Rain

Lead and manage compliance programs and audits across multiple frameworks including PCI, SOC 1/2, GDPR, and DORA, ensuring regulatory adherence and operational compliance. | 3-7+ years in compliance, GRC, or security assurance with deep familiarity in SOC 2, SOC 1, GDPR, PCI, strong program management, and communication skills. | Overview At Rain, we’re rebuilding the global financial pipes money flows through. Our infrastructure makes stablecoins usable in the real world by powering credit card transactions, cross-border payments, B2B purchases, remittances, and more. We partner with fintechs, neobanks, and institutions to help them launch solutions that are global, inclusive, and efficient. If you’re curious, bold, and excited to help shape a borderless financial system, we’d love to talk. Our Ethos Operating at the epicenter of stablecoin innovation means moving fast and thinking globally. Our team reflects the diverse, international audiences we serve. We hire people who stay agile as the tide ebbs and flows, fix what’s broken without waiting, chase trends before they peak, and remember to have fun through it all. Much of our product team is based in NYC so we prefer in-person but we would be open to fully remote candidates in exceptional cases. What you'll do Own Rain’s compliance program across DORA, SOC 2, SOC 1, GDPR, and PCI, ensuring we meet and exceed regulatory and audit requirements. Lead all compliance audits and certifications end-to-end — including renewals, observation periods, and new certifications Rain chooses to pursue. Maintain and evolve Rain’s policies, keeping them up-to-date, consistent across entities, and aligned with regulatory expectations. Ensure operational adherence by partnering with engineering, security, legal, and operations to make sure we are doing what we say we are doing in our policies. Build a proactive compliance culture, helping the team understand obligations and embedding compliance into day-to-day decision making. Identify gaps and risks early, then drive remediation plans to keep Rain audit-ready at all times. Assist the team in other compliance related activities including actionalize and refine KYB, KYC and AML processes and procedures based on best practices informed by operational data. What we're looking for 3–7+ years of compliance, GRC, or security assurance experience, ideally in fintech, payments, SaaS, or other regulated industries. Deep familiarity with SOC 2, SOC 1, GDPR, PCI, and other compliance frameworks, with a proven track record of leading successful audits. Excellent program management skills — you can coordinate across teams, manage timelines, and keep multiple compliance workstreams moving. Strong attention to detail with the ability to turn complex requirements into clear, actionable tasks. Strong communication and influence skills, able to work with everyone from engineers to executives to external auditors. Nice to haves, but not mandatory Experience in card issuing, stablecoins, payments, or cross-border fintech products. Familiarity with ISO 27001, DORA, or other emerging global regulations. Experience will tools like Vanta Benefits Our team works hard, so we make sure our benefits do too. Here’s what you can expect as a Rainmaker: Top-tier coverage: We cover 95% of Medical, Dental, and Vision premiums. Ownership that matters: Every team member gets equity because we believe in building together. Work your way: Flexible hybrid setup with a prime SoHo office for NYC-based teammates. Unlimited PTO: Because time to rest and reset is just as important as time to ship. Product-first perks: Monthly budget to test our cards and features like a real user. Wellness support: Monthly stipend to spend on fitness, therapy, or whatever keeps you thriving. Home office setup: One-time stipend to create a space that works for you. Team connection: Frequent company events, team dinners, and offsites to stay connected. Compensation will vary based on experience from $65,000-$110,000 Open to candidates in the US and EU

Own the end-to-end process for partner onboarding and regulatory workflows, ensuring accuracy and speed. Coordinate inputs across various departments to facilitate faster partnerships. | Candidates should have at least 1 year of experience in business operations or a related field, with strong attention to detail and project management skills. Familiarity with compliance concepts and tools is also required. | Overview At Rain, we’re rebuilding the global financial pipes money flows through. Our infrastructure makes stablecoins usable in the real world by powering credit card transactions, cross-border payments, B2B purchases, remittances, and more. We partner with fintechs, neobanks, and institutions to help them launch solutions that are global, inclusive, and efficient. If you’re curious, bold, and excited to help shape a borderless financial system, we’d love to talk. Our Ethos Operating at the epicenter of stablecoin innovation means moving fast and thinking globally. Our team reflects the diverse, international audiences we serve. We hire people who stay agile as the tide ebbs and flows, fix what’s broken without waiting, chase trends before they peak, and remember to have fun through it all. What we're looking for Rain is looking for a Business Operations Analyst to be the engine behind our partner onboarding and regulatory workflows. In this role, you’ll own the end-to-end process for partner questionnaires, due-diligence packages, and regulatory/operational forms—driving accuracy, speed, and cross-functional coordination so we can ship partnerships faster. What You'll Do Own completion, submission, and tracking of partner questionnaires, network forms, and vendor onboarding packets; manage signatures, evidence, and deadlines. Coordinate inputs across Legal, Compliance, Risk, Finance, Engineering, and Product; translate technical concepts into clear, consistent responses. Build and maintain a single source of truth; continuously improve templates to reduce cycle time and errors. Stand up lightweight reporting and dashboards for pipeline, SLAs, blockers, and renewals; communicate status updates proactively to stakeholders. Support broader BizOps: process mapping, policy documentation, light analyses, contract tracking, and ad-hoc projects. What you will bring to Rain 1+ years of experience in business operations, partner operations, compliance operations, or similar at a fintech, payments, or B2B SaaS company Meticulous attention to detail and exceptional written communication; you can turn messy inputs into precise, audit-ready responses. Strong project management—owning timelines, driving cross-functional alignment, and hitting SLAs without hand-holding. Familiarity with concepts like KYC/KYB, AML, information security controls, and vendor risk; comfort working with legal/compliance documentation. Tool fluency: Google Workspace, spreadsheets, e-signature, ticketing tools (linear), and the ability to quickly learn new systems. Desirable but not mandatory Experience with card issuing, payment networks, cross-border payments, or stablecoins. Experience building response libraries/knowledge bases and automating workflows. Benefits Our team works hard, so we make sure our benefits do too. Here’s what you can expect as a Rainmaker: Top-tier coverage: We cover 95% of Medical, Dental, and Vision premiums. 401(k) with matching: Invest in your future, just like we’re investing in ours. Ownership that matters: Every team member gets equity because we believe in building together. Work your way: Flexible hybrid setup with a prime SoHo office for NYC-based teammates. Unlimited PTO: Because time to rest and reset is just as important as time to ship. Product-first perks: Monthly budget to test our cards and features like a real user. Wellness support: Monthly stipend to spend on fitness, therapy, or whatever keeps you thriving. Home office setup: One-time stipend to create a space that works for you. Team connection: Frequent company events, team dinners, and offsites to stay connected. Compensation will vary based on experience from $60,000-$90,000

As a Licensing Associate, you will drive the regulatory licensing strategy across U.S. and international markets. You will support the process of obtaining and maintaining Money Transmitter Licenses and manage applications for international regulatory licenses. | The role requires a minimum of 2 years of experience in regulatory licensing or related fields, preferably within fintech or financial services. Strong understanding of U.S. state-level financial regulation and exceptional organizational skills are essential. | Overview At Rain, we’re building the financial infrastructure that connects people and businesses across borders. To power that mission, we must navigate one of the most complex regulatory environments in the world. Our Licensing Associates ensure that we not only keep up with regulatory demands, but stay ahead of them—unlocking access to new markets and enabling compliant global growth. Our Ethos Operating at the epicenter of stablecoin innovation means moving fast and thinking globally. Our team reflects the diverse, international audiences we serve. We hire people who stay agile as the tide ebbs and flows, fix what’s broken without waiting, chase trends before they peak, and remember to have fun through it all. What You'll Do As a Licensing Associate, you’ll be responsible for driving our regulatory licensing strategy across the U.S. and international markets. This role sits at the heart of our compliance and expansion roadmap, ensuring we have the approvals in place to operate globally. You will: Support the end-to-end process of obtaining and maintaining Money Transmitter Licenses (MTLs) across U.S. states. Manage applications for international regulatory licenses (e.g., EMI, VASP, payment institution, or equivalent licenses depending on jurisdiction). Draft, review, and submit licensing applications and supporting documentation, ensuring accuracy and timeliness. Coordinate with Legal, Compliance, Finance, and Operations teams to ensure license obligations are embedded into day-to-day operations. Track deadlines, renewals, and obligations in a centralized system and ensure proactive renewals and regulatory updates. Monitor regulatory developments globally and flag changes that may impact licensing strategy or requirements. Contribute to process improvements to make licensing more scalable, efficient, and audit-ready. What you will bring to Rain Minimum 2 years’ experience in regulatory licensing, compliance, legal, or related fields (preferably within fintech, payments, or financial services). Hands-on experience with MTLs or similar financial regulatory licenses strongly preferred. Strong understanding of U.S. state-level financial regulation and/or international licensing regimes. Exceptional organizational skills—able to manage multiple applications, renewals, and regulatory engagements simultaneously. Clear, confident communicator, comfortable working with regulators, counsel, and cross-functional internal teams. Detail-oriented with excellent writing and documentation skills. Bonus: Prior experience scaling licensing processes for a high-growth fintech or crypto company. Benefits Our team works hard, so we make sure our benefits do too. Here’s what you can expect as a Rainmaker: Top-tier coverage: We cover 95% of Medical, Dental, and Vision premiums. 401(k) with matching: Invest in your future, just like we’re investing in ours. Ownership that matters: Every team member gets equity because we believe in building together. Work your way: Flexible hybrid setup with a prime SoHo office for NYC-based teammates. Unlimited PTO: Because time to rest and reset is just as important as time to ship. Product-first perks: Monthly budget to test our cards and features like a real user. Wellness support: Monthly stipend to spend on fitness, therapy, or whatever keeps you thriving. Home office setup: One-time stipend to create a space that works for you. Team connection: Frequent company events, team dinners, and offsites to stay connected. Compensation will vary based on experience

Advise on U.S. and international payments regulations, draft and negotiate commercial agreements, manage licensing and compliance obligations, and support regulatory audits and strategy. | JD with 3-6 years legal experience in payments, fintech, or financial services regulation, strong knowledge of payments regulatory frameworks, contract negotiation skills, and preferably some crypto or in-house fintech experience. | About Us At Rain, we’re building the rails for compliant, global payments. That means navigating complex financial regulations while partnering with regulators, banks, and innovators to unlock new opportunities. Our legal team is small but mighty, helping the company scale responsibly while staying at the cutting edge of payments and fintech law. As Payments Counsel, you’ll be at the intersection of law, technology, and financial access. You’ll help build compliant products that scale globally while solving some of the most complex regulatory challenges in fintech. This is a chance to make real impact in a fast-moving industry while growing your career alongside an ambitious team. Our Ethos Operating at the epicenter of stablecoin innovation means moving fast and thinking globally. Our team reflects the diverse, international audiences we serve. We hire people who stay agile as the tide ebbs and flows, fix what’s broken without waiting, chase trends before they peak, and remember to have fun through it all. What we're looking for We’re looking for a Payments Counsel to join our growing Legal team. You’ll be a trusted advisor across the business, ensuring our products, licenses, and partnerships are structured and executed in compliance with applicable payments regulations. This is a highly cross-functional role, working closely with Compliance, Risk, Product, and Business Development. What You'll Do Advise on U.S. and international payments regulations, including money transmission, stored value, card networks, e-money, and virtual asset frameworks. Partner with Compliance and Licensing teams on MTL applications, international licenses, and ongoing obligations. Draft card holder agreements across multiple jurisdictions Draft, review, and negotiate commercial agreements with banks, payment processors, card networks, and vendors. Provide practical guidance on consumer protection requirements. Privacy experience is a plus. Manage relationships with outside counsel on specialized regulatory or jurisdictional issues. Assist with responses to regulators and participate in audits, exams, and inquiries. Stay ahead of regulatory changes affecting payments, crypto, and fintech; help shape internal strategy and external engagement. What you will bring to Rain JD from a top level law program. Preference for US trained lawyers but international JDs will be considered At least 3–6 years of legal experience, focused on payments, fintech, financial services regulation, or related areas. Strong understanding of domestic and international payments regulations: MTLs, Durbin, EMI/e-money, card scheme rules, PSD2, or equivalent international frameworks. Experience advising on commercial contracts and regulatory issues for fintech or payments companies. Excellent written and verbal communication skills; able to translate complex regulation into clear business advice. Collaborative, business-oriented mindset; comfortable working across multiple teams and time zones. Digital assets / crypto regulatory experience a strong plus (e.g., VASP regimes, MiCA, SEC/CFTC frameworks, or equivalent). Bonus: Prior in-house experience at a fintech, payments company, or financial regulator. Benefits Our team works hard, so we make sure our benefits do too. Here’s what you can expect as a Rainmaker: Top-tier coverage: We cover 95% of Medical, Dental, and Vision premiums. 401(k) with matching: Invest in your future, just like we’re investing in ours. Ownership that matters: Every team member gets equity because we believe in building together. Work your way: Flexible hybrid setup with a prime SoHo office for NYC-based teammates. Unlimited PTO: Because time to rest and reset is just as important as time to ship. Product-first perks: Monthly budget to test our cards and features like a real user. Wellness support: Monthly stipend to spend on fitness, therapy, or whatever keeps you thriving. Home office setup: One-time stipend to create a space that works for you. Team connection: Frequent company events, team dinners, and offsites to stay connected. Compensation will vary based on experience

The Finance Analyst will analyze financial statements and support month-end and year-end close processes. They will collaborate with cross-functional teams to optimize financial processes and assist with data-driven decision-making initiatives. | Candidates should have a Bachelor’s degree in Finance, Accounting, Economics, or a related field, along with strong knowledge of accounting principles and financial reporting standards. Proficiency in financial modeling and advanced Excel skills are also required. | Overview At Rain, we’re rebuilding the global financial pipes money flows through. Our infrastructure makes stablecoins usable in the real world by powering credit card transactions, cross-border payments, B2B purchases, remittances, and more. We partner with fintechs, neobanks, and institutions to help them launch solutions that are global, inclusive, and efficient. If you’re curious, bold, and excited to help shape a borderless financial system, we’d love to talk. Our Ethos Operating at the epicenter of stablecoin innovation means moving fast and thinking globally. Our team reflects the diverse, international audiences we serve. We hire people who stay agile as the tide ebbs and flows, fix what’s broken without waiting, chase trends before they peak, and remember to have fun through it all. What we're looking for Rain is looking for a Finance Analyst, in this role, you’ll work closely with our finance team to help streamline and manage our finance initiatives. What you'll do Analyze financial statements, balance sheets, and profit-and-loss statements to identify trends and insights. Support month-end and year-end close processes, ensuring accuracy in financial reporting Collaborate with cross-functional teams to optimize financial processes and controls Assist with ad hoc financial projects and data-driven decision-making initiatives Synthesize complex financial analysis into easily digestible and actionable communications for our partners to support decision-making Develop and maintain accounting policies and procedural documentation What you will bring to Rain Bachelor’s degree in Finance, Accounting, Economics, or a related field Strong knowledge of accounting principles, GAAP, IFRS, and financial reporting standards Proficiency in financial modeling, forecasting, and budgeting. Advanced Excel skills and familiarity with ERP systems (SAP, Oracle, QuickBooks, NetSuite, etc.) Background in cost accounting or financial risk management Proven track record of complex problem solving and decision-making skills Strong analytical skills and team player Desirable but not mandatory: Blockchain and Crypto Accounting experience Professional certifications such as CPA, CMA, or CFA are a plus Benefits Our team works hard, so we make sure our benefits do too. Here’s what you can expect as a Rainmaker: Top-tier coverage: We cover 95% of Medical, Dental, and Vision premiums. 401(k) with matching: Invest in your future, just like we’re investing in ours. Ownership that matters: Every team member gets equity because we believe in building together. Work your way: Flexible hybrid setup with a prime SoHo office for NYC-based teammates. Unlimited PTO: Because time to rest and reset is just as important as time to ship. Product-first perks: Monthly budget to test our cards and features like a real user. Wellness support: Monthly stipend to spend on fitness, therapy, or whatever keeps you thriving. Home office setup: One-time stipend to create a space that works for you. Team connection: Frequent company events, team dinners, and offsites to stay connected. Compensation will vary based on experience from $50,000-$150,000