Jobgether

Compensation

Full Description

This position is posted by Jobgether on behalf of a partner company. We are currently looking for a Principal Product Manager, Payments. In this pivotal role, you will lead the strategy and execution of an embedded payments platform tailored to a B2B2C vertical SaaS ecosystem. With a focus on processing over $1B in annual transaction volume, you will ensure that payment solutions are seamlessly integrated into the product's core functionalities, aiming to drive growth and improve user experiences. Your leadership will impact not only merchant adoption and retention but also improve the overall customer journey while navigating the complexities of compliance and scalability. \n Accountabilities Define and own the payments product vision and multi-year roadmap for a B2B2C vertical SaaS platform. Lead strategy across embedded payments, onboarding, pricing, settlement, payouts, refunds, disputes, and reconciliation. Ensure payments are tightly integrated into core SaaS workflows, driving merchant adoption, retention, and ARPU. Evaluate and launch new capabilities such as industry-specific payment flows, financing, subscriptions, and value-added services. Deeply understand the needs of platform customers (businesses) and their end users (consumers). Design intuitive experiences for merchant onboarding, configuration, reporting, and cash flow visibility. Optimize checkout and payment flows to maximize conversion, authorization rates, and customer satisfaction. Partner with engineering to deliver highly reliable, scalable payment systems that support peak volumes and growth. Translate complex platform requirements into clear PRDs, APIs, and success metrics. Coordinate across risk, compliance, finance, operations, sales, and customer success to deliver end-to-end solutions. Lead launches, migrations, and platform upgrades with minimal disruption to merchants. Own the product partnership with Risk, Compliance, and Legal to meet requirements including PCI, AML, KYC/KYB, and card network rules. Balance friction and fraud prevention across merchant onboarding and end-customer payment flows. Define and track KPIs including payment adoption, take rate, authorization rate, payment success rate, fraud loss, and settlement SLAs. Use data, experimentation, and customer insights to prioritize roadmap decisions. Serve as the payments domain expert within the product organization. Mentor PMs and raise the bar for platform thinking and execution. Requirements 8+ years of product management experience, including significant ownership of embedded or platform payments. Proven experience building products in a B2B2C, marketplace, or vertical SaaS environment. Hands-on experience with merchant onboarding, settlement, and reconciliation at scale. Strong understanding of the payments ecosystem (processors, networks, acquiring, issuing). Comfort operating in regulated environments and partnering closely with compliance and risk teams. Ability to balance long-term platform investments with near-term revenue and customer needs. Experience monetizing payments within vertical software (Nice to Have). Familiarity with small business payment workflows (Nice to Have). Experience expanding payments into new verticals or geographies (Nice to Have). Benefits Base Salary ($200,000 - $220,000) New hire stock grant 100% employer paid medical, dental, and vision insurance for you and your dependents 401K plan with company contribution Generous PTO and Parental Leave policies \n Why Apply Through Jobgether? We use an AI-powered matching process to ensure your application is reviewed quickly, objectively, and fairly against the role's core requirements. Our system identifies the top-fitting candidates, and this shortlist is then shared directly with the hiring company. The final decision and next steps (interviews, assessments) are managed by their internal team. We appreciate your interest and wish you the best! Data Privacy Notice: By submitting your application, you acknowledge that Jobgether will process your personal data to evaluate your candidacy and share relevant information with the hiring employer. This processing is based on legitimate interest and pre-contractual measures under applicable data protection laws (including GDPR). You may exercise your rights (access, rectification, erasure, objection) at any time.