Purple Drive Technologies LLC

Compensation

Full Description

Senior Business Analyst / Domain Subject Matter Expert (Merchant Acquiring) Required Experience & Functional Expertise 8-12+ years of experience in merchant acquiring payment processing, card networks, or PSP ecosystems. Deep understanding of: o Merchant onboarding, KYC/KYB, underwriting workflows o Pricing constructs, interchange, fees, surcharge models o Clearing, settlement, chargebacks, disputes, representments o Servicing operations and merchant lifecycle management o Merchant risk, fraud indicators, and monitoring practices o Revenue assurance and leakage detection mechanisms Data & Technical Knowledge Strong working knowledge of merchant data models, including: o Merchant demographics and segmentation o Transaction and authorization attributes o Chargeback and dispute data o Settlement, funding, and fees o MCC codes, terminal/POS data, acquirer reference numbers, dispute reason codes Prior experience with industry players such as Stripe, Fiserv, Global Payments, Worldpay, Adyen, Elavon, Chase or similar acquiring platforms. Experience working with data engineering, analytics, or AI/ML teams is a strong asset.