EarnIn

Lead and develop the company's machine learning platform, aligning it with business goals, and oversee deployment and optimization of ML systems. | Requires 5+ years in engineering or scientific domains, experience building production ML systems, and team leadership skills. | About EarnIn As one of the first pioneers of earned wage access, our passion at EarnIn is building products that deliver real-time financial flexibility for those with the unique needs of living paycheck to paycheck. Our community members access their earnings as they earn them, with options to spend, save, and grow their money without mandatory fees, interest rates, or credit checks. We’re fortunate to have an incredibly experienced leadership team, combined with world-class funding partners like A16Z, Matrix Partners, DST, Ribbit Capital, and a very healthy core business with a tremendous runway. We’re growing fast and are excited to continue bringing world-class talent onboard to help shape the next chapter of our growth journey. POSITION SUMMARY We are seeking an experienced Sr. Manager, Machine Learning Platform to lead and scale our machine learning platform efforts across the company. As a fintech company where machine learning (ML) is integral to both our business strategy and user experience, we depend on robust, scalable ML systems to drive impactful decisions and deliver exceptional customer value. Our mission is to pioneer success stories through the application of generative AI and state-of-the-art machine learning algorithms, thereby generating transformative business and societal impact. The ideal candidate will have a proven track record of building systems, infrastructure and ML Ops workflows at scale, particularly in fast-paced startup environments. A strong foundation in coding, familiarity with production-level ML engineering practices, and the ability to bridge theoretical concepts with practical implementation are essential. The Mountain View base salary range for this full-time position is $348,913 to $426,4490, plus equity and benefits. Our salary ranges are determined by role, level, and location. This is a hybrid position in Mountain View, requiring in-office work 2 days a week. WHAT YOU'LL DO Define and own the machine learning platform roadmap in alignment with business goals. Lead the ML platform team to design, develop, and optimize ML-based systems. Drive a culture of scientific and engineering rigor and real-world pragmatism in your team's work, particularly to quantify the impact of features on relevant engagement metrics. Collaborate with data engineers, ML algorithm engineers and product managers to coordinate timely deployments from conception to release WHAT WE'RE LOOKING FOR MS or Ph.D. degree in Computer Science, Statistics, or a related technical field, or equivalent work experience 5+ years of experience in Engineering or Scientific domains, 5+ years of experience as a team builder and leader in hiring, developing, and managing high-performing teams Industry experience building and productionizing machine learning systems Advanced knowledge of Python, SQL Strong oral and written communication skills #LI-Hybrid At EarnIn, we believe that the best way to build a financial system that works for everyday people is by hiring a team that represents our diverse community. Our team is diverse not only in background and experience but also in perspective. We celebrate our diversity and strive to create a culture of belonging. EarnIn does not unlawfully discriminate based on race, color, religion, sex (including pregnancy, childbirth, breastfeeding, or related medical conditions), gender identity, gender expression, national origin, ancestry, citizenship, age, physical or mental disability, legally protected medical condition, family care status, military or veteran status, marital status, registered domestic partner status, sexual orientation, genetic information, or any other basis protected by local, state, or federal laws. EarnIn is an E-Verify participant. EarnIn does not accept unsolicited resumes from individual recruiters or third-party recruiting agencies in response to job postings. No fee will be paid to third parties who submit unsolicited candidates directly to our hiring managers or HR team.

Lead and develop a high-performing SRE organization, drive reliability and automation strategies, and partner with cross-functional teams to ensure system resilience. | Extensive leadership experience in SRE or related fields, strong technical skills with container orchestration, infrastructure as code, observability, and programming, along with strategic planning and communication skills. | About EarnIn As one of the first pioneers of earned wage access, our passion at EarnIn is building products that deliver real-time financial flexibility for those with the unique needs of living paycheck to paycheck. Our community members access their earnings as they earn them, with options to spend, save, and grow their money without mandatory fees, interest rates, or credit checks. We’re fortunate to have an incredibly experienced leadership team, combined with world-class funding partners like A16Z, Matrix Partners, DST, Ribbit Capital, and a very healthy core business with a tremendous runway. We’re growing fast and are excited to continue bringing world-class talent onboard to help shape the next chapter of our growth journey. POSITION SUMMARY The Director of Site Reliability Engineering (SRE) will provide strategic leadership and technical direction for the reliability, scalability, and performance of our mission‑critical systems and services. This role combines deep SRE expertise with strong engineering leadership to drive organizational transformation toward reliability-first principles. The ideal candidate brings a strong software engineering foundation, a passion for automation, and a proven ability to develop and lead high‑performing teams. The Director will partner with engineering, product, operations, and business stakeholders to design, deliver, and operate resilient, high‑availability systems that support our customers and business objectives at scale. The Mountain View base salary range for this full-time position is $315,000 to $385,000, plus equity and benefits. Our salary ranges are determined by role, level, and location. This is a hybrid position in Mountain View, requiring in-office work 2 days a week. WHAT YOU'LL DO Drive organizational transformation toward SRE principles and own the strategic direction for reliability maturity, cultivating a culture centered on reliability, efficiency, and continuous improvement. Develop and oversee automation strategies, tools, and frameworks that improve system reliability, reduce operational toil, and enhance team productivity. Architect and evolve robust observability, monitoring, and alerting systems; champion chaos engineering and resilience testing practices to proactively validate system behavior under failure conditions. Partner with engineering, product, and operations teams to embed SRE practices throughout the development lifecycle and influence architectural decisions for reliability. Build, mentor, and develop a high‑performing global SRE organization, fostering technical excellence, career growth, and a strong culture of knowledge sharing. Oversee capacity planning, scalability assessments, and future‑state demand forecasting across critical systems. Lead and govern high‑severity incident response practices—ensuring rapid triage, thorough root cause analysis, and follow‑through on corrective and preventative actions WHAT WE'RE LOOKING FOR BS, MS, or PhD degree in Computer Science, Engineering, or related field, or related experience 7+ years of experience in the field, including 3+ years leading SRE teams or a team in a similar role. Strong experience with container orchestration (Kubernetes), infrastructure as code (Terraform), and CI/CD pipelines. Hands-on experience with observability platforms (e.g., Datadog, Prometheus, Grafana) and incident management tools (e.g., incident.io, PagerDuty). Proficiency in at least one programming language (Python, Go, or Java) with the ability to review code and guide system design decisions. Proven experience in architecting and managing highly available, scalable, and fault-tolerant systems. Ability to define a clear reliability vision and inspire teams and stakeholders toward long‑term reliability goals. Demonstrated sound judgment and calm decision‑making under pressure, particularly during high‑severity incidents. Strong people leadership skills, with experience coaching and mentoring engineering talent, developing future leaders, and aligning peer engineering managers and leaders on reliability best practices. Strategic planning skills with a track record of aligning technical direction with organizational objectives. Excellent communication skills; able to translate complex technical issues into clear, actionable insights for executive and non‑technical audiences. Highly collaborative, with the ability to work effectively across engineering, product, operations, and business functions and leaders. #LI-Hybrid At EarnIn, we believe that the best way to build a financial system that works for everyday people is by hiring a team that represents our diverse community. Our team is diverse not only in background and experience but also in perspective. We celebrate our diversity and strive to create a culture of belonging. EarnIn does not unlawfully discriminate based on race, color, religion, sex (including pregnancy, childbirth, breastfeeding, or related medical conditions), gender identity, gender expression, national origin, ancestry, citizenship, age, physical or mental disability, legally protected medical condition, family care status, military or veteran status, marital status, registered domestic partner status, sexual orientation, genetic information, or any other basis protected by local, state, or federal laws. EarnIn is an E-Verify participant. EarnIn does not accept unsolicited resumes from individual recruiters or third-party recruiting agencies in response to job postings. No fee will be paid to third parties who submit unsolicited candidates directly to our hiring managers or HR team.

Define and execute product vision and strategy for the Financial Intelligence Platform, collaborating across teams to deliver customer-centric solutions and measurable business impact. | 8+ years of product management experience, strong analytical skills, and proven success in managing large product portfolios with a focus on customer needs and financial solutions. | About the position As one of the first pioneers of earned wage access, our passion at EarnIn is building products that deliver real-time financial flexibility for those with the unique needs of living paycheck to paycheck. Our community members access their earnings as they earn them, with options to spend, save, and grow their money without mandatory fees, interest rates, or credit checks. We’re fortunate to have an incredibly experienced leadership team, combined with world-class funding partners like A16Z, Matrix Partners, DST, Ribbit Capital, and a very healthy core business with a tremendous runway. We’re growing fast and are excited to continue bringing world-class talent onboard to help shape the next chapter of our growth journey. EarnIn is building a modern platform designed to improve financial flexibility and employee financial wellness for its community members. This product platform combines core services, data, AI, and more directly in the EarnIn app, all built on a secure, scalable foundation. As a Senior Staff Product Manager, part of the Financial Intelligence Platform team, you will define and drive the product vision for this rapidly evolving product area, championing both employer and employee value and ensuring EarnIn’s success in delivering the mission to its community members. This role bridges deep product leadership with cross-functional execution, partnering closely with Engineering, Design, Finance, Risk, Compliance, and different Business Units to create measurable business impact. This full-time position is based in Mountain View, with a base salary range of \$259,898-\$317,653, plus equity and benefits. Our salary ranges are determined by role, level, and location. This is a hybrid position and requires in-person work from our Mountain View HQ office 2 days a week. Responsibilities • Define and refine the product vision and strategy for components of EarnIn’s Financial Intelligence Platform, aligning with company goals and market opportunities. • Set long-term product direction that balances immediate platform needs with EarnIn’s broader mission • Build and maintain a clear, data-informed product roadmap for new initiatives, ensuring alignment with business priorities and customer value. • Prioritize product features and enhancements that deliver measurable improvements in user experience, operational efficiencies, and competitive differentiation. • Lead collaboration across Engineering, Design, Compliance, Risk, Finance, and Support to drive product execution from ideation through launch and iteration. • Act as the product voice in cross-functional decision making, removing blockers and ensuring shared ownership of success • Deeply understand the needs of our community members through research, data insights, and market analysis. • Guide product discovery and delivery, ensuring quality execution, simplicity of use, and compliance with industry and regulatory standards. • Oversee performance metrics and iterate quickly based on data, customer feedback, and business impact. • Build, mentor, and grow high-performing team members and partners that can scale with the payroll business. • Foster a culture of collaboration, ownership, experimentation, and continuous learning. • Partner with the business unit leader to align on the product roadmap and support go-to-market efforts. Requirements • 8+ years of product management experience, with a strong focus on building and delivering innovative, customer-centric solutions. • Demonstrated success in managing large product portfolios with a proven track record of delivering across a broad set of areas, such as core experiences, identity, and money movement. • Strong analytical skills, with the ability to leverage data to inform product decisions and drive metrics. • Excellent communication and collaboration skills, with the ability to influence cross-functional teams and stakeholders at all levels. • A passion for solving real customer problems and improving financial wellness for everyday people. Benefits • equity • benefits

The Total Rewards Analyst & Stock Administrator will manage the company's equity programs and ensure compliance with relevant laws and regulations. They will also provide support to employees regarding equity grants and maintain accurate records of equity transactions. | Candidates should have at least 3 years of experience in equity administration and a solid understanding of benefits compliance and compensation principles. A bachelor's degree in a related field is required, and certifications such as CEP or CCP are a plus. | About EarnIn As one of the first pioneers of earned wage access, our passion at EarnIn is building products that deliver real-time financial flexibility for those with the unique needs of living paycheck to paycheck. Our community members access their earnings as they earn them, with options to spend, save, and grow their money without mandatory fees, interest rates, or credit checks. We’re fortunate to have an incredibly experienced leadership team, combined with world-class funding partners like A16Z, Matrix Partners, DST, Ribbit Capital, and a very healthy core business with a tremendous runway. We’re growing fast and are excited to continue bringing world-class talent onboard to help shape the next chapter of our growth journey. POSITION SUMMARY At EarnIn, our people are our greatest asset—and attracting, retaining, and rewarding top talent is at the heart of everything we do. We're seeking a Total Rewards Analyst & Stock Administrator who is passionate about building and delivering inclusive, competitive, and transparent compensation and benefits programs. You’ll be instrumental in helping to shape our total rewards philosophy, provide high-touch support across benefits and equity programs, and ensure an outstanding employee experience through data-driven insights and operational excellence. This remote role combines elements of Equity Administration, Compensation, and Benefits and is ideal for someone with experience in high-growth, fast-paced environments who thrives in both analytical and people-centered work. If you're eager to grow your expertise across multiple total rewards domains and want to make a lasting impact, we’d love to hear from you. The US base salary range for this contract position is $92,000–$146,000 + benefits. Our salary ranges are determined by role, level, and location. WHAT YOU'LL DO Stock Plan Administration (25-50%, to increase over the next 6 months) Equity Plan Management Help administer company’s equity programs, including stock options, restricted stock units (RSUs), and employee stock purchase plans (ESPPs). Administer EarnIn’s equity compensation programs in collaboration with our third-party stock plan administrator. Managing new hires/terminations in equity administration platform. Prepare and distribute grant agreements (stock options, RSUs, etc.). Process new equity grants, exercises, vesting, and cancellations in equity management systems. Maintain accurate and up-to-date records of all equity transactions. Manage off boarding equity communications and option expiration timelines. Track and update employee status changes that affect vesting (e.g., LOA, termination). Compliance and Reporting Ensure compliance with federal, state, and international securities laws and regulations. Prepare and file Section 16 forms, Form 144, and other SEC filings as required. Support corporate governance activities related to equity and stockholder matters. Assist with external audits and coordinate with internal audit and finance teams to ensure proper controls. Employee Support Serve as the primary point of contact for employees regarding equity grants, vesting schedules, and exercises. Provide training and resources to employees to enhance understanding of equity programs. Respond to inquiries regarding equity statements, tax implications, and plan rules. System Administration Manage and maintain equity management platforms (Carta, Future: E*TRADE, Shareworks, etc.). Maintain cap table in equity platform, including employee and investor records. Perform system reconciliations with payroll, HRIS, and finance systems to ensure accuracy. Generate regular reports on equity activity for HR, finance, accounting, and executive leadership. Collaboration Partner with Legal, HR, Finance, and Payroll teams to ensure accurate processing and reporting. Support Finance in calculating stock-based compensation expense in accordance with GAAP. Provide data and analysis for board meetings, investor relations, and external communications: board decks with burn rate models and equity pool increases Run and send equity-related reports to stakeholders. Process Improvement Develop and implement best practices for equity plan administration. Review and update policies, procedures, and documentation related to stock administration. Identify opportunities for automation and process efficiency. Compensation Administrative and Tactical Execution (10-20%) Analyze, design, and support compensation programs and processes including annual salary review, merit cycles, promotions, and market benchmarking. Partner with People Business Partners, Talent Acquisition, and functional leaders to ensure equitable and competitive offers, promotions, and internal transfers. Conduct global compensation market research, including participation in salary and total rewards surveys and analysis of compensation trends. Assist in maintaining job architecture, leveling guidelines, and salary ranges. Benefits Administration (20-30%) Support the administration of EarnIn’s employee benefits programs including health, dental, vision, life, disability, and leave of absence programs. Partner with brokers and benefits vendors to ensure timely enrollment, compliance, and employee support. Assist with benefits communications and employee education initiatives to promote understanding and utilization. Perform benefits audits and maintain compliance with all applicable regulations (e.g., ERISA, ACA, HIPAA, COBRA). Support Leave of Absence Management Analytics & Reporting (10-15%) Build and maintain compensation, benefits, and equity dashboards and reporting tools to support business and compliance needs. Generate actionable insights from HR data to guide strategic decision-making and improve employee experience. Participate in audits and maintain data integrity across HRIS and equity systems. WHAT WE'RE LOOKING FOR 3+ years of experience in an Equity Administration role, preferably in a high-growth tech environment. Solid working knowledge of benefits compliance and compensation principles (e.g., FLSA, IRS regulations, SOX, Section 409A). Hands-on experience with HRIS and equity management systems (e.g., Workday, Carta, Shareworks, Equity Edge, Fidelity). Exceptional Excel and data modeling skills; experience with reporting and visualization tools (e.g., Tableau, Looker, or Google Data Studio). Highly analytical mindset paired with strong attention to detail and the ability to execute flawlessly. Excellent written and verbal communication skills; capable of demystifying complex topics for a broad employee audience. Strong project management skills and a desire to create scalable, sustainable processes. Bachelor’s degree in Human Resources, Finance, Business, or related field; CEP and CCP or CEBS certification a plus. #LI-Remote At EarnIn, we believe that the best way to build a financial system that works for everyday people is by hiring a team that represents our diverse community. Our team is diverse not only in background and experience but also in perspective. We celebrate our diversity and strive to create a culture of belonging. EarnIn does not unlawfully discriminate based on race, color, religion, sex (including pregnancy, childbirth, breastfeeding, or related medical conditions), gender identity, gender expression, national origin, ancestry, citizenship, age, physical or mental disability, legally protected medical condition, family care status, military or veteran status, marital status, registered domestic partner status, sexual orientation, genetic information, or any other basis protected by local, state, or federal laws. EarnIn is an E-Verify participant. EarnIn does not accept unsolicited resumes from individual recruiters or third-party recruiting agencies in response to job postings. No fee will be paid to third parties who submit unsolicited candidates directly to our hiring managers or HR team.

Design and implement new features while ensuring scalability and performance of backend systems. Collaborate with Product teams to define technical solutions and mentor other engineers. | Candidates should have 4+ years of software engineering experience and a degree in a related technical discipline. Proficiency in modern backend programming languages and experience with microservices architectures is required. | About EarnIn As one of the first pioneers of earned wage access, our passion at EarnIn is building products that deliver real-time financial flexibility for those with the unique needs of living paycheck to paycheck. Our community members access their earnings as they earn them, with options to spend, save, and grow their money without mandatory fees, interest rates, or credit checks. We’re fortunate to have an incredibly experienced leadership team, combined with world-class funding partners like A16Z, Matrix Partners, DST, Ribbit Capital, and a very healthy core business with a tremendous runway. We’re growing fast and are excited to continue bringing world-class talent onboard to help shape the next chapter of our growth journey. POSITION SUMMARY We seek an experienced, collaborative, and resourceful Senior Backend Engineer to join our team. We seek engineers who thrive in uncertain environments and excel at defining technical solutions, collaborating closely with Product teams to refine requirements. The ideal candidate has experience in fintech or has built 0-to-1 products, demonstrating a strong ability to design and implement scalable architectures that support rapid product evolution. Candidates with backgrounds in early-stage software products engineered for scalability, or those who have worked in Research & Development on new technologies, will fit nicely on our team. The base salary range for this full-time position is $186,300 to $227,700, plus equity and benefits. Our salary ranges are determined by role, level, and location. This is a remote role with the option for hybrid from our Mountain View HQ WHAT YOU'LL DO Design and implement new features, breaking down complex problems into elegant, scalable, and maintainable solutions. Architect and maintain robust microservices integrations, leveraging REST/gRPC APIs and event-driven messaging patterns (events/queues) to build flexible and extensible systems. Collaborate with Product teams to define technical solutions in ambiguous environments, ensuring that backend architectures support rapid product iteration and expansion. Ensure scalability and performance by developing services designed to handle high-throughput and real-time transaction processing. Proactively identify and mitigate risks to ensure our backend systems remain secure, reliable, and resilient. Mentor and guide engineers, providing technical leadership through design reviews, code reviews, and architectural guidance. Develop test automation to enable continuous integration and deployment, maintaining high development velocity. Debug and troubleshoot production issues, working across multiple stack levels to maintain service stability. Work closely with cross-functional teams, including data science, product, analytics, and marketing, to ensure backend services align with business objectives. WHAT WE'RE LOOKING FOR 4+ years of software engineering experience, with a track record of delivering scalable backend solutions. Bachelor's, Master’s, or PhD degree in computer science, computer engineering, or a related technical discipline, or equivalent industry experience Experience working in microservices architectures, designing and building distributed systems. Proficiency in at least one modern backend programming language, with the ability to adapt to multiple technologies (we work with Java, Kotlin, C#, and Python). Strong expertise in SQL databases, as well as additional experience in NoSQL systems, is a plus. Experience designing architectures that enable rapid iteration, either from early-stage product development or within Research & Development teams is a plus Hands-on experience with continuous integration and deployment tools, ensuring seamless and efficient development workflows. Experience in functional and integration testing, ensuring backend services maintain high reliability. Excellent written and verbal communication skills, with the ability to collaborate effectively across teams. #LI-Hybrid At EarnIn, we believe that the best way to build a financial system that works for everyday people is by hiring a team that represents our diverse community. Our team is diverse not only in background and experience but also in perspective. We celebrate our diversity and strive to create a culture of belonging. EarnIn does not unlawfully discriminate based on race, color, religion, sex (including pregnancy, childbirth, breastfeeding, or related medical conditions), gender identity, gender expression, national origin, ancestry, citizenship, age, physical or mental disability, legally protected medical condition, family care status, military or veteran status, marital status, registered domestic partner status, sexual orientation, genetic information, or any other basis protected by local, state, or federal laws. EarnIn is an E-Verify participant. EarnIn does not accept unsolicited resumes from individual recruiters or third-party recruiting agencies in response to job postings. No fee will be paid to third parties who submit unsolicited candidates directly to our hiring managers or HR team.