Early Warning®

Compensation

Full Description

At Early Warning, we’ve powered and protected the U.S. financial system for over thirty years with cutting-edge solutions like Zelle®, Paze℠, and so much more. As a trusted name in payments, we partner with thousands of institutions to increase access to financial services and protect transactions for hundreds of millions of consumers and small businesses. Positions located in Scottsdale, San Francisco, Chicago, or New York follow a hybrid work model to allow for a more collaborative working environment. Candidates responding to this posting must independently possess the eligibility to work in the United States, for any employer, at the date of hire. This position is ineligible for employment Visa sponsorship. Overall Purpose The position will will provide strategic financial leadership across planning, profitability, and investment analysis to support enterprise decision-making. This role enables visibility into product- and initiative-level performance, translating complex financial and operational data into actionable insights that drive growth, efficiency, and disciplined investment decisions. Essential Functions Lead comprehensive budgeting, forecasting, and long-range planning processes, including P&L, cash flow, and balance sheet impacts. Partner with senior leaders and business owners to align financial plans with strategic priorities and operational drivers. Design and maintain product- and initiative-level profitability models that provide transparency into cost structures, resource utilization, and margin drivers. Develop business cases and financial models to evaluate new initiatives, technology investments, and growth opportunities, including ROI, NPV, IRR, and scenario analysis. Create and refine pricing and revenue models to assess financial impact and profitability. Establish and lead recurring management reporting routines that provide clear visibility into financial performance, KPIs, and variances versus plan. Prepare executive- and board-level materials, including quarterly operating and financial performance reviews. Monitor and analyze operating results against budgets, strategic plans, and targets, recommending corrective actions as needed. Design and improve financial models, data structures, and reporting frameworks to ensure scalable, system-enabled insights. Partner with Finance, Product, Technology, and Operations teams to align financial models with underlying operational drivers. Continuously improve planning, forecasting, and reporting processes to increase efficiency, accuracy, and decision support. Influence and support leaders across Product, Technology, and Operations through fact-based insights and trusted financial partnership. Lead and develop team members as applicable, fostering a culture of analytical rigor and business ownership. Support the company’s commitment to risk management and the integrity and confidentiality of systems and data. Minimum Qualifications Bachelor’s degree in Finance, Accounting, Business, or a related field. 10+ years of progressive experience in FP&A, strategic finance, or financial analysis roles. Demonstrated experience with budgeting, forecasting, financial modeling, and performance management in complex organizations. Experience operating in regulated financial services environments. Strong expertise in profitability analysis, business case development, and investment evaluation (DCF, NPV, IRR). Advanced financial and business modeling skills; expert proficiency in MS Excel. Strong understanding of US GAAP and corporate finance principles. Proven ability to manage multiple priorities, work cross-functionally, and influence at senior leadership levels. Excellent written, verbal, and presentation skills. Background and drug screen required. Preferred Qualifications Advanced degree (MBA or similar). Experience supporting product-led, technology-enabled, or platform-based businesses. Familiarity with enterprise financial planning and analytics tools (e.g., Adaptive Insights, Apptio, Planview, Tableau, Workday). Experience with international payments, cross-border business models, digital assets, stablecoin-enabled platforms, or other emerging financial technologies. Physical Requirements Working conditions consist of a normal office environment. Work is primarily sedentary and requires extensive use of a computer and involves sitting for periods of approximately four hours. Work may require occasional standing, walking, kneeling, and reaching. Must be able to lift 10 pounds occasionally and/or negligible amount of force frequently. Requires visual acuity and dexterity to view, prepare, and manipulate documents and office equipment including personal computers. Requires the ability to communicate with internal and/or external customers. The above job description is not intended to be an all-inclusive list of duties and standards of the position. Incumbents will follow instructions and perform other related duties as assigned by their supervisor. Early Warning Services is an equal opportunity employer. The base pay scale for this position in: Phoenix, AZ/ Chicago, IL in USD per year is: $154,000 - $193,000. New York, NY/ San Francisco, CA in USD per year is: $186,000 - $232,000. Additionally, candidates are eligible for a discretionary incentive plan and benefits. This pay scale is subject to change and is not necessarily reflective of actual compensation that may be earned, nor a promise of any specific pay for any specific candidate, which is always dependent on legitimate factors considered at the time of job offer. Early Warning Services takes into consideration a variety of factors when determining a competitive salary offer, including, but not limited to, the job scope, market rates and geographic location of a position, candidate’s education, experience, training, and specialized skills or certification(s) in relation to the job requirements and compared with internal equity (peers). The business actively supports and reviews wage equity to ensure that pay decisions are not based on gender, race, national origin, or any other protected classes. Some of the Ways We Prioritize Your Health and Happiness Healthcare Coverage – Competitive medical (PPO/HDHP), dental, and vision plans as well as company contributions to your Health Savings Account (HSA) or pre-tax savings through flexible spending accounts (FSA) for commuting, health & dependent care expenses. 401(k) Retirement Plan – Featuring a 100% Company Safe Harbor Match on your first 6% deferral immediately upon eligibility. Paid Time Off – Unlimited Time Off for Exempt (salaried) employees, as well as generous PTO for Non-Exempt (hourly) employees, plus 11 paid company holidays and a paid volunteer day. 12 weeks of Paid Parental Leave Maven Family Planning – provides support through your Parenting journey including egg freezing, fertility, adoption, surrogacy, pregnancy, postpartum, early pediatrics, and returning to work. And SO much more! We continue to enhance our program, so be sure to check our Benefits page here for the latest. Our team can share more during the interview process! Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records. Early Warning Services, LLC (“Early Warning”) considers for employment, hires, retains and promotes qualified candidates on the basis of ability, potential, and valid qualifications without regard to race, religious creed, religion, color, sex, sexual orientation, genetic information, gender, gender identity, gender expression, age, national origin, ancestry, citizenship, protected veteran or disability status or any factor prohibited by law, and as such affirms in policy and practice to support and promote equal employment opportunity and affirmative action, in accordance with all applicable federal, state, and municipal laws. The company also prohibits discrimination on other bases such as medical condition, marital status or any other factor that is irrelevant to the performance of our employees. CURRENT EMPLOYEES: Apply for open positions via Job Hub in your Workday Account. Early Warning Services® delivers innovative payment and risk solutions to financial institutions nationwide. For over 25 years, Early Warning has been a leader in technology that helps protect and advance the financial system. We serve a diverse network of approximately 2,500 financial institutions, government entities and payment companies. Our product solutions enable real-time funds availability for a variety of payment types through our payments network. Early Warning Services, LLC (“Early Warning”) considers for employment, hires, retains and promotes qualified candidates on the basis of ability, potential, and valid qualifications without regard to race, religious creed, religion, color, sex, sexual orientation, genetic information, gender, gender identity, gender expression, age, national origin, ancestry, citizenship, protected veteran or disability status or any factor prohibited by law, and as such affirms in policy and practice to support and promote equal employment opportunity and affirmative action, in accordance with all applicable federal, state, and municipal laws. The company also prohibits discrimination on other bases such as medical condition, marital status or any other factor that is irrelevant to the performance of our employees. Early Warning Services® aims to make our recruitment process accessible to any and all users. If you have a disability or a special need that requires accommodation to navigate our website or complete the application process, please email recruiting@earlywarningservices.com for an assistance request. View supplemental EEO is the law poster Early Warning has developed and maintains a written AAP and upholds pay transparency nondiscrimination. E-Verify Early Warning Services LLC is a proud participant in E-Verify, a federal program to help ensure a legal and authorized workforce. As part of our hiring process, we electronically verify the employment eligibility of all new hires through E-Verify. For more information on your rights and responsibilities under E-Verify please visit Home | E-Verify. Privacy Notice Effective: May 2, 2025 This privacy notice is intended to inform California residents of the personal information we collect, how it’s used and disclosed, and the rights you have in regard to such information. Click below for the full privacy notice https://www.earlywarning.com/privacy-notice-employment-applicants