via Workday
$75K - 124K a year
Perform advanced data and statistical analysis to support credit risk model creation and maintenance, including data manipulation, portfolio performance tracking, and presenting findings to senior management.
Bachelor's or Master's degree in a quantitative field with 1-3 years relevant experience, proficiency in data analysis tools (SAS, SQL, Excel), and knowledge of credit risk metrics (PD, LGD, EAD).
Overview: Perform advanced data and statistical analysis in support of the creation and maintenance of statistical models. Support Senior Analysts, Risk Modelers and Credit Risk Management in data analysis and model construction. Primary Responsibilities: Assist in establishing, monitoring, evaluating and interpreting data with a risk management focus with an understanding of business strategy. Demonstrate working knowledge of Credit Risk databases to provide data and analytical support to Senior Management. Perform data manipulation and analysis using Microsoft Office Products and present results and recommendations to Credit Risk Management. Demonstrate data manipulation and analysis using tools such as SAS and SQL. Track portfolio performance and risk strategy results. Incorporate observations and data in existing models to improve predictive results. Identify deviations from forecast/expectations and explain variances in complex situations. Identify risk and/or opportunities. Develop and enhance financial analysis and data support tools that will be used both in and outside the Credit Division. Demonstrate working knowledge of credit risk metrics including Probability of Default (PD), Loss Given Default (LGD) and Exposure at Default (EAD). Provide guidance and direction to lower level analysts regarding financial and data analysis. Act as a lead in managing Commercial Scorecard projects and initiatives under the guidance and direction from Management. Present data, results and/or recommendations to Senior Management as necessary. Adhere to applicable compliance/operational risk controls in accordance with Company or regulatory standards and policies. Promote an environment that supports belonging and reflects the M&T Bank brand. Maintain M&T internal control standards, including timely implementation of internal and external audit points together with any issues raised by external regulators as applicable. Complete other related duties as assigned. Scope of Responsibilities: This role is highly technical in nature and requires demonstrated attention to detail, execution, and follow up on multiple initiatives within the Credit Division. The ability to identify, analyze, rationalize and communicate business problems and recommend solutions is a key factor of success in this role. Education and Experience Required: Bachelor degree in Mathematics, Statistics, Quantitative Analysis or another technical discipline with minimum of 3 years relevant experience or in lieu of degree, a combined minimum of 7 years higher education and/or work experience to include a minimum of 3 years relevant experience. -OR- Master’s degree in Mathematics, Statistics, Quantitative Analysis or another technical discipline, with minimum of 1 year relevant experience or in lieu of degree, a combined minimum of 7 years higher education and/or work experience to include a minimum of 1 year relevant experience. MS Excel and MS PowerPoint experience Education and Experience Preferred: Data analysis experience preferred utilizing either Power BI, Tableau, Alteryx, or SQL. M&T Bank is committed to fair, competitive, and market-informed pay for our employees. The pay range for this position is $74,600.00 - $124,400.00 Annual (USD). The successful candidate’s particular combination of knowledge, skills, and experience will inform their specific compensation. Location Buffalo, New York, United States of America Great companies have an enduring sense of purpose. At M&T, our purpose is a simple one: make a difference in people’s lives and uplift the communities we serve. M&T Bank Corporation is a financial holding company headquartered in Buffalo, New York. M&T’s affiliates offer advice, guidance, expertise and solutions across the entire financial spectrum, combining M&T Bank’s traditional banking services with the wealth management and institutional capabilities offered by Wilmington Trust. M&T Bank has a network of over 1,000 branches and 2,200 ATMs that span 12 states from Maine to Virginia and Washington, D.C. For more than 165 years, M&T has strived to take an active role in our communities and build long-lasting relationships with our customers. We are a bank for communities—combining the capabilities of a large bank with the care of a locally focused institution. As an employer of choice, we are proud to offer competitive benefits ranging from medical and retirement to forty hours of paid volunteer time, each year. Our core values – integrity, ownership, collaboration, curiosity, and candor – drive the work we do. We seek to further build upon our record of success by bringing in top talent and fresh skill sets while continuing to support the growth and development of all our team members. View M&T’s Human Capital Report to learn more. Ready to join our team? Submit your application today! If you are unable to apply through this site due to technical issues or need an accommodation to apply, please contact us at careersitesupport@mtb.com for assistance. M&T Bank is unwavering when it comes to providing equal employment opportunities to all employees and applicants without regard to race, color, national origin, religion, ethnicity, sex, gender identity, age, disability, citizenship, pregnancy, veteran status, military status, marital status, sexual orientation, genetic information or any other characteristic protected under applicable federal, state or local laws. M&T Bank Corporation has policies and procedures in place to promote a drug free workplace. Career Site Privacy Notice
This job posting was last updated on 12/8/2025