Equitable

Review underwriting cases and provide medical opinions on morbidity and mortality risk, train underwriters, maintain medical knowledge, and support corporate wellness initiatives. | Must have an MD or DO with active medical license, 5+ years clinical experience, 2+ years life insurance underwriting experience, and board certification or progress toward insurance medicine certification. | At Equitable, our power is in our people. We're individuals from different cultures and backgrounds. Those differences make us stronger as a team and a force for good in our communities. Here, you'll work with dynamic individuals, build your skills, and unleash new ways of working and thinking. Are you ready to join an organization that will help unlock your potential? Equitable is looking for a Medical Director supporting Life Underwriting to join our team. Full time physician (MD or DO) needed, with primary responsibility to support the life underwriting function in the area of medical risk evaluation. The Medical Director, Life Underwriting can work remotely from a home-based office. Key Job Responsibilities In alignment with corporate goals, specific responsibilities will include: Review underwriting cases/applications and provide medical opinions regarding morbidity and mortality risk, including cases involving complex medical history Review and interpret medical tests Provide underwriter training, development and skills assessment Maintain current knowledge of medicine and industry underwriting practices to advance a competitive underwriting posture Assist in selection and development of life underwriting manual guidelines Serve as a subject matter expert for Equitable's corporate wellness initiative, helping to create and execute programs that are designed to foster a healthy, engaged and productive workforce The base salary range for this position is $200,000 - $250,000. Actual base salaries vary based on skills, experience, and geographical location. In addition to base pay, Equitable provides compensation to reward performance with base salary increases, spot bonuses, and short-term incentive compensation opportunities. Eligibility for these programs depends on level and functional area of responsibility. For eligible employees, Equitable provides a full range of benefits. This includes medical, dental, vision, a 401(k) plan, and paid time off. For detailed descriptions of these benefits, please reference the link below. Equitable Pay and Benefits: Equitable Total Rewards Program Required Qualifications Medical degree (M.D. or D.O.) along with currently active medical license in state of residence or practice 2+ years of professional experience working with life insurance products or life insurance underwriting within insurance industry 5+ years of clinical medical experience Board certification in clinical specialty Board certified in insurance medicine or progressing to it Preferred Qualifications Strong communication and decision-making skills Familiarity and ability to work with Microsoft Office programs (Outlook, Word, PowerPoint, Excel) Leading and/or consulting on corporate wellness initiatives Skills Communicating Complex Concepts: Knowledge of effective presentation tools and techniques to ensure clear understanding; ability to use summarization and simplification techniques to explain complex technical concepts in simple, clear language appropriate to the audience. Decision Making and Critical Thinking: Knowledge of the decision-making process and associated tools and techniques; ability to accurately analyze situations and reach productive decisions based on informed judgment. Insurance Legal and Regulatory Environment: Knowledge of federal, state and local laws and regulations; ability to comply with these laws and regulations in insurance industry practices and activities. Knowledge of Reinsurance: Knowledge of reinsurance activities, processes, tools, and considerations; ability to implement all reinsurance practices following all standards, applicable laws and regulations. Knowledge of Underwriting: Knowledge of the full spectrum of underwriting activities, practices, tools and considerations; ability to utilize underwriting knowledge to implement, manage and improve the underwriting process. Life Insurance: Knowledge of life insurance products, market segments and marketplaces; ability to apply knowledge of life insurance products, market segments and marketplaces to meet business goals and objectives. Life Insurance Programs: Knowledge of features, policies and processes of life insurance programs; ability to implement and manage existing and future employee life insurance plans and programs, processes, issues and considerations. Managing Multiple Priorities: Knowledge of effective self-management practices; ability to manage multiple concurrent objectives, projects, groups, or activities, making effective judgments as to prioritizing and time allocation. ABOUT EQUITABLE At Equitable, we’re a team committed to helping our clients secure their financial well-being so that they can pursue long and fulfilling lives. We turn challenges into opportunities by thinking, working, and leading differently – where everyone is a leader. We encourage every employee to leverage their unique talents to become a force for good at Equitable and in their local communities. We are continuously investing in our people by offering growth, internal mobility, comprehensive compensation and benefits to support overall well-being, flexibility, and a culture of collaboration and teamwork. We are looking for talented, dedicated, purposeful people who want to make an impact. Join Equitable and pursue a career with purpose. ********** Equitable is committed to providing equal employment opportunities to our employees, applicants and candidates based on individual qualifications, without regard to race, color, religion, gender, gender identity and expression, age, national origin, mental or physical disabilities, sexual orientation, veteran status, genetic information or any other class protected by federal, state and local laws. NOTE: Equitable participates in the E-Verify program. If reasonable accommodation is needed to participate in the job application or interview process or to perform the essential job functions of this position, please contact Human Resources at (212) 314-2211 or email us at TalentAcquisition@equitable.com. #LI-Remote

Manage disability and leave claims by reviewing medical records, applying policy provisions, communicating with stakeholders, and ensuring timely and accurate claim decisions. | Requires bachelor’s degree or equivalent, 1+ years disability claims experience, strong customer service, knowledge of disability laws, confidentiality, and proficiency with computer systems. | At Equitable, our power is in our people. We're individuals from different cultures and backgrounds. Those differences make us stronger as a team and a force for good in our communities. Here, you'll work with dynamic individuals, build your skills, and unleash new ways of working and thinking. Are you ready to join an organization that will help unlock your potential? Equitable is looking for an experienced Claims Specialist supporting Disability and Leave Management claims to join our team! The Claims Specialist is responsible for providing excellent customer service. You will be expected to utilize judgment and assess risk as you work with various business partners to render claim decisions and partner with internal and external resources. Reliability and dependability throughout our extensive training program is required. Key Job Responsibilities Deliver an exceptional customer experience and ensure that customer commitments and deliverables are achieved Communication via telephone, email, and text with employees, employers, attorneys, and others Review and interpret medical records, utilizing resources as appropriate Complete financial calculations Gain an understanding and working knowledge of the Equitable claim and other applicable systems, policies, procedures, and contracts as well as regulatory and statutory requirements for claim adjudication Apply contract/policy provisions to ensure accurate eligibility and liability decisions Demonstrate and apply analytical and critical thinking skills Verify on-going liability and develop strategies for return-to-work opportunities as appropriate Document objective, clear and technical rationale for all claim determinations and demonstrate the ability to effectively communicate claim decisions to our customers via oral and written communication Leverage a broad spectrum of resources, materials, and tools to render claims decisions Provide timely and exceptional customer experience by paying appropriate claims accurately and timely, responding to all inquiries and maintaining expected service and quality standards Work within a fast-paced environment, with tight deadlines, and demonstrate the ability to balance multiple priorities Work independently as well as within a team structure The base salary range for this position is $50,000-$60,000. Actual base salaries vary based on skills, experience, and geographical location. In addition to base pay, Equitable provides compensation to reward performance with base salary increases, spot bonuses, and short-term incentive compensation opportunities. Eligibility for these programs depends on level and functional area of responsibility. For eligible employees, Equitable provides a full range of benefits. This includes medical, dental, vision, a 401(k) plan, and paid time off. For detailed descriptions of these benefits, please reference the link below. Equitable Pay and Benefits: Equitable Total Rewards Program Required Qualifications Bachelor’s degree or equivalent work experience 1+ years disability claims experience Exceptional customer service skills Maintains positive and effective interaction with challenging customers Strong knowledge of disability and leave laws and regulations Ability to handle sensitive information with confidentiality and professionalism Preferred Qualifications Group Disability Claims experience Exceptional written and oral communication skills demonstrated in previous work experience Excellent organizational and time management skills with ability to multitask and prioritize deadlines Ability to manage multiple and changing priorities Detail oriented; able to analyze and research contract information Demonstrated ability to operate with a sense of urgency Experience in effectively meeting/ exceeding individual professional expectations and team goals Demonstrated analytical and math skills Ability to exercise critical thinking skills, risk management skills and sound judgment Ability to adapt, problem solve quickly and communicate effective solutions High level of flexibility to adapt to the changing needs of the organization Self-motivated, independent with proven ability to work effectively on a team and work with others in a highly collaborative team environment Continuous improvement mindset A commitment to support a work environment that fosters diversity and inclusion Proficiency in computer literacy and skills with the ability to work within multiple systems; proficiency with PC based programs such as Excel and Word Skills Analytical Thinking: Knowledge of techniques and tools that promote effective analysis; ability to determine the root cause of organizational problems and create alternative solutions that resolve these problems. Customer Support Operations: Knowledge of customer support techniques, tools, technologies, and best practices; ability to utilize all aspects of customer support operations to manage a call center. Customer Support Systems: Knowledge of principles and techniques used in customer support and ability to use applications, hardware, software, networking, and the applications environment used for customer support. Managing Multiple Priorities: Knowledge of effective self-management practices; ability to manage multiple concurrent objectives, projects, groups, or activities, making effective judgments as to prioritizing and time allocation. Problem Solving: Knowledge of approaches, tools, techniques for recognizing, anticipating, and resolving organizational, operational or process problems; ability to apply knowledge of problem solving appropriately to diverse situations. #LI-Remote ABOUT EQUITABLE At Equitable, we’re a team committed to helping our clients secure their financial well-being so that they can pursue long and fulfilling lives. We turn challenges into opportunities by thinking, working, and leading differently – where everyone is a leader. We encourage every employee to leverage their unique talents to become a force for good at Equitable and in their local communities. We are continuously investing in our people by offering growth, internal mobility, comprehensive compensation and benefits to support overall well-being, flexibility, and a culture of collaboration and teamwork. We are looking for talented, dedicated, purposeful people who want to make an impact. Join Equitable and pursue a career with purpose. ********** Equitable is committed to providing equal employment opportunities to our employees, applicants and candidates based on individual qualifications, without regard to race, color, religion, gender, gender identity and expression, age, national origin, mental or physical disabilities, sexual orientation, veteran status, genetic information or any other class protected by federal, state and local laws. NOTE: Equitable participates in the E-Verify program. If reasonable accommodation is needed to participate in the job application or interview process or to perform the essential job functions of this position, please contact Human Resources at (212) 314-2211 or email us at TalentAcquisition@equitable.com.