ServisFirst Bank

Compensation

Full Description

At ServisFirst, Our Name is Our Mission. DUTIES AND RESPONSIBILITIES The Credit Analyst is responsible for conducting financial analysis of credit for loan requests as well as assisting Bank Officers by performing the following duties. The incumbent will: • Conduct financial analysis of credit for new and existing clients and prospects • Generate spreads, term sheets, and other information for loan requests and conduct underwriting • Determine the strength and/or weakness of credit requests to determine the terms of the loan and ability to repay • Build profiles and loan requests in nCino for approval • Contact Loan Officers and/or clients to request necessary financial information for analysis such as balance sheets, tax returns, financial statements, etc. • Generate reports to determine past or current maturities that are not yet cleared and request any necessary information • Prepare memos outlining financial information for approvals from the appropriate parties • Track maturity for renewals monthly • Be actively involved in understanding documentation and closing process • Attend sales appointments with Officers as requested • Work on term sheets / commitment letters as directed by supervisors • Assist Loan Officers and Credit Officers with various functions needed such as clearing collateral exceptions, reporting information, implementing new systems, etc. • Responsible for being familiar with all compliance regulations and policies that are applicable to this position and follow and ensure compliance with these regulations and policies Note: Reasonable accommodation may be made to enable otherwise qualified associates/applicants with disabilities to perform the essential functions of the job. Note: Additional duties and responsibilities may be assigned MINIMUM QUALIFICATIONS • Bachelor’s degree in Finance, Accounting or a related field • Minimum two (2) years’ experience in financial analysis, banking or a related field • Excellent written and verbal communication skills • Experience using Microsoft Outlook, Word and Excel • Experience in a position requiring attention to detail and data analysis • Excellent organizational skills and ability to multi-task • Ability to work independently with little supervision • RMA and/or Moody training is a plus PHYSICAL REQUIREMENTS AND ENVIRONMENTAL CONDITIONS The physical requirements and environmental conditions of this position consist primarily of: • Sustained standing and sitting • Frequent use of PC, including typing or sustained attention to monitor • Occasional lifting of basic office files or equipment up to 20 lbs • Normal office environment with comfortable internal temperatures and low level noise EOE/AA