Concora Credit Inc.

Conducting and leading internal audits, analyzing findings, and developing recommendations. | Requires 5+ years of internal audit experience, relevant certifications like CIA or CISA preferred, and strong stakeholder management skills. | Overview: As an Audit Project Manager, you’ll help drive Concora Credit’s Mission to enable customers to Do More with Credit – every single day. The impact you’ll have at Concora Credit: You'll work closely with the Manager of Internal Audit on audit execution and help with the annual risk assessment. You'll be responsible for conducting/managing internal audits of moderate-to-complex processes and activities within the organization. You'll complete an objective examination and evaluation of internal activities, identify key risks, document the results, and develop corrective action plans. You'll support and participate in the Internal Audit Quality Assurance Improvement Program and the Compliance and Control Governance Team (CCGT) initiatives to coordinate coverage, strengthen internal controls, and promote compliant operations. We hire people, not positions. That's because, at Concora Credit, we put people first, including our customers, partners, and Team Members. Concora Credit is guided by a single purpose: to help non-prime customers do more with credit. Today, we have helped millions of customers access credit. Our industry leadership, resilience, and willingness to adapt ensure we can help our partners responsibly say yes to millions more. As a company grounded in entrepreneurship, we're looking to expand our team and are looking for people who foster innovation, strive to make an impact, and want to Do More! We’re an established company with over 20 years of experience, but now we’re taking things to the next level. We're seeking someone who wants to impact the business and play a pivotal role in leading the charge for change. Responsibilities: As our Audit Project Manager, you will: • Support the annual risk assessment planning process to develop the audit plan, ensuring alignment with the organizational risk profile, audit execution, audit reporting, and audit technology. • Conduct and lead the execution of complex audits, reviews, and special projects. Help drive the audit planning process by identifying key risks and assessing project scope alternatives to identify an appropriate testing approach. • Analyze findings, determine “root causes,” formulate opinions, and develop recommendations for identified issues. • Develop relationships with senior and operational management to ensure good working relationships and effective communications. • Professionally communicate verbally and in writing. Ensure communications are conveyed in a timely manner. • Maintain knowledge of the risks, activities, regulations, competitive environment, market conditions, and current events that impact our organization and industry. • Contribute to establishing and maintaining a high-performance environment that develops and motivates team members. • Identify, suggest, and help implement new/improved audit approaches, tools, and techniques. • Maintain up-to-date working knowledge of laws and regulations affecting our business and assist in ensuring that the audit program effectively addresses all applicable legal and regulatory risks. These duties must be performed with or without reasonable accommodation. We know experience comes in many forms and that many skills are transferable. If your experience is close to what we're looking for, consider applying. Diversity has made us the entrepreneurial and innovative company that we are today. Qualifications: Requirements: • 5 years of internal audit or comparable experience. • Bachelor’s degree with an emphasis in business, information technology, finance, or accounting preferred or equivalent work experience required. • Good stakeholder management skills, able to foster collaborative working relationships and influence management at all levels. • Demonstrated project management skills and the ability to plan, manage, and perform audits. • Strong organizational, analytical, critical thinking, and communication skills. • Solid understanding of the credit card business and the related regulations, preferred. • Skilled at handling multiple projects simultaneously and exhibits a sense of urgency. • Good technology and business acumen. Preferred Certifications: • Certified Internal Auditor (CIA) • Certified Information Systems Auditor (CISA) What’s In It For You: • Medical, Dental and Vision insurance for you and your family • Relax and recharge with Paid Time Off (PTO) • 6 company-observed paid holidays, plus 3 paid floating holidays • 401k (after 90 days) plus employer match up to 4% • Pet Insurance for your furry family members • Wellness perks including onsite fitness equipment at both locations, EAP, and access to the Headspace App • We invest in your future through Tuition Reimbursement • Save on taxes with Flexible Spending Accounts • Peace of mind with Life and AD&D Insurance • Protect yourself with company-paid Long-Term Disability and voluntary Short-Term Disability Concora Credit provides equal employment opportunities to all Team Members and applicants for employment and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state or local laws. Employment-based visa sponsorship is not available for this role. Concora Credit is an equal opportunity employer (EEO). Please see the Concora Credit Privacy Policy for more information on how Concora Credit processes your personal information during the recruitment process and, if applicable, based on your location, how you can exercise your privacy rights. If you have questions about this privacy notice or need to contact us in connection with your personal data, including any requests to exercise your legal rights referred to at the end of this notice, please contact caprivacynotice@concoracredit.com.

Conduct and lead internal audits, analyze findings, and develop recommendations to improve internal controls. | Requires 5+ years of internal audit experience, relevant certifications (CIA, CISA), and strong stakeholder management skills. | Overview As an Audit Project Manager, you’ll help drive Concora Credit’s Mission to enable customers to Do More with Credit – every single day. The impact you’ll have at Concora Credit: You'll work closely with the Manager of Internal Audit on audit execution and help with the annual risk assessment. You'll be responsible for conducting/managing internal audits of moderate-to-complex processes and activities within the organization. You'll complete an objective examination and evaluation of internal activities, identify key risks, document the results, and develop corrective action plans. You'll support and participate in the Internal Audit Quality Assurance Improvement Program and the Compliance and Control Governance Team (CCGT) initiatives to coordinate coverage, strengthen internal controls, and promote compliant operations. We hire people, not positions. That's because, at Concora Credit, we put people first, including our customers, partners, and Team Members. Concora Credit is guided by a single purpose: to help non-prime customers do more with credit. Today, we have helped millions of customers access credit. Our industry leadership, resilience, and willingness to adapt ensure we can help our partners responsibly say yes to millions more. As a company grounded in entrepreneurship, we're looking to expand our team and are looking for people who foster innovation, strive to make an impact, and want to Do More! We’re an established company with over 20 years of experience, but now we’re taking things to the next level. We're seeking someone who wants to impact the business and play a pivotal role in leading the charge for change. Responsibilities As our Audit Project Manager, you will: Support the annual risk assessment planning process to develop the audit plan, ensuring alignment with the organizational risk profile, audit execution, audit reporting, and audit technology. Conduct and lead the execution of complex audits, reviews, and special projects. Help drive the audit planning process by identifying key risks and assessing project scope alternatives to identify an appropriate testing approach. Analyze findings, determine “root causes,” formulate opinions, and develop recommendations for identified issues. Develop relationships with senior and operational management to ensure good working relationships and effective communications. Professionally communicate verbally and in writing. Ensure communications are conveyed in a timely manner. Maintain knowledge of the risks, activities, regulations, competitive environment, market conditions, and current events that impact our organization and industry. Contribute to establishing and maintaining a high-performance environment that develops and motivates team members. Identify, suggest, and help implement new/improved audit approaches, tools, and techniques. Maintain up-to-date working knowledge of laws and regulations affecting our business and assist in ensuring that the audit program effectively addresses all applicable legal and regulatory risks. These duties must be performed with or without reasonable accommodation. We know experience comes in many forms and that many skills are transferable. If your experience is close to what we're looking for, consider applying. Diversity has made us the entrepreneurial and innovative company that we are today. Qualifications Requirements: 5 years of internal audit or comparable experience. Bachelor’s degree with an emphasis in business, information technology, finance, or accounting preferred or equivalent work experience required. Good stakeholder management skills, able to foster collaborative working relationships and influence management at all levels. Demonstrated project management skills and the ability to plan, manage, and perform audits. Strong organizational, analytical, critical thinking, and communication skills. Solid understanding of the credit card business and the related regulations, preferred. Skilled at handling multiple projects simultaneously and exhibits a sense of urgency. Good technology and business acumen. Preferred Certifications: Certified Internal Auditor (CIA) Certified Information Systems Auditor (CISA) What’s In It For You: Medical, Dental and Vision insurance for you and your family Relax and recharge with Paid Time Off (PTO) 6 company-observed paid holidays, plus 3 paid floating holidays 401k (after 90 days) plus employer match up to 4% Pet Insurance for your furry family members Wellness perks including onsite fitness equipment at both locations, EAP, and access to the Headspace App We invest in your future through Tuition Reimbursement Save on taxes with Flexible Spending Accounts Peace of mind with Life and AD&D Insurance Protect yourself with company-paid Long-Term Disability and voluntary Short-Term Disability Concora Credit provides equal employment opportunities to all Team Members and applicants for employment and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state or local laws. Employment-based visa sponsorship is not available for this role. Concora Credit is an equal opportunity employer (EEO). Please see the Concora Credit Privacy Policy for more information on how Concora Credit processes your personal information during the recruitment process and, if applicable, based on your location, how you can exercise your privacy rights. If you have questions about this privacy notice or need to contact us in connection with your personal data, including any requests to exercise your legal rights referred to at the end of this notice, please contact caprivacynotice@concoracredit.com.

Assist in developing, testing, and maintaining software applications within an agile environment, focusing on object-oriented programming and system functionality. | Enrollment in a relevant computer science or engineering program, basic understanding of application development, and experience with programming languages like C# or .Net Core. | Overview: As a Software Engineering Intern, you’ll help drive Concora Credit’s Mission to enable customers to Do More with Credit – every single day. The impact you’ll have at Concora Credit: As a Software Engineering Intern, you will help deliver our next-generation software solutions. This internship provides practical, hands-on experience in building reliable, scalable solutions, while emphasizing collaboration, knowledge sharing, and learning from teammates as keys to success. This internship is an opportunity for you to contribute and learn in a fast-paced agile environment, helping you improve your skills and gain valuable experience. If you're passionate about problem solving and developing solutions, we encourage you to apply. We appreciate diverse perspectives and backgrounds, which contribute to our innovative culture. Our internship program is designed to give you hands-on experience through targeted projects, enhancing both your resume and skills in your area of focus. The program will take place 4 days a week (Monday through Thursday) from June 15 to August 20, 2026, onsite at the Akron, Ohio location. We hire people, not positions. That's because, at Concora Credit, we put people first, including our customers, partners, and Team Members. Concora Credit is guided by a single purpose: to help non-prime customers do more with credit. Today, we have helped millions of customers access credit. Our industry leadership, resilience, and willingness to adapt ensure we can help our partners responsibly say yes to millions more. Program Structure Our internship program is grounded in 3 key pillars to ensure you get the most out of your time with us - Meaningful Project Work, Networking, and Engaging Experiences. Meaningful Project Work Throughout your internship at Concora Credit, you will be assigned a significant project intended to span the entirety of the program. This project will include clearly defined deliverables and deadlines, with your Team Leader providing guidance to help you stay on track. Our goal is for you to complete a project that enhances your resume while simultaneously equipping you with valuable skills that will contribute to your future career advancement. Networking We believe that the internship experience should extend beyond just project work alone. To facilitate your professional growth, we will organize several networking events during the program, including Q&A sessions with senior executives in various roles and opportunities to explore different departments within the company. Additionally, you will be paired with a dedicated teammate, separate from your Team Leader, who will add another support system throughout your time with us. Engaging Experiences While the internship is focused on professional development, we also prioritize creating a fun and engaging atmosphere with activities outside of work. Expect to participate in enjoyable group activities, such as team outings and company wide events, fostering camaraderie and connections amongst your fellow interns and the Concora Credit Community. We invite you to apply for this enriching internship experience and look forward to welcoming you to our team at Concora Credit! Responsibilities: Internship Eligibility: • Applicants must be classified as a Junior or higher at the time of application, with an expected graduation date of 2026 or 2027. Graduate programs also welcome to apply. • Available to work 10 weeks with no major conflicts in June through August. • Available to work onsite Monday through Thursday at our Akron, OH office. • Authorized to work in the US for any employer and without the need for sponsorship now or in the future. As our Software Engineering Intern, you will: • Develop, test, and promote code for new applications or services using object-oriented programming languages. • Participate in our Agile development framework, including daily stand-ups, sprint planning, retrospectives, and code peer reviews. • Maintain existing system functionality based on user stories and analyze code to identify areas for improvement in current products. • Assist with the change management processes. • Assist with quality and user acceptance testing. • Produce complete and coherent documentation. These duties must be performed with or without reasonable accommodation. Qualifications: Requirements: • Enrollment in a bachelor's or master's degree program in Computer Science, Computer Engineering, or related fields. • Basic understanding of the application development process, including working with user stories, basic design concepts, coding, deployment, and documentation. • Basic experience with C#, .Net Core, or similar programming languages demonstrated through projects, internships or self-study. • Strong critical thinking and problem-solving skills. • Good communication and collaboration skills to convey ideas, share information, and provide updates on progress. Concora Credit provides equal employment opportunities to all Team Members and applicants for employment and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state or local laws. Employment-based visa sponsorship is not available for this role. Concora Credit Is an equal opportunity employer (EEO). Please see the Concora Credit Privacy Policy for more information on how Concora Credit processes your personal information during the recruitment process and, if applicable, based on your location, how you can exercise your privacy rights. If you have questions about this privacy notice or need to contact us in connection with your personal data, including any requests to exercise your legal rights referred to at the end of this notice, please contact caprivacynotice@concoracredit.com.

Design, implement, and manage executive-level reporting and dashboards using Databricks, SQL, and Python to support strategic decision-making and operational efficiency. | Bachelor's degree with 5+ years in BI or analytics, proficiency in SQL Server, Spark SQL or Python, enterprise BI experience including Power BI, strong data modeling and ETL knowledge, and excellent communication skills. | Overview As a Sr. Reporting Analyst - Business Intelligence, you'll help drive Concora Credit's Mission to enable customers to Do More with Credit - every single day. The impact you'll have at Concora Credit: Responsible for developing and maintaining a wide range of reports and reporting systems that support the company's analytics, management, and operations. The Sr. Reporting Analyst will build and manage the portfolio performance and strategy tracking that supports the company's core business. You'll deliver executive-level reporting and insights that drive strategic decision-making across the organization. You'll be the go-to expert for operational data, use Databricks and Python to optimize reporting and analytics, and collaborate with senior leadership, external merchants, and business partners. This position is ideal for someone who combines advanced technical skills with strong business acumen and a passion for data storytelling. This position is located at our Beaverton, OR office and has a hybrid schedule. We're onsite Monday through Wednesday. We hire people, not positions. That's because, at Concora Credit, we put people first, including our customers, partners, and Team Members. Concora Credit is guided by a single purpose: to help non-prime customers do more with credit. Today, we have helped millions of customers access credit. Our industry leadership, resilience, and willingness to adapt ensure we can help our partners responsibly say yes to millions more. As a company grounded in entrepreneurship, we're looking to expand our team and are looking for people who foster innovation, strive to make an impact, and want to Do More! We're an established company with over 20 years of experience, but now we're taking things to the next level. We're seeking someone who wants to impact the business and play a pivotal role in leading the charge for change. Responsibilities As our Sr. Reporting Analyst, you will: • Design, implement, and manage reporting structures that support operational efficiency and executive decision-making. • Build and maintain executive dashboards and reporting packages for senior leadership, management teams, investors, and external partners • Utilize Databricks to process, validate, and optimize large datasets for enterprise-scale reporting. • Apply SQL, Python for automation, data transformation, and advanced analytics. • Present findings and recommendations through executive-ready reporting, visualizations, and data storytelling. • Ensure data accuracy and integrity through validation and reconciliation, while maintaining project documentation in Azure DevOps or similar tools to support transparency and efficient delivery. • Identify opportunities to streamline reporting, consolidate metrics, and promote self-service analytics. • Partner with cross-functional teams (Sales, Finance, Operations, Risk, Technology) to anticipate reporting needs and deliver scalable solutions. • Mentor junior analysts and contribute to BI standards, best practices, and governance. These duties must be performed with or without reasonable accommodation. We know experience comes in many forms and that many skills are transferable. If your experience is close to what we're looking for, consider applying. Diversity has made us the entrepreneurial and innovative company that we are today. Qualifications Requirements: • A bachelor's degree is required, preferably in Computer Science, Information Technology, Economics, Business, or Mathematics. • 5+ years of experience in BI, reporting, or analytics, with proven success in executive-level reporting. • Demonstrated proficiency using SQL Server, Spark SQL, or Python. Databricks experience preferred. • Enterprise BI experience required - PowerBI experience preferred. • Strong understanding of data modeling, ETL processes, and enterprise data warehouse concepts. • Expertise in Salesforce data is a Plus (Sales Cloud, Service Cloud, or related modules). • Exceptional communication and presentation skills, with the ability to deliver insights directly to executives. • High attention to detail, strong quantitative and analytical skills, and ability to manage multiple priorities. • Comfortable working independently and collaboratively in a fast-paced environment. What's In It For You: • Medical, Dental and Vision insurance for you and your family • Relax and recharge with Paid Time Off (PTO) • 6 company-observed paid holidays, plus 3 paid floating holidays • 401k (after 90 days) plus employer match up to 4% • Pet Insurance for your furry family members • Wellness perks including onsite fitness equipment at both locations, EAP, and access to the Headspace App • We invest in your future through Tuition Reimbursement • Save on taxes with Flexible Spending Accounts • Peace of mind with Life and AD&D Insurance • Protect yourself with company paid Long-Term Disability and voluntary Short-Term Disability Concora Credit provides equal employment opportunities to all Team Members and applicants for employment and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state or local laws. Concora Credit Is an equal opportunity employer (EEO). Please see the Concora Credit Privacy Policy for more information on how Concora Credit processes your personal information during the recruitment process and, if applicable, based on your location, how you can exercise your privacy rights. If you have questions about this privacy notice or need to contact us in connection with your personal data, including any requests to exercise your legal rights referred to at the end of this notice, please contact caprivacynotice@concoracredit.com. Employment Type: FULL_TIME

Develop and automate test cases focusing on integration and end-to-end testing, participate in Agile ceremonies, and drive quality assurance within the Scrum team. | 5+ years experience in C#, Selenium, BDD, nUnit, Azure DevOps, API testing, DevOps/CI-CD, cloud environments, and Agile, with strong communication skills. | Overview As a Sr. Software Developer in Test (SDET) you’ll help drive Concora Credit’s Mission to enable customers to Do More with Credit – every single day. The impact you’ll have at Concora Credit: As a Senior SDET within our application team, you'll contribute across the entire quality lifecycle - from analyzing feature specifications and designing test strategies to implementing automated testing. Working closely with developers, business analysts, and product owners to build robust automation test suites and craft effective test solutions that ensure high-quality product delivery. This role combines technical expertise with collaborative teamwork in an agile environment. While you will have plenty of opportunities to learn from other team members, your main responsibilities will be developing QA tests with an emphasis on automation and executing them to ensure the highest level of quality. This position is located at our Beaverton, OR office, with a hybrid schedule. We are onsite Monday through Wednesday. We hire people, not positions. That's because, at Concora Credit, we put people first, including our customers, partners, and Team Members. Concora Credit is guided by a single purpose: to help non-prime customers do more with credit. Today, we have helped millions of customers access credit. Our industry leadership, resilience, and willingness to adapt ensure we can help our partners responsibly say yes to millions more. As a company grounded in entrepreneurship, we're looking to expand our team and are looking for people who foster innovation, strive to make an impact, and want to Do More! We’re an established company with over 20 years of experience, but now we’re taking things to the next level. We're seeking someone who wants to impact the business and play a pivotal role in leading the charge for change. Responsibilities As our Sr. Software Developer in Test (SDET) you will: • Drive quality within your designated SCRUM team, ensuring proper coverage • Participate in all Scrum ceremonies (Sprint Planning, Daily Standups, Defect Review, Sprint Demo, Retrospectives, etc.), representing QA to provide estimates, test status, and risk assessment • Develop, automate, and maintain highly effective test cases during each sprint of the Agile life cycle • Perform in-sprint automation testing focusing on the Integration layer (API) and E2E (UI) testing, regression final build certification, and release day testing • Be a Champion for Customer Obsession culture and deliver products/ features that exceed customer expectations. • Drive actions & shift left strategy to improve Quality • Conduct thorough testing of the product – positive, negative, validation, exploratory, regression. • Analyze test results, being a vocal proponent for quality in every phase of the development process • Work with software engineers to understand product architecture, integrations, and features • Identify software quality risks and anticipate potential software problems at the earliest possible instance • Self-motivated, able to work in a team environment or independently with minimal supervision • Identify and classify defects for review and work with product owners to determine the course of action These duties must be performed with or without reasonable accommodation. We know experience comes in many forms and that many skills are transferable. If your experience is close to what we're looking for, consider applying. Diversity has made us the entrepreneurial and innovative company that we are today. Qualifications Requirements: • Bachelor’s degree in computer science or equivalent work experience • 5+ years of hands-on experience with: • Strong Object-Oriented Programming skills - C# (preferred) • Selenium, Behavior Driven Development (BDD) frameworks • nUnit or Junit • Knowledge of web services testing via Rest Assured/Postman • Should have working experience with Specflow/nUnit/C#/Selenium/Azure DevOps • Experience in DevOps and CI/CD related technologies • Experience working with Cloud environments - preferably Azure • Ability to write complex queries to perform data validation • Ability to rapidly debug and solve problems using application Insights or other observability tools • Experience working in an agile environment • Knowledge of the complete SDLC and knowledge of test processes, planning, and reporting • Strong verbal and written communication skills What’s In It For You: • Medical, Dental and Vision insurance for you and your family • Relax and recharge with Paid Time Off (PTO) • 6 company-observed paid holidays, plus 3 paid floating holidays • 401k (after 90 days) plus employer match up to 4% • Pet Insurance for your furry family members • Wellness perks including onsite fitness equipment at both locations, EAP, and access to the Headspace App • We invest in your future through Tuition Reimbursement • Save on taxes with Flexible Spending Accounts • Peace of mind with Life and AD&D Insurance • Protect yourself with company paid Long-Term Disability and voluntary Short-Term Disability Concora Credit provides equal employment opportunities to all Team Members and applicants for employment and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state or local laws. Concora Credit Is an equal opportunity employer (EEO). Please see the Concora Credit Privacy Policy for more information on how Concora Credit processes your personal information during the recruitment process and, if applicable, based on your location, how you can exercise your privacy rights. If you have questions about this privacy notice or need to contact us in connection with your personal data, including any requests to exercise your legal rights referred to at the end of this notice, please contact caprivacynotice@concoracredit.com.