Merchant Industry LLC

Compensation

Full Description

Financial Planning Forecasting • Lead annual budgeting and long-range planning • Build complex financial models involving interchange, network fees, gateway fees, residuals, and portfolio mix • Develop scenario models for growth, pricing changes, churn, and card mix Reporting Performance Management • Deliver monthly financial reports, variance analysis, KPI dashboards, and portfolio insights • Consolidate data from processors, sponsor banks, and internal systems • Monitor portfolio performance including volume trends, merchant attrition, pricing yield, and ISO partner margins Business Partnering • Partner with Sales, Operations, Risk, Technology, and Product teams • Support CEO and CFO with board materials, investor presentations, and lender reporting • Collaborate with Risk and Underwriting teams to model reserves, chargebacks, and losses Process Improvement Systems • Improve and automate FP A reporting structures • Drive adoption of forecasting tools and BI dashboards • Establish scalable financial discipline as the company grows Qualifications • 5+ years of experience in the payments industry (ISO, PayFac, acquiring, processor, or card network) • 7–10 years of FP A, strategic finance, or corporate finance experience • Deep understanding of payment economics: interchange, assessments, buy-rates, residuals, merchant pricing, cost of acquiring • Strong financial modeling and forecasting skills • Excellent analytical and communication abilities • Experience partnering with executives and leading cross-functional initiatives • Advanced Excel skills; BI tool experience preferred • Bachelor’s degree required; MBA or CFA is a plus