MetLife

Lead a 3-person team underwriting and managing a multi-billion dollar ABS portfolio, developing relationships with investment banks, analyzing complex structured products, and advising portfolio managers. | 12+ years of securitized underwriting experience with deep knowledge of ABS structures, industry relationships, team development experience, and proficiency with structured product analytical platforms. | Description and Requirements MetLife, through its subsidiaries and affiliates, is one of the world's leading financial services companies, providing insurance, annuities, employee benefits and asset management to individual and institutional customers. We're united by our purpose to help our customers and each other create a confident future; we're guided by empathy; and we're inspired by each other to make a difference in the lives of our coworkers, customers, communities, and the world at large. At MetLife, it's #AllTogetherPossible . Join us! The Team You Will Join MetLife Investment Management Based in Whippany, New Jersey, MetLife Investment Management (MIM) is one of the largest institutional investors and asset managers in the world, with nearly $600.8 billion in combined managed assets, and has consistently generated superior returns for both policyholders and shareholders. The enterprise has more than 850 dedicated professionals with extensive experience and expertise in all asset classes, with a strength in public and private fixed income and private assets, including real estate. Visit us at www.metlife.com/investments to learn more. MIM was named a "2024 Best Place to Work in Money Management" by Pensions & Investments. Visit us at www.metlife.com/investments to learn more about MIM. Public Fixed Income: MIM manages over $324 billion in public fixed income assets globally. The suite of strategies available in Public Fixed Income includes separately managed accounts and commingled vehicles that provide broad coverage of both the risk spectrum (Enhanced Cash to High Yield) and term structure (Short-term to Long Duration). We offer a bottom up, fundamental approach to public fixed income that is supported by a collaborative investment team process. MIM has a deep and experienced team of over 140 Public Fixed Income investment professionals. Investment decisions are informed by a team-based culture with portfolio managers, research analysts, and traders contributing to idea generation. Structured Finance : MIM structured products team manages over $70 billion of public/144a Structured products across Asset Backed Securities ( ABS ) , CMBS, Non - agency mortgages , CLO, and Agency MBS/CMO as of Q1, 2025 . MIM's ABS team manages approximately $ 11B billion of ABS across AAA-BB ratings, across Consumer and Commercial sectors, and with a focus on emerging asset classes . In addition, the ABS team reviews and approves ABS commercial paper programs for investing. The Opportunity : The Managing Director, ABS Team Lead, will be responsible for a 3-person team underwriting and managing our $11 billion portfolio for internal and external clients across a wide spectrum of investment styles spanning liquid and illiquid as well as short through long duration. MIM's ABS Structured Products team underwrite broadly distributed transactions as well as lightly distributed transactions that are public and rule 144a registrations. MIM predominately invested in US backed collateral, but also reviews and invests in Canadian, United Kingdom, European, and Australian jurisdictions. How You'll Help Us Build a Confident Future (Key Responsibilities) This role will complete a 3-person team responsible for: • Transaction underwriting of all Asset Backed Securities/Assed Based Funding opportunities • Develop, maintain, and advance relationships with investment banks, capital markets teams to secure investment opportunities across all types of ABS/ABF. • Outreach to issuers active or exploring the securitization market. • Communicate and document credit opinion, transaction details, scenario analysis, as well as opinions of value. • Prepare and present quarterly market and fundamental updates on the ABS space. • Directly engage with ABS trading desk to review investment opportunities, current, pipeline, club deals. • Directly advise and engage with portfolio managers on their ABS portfolio profile, risk profile, transaction opportunities • Represent MIM ABS team to current and potential clients. • Represent MIM ABS across different industry organizations. This role will report to the Head of Structured Products and sit within the Public Structured Product team comprised of 14 team members across all Structured Product verticals including origination and trading in Whippany, NJ. Key relationships across MIM/Structured Products: • Structured Product Team leads, Non-agency MBS, CMBS, CLO, RMBS • Structured Product Trading team • Portfolio managers • Risk Management/Legal/RBC Capital teams. • MetLife Insurance Company management teams • Internal/external clients • MIM Global Corporate Credit Research teams What You Need to Succeed (Required Qualifications) • 12+ years of securitized underwriting experience with a background on consumer and commercial asset-based securities . (Auto , Student Loan, Lease , Rail, Container, Data Center , Fiber , Whole Business , International , Solar, Venture debt....) • Significant knowledge of securitizations structures. • Comfort in analyzing emerging asset classes and esoteric ABS/ABF • Significant industry relationships across issuers, bankers, capital market participants, and peers • Past role developing team members • Ability to synthetize complex structured investment opportunities for key stakeholders. • Structured product analytical platforms; Intex, Bloomberg, Blackrock Aladdin, others • Knowledge of insurance Risk Based Capital framework. • Past speaking/panel/roundtable experience #MIM The expected salary range for this position is $207,500 to $225,000. This role may also be eligible for annual short-term incentive compensation and stock-based long-term incentives. All incentives and benefits are subject to the applicable plan terms. Benefits We Offer Our U.S. benefits address holistic well-being with programs for physical and mental health, financial wellness, and support for families. We offer a comprehensive health plan that includes medical/prescription drug and vision, dental insurance, and no-cost short- and long-term disability. We also provide company-paid life insurance and legal services, a retirement pension funded entirely by MetLife and 401(k) with employer matching, group discounts on voluntary insurance products including auto and home, pet, critical illness, hospital indemnity, and accident insurance, as well as Employee Assistance Program (EAP) and digital mental health programs, parental leave, volunteer time off, tuition assistance and much more! About MetLife Recognized on Fortune magazine's list of the 2025 "World's Most Admired Companies", Fortune World's 25 Best Workplaces™ for 2024, as well as the 2025 Fortune 100 Best Companies to Work For ®, MetLife , through its subsidiaries and affiliates, is one of the world's leading financial services companies; providing insurance, annuities, employee benefits and asset management to individual and institutional customers. With operations in more than 40 markets, we hold leading positions in the United States, Latin America, Asia, Europe, and the Middle East. Our purpose is simple - to help our colleagues, customers, communities, and the world at large create a more confident future. United by purpose and guided by empathy, we're inspired to transform the next century in financial services. At MetLife, it's #AllTogetherPossible . Join us! MetLife is an Equal Opportunity Employer. All employment decisions are made without regards to race, color, national origin, religion, creed, sex (including pregnancy, childbirth, or related medical conditions), sexual orientation, gender identity or expression, age, disability, marital or domestic/civil partnership status, genetic information, citizenship status (although applicants and employees must be legally authorized to work in the United States), uniformed service member or veteran status, or any other characteristic protected by applicable federal, state, or local law ("protected characteristics"). If you need an accommodation due to a disability, please email us at accommodations@metlife.com. This information will be held in confidence and used only to determine an appropriate accommodation for the application process. MetLife maintains a drug-free workplace. $207,500 to $225,000 #BI-Hybrid

Originate and service agricultural loans, manage loan portfolio, develop new business, and maintain client relationships in North Central California. | 5-10+ years of agricultural lending experience with strong credit and analytical skills, knowledge of lending principles, and leadership in relationship management. | Description and Requirements Job Location: Work from home (Merced-Modesto, CA area) Role Value Proposition: Based in Whippany, New Jersey, MetLife Investment Management (MIM) is one of the largest institutional investors and asset managers in the world, with nearly $597 billion in combined managed assets, and has consistently generated superior returns for both policyholders and shareholders. The enterprise has more than 1,100 dedicated professionals with extensive experience and expertise in all asset classes, with a strength in public and private fixed income and private assets, including real estate. Visit us at www.metlife.com/investments to learn more. Global Real Estate and Agricultural Investments maintain a portfolio invested in commercial real estate and agricultural mortgages, as well as real estate equities. Agricultural Investments group sources investments through five regional field offices in the U.S. and consulting offices in Mexico and Brazil. MetLife's Agricultural Investments group is the largest non-GSE agricultural mortgage lenders in the United States. Our agricultural investments are an important part of MetLife's asset-liability matching program. The long-term nature of these investments makes them a good match for the long-term liabilities the company writes. MetLife's agricultural portfolio is approximately $23 Billion. MetLife's Agricultural Investments group is seeking an exceptional and experienced Relationship Manager. This individual will be an intracule member of the Western Regional Office (WRO) loan origination and servicing team. The WRO sources and manages agricultural mortgage investments in multiple locations. This individual will cover a geographic region in North Central California (Primarily, Merced & San Joaquin Counties, CA) with a diverse set of crops and Livestock operations. This individual will originate loans and service an existing loan portfolio of over $376 million. Key Responsibilities: Loan Origination: • Originate agricultural loans and service existing loan portfolio in California. • Ability to manage and attain aggressive business goals. • Strong credit and analytical skills, superior knowledge of lending principles, credit procedures, collateral and credit analysis. • Extensive agricultural lending experience. • Ability to structure large complex financings for sophisticated clients. • Strong agricultural marketing and business development skills. • Advanced knowledge of digital sales techniques and database management. • Working knowledge of agricultural finance concepts. Portfolio Management: • Relationship Management position responsible for new business development of agricultural loans. • Portfolio management to include loans in California. Relationship Management: • Ability to deliver exceptional customer service with the highest ethical standards to a large client base. • Experience developing long-term relationships over a prolonged business development cycle. • Ability to earn the trust of internal and external stakeholders, prospective customers and industry leaders. Essential Business Experience and Technical Skills: Required: • 5 to 10+ years relevant experience with a proven track record of negotiating, underwriting, and servicing agricultural debt deals. • Very strong credit and analytical skills, superior knowledge of lending principles, credit procedures, collateral, and credit. • Strong background in vineyard, nut crops, and dairy a plus. • Strong leadership skills and relationship management skills. • Has an active network among agricultural investment and lending professionals. • Real estate valuation knowledge and skills. • Excellent oral, written, and interpersonal communication. • Highly professional in all circumstances as a representative of MetLife Investment Management and MetLife Agricultural on a regional platform. Preferred: • Bachelor's degree in Agriculture, Business Administration, Finance, Economics, or Banking as well as any other related field of expertise; MBA or master's degree • Experience with loan workouts, including those requiring complex solutions At MetLife, we're leading the global transformation of an industry we've long defined. United in purpose, diverse in perspective, we're dedicated to making a difference in the lives of our customers. The expected salary range for this position is $130k-$150k. This role may also be eligible for annual short-term incentive compensation and stock-based long-term incentives. All incentives and benefits are subject to the applicable plan terms. Benefits We Offer Our U.S. benefits address holistic well-being with programs for physical and mental health, financial wellness, and support for families. We offer a comprehensive health plan that includes medical/prescription drug and vision, dental insurance, and no-cost short- and long-term disability. We also provide company-paid life insurance and legal services, a retirement pension funded entirely by MetLife and 401(k) with employer matching, group discounts on voluntary insurance products including auto and home, pet, critical illness, hospital indemnity, and accident insurance, as well as Employee Assistance Program (EAP) and digital mental health programs, parental leave, volunteer time off, tuition assistance and much more! About MetLife Recognized on Fortune magazine's list of the 2025 "World's Most Admired Companies", Fortune World's 25 Best Workplaces™ for 2024, as well as the 2025 Fortune 100 Best Companies to Work For ®, MetLife , through its subsidiaries and affiliates, is one of the world's leading financial services companies; providing insurance, annuities, employee benefits and asset management to individual and institutional customers. With operations in more than 40 markets, we hold leading positions in the United States, Latin America, Asia, Europe, and the Middle East. Our purpose is simple - to help our colleagues, customers, communities, and the world at large create a more confident future. United by purpose and guided by empathy, we're inspired to transform the next century in financial services. At MetLife, it's #AllTogetherPossible . Join us! MetLife is an Equal Opportunity Employer. All employment decisions are made without regards to race, color, national origin, religion, creed, sex (including pregnancy, childbirth, or related medical conditions), sexual orientation, gender identity or expression, age, disability, marital or domestic/civil partnership status, genetic information, citizenship status (although applicants and employees must be legally authorized to work in the United States), uniformed service member or veteran status, or any other characteristic protected by applicable federal, state, or local law ("protected characteristics"). If you need an accommodation due to a disability, please email us at accommodations@metlife.com. This information will be held in confidence and used only to determine an appropriate accommodation for the application process. MetLife maintains a drug-free workplace. It is unlawful in Massachusetts to require or administer a lie detector test as a condition of employment or continued employment. An employer who violates this law shall be subject to criminal penalties and civil liabilities. $130k-$150k