Bank of Montreal

Support lending decisions and manage a portfolio of clients by analyzing credit information, structuring loans, and ensuring compliance with bank policies. | Requires 5-7 years of experience in credit or financial operations, with a strong proficiency in financial analysis and banking regulations, and a relevant bachelor’s degree. | Application Deadline: 02/04/2026 Address: 2623 Camino Ramon Job Family Group: Commercial Sales & Service BMO is the 8th largest bank in North America and the 4th largest commercial lender with aggressive growth ambitions in the U.S. We are driven by a single purpose: to Boldly Grow the Good in business and life. Our Purpose informs our strategy, drives our ambition, and reinforces our commitments to progress: for a thriving economy, a sustainable future, and an inclusive society. The ideal candidate may bring experience as a Commercial Banking Relationship Manager combined with time spent as an Analyst or Portfolio Manager or candidates without a sales background who have served as a Portfolio Manager and has worked directly with clients and demonstrated exceptional communication skills. In the CPO role, you will have a strong partnership and collaboration with the sales team, engage in joint calling efforts, and identify, pre-screen, and develop qualified new Commercial & Industrial (C&I) opportunities in partnership with Recommenders and Credit Officers. The Credit Portfolio Officer will analyze credit information to support lending decisions and processes for new and existing Commercial banking loans and credit solutions in an assigned portfolio of clients. Makes credit decisions and recommendations in compliance with bank policies and procedures while maintaining an exceptional client service environment. • Negotiates loan structures and terms and conditions that align client requirements with the bank risk appetite and policies. • Assesses client repayment capacity by utilizing financial models and analytical tools to recommend appropriate loan structures and collateral requirements. • Signs off on new, renewal and extension loans within delegated authority. • Monitors portfolio to identify deteriorating credit conditions and compliance, analyses metrics, and assesses broader industry trends to spot risks and opportunities. • Evaluates portfolio performance and recommends capital allocation strategies that optimize returns with investment objectives. • Leads proposal development and delivers presentations to capture new business and expand client relationships. • Networks with industry contacts to gather competitive insights and best practices. • Develops and executes business development plans focused on enhancing client relationships and growth opportunities within the portfolio. • Builds and maintains client relationships to ensure long-term financial performance in collaboration with Relationship Manager and business partners. • Structures and supports new, renewal and extension loans aligned with client needs and bank & risk policies • Conducts financial analysis and risk assessments of clients’ credit information, for an assigned portfolio, to provide insights and make informed decisions • Monitors the portfolio performance for assigned portfolio of Commercial Banking clients on an ongoing basis, taking corrective action when required. • Minimizes BMO’s risk exposure by adhering to credit policies, regulatory standards, and operational guidelines. • Serves as a point of contact for service requests, ensuring expectations are consistently met or exceeded. Escalates issues when needed. • Supports and implements initiatives to enhance service quality, acquire new business and expand client relationships. • Identifies revenue and cross-selling opportunities to enhance portfolio growth. • Identifies share of wallet opportunities. • Leverages analysis tools to nurture and grow a portfolio that exceeds ROE thresholds and evaluates client returns on a proactive basis. • Manages timely and accurate data entry into BMO's systems and leverages the data to support decision-making. • Focus is primarily on business/group within BMO; may have broader, enterprise-wide focus. • Provides specialized consulting, analytical and technical support. • Exercises judgment to identify, diagnose, and solve problems within given rules. • Works independently and regularly handles non-routine situations. • Broader work or accountabilities may be assigned as needed. Qualifications: • Preferred 5 – 7 years of relevant experience in credit or lending instruments or financial operations in a corporate or banking environment. • If a Credit Qualifiable job, Credit Qualifications and associated credit knowledge and skills according to the credit portfolio requirements and qualification standards. • Bachelor’s degree required; Business Administration, Finance and Accounting preferred. Any other related discipline or commensurate work experience considered. • Deep knowledge and technical proficiency gained through extensive education and business experience. Foundational level of proficiency: • Structuring Deals Advanced level of proficiency: • Problem Solving • Collaboration • Detail-Oriented • Customer Service • Loan Structuring • Regulatory Compliance • Portfolio Management • Credit Risk Assessment • Banking Operations • Microsoft Office Expert level of proficiency: • Financial analysis Salary: $88,800.00 - $165,600.00 Pay Type: Salaried The above represents BMO Financial Group’s pay range and type. Salaries will vary based on factors such as location, skills, experience, education, and qualifications for the role, and may include a commission structure. Salaries for part-time roles will be pro-rated based on number of hours regularly worked. For commission roles, the salary listed above represents BMO Financial Group’s expected target for the first year in this position. BMO Financial Group’s total compensation package will vary based on the pay type of the position and may include performance-based incentives, discretionary bonuses, as well as other perks and rewards. BMO also offers health insurance, tuition reimbursement, accident and life insurance, and retirement savings plans. To view more details of our benefits, please visit: https://jobs.bmo.com/global/en/Total-Rewards About Us At BMO we are driven by a shared Purpose: Boldly Grow the Good in business and life. It calls on us to create lasting, positive change for our customers, our communities and our people. By working together, innovating and pushing boundaries, we transform lives and businesses, and power economic growth around the world. As a member of the BMO team you are valued, respected and heard, and you have more ways to grow and make an impact. We strive to help you make an impact from day one – for yourself and our customers. We’ll support you with the tools and resources you need to reach new milestones, as you help our customers reach theirs. From in-depth training and coaching, to manager support and network-building opportunities, we’ll help you gain valuable experience, and broaden your skillset. To find out more visit us at http://jobs.bmo.com/us/en BMO is proud to be an equal employment opportunity employer. We evaluate applicants without regard to race, religion, color, national origin, sex (including pregnancy, childbirth, or related medical conditions), sexual orientation, gender identity, gender expression, transgender status, sexual stereotypes, age, status as a protected veteran, status as an individual with a disability, or any other legally protected characteristics. We also consider applicants with criminal histories, consistent with applicable federal, state and local law. BMO is committed to working with and providing reasonable accommodations to individuals with disabilities. If you need a reasonable accommodation because of a disability for any part of the employment process, please send an e-mail to BMOCareers.Support@bmo.com and let us know the nature of your request and your contact information. Note to Recruiters: BMO does not accept unsolicited resumes from any source other than directly from a candidate. Any unsolicited resumes sent to BMO, directly or indirectly, will be considered BMO property. BMO will not pay a fee for any placement resulting from the receipt of an unsolicited resume. A recruiting agency must first have a valid, written and fully executed agency agreement contract for service to submit resumes.

Manage a portfolio of high-net-worth clients, develop and implement investment strategies, and drive business growth through client acquisition and retention. | Requires 5-7 years of experience in discretionary money management, CFP certification, and deep knowledge in financial advising for high-net-worth individuals. | Application Deadline: 02/12/2026 Address: 525 8th Ave SW East Tower Job Family Group: Wealth Sales & Service The total compensation, including commission will yield closer to $150,000 - $300,000, with opportunity for unlimited upside potential based on business growth and development. Manages a portfolio of clients to retain and grow the relationships. Evaluates client’s personal and investment needs and creates an investment policy statement, asset allocation, investment portfolio, and financial plans. Implements client strategies through the management of investment portfolios and the ongoing evaluation of performance according to each client’s investment policy statement. Drives new sales results through referrals and personal network. Works collaboratively in the branch and with regional teams to identify and make referrals. • Supports the achievement of business development, revenue, referral, retention, and compliance targets. • Manages large and/or complex relationships and asset sizes. • Applies investment management expertise to communicate and implement investment strategies to client’s personal and financial situation. • Supports the execution of strategic initiatives in collaboration with internal and external stakeholders. • Builds effective relationships with internal/external stakeholders. • Ensures alignment between stakeholders. • Monitors and tracks performance, and addresses any issues. • Designs and produces regular and ad-hoc reports, and dashboards. • Oversees the implementation of client strategies, management of investment portfolios and ongoing evaluation of performance. • Provides input into the planning and implementation of operational programs. • Manages and continually enhances the client experience through strong relationship management. • Performs sales and service support activities to meet client needs and maintain overall service levels. • Identifies new business opportunities and acquires referrals from existing book of business. • Implements business development strategies to acquire new business. • Follows through on the risk and compliance processes and policies to ensure we safeguard our customers’ assets, maintain their privacy, act in their best interests, and ensure an effectively run function. • Protects the Bank's assets and complies with all regulatory, legal, and ethical requirements. • Identifies and recommends ways to enhance the client experience. • Focus is primarily on business/group within BMO; may have broader, enterprise-wide focus. • Provides specialized consulting, analytical and technical support. • Exercises judgment to identify, diagnose, and solve problems within given rules. • Works independently and regularly handles non-routine situations. • Broader work or accountabilities may be assigned as needed. Qualifications: • Typically between 5 - 7 years of relevant experience and post-secondary degree in related field of study or an equivalent combination of education and experience. • Certified Financial Planner (CFP) designation. • Registered Investment Counsellor (IC) and / or Portfolio Management (PM) in the jurisdiction where operating. • In-depth / expert experience in discretionary money management for High Net Worth Individuals (HNW). • In-depth / expert business development experience with successful track record. • Deep knowledge and technical proficiency gained through extensive education and business experience. • Verbal & written communication skills - In-depth. • Collaboration & team skills - In-depth. • Analytical and problem solving skills - In-depth. • Influence skills - In-depth. • Data driven decision making - In-depth. Salary: $69,000.00 - $129,000.00 Pay Type: Salaried & Commission The above represents BMO Financial Group’s pay range and type. Salaries will vary based on factors such as location, skills, experience, education, and qualifications for the role, and may include a commission structure. Salaries for part-time roles will be pro-rated based on number of hours regularly worked. For commission roles, the salary listed above represents BMO Financial Group’s expected target for the first year in this position. BMO Financial Group’s total compensation package will vary based on the pay type of the position and may include performance-based incentives, discretionary bonuses, as well as other perks and rewards. BMO also offers health insurance, tuition reimbursement, accident and life insurance, and retirement savings plans. To view more details of our benefits, please visit: https://jobs.bmo.com/global/en/Total-Rewards About Us At BMO we are driven by a shared Purpose: Boldly Grow the Good in business and life. It calls on us to create lasting, positive change for our customers, our communities and our people. By working together, innovating and pushing boundaries, we transform lives and businesses, and power economic growth around the world. As a member of the BMO team you are valued, respected and heard, and you have more ways to grow and make an impact. We strive to help you make an impact from day one – for yourself and our customers. We’ll support you with the tools and resources you need to reach new milestones, as you help our customers reach theirs. From in-depth training and coaching, to manager support and network-building opportunities, we’ll help you gain valuable experience, and broaden your skillset. To find out more visit us at https://jobs.bmo.com/ca/en. BMO is committed to an inclusive, equitable and accessible workplace. By learning from each other’s differences, we gain strength through our people and our perspectives. Accommodations are available on request for candidates taking part in all aspects of the selection process. To request accommodation, please contact your recruiter. Note to Recruiters: BMO does not accept unsolicited resumes from any source other than directly from a candidate. Any unsolicited resumes sent to BMO, directly or indirectly, will be considered BMO property. BMO will not pay a fee for any placement resulting from the receipt of an unsolicited resume. A recruiting agency must first have a valid, written and fully executed agency agreement contract for service to submit resumes.

Manage regulatory compliance risk for commercial banking by conducting risk assessments, monitoring controls, advising business units, and supporting regulatory exams. | 3-5 years relevant experience, compliance certification preferred, strong knowledge of compliance regulations and business operations, excellent communication and analytical skills. | Application Deadline: 10/02/2025 Address: 320 S Canal Street Job Family Group: Audit, Risk & Compliance Our Commercial Banking, Corporate Compliance team is looking for a Compliance Officer. We focus on regulatory compliance for Commercial Banking, including Commercial Lending & Leasing and Treasury Payment Solutions, including Commercial Deposits, Investments and Credit Cards for the US and Canada jurisdictions. You will also be able to partner with the line of business on the design, implementation and monitoring and testing of their controls, conduct risk assessments, and manage oversight of regulatory compliance issues. We partner with the business to prepare them for regulatory exams and provide advisory support in managing regulatory compliance risk. • Provides advice and guidance to assigned business/group on implementation of solutions to manage regulatory risk based on an understanding of business operations and stakeholder needs. • Builds effective professional relationships with business line, other internal/external stakeholders and regulators on the initial stages of investigations. • Conducts and/or effectively challenges risk assessments for business/group and assists to identify more effective compliance controls. • Performs and/or effectively challenges monitoring and testing activities to ensure compliance regulatory compliance controls are operating and aligned to regulatory requirements. Supports root cause analysis in response to material control failures in business/group. • Identifies, assesses, effectively challenges and oversees the satisfactory resolution of issues, including ensuring adequate management remediation plans and validation. • Elevates high profile issues/risk cases to Compliance and business/group management for prompt resolution. • Analyses and reports compliance information to Compliance and business/group management. • Develops and maintains a high level of expertise in all regulations, directives and guidance which apply to the group(s) supported. • Provides input to business/group on emerging risks, regulatory developments and interpretation of regulations. • Conducts and/or effectively challenges risk assessments for business/group and assists to identify more effective compliance controls. • Performs and/or effectively challenges monitoring and testing activities to ensure regulatory compliance controls are operating and aligned to regulatory requirements. Supports root cause analysis in response to material control failures in business/group. • Identifies, assesses, effectively challenges and provides oversight on the satisfactory resolution of issues, including ensuring adequate management remediation plans and validation. Elevates high profile issues/risk cases to Compliance and business/group management for prompt resolution. • Analyzes and reports compliance information to Compliance and business/group management. • Advises first line of defense management and employees on compliance matters. • Consults on new products, services and automated systems to assist with incorporating compliance requirements into these initiatives. • Ascertains training needs and helps develop training based on gaps identified through the compliance monitoring and testing. • Identifies enhancements to business group compliance tools and processes and communicates to required stakeholders. • Assists business group management in communicating and implementing changes to applicable regulatory policies and procedures. • Represents the business/group Compliance team and interacts with examiners/auditors during internal, external and regulatory audits and examinations. • Provides regulatory perspective on business group’s sales and marketing materials. • Anticipates/ identifies and analyses risk and consequences of unaddressed risk factors/ compliance gaps, and recommends appropriate controls. • Builds effective professional relationships with business/groups. • Operates effectively within a high stress environment with constantly changing expectations and regulatory & audit scrutiny. • Accesses, monitors and reports on sensitive Bank, customer, transactional and employee information to ensure compliance with regulatory requirements. • Communicates the roles and importance of each of the three lines of defense, and proactively identifies regulatory risk. • Focus is primarily on business/group within BMO; may have broader, enterprise-wide focus. • Exercises judgment to identify, diagnose, and solve problems within given rules. • Works independently on a range of complex tasks, which may include unique situations. • Broader work or accountabilities may be assigned as needed. Qualifications: • Typically between 3 - 5 years of relevant experience and post-secondary degree in related field of study or an equivalent combination of education and experience. • Recognized compliance certificate (CMA)or equivalent preferred. • Proficient knowledge of consumer protection and related marketing and advertising guidelines. • Proficient level of knowledge of a compliance field. • Strong knowledge of business operations & procedures, and activities involving documented practices. • Proficient in communication, critical thinking, relationship management and project management skills. • Technical proficiency gained through education and/or business experience. • Verbal & written communication skills - In-depth. • Collaboration & team skills - In-depth. • Analytical and problem solving skills - In-depth. • Influence skills - In-depth. • Data driven decision making - In-depth. Work model 4 days in office starting September The salary range is for the Chicago market and will vary based off locations Salary: $63,300.00 - $117,200.00 Pay Type: Salaried The above represents BMO Financial Group’s pay range and type. Salaries will vary based on factors such as location, skills, experience, education, and qualifications for the role, and may include a commission structure. Salaries for part-time roles will be pro-rated based on number of hours regularly worked. For commission roles, the salary listed above represents BMO Financial Group’s expected target for the first year in this position. BMO Financial Group’s total compensation package will vary based on the pay type of the position and may include performance-based incentives, discretionary bonuses, as well as other perks and rewards. BMO also offers health insurance, tuition reimbursement, accident and life insurance, and retirement savings plans. To view more details of our benefits, please visit: https://jobs.bmo.com/global/en/Total-Rewards About Us At BMO we are driven by a shared Purpose: Boldly Grow the Good in business and life. It calls on us to create lasting, positive change for our customers, our communities and our people. By working together, innovating and pushing boundaries, we transform lives and businesses, and power economic growth around the world. As a member of the BMO team you are valued, respected and heard, and you have more ways to grow and make an impact. We strive to help you make an impact from day one – for yourself and our customers. We’ll support you with the tools and resources you need to reach new milestones, as you help our customers reach theirs. From in-depth training and coaching, to manager support and network-building opportunities, we’ll help you gain valuable experience, and broaden your skillset. To find out more visit us at http://jobs.bmo.com/us/en BMO is proud to be an equal employment opportunity employer. We evaluate applicants without regard to race, religion, color, national origin, sex (including pregnancy, childbirth, or related medical conditions), sexual orientation, gender identity, gender expression, transgender status, sexual stereotypes, age, status as a protected veteran, status as an individual with a disability, or any other legally protected characteristics. We also consider applicants with criminal histories, consistent with applicable federal, state and local law. BMO is committed to working with and providing reasonable accommodations to individuals with disabilities. If you need a reasonable accommodation because of a disability for any part of the employment process, please send an e-mail to BMOCareers.Support@bmo.com and let us know the nature of your request and your contact information. Note to Recruiters: BMO does not accept unsolicited resumes from any source other than directly from a candidate. Any unsolicited resumes sent to BMO, directly or indirectly, will be considered BMO property. BMO will not pay a fee for any placement resulting from the receipt of an unsolicited resume. A recruiting agency must first have a valid, written and fully executed agency agreement contract for service to submit resumes.