Mariner Finance

Compensation

Full Description

Note: The job is a remote job and is open to candidates in USA. Mariner Finance is seeking a Software Engineer IV- Technical Lead to provide mentorship and technical guidance for their Online Lending Development team. The role involves setting technical direction, designing resilient architectures, and ensuring high-quality web applications are delivered efficiently. Responsibilities • Provide mentorship and technical guidance for the Online Lending Development team • Set the technical direction, design resilient architectures, raise the bar on code quality, and mentor a team of full-stack engineers to deliver reliably at speed • Act as part architect, part hands-on builder, and part mentor — focused on the team’s collective output and technical health of our systems, not just individual commits • Provide development support by designing, coding, documenting, and testing Node.JS, React.js, MongoDB, and Redis solutions per business requirements • Provide technical leadership for projects through the entire SDLC from gathering requirements, data analysis to development, testing, documentation, deployment, and support • Own systems and application architecture for new initiatives: choose patterns, boundaries, and services; produce ADRs and high-level designs; decompose work for iterative delivery • Design and evolve microservices and composable architectures with clear contracts, domain boundaries, and independent deployability • Recommend and enforce coding standards and quality gates (tests, linting, type safety, performance budgets); complete design reviews and code reviews • Balance feature delivery with technical debt management; make trade-offs explicit and plan repayments • Ship high-quality web apps using JavaScript/TypeScript, React, Node.js/Express, and REST/GraphQL APIs; integrate with headless CMS • Design, document, and maintain public and internal APIs • Leverage AWS (e.g., ECS/EKS, Lambda, API Gateway, S3, CloudFront, RDS/DynamoDB, CloudWatch) • Partner with DevOps on CI/CD pipelines, IaC, monitoring, and SLOs; drive incident response and root-cause analysis • Proactively recommend innovative solutions for solving problems based on industry standards, guidelines, and recommendations in the financial industry • Work with business partners and developers to build robust enterprise Online Lending Web and Web API solutions that satisfy business requirements • Review and interpret ongoing business application requirements, research required data, and build appropriate deliverables • Document and provide support for deployed Online Lending solutions • Verify the accuracy and validity of all software developed • Conduct code reviews, including preparations of sample test data for unit testing and the execution of programs, scheduled CRON jobs, and system testing, as well as preparing all required documentation indicating system functionality • Investigate the root cause of application issues, system down, or database failures and makes accurate decisions to fix or repair the problem • Collaborate cross-functionally with Product, Design, Security, and Data teams • Foster a culture of craftsmanship, learning, and psychological safety • Mentor the development team and help to grow and evolve their technical skills • Use and coach others on AI-assisted coding tools responsibly to accelerate routine tasks and improve test coverage while maintaining human oversight • Research and propose new technologies, architecture, platforms, tools, and processes that can be utilized by the team • Participate in the rotation for monitoring and troubleshooting Mariner’s production issues (off-hour support) • May perform additional functions depending on market demand and staffing in order to provide consistent quality customer service Skills • High school diploma or equivalent • Minimum of seven (7) years of professional software development with at least two (2) years in a senior role • Built production web apps with React and Node.js • Designed and operated services on AWS with strong understanding of networking, security, and reliability • Architected microservices or modular monoliths and led migrations/refactors • Led code/design reviews and improved team practices • Experience with MongoDB and MongoDB driver • Experience implementing Service Oriented Architectures • Solid understanding of client-side browser technologies (aka: Safari, Edge) and mobile technology platforms and how they impact page rendering of HTML styles, JavaScript, JQuery, and/or Ajax • Knowledge of latest technologies – Node.js, React, SOAP, and RESTful Services • Ability to interpret application requests and requirements in order to build appropriate automated solutions • Experience designing and developing web service-based programming solutions • Desire and ability to learn emerging technologies and methodologies • Strong attention to detail, interpersonal skills, and notation skills • Bachelor's degree in related field (Information Systems, MIS, BIS, CIS, etc.). Additional years of experience may substitute for degree • Experience with composable architecture and headless CMS (e.g., Contentful, Sanity, Strapi) • GraphQL API design, API gateways, and event-driven patterns • Exposure to accessibility, web performance, and security best practices • Experience with Jira, GitHub, Confluence, Slack, VS Code • Experience with Docker • Experience with macOS • Experience with Online Lending business model, fintech or regulated industries Benefits • Health Insurance - Health Savings Account (HSA) with employer contributions if enrolled in a qualifying plan, Flexible Spending Account (FSA), and Dependent Care FSA • Vision Insurance • Dental Insurance • Company-paid Basic Life, Long-Term Disability, and AD&D Insurance • Voluntary worksite benefits including Accident, Critical Illness, Hospital Indemnity, Short-Term Disability, Supplemental Life, and Supplemental AD&D Insurance • 401(k) and Company Matching Contributions • Paid Time Off - full-time employees may accrue a minimum of 120 hours per year • 11 Paid Holidays • FMLA • Employee Assistance Program (EAP) • Paid Parental Leave • Referral Incentives • Education Assistance Program • Complimentary FIMC Membership Plan • Access to industry-specific training programs • Certain roles may qualify for additional benefits such as Relocation Assistance, Debt Assistance, Cell Phone Reimbursement, and Travel/Auto Reimbursement. Company Overview • Mariner Finance is a consumer finance industry. It was founded in 2002, and is headquartered in Nottingham, Maryland, USA, with a workforce of 1001-5000 employees. Its website is http://www.marinerfinance.com. Company H1B Sponsorship • Mariner Finance has a track record of offering H1B sponsorships, with 2 in 2025, 1 in 2024, 1 in 2023, 2 in 2022, 2 in 2021, 6 in 2020. Please note that this does not guarantee sponsorship for this specific role.