HSBC

Lead global product ownership and development of digital currency payment solutions. | Requires 8+ years in wholesale payments, expertise in digital currencies, blockchain, and strong client and partner management skills. | In compliance with applicable laws, HSBC is committed to employing only those who are authorized to work in the US. Applicants must be legally authorized to work in the U.S. as HSBC will not engage in immigration sponsorship for this position. HSBC’s Global Payments Solutions Emerging Payments Team looks to evolve our payments, settlements, and currencies clearing products with emerging business models, technologies, and partnerships. In this global role, the successful candidate will be part of the global emerging payments product team and get the opportunity to work with clients, internal stakeholders, fintech’s, central banks, and other third party partners to evolve our product offerings, innovate new propositions, and help build the money and payment system for the future. HSBC’s Global Payments Solutions (GPS) Digital Currency Team is evolving our payments, settlement and currency clearing products using digital currencies enabled by emerging technologies, business models and partnerships. In this global role, you’ll join the global digital currency product team and work with clients, internal stakeholders, fintech’s, central banks and third-party partners to enhance existing offerings and build new propositions—particularly across on-chain payments, stablecoin issuance/distribution and tokenized settlement to support the real-time treasury era. Principal Responsibilities • Global product ownership: Own the GPS Digital Currency product portfolio across on-chain payments, stablecoin-based settlement and tokenized money propositions (e.g., tokenized deposits / regulated stablecoins where applicable). Develop digital currency propositions that solve real client problems. • Value proposition development: Identify and evaluate market trends in on-chain payments, stablecoins, tokenized money and programmable settlement, and develop a strategy to realize these opportunities—grounded in how corporate and institution treasurers manage liquidity and B2B payments and settlements. • New product development and roll-out: Develop and commercialize GPS Digital Currency propositions using evolving technologies and networks, including deposit tokens and stablecoin issuance and lifecycle management, on-chain payment and settlement flows (atomic settlement patterns, PvP/DvP concepts, interoperability with existing rails and exception handling), 24/7 operating model design and integration patterns for corporate and institution adoption • Customer and deal solutioning: Lead product solutioning for RFPs and bespoke client requirements, including treasury and wholesale use cases such as real-time cross-border settlement, intragroup flows, tokenized cash legs for tokenized assets, programmable payments, and conditional/automated settlement aligned to treasury policies. • Ecosystem and network partnerships: Build and commercialize propositions on Layer 1 / institutional networks (e.g., Canton, BASE, Tempo, Arc-type networks). Develop partnership models with infrastructure providers, fintech’s and market participants to accelerate adoption and distribution. Define network selection criteria (reach, governance, privacy, interoperability, settlement finality and compliance tooling) and scale ecosystem participation. • Regulator engagement: Support internal teams and external market participants (including regulators) on consultations, proofs of concept, pilots and industry collaborations related to stablecoins, tokenized deposits and on-chain settlement—clearly articulating controls, consumer/wholesale protections (as applicable) and financial stability considerations. • Risk management and product reviews: Assess and address inherent and residual risks of new GPS Digital Currency products, including financial crime, sanctions, operational resilience, technology risk, legal/regulatory and reputational considerations. Ensure governance and controls suitable for a regulated bank environment, including transaction monitoring for on-chain flows, wallet policy controls and robust audit trails. • Marketing and thought leadership: Create and respond to media or marketing opportunities to promote HSBC’s leading position in the digital currencies and assets agenda. Requirements • Client understanding: Strong understanding of wholesale payments clients and corporate treasury needs, especially always-on liquidity, real-time cash visibility, intraday funding and straight-through reconciliation. Ability to translate needs into product design choices for on-chain payments, stablecoin issuance/settlement and tokenized money—balancing speed with control, auditability and risk management. • Tokenized payments landscape: Strong insight into stablecoin and tokenized money trends, competitive offerings, disruptors, and evolving regulations, technologies and market infrastructure. Ability to articulate where tokenized money adds value versus existing rails (speed, certainty, programmability, interoperability) and where it does not. • Commercialization and network experience: Proven experience commercializing products/propositions on Layer 1 / institutional networks (e.g., Canton, BASE, Tempo, Arc-type networks), including ecosystem strategy, partner management and scaling adoption. Experience defining commercial models (pricing, distribution, onboarding and service model) for network-based propositions is strongly preferred. • Technology savvy: Good knowledge of DLT/blockchain, smart contracts, token standards, wallets/custody operating models and API-based integration for on-chain payments and settlement. Implementation experience in API and distributed ledger technologies in a transaction banking context is a strong advantage. Familiarity with event-driven architecture and ledger/statement reconciliation patterns is beneficial. • Industry and market standards: In-depth understanding of payments industry standards and settlement message types/formats for B2B payments and wholesale settlement, including SWIFT, CLS and PvP/DvP settlement models. Familiarity with settlement mechanisms for financial market products and tokenized asset settlement is an advantage. • Excellent interpersonal skills: Ability to work effectively in a diverse, multicultural team with remote working arrangements. Strong communication across levels, functions and geographies. • Relevant experience: Minimum 8 years’ experience in B2B/Wholesale Payments, Cash Management or Transaction Banking required. Experience in stablecoin ecosystems, tokenization platforms, digital currencies & assets, central banks, exchanges, fintech’s, and wallet/custody/settlement is an advantage. • Language proficiencies: Excellent English verbal and written communication required; Mandarin Chinese is an advantage. As an HSBC employee, you will have access to tailored professional development opportunities to ensure you have the right skills for today and tomorrow. We offer a competitive pay and benefits package including a robust Wellness Hub, all in a welcoming and inclusive work environment. You will be empowered to drive HSBC’s engagement with the communities we serve through an industry-leading volunteerism policy, a generous matching gift program, and a comprehensive program of immersive Sustainability and Climate Change Initiatives. You’ll want to join our Employee Resource Groups as they play a central part in life at HSBC, including the development of our employees and networking inside and outside of HSBC. We value difference. We succeed together. We take responsibility. We get it done. And we want you to help us build the bank of the future! Your final fixed pay offer will depend on the candidate and several variables, including but not limited to, role responsibilities, skill set, depth of experience and education, licensing/certification requirements, internal relativity, and specific work location. All qualified applicants will receive consideration for employment without regard to age, ancestry, color, race, national origin, ethnicity, disability or medical condition, genetic information, military or veteran service, religion, creed, sex, gender, pregnancy, childbirth, caregiver status, marital status, citizenship or immigration status, sexual orientation, gender identity or expression or any other trait protected by applicable law.

Provide strategic learning consulting, design and manage enterprise-wide learning programs, and enable deployment and continuous improvement of learning initiatives. | Senior-level expertise in learning and development, broad industry knowledge, management experience, strategic vision, and strong communication and collaboration skills. | Job Description Our purpose – Opening up a world of opportunity – explains why we exist. Here at HSBC we use our unique expertise, capabilities, breadth and perspectives to open up new kinds of opportunity for our more than 40 million customers. We’re bringing together the people, ideas and capital that nurture progress and growth, helping to create a better world – for our customers, our people, our investors, our communities and the planet we all share. The US CIB Learning Consultant plays a key role in delivering a strategic learning and development agenda for their business area by identifying root causes of performance issues, assessing if learning is the appropriate intervention, and creating impactful and relevant learning experiences. Working as a key enabler within the Enterprise Learning team, this role merges consulting mindsets with delivery execution, flexing across initiatives and priorities to meet business requirements, help strengthen workforce capabilities, and embed a culture of continuous learning. The Learning Consultant will collaborate closely with senior stakeholders, business leaders, colleagues from People, Governance and Communications, including Enterprise Talent and Enterprise Learning, and external vendors to bring to life the learning strategy and to ensure that learning solutions are relevant, engaging and impactful. There are three core role responsibilities: • Provide strategic guidance and learning expertise to client groups, supporting workforce capability needs and people priorities through fit-for-purpose learning solutions - Business consulting and solution architecting • Contribute to the design, curation and management of enterprise-wide Academies, programmes, and career development tools aligned to key skills, domains and development segments (such as Leadership, Wealth, Agile, Sales, etc.) across all business and infrastructure areas - Enterprise Academy ownership • Enable the deployment of learning initiatives, track performance and impact measures, and support continuous improvement through data-led insights - Programmatic deployment and oversight Impact on the Business / Function • Act as a trusted consultant to stakeholders, partnering closely to diagnose root causes of performance gaps, determine whether learning is the right solution, and shape targeted learning solutions that address real business problems and capability priorities • Own the full learning lifecycle – from identifying learning needs, designing and delivering solutions, to measuring impact and driving continuous improvement • Contribute to the development and continuous improvement of enterprise learning programmes, ensuring alignment with business strategy, people priorities and future skills pipelines • Apply systems thinking to ensure learning solutions connect to broader performance outcomes, organisational goals, and our learning ecosystems • Provide specialist support for strategic business priorities (such as Sustainability, Agile, Wealth, Leadership, People Management and technology) • Operate in agile, iterative ways to test, refine and evolve solutions in line with business feedback and learner insight • Enable a connected learner experience by leveraging platforms, technology and consistent design standards • Seek to understand industry trends and regulatory changes impacting their business area presenting new people-related challenges Customers / Stakeholders • Collaborate with Enterprise Talent, PGC, senior stakeholders, other Learning colleagues, and external bodies to shape and deliver learning solutions that address real business challenges • Build strong working relationships across stakeholder groups, offering credible advice and consultative support throughout the design and delivery process • Engage subject matter experts, internal partners and vendors to co-create learning content and experiences that address performance needs and are relevant and engaging • Partner with business/ infrastructure communications and change teams and other Learning colleagues to ensure learning experiences are well-promoted and embedded in business rhythms • Collaborate with the wider Learning and Architecture teams to ensure solutions align with related initiatives, and our Learning ecosystem Leadership & Teamwork • Contribute to a high-performing, collaborative Learning team by sharing insights, co-creating solutions and supporting collective delivery outcomes • Demonstrate flexibility and adaptability in responding to shifting team priorities, business needs, and strategic focus areas • Participate in retrospectives, planning cycles and team learning practices to continuously improve how the team operates • Support the development of others by sharing expertise, tools and templates that uplift team capability • Role model continuous learning, growth mindset and values-aligned behaviours in your day-to-day work Operational Effectiveness & Control • Support the consistent and high-quality local testing, customisation, and execution of global learning and development curricula and programmes, ensuring adherence to policy, standards and execution principles • Define outcome measures for learning delivery (including course evaluation) and impact, driving the collection of data to demonstrate execution and business value (i.e. ROI), working with CoE to address any challenges • Monitor external vendor delivery quality and manage any issues through appropriate vendor governance channels • Ensure compliance with regulatory and bank policies, monitoring audit and risk management reports and initiating corrective actions where necessary Functional Knowledge • Deep technical subject matter expertise in learning and development, including external trends and developments • Multi-disciplinary skill set with expertise across learning design, technology, data and analytics, business consulting, change and performance enablement, content curation and knowledge management For this role, HSBC targets a pay range between $140,000.00 and $205,000.00. The final fixed pay offer will depend on the candidate and a number of variables, including but not limited to, role responsibilities, skill set, depth of experience and education, licensing/certification requirements, internal relativity, and specific work location. At HSBC, our overall goal is to provide a competitive Total Reward Package, with an appropriate mix of fixed pay, and variable pay, as part of an employee’s overall total compensation and benefits. Variable pay generally takes the form of discretionary, annual awards (sometimes referred to as a “bonus”). Additionally, HSBC offers a wide range of competitive and flexible benefits designed to help you improve your health and well-being, finances, and lifestyle. Requirements You´ll likely have the following qualifications to succeed in this role: • Broad and comprehensive understanding of concepts and principles within multiple disciplines or a fast changing discipline • The role requires a comprehensive understanding of several value units / products / regions / legal entities, alongside an advanced understanding of the industry and the relative positioning of the HSBC's products and services • Management responsibilities for a sizeable team of professionals (including responsibility for budget, and planning) • Covers a wide range of diverse activities that require complex judgements and solutions based on conceptual thought and strategic vision and analysis • Is proactive in developing ideas, continuously searching for improvements in techniques which add value to the business and has full responsibility for implementation • Latitude to make decisions outside of established procedures but within a policy framework. Broad guidelines are available. Role implements strategy set by others • Implements business plans through own team and is accountable for results • The role requires the ability to guide, persuade and influence others through the developed skills of communication and diplomacy • Establishing effective collaborative relations with external organisations is a critical part of the job In compliance with applicable laws, HSBC is committed to employing only those who are authorized to work in the U.S. Applicants must be legally authorized to work in the U.S. as HSBC will not engage in immigration sponsorship for this position. As an HSBC employee, you will have access to tailored professional development opportunities to ensure you have the right skills for today and tomorrow. We offer a competitive pay and benefits package including a robust Wellness Hub, all in a welcoming, diverse and inclusive work environment. You will be empowered to drive HSBC’s engagement with the communities we serve through an industry-leading volunteerism policy, a generous matching gift program, and a comprehensive program of immersive Sustainability and Climate Change Initiatives. You’ll want to join our Employee Resource Groups as they play a central part in life at HSBC, including the development of our employees and networking inside and outside of HSBC. We value difference. We succeed together. We take responsibility. We get it done. And we want you to help us build the bank of the future! All qualified applicants will receive consideration for employment without regard to age, ancestry, color, race, national origin, ethnicity, disability or medical condition, genetic information, military or veteran service, religion, creed, sex, gender, pregnancy, childbirth, caregiver status, marital status, citizenship or immigration status, sexual orientation, gender identity or expression or any other trait protected by applicable law.