Ethos Life

Design, build, and maintain complex fullstack systems and scalable platform services while collaborating with cross-functional teams. | 2-5 years of software engineering experience with proficiency in JavaScript, TypeScript, Node, or Python and strong CS fundamentals. | About Ethos Ethos is a leading life insurance technology company on a mission to protect families by democratizing access to life insurance and empowering agents at scale. With its robust three-sided technology platform, Ethos is transforming the life insurance experience for consumers, agents, and carriers alike. Ethos offers instant, accessible products and a seamless online process that requires no medical exams and just a few health questions; it eliminates traditional barriers, making it easier than ever for everyone to protect their families. Ethos is redefining how life insurance is bought, sold, and underwritten. About the Role As a Software Engineer, you'll work across the stack and be responsible for building scalable platform services and systems. You’ll work closely with other engineers to build and ship key features. We are detail oriented and value clean, modular, and high-performing code. You'll help architect and build our internal standards and frameworks. You are preferably located in San Francisco or willing to relocate. This is a hybrid role with at least 2 days in office and 3 days remote each week. Duties and Responsibilities: Design, build and maintain complex fullstack systems Collaborate with other engineers, PMs and non-technical stakeholders to develop and ship features Design, build, and maintain our API’s Find and solve performance issues Participate in code reviews Communicate best practices to the team Write engineering requirements documents Qualifications and Skills: 2-5 years of relevant experience in a software engineering role Full stack engineering experience in Javascript, Typescript, Node or Python Experienced with software engineering best practices – design patterns, code reviews, unit and integration testing, etc. Ability to communicate technical specifications both verbal and written Understanding of security, common attacks and defenses Experience shipping features behind an A/B testing or feature flag platform, such as Optimizely Ability to succinctly communicate technical specifications both verbal and written Command over front-end web technologies such as HTML, CSS and React Familiar with optimizing Core Web Vitals and loading speed performance Experience building complex architecture systems from the ground up, experience with backend architectural patterns of large, high-scale web applications Expert at leveraging agentic coding tools (e.g., Claude Code, Cursor, Copilot) to accelerate development workflows and improve engineering productivity Ability to design clean APIs and understanding of performance issues Knowledge of mobile first responsive styling methodologies Experience working with third-party lifecycle communication infrastructure, including platforms like Iterable, Twilio, Salesforce, and Regal, to orchestrate multi-channel customer engagement Solid CS fundamentals – including data structures and algorithms Understanding of security, common attacks and defenses Knowledge of build systems configurations and setup - such as Webpack Experience with infrastructure, distributed systems, and deploying apps into a high-scale environment with integrated logging and monitoring technologies #LI-Remote #LI-MK1 The US national base salary range for this full-time position is $96,000 - $169,000. Our salary ranges are determined by role, level, and location. The range displayed on each job posting reflects the minimum and maximum target for new hire salaries for the position across all US locations. Within the range, individual pay is determined by work location and additional factors, including job-related skills, experience, and relevant education or training. Please note that the compensation details listed in US role postings reflect the base salary only and do not include applicable bonus, equity, or benefits. You can find further details of our US benefits at https://www.ethoslife.com/careers/ Don’t meet every single requirement? If you’re excited about this role but your past experience doesn’t align perfectly with every qualification in the job description, we encourage you to apply anyway. At Ethos we are dedicated to building a diverse, inclusive and authentic workplace. We are an equal opportunity employer. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status. Pursuant to the SF Fair Chance Ordinance, we will consider employment for qualified applicants with arrests and conviction records. To learn more about what information we collect and how it may be used, please refer to our California Candidate Privacy Notice. Recruitment Notice: Please be aware of recruitment scams. All legitimate communication from our team will only come from email addresses ending in @ethos.com or @getethos.com. We will never ask for payment, banking details, or sensitive personal information during the hiring process. If you are contacted by someone claiming to represent us from a different email address, please treat it as fraudulent.

Lead growth initiatives and AI adoption for consumer business across products and marketing channels. | 10+ years in top-tier consulting or strategy roles with AI-native experience and proven outcome delivery. | About Ethos Ethos is a leading life insurance technology company on a mission to protect families by democratizing access to life insurance and empowering agents at scale. With its robust three-sided technology platform, Ethos is transforming the life insurance experience for consumers, agents, and carriers alike. Ethos offers instant, accessible products and a seamless online process that requires no medical exams and just a few health questions; it eliminates traditional barriers, making it easier than ever for everyone to protect their families. Ethos is redefining how life insurance is bought, sold, and underwritten. About the role Ethos is looking to hire an AI-native strategy and operations leader focussed on our fast growing Direct-to-Consumer Business. This leader will drive high-impact growth initiatives from concept to results across an expanding product portfolio, multiple channels, and the full customer lifecycle. Our consumer business has endless opportunities — across an expanding portfolio of products, marketing channels, and sales motions. Your job is to drive cross-functional initiatives spanning marketing, product, and sales to establish and scale revenue growth initiatives with full accountability for results. This is not a role for someone who recommends — it's for a strategist and a builder who drives outcomes with a founder mindset. Our team is naturally aligned, truth-seeking, and moves fast. Rather than navigating layers of organizational process or driving cross team alignment, you'll be building and growing the business. If that's you, and you want to operate at the center of a high-growth consumer business that's genuinely reimagining how work gets done, this is it. In addition, you’ll often partner with leaders across the company to champion AI adoption initiatives that can help drive a step change in key business metrics. Duties and Responsibilities: Identify and prioritize growth opportunities across three dimensions: an expanding portfolio of products (term life, IUL, estate planning), the full customer lifecycle (acquisition, retention, cross-sell), and multiple channels from organic and performance engines to paid social, TV, partnerships, and referrals. Drive high-impact growth initiatives from concept to completion — owning some initiatives directly while enabling other leaders to execute others. E.g. leading the expansion of a new product into an existing marketing channel, taking an existing product into a new distribution channel, improving retention for a mature product line. Rigorously assess new opportunities: build business cases, model unit economics (CAC, LTV, payback, contribution margin), and make data-driven go/no-go recommendations. Develop a nuanced understanding of how various products, channels, and teams inter-play and leverage that understanding to guide teams across product, marketing, sales, and engineering towards the right goals and priorities. Own quarterly OKR planning and goal-setting processes across all functions — ensuring teams are aligned on the highest ROI opportunities and executing with clarity and velocity. Lead critical cross-functional projects that span Product, Engineering, Marketing, Sales, and Partnerships to deliver business growth. Partner with leaders across the org to fundamentally reimagine how their functions operate — identifying where AI can drive a step change in decisions, output quality, and what's achievable, and leading by showing what's possible. Qualifications and Skills: 10+ years total experience, ideally 3+ years in a top-tier management consulting firm or investment banking, followed by 3+ years in Strategy & Operations at a high-growth, venture-backed company or a founding role Genuinely AI-native — you are at the cutting edge of experimenting with AI, whether in your personal life or at work, and constantly pushing the boundaries of what's possible. You use AI to do things that weren't possible before, to make sharper decisions, and to raise the quality of everything you touch. You have a point of view on where AI drives a step change versus where it's incremental, and you lead by showing others what's possible. True operator mindset. You own outcomes and get your hands dirty to make things happen. Track record of delivering results directly. You have multiple stories where you owned and drove initiatives end-to-end and know what it takes to truly deliver in fast-moving environments, not just make recommendations. Ability to go deep and zoom out. You can dive into the nuances of a problem at the ground level, then zoom back to think strategically about implications and next moves. Structured thinking — you take complex, ambiguous problems and break them down into clear, actionable frameworks that drive decisions. Rapid learner — you have the willingness and ability to ramp up on new concepts, channels, and product nuances quickly, understanding them at an underlying level, not just at a high-level business construct. Exceptional communicator who can zoom between C-level strategy and operational details, crafting crisp narratives in both written materials and live executive forums. Sharp decision-making skills with bias for action and speed. You thrive in high-velocity environments and don't wait for perfect information to move forward. #LI-Remote #LI-MB1 The US national base salary range for this full-time position is $169,000 - $298,000. Our salary ranges are determined by role, level, and location. The range displayed on each job posting reflects the minimum and maximum target for new hire salaries for the position across all US locations. Within the range, individual pay is determined by work location and additional factors, including job-related skills, experience, and relevant education or training. Please note that the compensation details listed in US role postings reflect the base salary only and do not include applicable bonus, equity, or benefits. You can find further details of our US benefits at https://www.ethoslife.com/careers/ Don’t meet every single requirement? If you’re excited about this role but your past experience doesn’t align perfectly with every qualification in the job description, we encourage you to apply anyway. At Ethos we are dedicated to building a diverse, inclusive and authentic workplace. We are an equal opportunity employer. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status. Pursuant to the SF Fair Chance Ordinance, we will consider employment for qualified applicants with arrests and conviction records. To learn more about what information we collect and how it may be used, please refer to our California Candidate Privacy Notice. Recruitment Notice: Please be aware of recruitment scams. All legitimate communication from our team will only come from email addresses ending in @ethos.com or @getethos.com. We will never ask for payment, banking details, or sensitive personal information during the hiring process. If you are contacted by someone claiming to represent us from a different email address, please treat it as fraudulent.

Lead enterprise systems business unit strategy and roadmap, manage product managers, and deliver scalable user experiences. | 8+ years product management at top consumer tech company and 2+ years managing product managers with strong analytics and scaling experience required. | About Ethos Ethos is a leading life insurance technology company on a mission to protect families by democratizing access to life insurance and empowering agents at scale. With its robust three-sided technology platform, Ethos is transforming the life insurance experience for consumers, agents, and carriers alike. Ethos offers instant, accessible products and a seamless online process that requires no medical exams and just a few health questions; it eliminates traditional barriers, making it easier than ever for everyone to protect their families. Ethos is redefining how life insurance is bought, sold, and underwritten. About the Role We're hiring a Director of Product to lead the team behind our Enterprise Systems business unit, which owns two of our most critical surfaces: the member portal and our policy administration platform. Together, these systems power how our customers interact with their policies and how our business operates at scale. You'll lead a team of product managers and partner closely with engineering, design, analytics, sales, marketing, and operations to build experiences that customers love and infrastructure the business can grow on. You'll set the strategy, shape the roadmap, and drive execution from zero-to-one launches through long-term platform investments. This is a high-ownership role for a builder.We're looking for someone with a track record of shipping and scaling product at a leading consumer technology company, thinks rigorously about users and data, and operates with urgency. Duties and Responsibilities: Set the vision. Define a clear medium- and long-term strategy for the member portal and policy administration platform, grounded in customer insight and business goals. Own the roadmap. Build a data-informed roadmap that balances new product bets, platform investments, and continuous optimization — and deliver against it. Lead cross-functionally. Partner with engineering, design, analytics, marketing, sales, and operations to ship end-to-end experiences that move the business. Drive execution. Stay close to the work. Lead product development from ideation through launch and impact measurement, removing friction wherever it appears. Build a strong experimentation culture. Establish a rigorous testing cadence that combines incremental optimization with bigger bets, and instill best practices for measurement. Scale the platform. Work with sales, operations, and policy admin teams to set clear goals for performance, reliability, and user experience — solving with both technology and process. Build the team. Hire, coach, and develop a high-performing team of product managers. Qualifications and Skills: 8+ years in product management, including time at a top internet or consumer technology company where you've shipped and scaled products with significant user impact. 2+ years managing product managers in a high-growth environment, with a track record of hiring and developing strong talent. Experience owning a consumer or business product with measurable growth outcomes — usage, retention, revenue, or all three. Strong analytical instincts. You're fluent in data, set sharp success metrics, and make decisions based on evidence. Excellent product judgment and taste. You have a point of view on where the product is going and what "great" looks like. Technical and design fluency strong enough to be a real partner to engineers and designers — not just a stakeholder. An owner's mindset. You move fast, run toward hard problems, and hold a high bar for impact. Strong cross-functional leadership. You build trust quickly, drive alignment, and make decisions when consensus isn't possible. Experience with client portals, policy administration systems, or other complex enterprise platforms preferred. Background in insurance, fintech, or other regulated industries where compliance and trust matter preferred. #LI-I #LI-MK1 The US national base salary range for this full-time position is $184,000 - $324,000. Our salary ranges are determined by role, level, and location. The range displayed on each job posting reflects the minimum and maximum target for new hire salaries for the position across all US locations. Within the range, individual pay is determined by work location and additional factors, including job-related skills, experience, and relevant education or training. Please note that the compensation details listed in US role postings reflect the base salary only and do not include applicable bonus, equity, or benefits. You can find further details of our US benefits at https://www.ethoslife.com/careers/ Don’t meet every single requirement? If you’re excited about this role but your past experience doesn’t align perfectly with every qualification in the job description, we encourage you to apply anyway. At Ethos we are dedicated to building a diverse, inclusive and authentic workplace. We are an equal opportunity employer.. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status. Pursuant to the SF Fair Chance Ordinance, we will consider employment for qualified applicants with arrests and conviction records. To learn more about what information we collect and how it may be used, please refer to our California Candidate Privacy Notice. Recruitment Notice: Please be aware of recruitment scams. All legitimate communication from our team will only come from email addresses ending in @ethos.com or @getethos.com. We will never ask for payment, banking details, or sensitive personal information during the hiring process. If you are contacted by someone claiming to represent us from a different email address, please treat it as fraudulent.

The role involves applying a data-driven analytical approach to influence decision making and support company leadership in evaluating strategic initiatives. Additionally, it includes developing and maintaining financial and operational plans and building the corporate finance function. | Candidates should have 4+ years of relevant work experience, including consulting or investment banking, and operational experience at a high-growth technology company. Strong Excel skills and the ability to manage multiple projects while meeting deadlines are essential. | About Ethos Ethos was built to make it faster and easier to get life insurance for the next million families. Our approach blends industry expertise, technology, and the human touch to find you the right policy to protect your loved ones. We leverage deep technology and data science to streamline the life insurance process, making it more accessible and convenient. Using predictive analytics, we are able to transform a traditionally multi-week process into a modern digital experience for our users that can take just minutes! We’ve issued billions in coverage each month and eliminated the traditional barriers, ushering the industry into the modern age. Our full-stack technology platform is the backbone of family financial health. We make getting life insurance easier, faster and better for everyone. Our investors include General Catalyst, Sequoia Capital, Accel Partners, Google Ventures, SoftBank, and the investment vehicles of Jay-Z, Kevin Durant, Robert Downey Jr and others. This year, we were named on CB Insights' Global Insurtech 50 list and BuiltIn's Top 100 Midsize Companies in San Francisco. We are scaling quickly and looking for passionate people to protect the next million families! About the Role: Ethos is looking for an ambitious self-starter to join our Finance & Strategy Team. As part of this team you will play a major role in defining the company’s financial plan and provide financial and operational decision support to cross-functional partners. You will use a combination of analytical, operational, and technical skills to scale and improve our corporate finance and FP&A functions, drive financial planning processes, and work with various business partners to develop strategic analyses on key business initiatives. This role will have high visibility across the executive team and will require you to solve the most complex, interesting challenges of a rapidly-scaling startup. If you enjoy working in an environment that is fast-paced, analytically rigorous, mission-driven and impact-oriented, read on and get in touch! Duties and Responsibilities: Apply a data-driven analytical approach to influence decision making and support company leadership in evaluating strategic initiatives Develop and maintain financial and operational plans, including revenue, cost and headcount targets Build and scale the corporate finance function of the company by implementing new processes and improving controls Represent the company with external partners and help evaluate / support strategic vendor relationships Develop and monitor critical financial performance metrics, and communicate actionable insights to relevant stakeholders Qualifications and Skills: 4+ years of relevant work experience, including: 2+ years of consulting, investment banking, and/or private equity / growth equity 2+ years of operational experience at a high-growth technology company Best-in-class excel skills and extensive experience developing insightful financial models and quantitative analyses, paired with strong critical thinking and sound business judgment Ability to flex between high-level strategic thinking and deep analytical problem solving Motivated self-starter with a track record of success and a proven ability to juggle multiple projects/tasks while hitting deadlines. Desire to own and drive projects from Day 1 Excellent communication skills and effective cross-functional collaborator Exceptional attention to detail Stellar academic record with a degree in a quantitative field (e.g. Finance, Business, Engineering, Mathematics, etc.) Bonuses: SQL knowledge Ability to use statistical analysis tools #LI-Remote The US national base salary range for this full-time position is $85,000 - $138,000. Our salary ranges are determined by role, level, and location. The range displayed on each job posting reflects the minimum and maximum target for new hire salaries for the position across all US locations. Within the range, individual pay is determined by work location and additional factors, including job-related skills, experience, and relevant education or training. Please note that the compensation details listed in US role postings reflect the base salary only and do not include applicable bonus, equity, or benefits. You can find further details of our US benefits at https://www.ethoslife.com/careers/ Don’t meet every single requirement? If you’re excited about this role but your past experience doesn’t align perfectly with every qualification in the job description, we encourage you to apply anyway. At Ethos we are dedicated to building a diverse, inclusive and authentic workplace. We are an equal opportunity employer who values diversity and inclusion and look for applicants who understand, embrace and thrive in a multicultural world. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status. Pursuant to the SF Fair Chance Ordinance, we will consider employment for qualified applicants with arrests and conviction records. To learn more about what information we collect and how it may be used, please refer to our California Candidate Privacy Notice.

The role involves working closely with product managers to define feature goals and lead A/B testing initiatives. You will analyze user behavior and engagement to provide insights that drive product innovation and support data-driven decision-making. | Candidates should have 7+ years of experience in data analysis or related fields and possess expert knowledge of SQL and data visualization tools. Familiarity with A/B testing, statistical techniques, and a scripting language like Python or R is also required. | About Ethos Ethos was built to make it faster and easier to get life insurance for the next million families. Our approach blends industry expertise, technology, and the human touch to find you the right policy to protect your loved ones. We leverage deep technology and data science to streamline the life insurance process, making it more accessible and convenient. Using predictive analytics, we are able to transform a traditionally multi-week process into a modern digital experience for our users that can take just minutes! We’ve issued billions in coverage each month and eliminated the traditional barriers, ushering the industry into the modern age. Our full-stack technology platform is the backbone of family financial health. We make getting life insurance easier, faster and better for everyone. Our investors include General Catalyst, Sequoia Capital, Accel Partners, Google Ventures, SoftBank, and the investment vehicles of Jay-Z, Kevin Durant, Robert Downey Jr and others. This year, we were named on CB Insights' Global Insurtech 50 list and BuiltIn's Top 100 Midsize Companies in San Francisco. We are scaling quickly and looking for passionate people to protect the next million families! About the Role We are looking for an ambitious self-starter with a strong track record of delivering results. This role will put you in the middle of the action, requiring you to tackle complex challenges in a rapidly-scaling startup. You will work cross-functionally to generate product insights in our direct-to-consumer business. Through critical thinking and analytical rigor, you will understand user behavior and engagement, enabling us to innovate on our product. You will also provide visibility into performance drivers, empowering leaders to make data-supported decisions. If you thrive in a fast-paced, mission-driven, and impact-oriented environment, we encourage you to apply! Duties and Responsibilities: Work closely with PMs to define feature goals and lead A/B testing and experimentation initiatives, including designing tests, tracking events and properties, and analyzing results to understand attribution, causation, and incremental lift Proactively generate exploratory analyses and in-depth research on large data sets to help product teams uncover high-impact opportunities Use your wizardly data querying and visualization skills to answer any question in a way that provides actionable insights Develop easy-to-consume dashboards and frameworks to monitor and visualize KPIs Influence strategic changes by presenting insights and recommendations to various organizational levels, including executives Collaborate with data engineers to maintain consistent business logic throughout the organization Foster a data-driven, test-and-learn culture with your passion for storytelling through data and surfacing insights via analytics, experimentation, and research into the user journey and customer funnel Qualifications and Skills: 7+ years of experience in data analysis, data science, and/or data-driven product management Expert knowledge of SQL Expertise with data visualization tools to convey actionable insights to product managers and business leaders Experience in A/B testing and experimentation best practices Knowledge of basic statistical techniques; linear and logistic regression, confidence intervals Familiarity with a scripting language like Python or R Proven ability to work independently, multi-task, and thrive in a fast-paced environment #LI-Remote #LI-JA1 The US national base salary range for this full-time position is $133,000 - $236,000. Our salary ranges are determined by role, level, and location. The range displayed on each job posting reflects the minimum and maximum target for new hire salaries for the position across all US locations. Within the range, individual pay is determined by work location and additional factors, including job-related skills, experience, and relevant education or training. Please note that the compensation details listed in US role postings reflect the base salary only and do not include applicable bonus, equity, or benefits. You can find further details of our US benefits at https://www.ethoslife.com/careers/ Don’t meet every single requirement? If you’re excited about this role but your past experience doesn’t align perfectly with every qualification in the job description, we encourage you to apply anyway. At Ethos we are dedicated to building a diverse, inclusive and authentic workplace. We are an equal opportunity employer who values diversity and inclusion and look for applicants who understand, embrace and thrive in a multicultural world. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status. Pursuant to the SF Fair Chance Ordinance, we will consider employment for qualified applicants with arrests and conviction records. To learn more about what information we collect and how it may be used, please refer to our California Candidate Privacy Notice.