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Assist customers, generate leads, and maintain store presentation. | High school diploma, retail experience, basic math skills, customer service skills, familiarity with sales practices. | As Marqeta’s Credit Risk Senior Analyst, you will lead our underwriting strategy helping us to launch successful credit programs. You will drive innovation to establish best in class credit strategies and underwriting models. You will work closely with internal stakeholders including Banking, Product, Finance, and Data while partnering and building strong relationships with external bank partners and customers. We work Flexible First. This role can be performed remotely within the United States. We’d love for you to join us! The Impact You’ll Have Evaluate and refine credit policies and models for both consumer and SMB credit cards to minimize losses and enhance profitability. Develop and implement tailored, data-driven strategies for effective management of the consumer and SMB credit card portfolios. Conduct risk segmentation, behavioral, loss forecasting, line management and other empirical analyses to support and refine credit models used in underwriting practices for consumer and SMB credit card portfolios. Build dashboards and present regular reports on key performance indicators (KPIs) and key risk indicators (KRIs) specific to consumer and SMB credit cards to senior management. Maintain up-to-date knowledge of regulations and compliance requirements affecting both consumer and SMB credit card products. Who You Are Bachelor’s degree in Mathematics, Statistics, Economics, Finance, or another quantitative field. Minimum of 3 years of professional experience in a financial institution with a focus on credit risk analysis. Advanced proficiency in SQL and experience with statistical modeling, including machine learning techniques. Demonstrated ability to solve white space problems and develop innovative solutions. Exceptional attention to detail and the ability to work independently on complex projects. Strong communication skills, with experience in presenting and explaining complex data to senior leadership. Innate curiosity to dive into a problem with minimal instruction to discover what the issue might be. Nice-to-Haves: Master’s degree in a related field. Proficiency in Python and R for data analysis and modeling. Direct experience in managing consumer and SMB credit card portfolios. Experience with automated decision engines In-depth knowledge of regulatory standards specific to the credit card industry. Your Manager Neha Nanda, Senior Director, Credit Risk Our (typical) process: Application Submission Recruiter video call Hiring manager video call Virtual “Onsite” consisting of 4-5, 45 min calls Offer! Compensation and Benefits Marqeta is a Flex First company which allows you to choose your best working environment, whether that be from home or at a company office. To support Flex First, we calibrate pay to a competitive value according to working location. Compensation is aligned according to three tiers within the United States: National: A baseline tier that applies to most of the geographic territory of the United States. Premium: Slightly elevated from the National tier, and oriented toward a narrower set of higher cost-of-living areas, such as Los Angeles CA and Seattle WA Premium Plus: A tier for the most expensive working areas, like the San Francisco Bay area and New York City. Visit this page or consult with a Recruiter to determine which tier would be applicable to you. When determining salaries, we consider several factors including, but not limited to, skills, prior experience, and work location. The new-hire base salary range for this position is: National: $99,000 - $123,800 Premium: $107,200 - $134,000 Premium Plus: $116,600 - $145,700 We also believe in recognizing the contributions of our people. That's why we award annual bonuses to eligible employees, rewarding both individual performance and the success of the entire company. Along with monetary compensation, Marqeta offers Multiple health insurance options Flexible time off – take what you need Retirement savings program with company contribution and after tax contributions Equity in a publicly-traded company and an Employee Stock Purchase Program Family-forming benefits, fertility support, and up to 20 weeks of Parental Leave Free therapy sessions, financial and professional coaching, and legal advice Monthly stipend to support our remote work model Annual “development dollars” to support our people growth and development Through Flex First, the freedom to live and work wherever you and your family thrive Annual “development dollars” to support our people growth and development

Supporting employee lifecycle processes, HR policy implementation, and employee relations management. | 8+ years of HR experience, HRIS proficiency, and HR certifications like PHR. | The Hiring Manager should have created a JD. Check the Approvals Tab for a link to the JD. If there is not a JD, partner with the PBP and Hiring Manager to create one. Always make sure the JD matches this JD Template.

Lead the development of Salesforce-based solutions to streamline processes, enhance productivity, and improve customer and internal user experiences. | 3+ years of product management experience, hands-on Salesforce Service Cloud experience, API and integration knowledge, strong documentation skills, and excellent communication. | As Marqeta's Product Manager for Business Systems, you'll lead the vision and development of our Salesforce platform, working closely with teams across Sales, Legal, Risk, Compliance, and Customer Support. You'll create a roadmap that streamlines processes, boosts productivity, and takes advantage of AI-powered features to make life easier for both our internal teams and customers. You'll also evaluate solutions both within and outside Salesforce, while partnering with our data teams to keep everything organized and accurate. We're looking for someone who loves working with people at all levels and can translate complex technical concepts into simple terms. You'll balance day-to-day maintenance with exciting new projects, keep our documentation up to date, and work with engineers to implement smart solutions using agile practices. Your work will have real impact—improving customer experiences, supporting company-wide goals, and helping our teams work more efficiently. We work Flexible First. This role can be performed remotely in the United States, only in one of our Premium or National locations, which you can review here. The Impact You’ll Have Contribute to the development and execute key features on the Business Systems Roadmap in partnership with EM and other Product Managers. Innovate, automate and define scalable solutions with a focus on exceptional external customer experience, internal user experience and data integrity Collaborate with the Salesforce engineering team to write detailed user stories and functional requirements. Partner with internal operations teams (GTM, Risk, Finance, Risk and Cardholder support) to ensure systems are compliant Participate in daily standups and perform stakeholder demos Who You Are 3+ years of product management experience, with demonstrated ability to own product vision, build strategic roadmaps, and drive execution from concept to delivery Hands-on experience with Salesforce Service Cloud and Community Portals, including strong working knowledge of Salesforce objects, data models, relationships, and configuration best practices Proven track record managing complex, multi-phase projects in Agile/Scrum environments, with ability to balance competing priorities and deliver iterative value Experience designing and implementing integrations between Salesforce and other SaaS platforms, understanding API connections, data flows, and system dependencies Strong technical documentation and knowledge management skills, with ability to create and maintain clear documentation for stakeholders at all technical levels Excellent communication skills with ability to translate business requirements into technical solutions and explain complex concepts in simple, accessible terms Nice-To-Haves Salesforce Administrator Certification Salesforce Service or Sales Cloud Consultant Certification Salesforce integrations experience Your Manager Faraz Fazel - Lead Product Manager Typical Process Application Submission Recruiter phone call Hiring manager video call Virtual “Onsite” consisting of 4, 45 min calls Offer! Compensation and Benefits Marqeta is a Flex First company which allows you to choose your best working environment, whether that be from home or at a company office. To support Flex First, we calibrate pay to a competitive value according to working location. Compensation is aligned according to three tiers within the United States: National: A baseline tier that applies to most of the geographic territory of the United States. Premium: Slightly elevated from the National tier, and oriented toward a narrower set of higher cost-of-living areas, such as Los Angeles CA and Seattle WA Premium Plus: A tier for the most expensive working areas, like the San Francisco Bay area and New York City. Visit this page or consult with a Recruiter to determine which tier would be applicable to you. When determining salaries, we consider several factors including, but not limited to, skills, prior experience, and work location. The new-hire base salary range for this position is: National: $80,900 - $101,100 Premium: $87,500 - $121,300 We also believe in recognizing the contributions of our people. That's why we award annual bonuses to eligible employees, rewarding both individual performance and the success of the entire company. Along with monetary compensation, Marqeta offers Multiple health insurance options Flexible time off – take what you need Retirement savings program with company contribution and after tax contributions Equity in a publicly-traded company and an Employee Stock Purchase Program Family-forming benefits, fertility support, and up to 20 weeks of Parental Leave Free therapy sessions, financial and professional coaching, and legal advice Monthly stipend to support our remote work model Annual “development dollars” to support our people growth and development Through Flex First, the freedom to live and work wherever you and your family thrive

Define and drive the architecture of mission-critical systems while leading large-scale, cross-functional initiatives. Act as a technical advisor to senior leadership and mentor engineers to raise the technical bar across the organization. | Candidates should have 10+ years of hands-on software engineering experience, particularly in designing complex distributed systems. Experience in the payments or FinTech space and strong proficiency across multiple technology stacks is essential. | Marqeta is looking for a talented Principal Software Engineer to shape the future of our Customer Experience & Developer Experience (CXDX) platform. This highly strategic role combines deep technical expertise with organizational leadership and influence. You will architect and deliver software solutions spanning our Connected App Ecosystem; including White Label Apps, Marqeta Dashboard, Live Agent Portal, Docs, IVR, and UX Toolkit SDKs with an emphasis on reliability, scalability, and a unified developer and end-user journey. This role is central to Marqeta’s transformation from powering individual products to scaling platform-wide solutions that define how we build, launch, and manage financial services. The CXDX org builds the connective tissue of Marqeta’s platform: the White Label Apps, Marqeta Dashboard, Live Agent Portal, documentation, SDKs, and support systems that enable faster integration, smarter launches, and scalable operations. We ensure Marqeta remains the most developer-friendly and trusted platform in embedded finance. We work Flexible First. This role can be performed remotely within the United States. We’d love for you to join us! The Impact You'll Have Define and drive the architecture of mission-critical systems, setting long-term technical direction and ensuring scalability, security, and sustainability across the platform. Lead large-scale, cross-functional initiatives that span multiple teams and domains, ensuring alignment with business priorities and delivering high-impact outcomes. Serve as a technical advisor to senior leadership, providing insight on technical risks, trade-offs, and innovation opportunities that shape product and business strategy. Raise the technical bar across the organization by mentoring engineers at all levels, fostering a culture of technical rigor, collaboration, and continuous learning. Partner with engineering managers and product leaders to ensure roadmap decisions align with architectural goals and long-term scalability. Actively influence and contribute to the creation and evolution of the company’s engineering principles, tooling, and standards. Conduct technical deep-dives into system architecture, identifying opportunities for performance improvements, technical simplification, and operational efficiency. Represent engineering in key cross-functional forums, helping the organization navigate complex decisions around infrastructure, platform capabilities, and product development. Act as a steward of engineering quality—promoting clean code, reliable systems, robust testing, and sustainable development practices. Drive innovation across teams, leading explorations of emerging technologies and ensuring Marqeta remains on the forefront of industry standards and capabilities. Who You Are 10+ years of hands-on software engineering experience, with a track record of designing and delivering complex distributed systems at scale. 3+ Experience with payments or the FinTech space. Strong experience across multiple technology stacks (e.g., Java, Python, Go, ReactNative, Swift, Khotlin) and proficiency in designing scalable APIs, microservices, and cloud-native applications. Demonstrated ability to drive architectural decisions that balance short-term trade-offs with long-term goals. Proven leadership in complex initiatives spanning infrastructure, product development, and platform evolution. Excellent communication and influencing skills, with the ability to engage both technical and non-technical audiences. Experience shaping technical strategy and mentoring senior staff and principal engineers across multiple domains and teams. Adept at solving ambiguous problems, balancing innovation with execution, and leading teams through change and complexity. A passion for system reliability, observability, and building secure, maintainable systems. Strong understanding of regulatory and security requirements in the financial domain is a plus. Nice to haves Hands-on experience with AWS, Kubernetes, and other modern cloud platforms. Experience with Terraform and infrastructure-as-code practices. Expertise in containerization and orchestration tools. Familiarity with AI assistants (Amazon Q, Bedrock RAG, Hemingway) and integrating them into dev workflows. Track record of influencing technical direction across a large engineering org or multiple product lines. Contributions to open source or industry thought leadership. Your Manager Sarah Dulski – Sr. Director, Customer & Developer Experience Compensation and Benefits Marqeta is a Flex First company which allows you to choose your best working environment, whether that be from home or at a company office. To support Flex First, we calibrate pay to a competitive value according to working location. Compensation is aligned according to three tiers within the United States: National: A baseline tier that applies to most of the geographic territory of the United States. Premium: Slightly elevated from the National tier, and oriented toward a narrower set of higher cost-of-living areas, such as Los Angeles CA and Seattle WA Premium Plus: A tier for the most expensive working areas, like the San Francisco Bay area and New York City. Visit this page or consult with a Recruiter to determine which tier would be applicable to you. When determining salaries, we consider several factors including, but not limited to, skills, prior experience, and work location. The new-hire base salary range for this position is: National: $206,100 - $257,600 Premium: $223,100 - $278,900 Premium Plus: $242,500 - $303,100 We also believe in recognizing the contributions of our people. That's why we award annual bonuses to eligible employees, rewarding both individual performance and the success of the entire company. Along with monetary compensation, Marqeta offers Multiple health insurance options Flexible time off – take what you need Retirement savings program with company contribution and after tax contributions Equity in a publicly-traded company and an Employee Stock Purchase Program Family-forming benefits, fertility support, and up to 20 weeks of Parental Leave Free therapy sessions, financial and professional coaching, and legal advice Monthly stipend to support our remote work model Annual “development dollars” to support our people growth and development