WesBanco Bank, Inc.

Compensation

Full Description

SUMMARY: Manages a book of business and underwrites Healthcare borrowers, including senior living, skilled nursing, not for profits, and healthcare entities.   CUSTOMER SERVICE SKILLS: Willingness to provide a level of service which will clearly differentiate us from our competitors.   INTERPERSONAL SKILLS: Professional demeanor in appearance, interpersonal relations, work ethic and attitude. Possess clear, concise, effective written and oral communication skills to effectively express thoughts, ideas and concepts to bank employees and bank customers. Demonstrates confidence, assertiveness, professionalism, and ability to interact with all levels within the organization in a professional manner.   ESSENTIAL DUTIES AND RESPONSIBILITIES: Works under limited supervision or independently. Using independent judgement to identify risks and mitigants, prepares and effectively recommends loan offerings based on scorecards, such as risk ratings, by analyzing credit, collateral strength and financial worthiness of loan/transaction parties. If relevant, performs ongoing credit risk management for assigned portfolio. Prepares offerings for specific transactions or in management of a portfolio as assigned and interacts with internal/external customers. Contacts internal/external customers and other parties as appropriate to gather information and clarify inconsistent, incorrect or missing information. May include relevant pre-approval and post-approval activities. Performs or assists with the identification and/or confirmation of all external regulatory requirements. Ensures internal policies and procedures are followed. Services, deepens, and retains assigned profitable customer relationships by pro-actively evaluating and mitigating associated business risks and opportunities. Owns primary responsibility for the credit and monitoring of Commercial portfolio risks. Responsible for underwriting quality, portfolio administration, and credit quality of assigned portfolio working direct. Manages delinquencies, collateral exceptions, borrowing base, portfolio reviews, specialized reporting, soft exposure annual reviews, criticized loans, etc.   OTHER REQUIREMENTS: Banking is a highly regulated industry and you will be expected to acquire and maintain a proficiency in the bank’s policies and procedures, and adhere to all laws, rules and regulations that are applicable to your conduct and the work you will be performing. You will also be expected to complete all assigned compliance training in a timely manner. Excellence in customer service, highly motivated, focused and goal oriented. Excellent written and verbal communication skills, including grammar and demeanor. Strong organizational skills with attention to detail, planning and follow-up. Ability to work independently on multiple tasks without compromising quality. Ability to utilize Microsoft Office software. Ability to learn commercial banking software. Qualifications High School Diploma or GED required. Bachelor’s Degree preferred. 7+ years of experience in Commercial Portfolio Management required.