Payments, Money Movement, or FinTech Risk • Expert knowledge of ACH (Standard, Same-Day), Bill Pay rails, and P2P networks. Familiarity with The Clearing House (TCH) or FedNow is a major plus • Demonstrated experience working with Risk/Fraud models to tune "False Positive" rates and improve the client experience without increasing losses • Ability to use data to justify higher limits and faster availability cycles; comfortable with SQL, Tableau, or similar data tools • Ability to navigate a complex matrixed environment and build consensus among competing stakeholders (e.g., Sales vs. Compliance) What’s in it for you? We thrive on the challenge to be our best, progressive thinking to keep growing, and working together to deliver trusted advice to help our clients thrive and communities prosper. We care about each other, reaching our potential, making a difference to our communities, and achieving success that is mutual. • A comprehensive Total Rewards Program include competitive compensation and flexible benefits, such as 401(k) program with company-matching contributions, health, dental, vision, life, disability insurance, and paid-time off. • Leaders who support your development through coaching and managing opportunities. • Ability to make a difference and lasting impact. • Work in a dynamic, collaborative, progressive, and high-performing team. • Opportunities to do challenging work. • Opportunities to build close relationships with clients. The expected salary range for this particular position is $90,000-$160,000, (Minneapolis) depending on your experience, skills, and registration status, market conditions and business needs. You have the potential to earn more through RBC’s discretionary variable compensation program which gives you an opportunity to increase your total compensation, provided the business meets its performance targets and you meet your individual goals. RBC’s compensation philosophy and principles recognize the importance of a highly qualified global workforce and plays a critical role in attracting, engaging and retaining talent that: • Drives RBC’s high-performance culture • Enables collective achievement of our strategic goals • Generates sustainable shareholder returns and above market shareholder value Job Skills Communication, Critical Thinking, Group Problem Solving, Knowledge Organization, Long Term Planning, Product Development Lifecycle, Product Manufacturing, Product Services, Product Testing, Waterfall Model Additional Job Details Address: 6000 FAIRVIEW ROAD:CHARLOTTE City: Charlotte Country: United States of America Work hours/week: 40 Employment Type: Full time Platform: WEALTH MANAGEMENT Job Type: Regular Pay Type: Salaried Posted Date: 2026-01-29 Application Deadline: Note: Applications will be accepted until 11:59 PM on the day prior to the application deadline date above Inclusion and Equal Opportunity Employment At RBC, we believe an inclusive workplace that has diverse perspectives is core to our continued growth as one of the largest and most successful banks in the world. Maintaining a workplace where our employees feel supported to perform at their best, effectively collaborate, drive innovation, and grow professionally helps to bring our Purpose to life and create value for our clients and communities. RBC strives to deliver this through policies and programs intended to foster a workplace based on respect, belonging and opportunity for all. Join our Talent Community Stay in-the-know about great career opportunities at RBC. Sign up and get customized info on our latest jobs, career tips and Recruitment events that matter to you. Expand your limits and create a new future together at RBC. Find out how we use our passion and drive to enhance the well-being of our clients and communities at jobs.rbc.com. RBC is presently inviting candidates to apply for this existing vacancy. Applying to this posting allows you to express your interest in this current career opportunity at RBC. Qualified applicants may be contacted to review their resume in more detail.

Lead the development and modernization of cash management products for high-net-worth clients, ensuring seamless digital experiences and compliance. | 7+ years in product management within wealth management or digital banking, deep understanding of payment systems, experience in Agile environments, and ability to influence senior leadership. | Job Description What is the opportunity? The Senior Product Manager for Cash Products will lead the evolution of RBC Wealth Management-US’s cash management suite. The focus of this role will be to provide high-net-worth (HNW) and ultra-high-net-worth (UHNW) clients with a seamless, "private bank" digital experience that allows clients to manage their operational cash with the same sophistication as their investment portfolios. This role will have end-to-end product responsibility for Debit Cards, Checks, and Wires, ensuring these foundational banking services are integrated into a modern, consumer-grade digital ecosystem. The incumbent of this role will bridge the gap between traditional wealth management services and cutting-edge consumer digital banking. What will you do? • Define the multi-year roadmap for operational cash at RBC Wealth Management-US, prioritizing features that reduce friction in moving and spending money • Benchmark RBC’s cash products against both traditional competitors and fintech disruptors to ensure a market-leading client experience • Advocate for "Total Wealth" visibility, ensuring clients can view and move cash across brokerage and banking accounts effortlessly • Lead the delivery of new banking features, specifically focusing on the modernization of Wires (domestic and international) and Digital Debit Card management (instant issuance, spend controls) • Own the lifecycle of Check-related services, including remote deposit capture and digital check ordering/management • Translate complex regulatory and compliance requirements into intuitive user stories and technical specifications • Partner with Consumer Digital Product teams to leverage enterprise-level banking rails while customizing the UI/UX for the specific needs of Wealth Management clients • Collaborate with Legal, Risk, Compliance and other key internal partners to ensure all money-movement features meet stringent anti-money laundering (AML) and "Know Your Customer" (KYC) standards • Work closely with Financial Advisors to gather feedback and ensure digital tools empower the advisor-client relationship • Define and track North Star metrics, such as Cash-to-AUM ratios, digital adoption rates for wire transfers, and debit card interchange revenue • Utilize client analytics to identify pain points in the money-movement funnel and iterate on the user experience What do you need to succeed? Must-have • Bachelor’s degree in finance, business or related field • 7+ years in Product Management, specifically within Wealth Management, Private Banking, or Consumer Digital Banking • Deep understanding of payment rails (ACH, Fedwire, SWIFT) and the lifecycle of debit card processing and physical/digital check issuance • Experience working in an Agile environment, collaborating directly with engineering teams to deploy APIs and microservices • A proven track record of delivering high-end digital experiences; you understand that for a wealth client, "simple" is a luxury • Exceptional ability to influence senior leadership (Director/MD levels) and present complex product trade-offs clearly What’s in it for you? We thrive on the challenge to be our best, progressive thinking to keep growing, and working together to deliver trusted advice to help our clients thrive and communities prosper. We care about each other, reaching our potential, making a difference to our communities, and achieving success that is mutual. • A comprehensive Total Rewards Program include competitive compensation and flexible benefits, such as 401(k) program with company-matching contributions, health, dental, vision, life, disability insurance, and paid-time off. • Leaders who support your development through coaching and managing opportunities. • Ability to make a difference and lasting impact. • Work in a dynamic, collaborative, progressive, and high-performing team. • Opportunities to do challenging work. • Opportunities to build close relationships with clients. The expected salary range for this particular position is $90,000-$160,000, (Minneapolis) depending on your experience, skills, and registration status, market conditions and business needs. You have the potential to earn more through RBC’s discretionary variable compensation program which gives you an opportunity to increase your total compensation, provided the business meets its performance targets and you meet your individual goals. RBC’s compensation philosophy and principles recognize the importance of a highly qualified global workforce and plays a critical role in attracting, engaging and retaining talent that: • Drives RBC’s high-performance culture • Enables collective achievement of our strategic goals • Generates sustainable shareholder returns and above market shareholder value Job Skills Communication, Critical Thinking, Group Problem Solving, Knowledge Organization, Long Term Planning, Product Development Lifecycle, Product Manufacturing, Product Services, Product Testing, Waterfall Model Additional Job Details Address: 6000 FAIRVIEW ROAD:CHARLOTTE City: Charlotte Country: United States of America Work hours/week: 40 Employment Type: Full time Platform: WEALTH MANAGEMENT Job Type: Regular Pay Type: Salaried Posted Date: 2026-01-29 Application Deadline: Note: Applications will be accepted until 11:59 PM on the day prior to the application deadline date above Inclusion and Equal Opportunity Employment At RBC, we believe an inclusive workplace that has diverse perspectives is core to our continued growth as one of the largest and most successful banks in the world. Maintaining a workplace where our employees feel supported to perform at their best, effectively collaborate, drive innovation, and grow professionally helps to bring our Purpose to life and create value for our clients and communities. RBC strives to deliver this through policies and programs intended to foster a workplace based on respect, belonging and opportunity for all. Join our Talent Community Stay in-the-know about great career opportunities at RBC. Sign up and get customized info on our latest jobs, career tips and Recruitment events that matter to you. Expand your limits and create a new future together at RBC. Find out how we use our passion and drive to enhance the well-being of our clients and communities at jobs.rbc.com. RBC is presently inviting candidates to apply for this existing vacancy. Applying to this posting allows you to express your interest in this current career opportunity at RBC. Qualified applicants may be contacted to review their resume in more detail.

Analyze and clean complex data sets, map business processes, gather and document business requirements, support design and rollout of a unified data platform, and collaborate with stakeholders and developers. | 4-7 years of business analysis or project management experience, strong SQL skills, familiarity with AI tools, software development lifecycle knowledge, proficiency with collaboration tools, and excellent communication and stakeholder management skills. | Job Description • Overview We are seeking a motivated and technically adept Business Analyst (Associate) to join our Municipal Investment Banking & Community Investments team. This role will be central to designing and implementing a unified data platform that will consolidate disparate systems currently used across our low-income housing tax credit (LIHTC) syndication business (RBC Community Investments) along with building and enhancing systems that serve the Municipal Investment Banking business. The candidate will work closely with senior leadership, internal developers, and third-party vendors to map business processes, analyze and clean complex data sets, write business requirements, and support the design and launch of proprietary systems that will serve as the backbone of our Municipal Investment Banking and Community Investments businesses. These new systems are being designed with a heavy emphasis on AI and agentic workflows, so this candidate will have the opportunity to work with many cutting-edge AI technologies. This is a unique opportunity to join a mission-driven group within an investment bank that finances the creation of public infrastructure and affordable housing while developing innovative technology solutions from the ground up. Key Responsibilities Business Process Mapping • Meet with business stakeholders to document workflows, information management practices, and data flows. • Identify gaps, inefficiencies, and opportunities for process and data integration. • Data Analysis & Management • Work with large, complex SQL-based datasets to understand structure and relationships. • Collaborate with business users to reconcile data definitions with real-world use cases. • Clean, map, and organize data for migration into a unified system. • Requirements Gathering & Documentation • Translate business needs into clear, detailed business requirements and functional specifications. • Partner with banking technology team members and application developers (in-house and contractors) to assist in managing development efforts. • Technology Development & Implementation • Support design, build, testing, and rollout of the new data platform. • Coordinate UAT, training, and adoption across business users. • Provide ongoing support and manage iterative enhancements post-launch. • Ad-Hoc Model & Report Development • Assist in the production of automated financial models and reports leveraging Python, Excel VBA Macros and/or SQL Excel connections. • Cross-Functional Collaboration • Serve as a liaison between Community Investments business stakeholders, senior management and technology teams. • Ensure alignment across diverse stakeholders on project goals, priorities, and timelines. • Qualifications Experience: • 4–7 years of experience in business analysis, product management, or program/project management roles within real estate technology or financial services. • Experience with affordable housing, LIHTC, or asset management data (a plus, but not required). • Technical Skills: • Experience with AI systems and tools. Familiarity with commonly used LLMs and APIs. Proficiency with GitHub Copilot and/or Claude Code a plus. • Strong proficiency in SQL; ability to analyze large, complex datasets. • Familiarity with data modeling, ETL processes, and database design concepts. • Understanding of software development lifecycles and agile methodologies. • Familiarity with Python, JavaScript (React, Angular, NodeJS) and HTML/CSS. • Proficient with Microsoft productivity applications (Excel, Word & PowerPoint), ideally with experience writing macros in VBA. • Experience using collaboration tools (JIRA, Confluence, SharePoint, Figma) preferred. • Business Skills: • Excellent requirements gathering, documentation, and stakeholder management skills. • Strong written and verbal communication, able to translate technical topics for non-technical stakeholders. • Experience working directly with application developers. • Comfort working in a fast-paced, build-from-scratch environment. • Comfort managing long-term, large-scale projects. • Education • Bachelor's degree in finance, real estate, computer science, information systems, or related field. • Advanced degree or certifications (PMP, CBAP, etc.) a plus but not required. • Attributes of a Strong Candidate • Comfortable toggling between high-level process mapping and hands-on data analysis. • Energized by building bespoke solutions, not just implementing off-the-shelf tools. • Excited about affordable housing, community development, and impact-driven finance. • A team player who wants to stick with the platform long term, supporting both its initial launch and its ongoing evolution. • What’s in it for you? We thrive on the challenge to be our best, progressive thinking to keep growing, and working together to deliver trusted advice to help our clients thrive and communities prosper. We care about each other, reaching our potential, making a difference to our communities, and achieving success that is mutual. • A comprehensive Total Rewards Program include competitive compensation and flexible benefits, such as 401(k) program with company-matching contributions, health, dental, vision, life, disability insurance, and paid-time off. • Leaders who support your development through coaching and managing opportunities. • Ability to make a difference and lasting impact. • Work in a dynamic, collaborative, progressive, and high-performing team. • Opportunities to do challenging work. • Opportunities to build close relationships with clients. • You have the potential to earn more through RBC’s discretionary variable compensation program which gives you an opportunity to increase your total compensation, provided the business meets its performance targets and you meet your individual goals. RBC’s compensation philosophy and principles recognize the importance of a highly qualified global workforce and plays a critical role in attracting, engaging and retaining talent that: • Drives RBC’s high-performance culture • Enables collective achievement of our strategic goals • Generates sustainable shareholder returns and above market shareholder value • The expected salary range for this particular position is $100,000- $135,000, depending on your experience, skills, and registration status, market conditions and business needs. Job Skills Adaptability, Critical Thinking, Customer Service, Detail-Oriented, Financial Engineering, Financial Statement Analysis, Investments Analysis, Personal Development, Personal Initiative, Teamwork Additional Job Details Address: 2100 PENNSYLVANIA AVENUE NORTHWEST:WASHINGTON City: Washington Country: United States of America Work hours/week: 40 Employment Type: Full time Platform: CAPITAL MARKETS Job Type: Regular Pay Type: Salaried Posted Date: 2025-09-10 Application Deadline: Note: Applications will be accepted until 11:59 PM on the day prior to the application deadline date above Inclusion and Equal Opportunity Employment At RBC, we believe an inclusive workplace that has diverse perspectives is core to our continued growth as one of the largest and most successful banks in the world. Maintaining a workplace where our employees feel supported to perform at their best, effectively collaborate, drive innovation, and grow professionally helps to bring our Purpose to life and create value for our clients and communities. RBC strives to deliver this through policies and programs intended to foster a workplace based on respect, belonging and opportunity for all. Join our Talent Community Stay in-the-know about great career opportunities at RBC. Sign up and get customized info on our latest jobs, career tips and Recruitment events that matter to you. Expand your limits and create a new future together at RBC. Find out how we use our passion and drive to enhance the well-being of our clients and communities at jobs.rbc.com.