Karat Financial

Compensation

Full Description

Senior Product Designer About Karat We're building the one-stop shop for creator finances. Your favorite digital creators—the ones you follow every day on YouTube, Instagram, TikTok or Twitch—aren’t just extraordinarily talented personalities and community builders. They’re also businesses. That means they have business needs—managing revenues, expenses, savings, credit, and banking. We’re building products that help creators spend less time worrying about finances so they can focus on creating. About the Role We’re looking for a Senior Product Designer to join the team and own the entire design process end-to-end. This role is a unique opportunity to shape the future of creator-focused financial products—taking ideas from user interviews and early sketches through polished designs, QA, and continuous iteration. This is a hands-on role: you’ll lead research, craft elegant experiences, prototype and test quickly, and partner closely with product and engineering to bring ambitious ideas to life. We’re looking for someone who thrives at balancing speed with quality, and who knows when to push for the “best” answer versus when the “right” answer gets us further, faster. You’ll also be an idea partner for the product team—bringing strong opinions about what should (and shouldn’t) be built and why. The ideal candidate has repeatedly built zero-to-one products and scaled mature ones, with a deep passion for creators and/or financial products. This position is based in Los Angeles, CA. The compensation for this role is between $140k to $160k. What you’ll do: Own the full product design lifecycle: user research, ideation, prototyping, visual/UI design, QA, and continuous improvement. Translate complex problems into simple, elegant, creator-friendly solutions. Build zero-to-one experiences from scratch as well as refine and scale mature products. Move quickly—bias for action, speed, and iteration—while balancing short-term wins with long-term product quality. Act as a thought partner to product managers and leadership with strong perspectives on what should be built and why. Collaborate cross-functionally with product, engineering, and operations to ship high-impact features. Champion creators’ needs and bring a strong user-centric lens to every stage of the design process. What you'll need: 5-8+ years of product design experience, ideally in fintech, creator tools, or consumer-facing products. Track record of building zero-to-one products and shipping impactful design at scale. Strong design craft across UX and UI, with the ability to own a process from early research through polished implementation. Bias toward speed and iteration while knowing when to invest in deeper design explorations. Strong communicator and collaborator with the ability to influence product strategy. Passion for the creator economy and/or financial products. Why Karat? Huge opportunity. The creator economy just flew past a $50b milestone despite zero infra for creator banking. It’s our race to lose. Fascinating problems. We want to empower creators to focus on what they love and what matters most—being creative and growing their creator business. We are trying to figure out how to make the headaches and challenges of financial services easy. The right team. We’ve got a diverse team with talent from top companies (e.g., Goldman Sachs, McKinsey), previous startup founders, and folks who create content and understand the space! We work hard together and have fun at dinners, on hikes, and even over zoom (despite the oxymoron). Culture. We love hanging out with board games, delicious dinners, and brisk hikes as much as we enjoy delving into personal philosophy, management theory, and nitty gritty business details. Don't be afraid to bring yourself to work! Resources and growth. We’re well capitalized from top investors like Signal Fire and Union Square Ventures; CEOs from YouTube, Twitter, Wealthfront, and CAA; and investors including Twitch co-founder Kevin Lin, Y Combinator, CRV, and Coatue. We keep a lean team, and this is a rare opportunity to join. You’ll learn a lot, build foundational products, and grow as our company scales. Feel like you are the right fit? Reach out to peter (at) trykarat.com. Resources: Karat's Series B! Check out our culture and what we're building Learn more about Karat's partnership with Visa and our Founders!