West Michigan Community Bank
via ZipRecruiter
Credit Analyst Intern
Compensation
$31K - 52K a year
Responsibilities
Assist in credit analysis by reviewing financial statements, loan structuring, credit bureau information, and preparing loan presentation materials.
Requirements
Currently enrolled in a finance-related program with foundational knowledge of credit and financial analysis, and ability to perform detailed financial reviews and prepare reports.
Full Description
Position: Credit Analyst Intern (temporary summer position) Reports to: 1st VP - Credit Administration FLSA status: Hourly (non-exempt) Essential Functions and Responsibilities: • Review loan policy manual. • Review 5 C's of credit. • Attend loan committee meetings. • Spread business and personal financial statements and tax returns. • Review loan structuring, matching loan types to repayment sources. • Review and analyze personal credit bureau information. • Prepare debt service coverage ratio and DTI. • Prepare collateral analysis for CRE and C&I loans. • Prepare accounts receivable, payable and inventory concentration, and analysis charts for loan presentations. • Perform industry analysis for loan presentations. • Conference calls and customer site visits with loan officers. • Prepare annual renewal of a loan request for loan officer signature. • Prepare annual renewal of a loan request for OLC approval. • Scanning loan documents in Synergy.
This job posting was last updated on 12/9/2025
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