$70K - 90K a year
Analyze and define business and software solutions related to lease and loan accounting systems, support project delivery teams, and provide client education on accounting transactions.
Bachelor’s degree in Accounting with 1-3 years of relevant experience and knowledge of accounting standards and financial calculations related to consumer lending.
Business Systems Analysis III About defi SOLUTIONS: It’s an exciting time to join defi! defi SOLUTIONS partners with captives, banks, credit unions, and finance companies of all types and sizes to allow lenders to focus and transform their operations. The company’s comprehensive suite of originations, servicing, and analytics solutions together with technology-enabled processing services creates a flexible, configurable, and scalable platform that addresses lenders and borrowers ever-evolving needs. defi SOLUTIONS combines the expertise of defi SOLUTIONS and the former Sagent Auto Lending with the backing of Warburg Pincus, Bain Capital Ventures and Fiserv. About the Role: The Business Systems Analyst serves as a subject matter expert to define both business and software solutions to meet the needs of our Clients and Internal Product Managers. This role focuses on projects that pertain to the Accounting related functionality of the Servicing and Accounting Engine products. The role includes many diverse responsibilities ranging from initial analysis of both External and Internal Client needs through the delivery of the software solution. The Business Analyst is responsible for capturing project requirements, designing comprehensive solutions and ensuring that the end deliverables satisfies the Client’s objectives and expectations. The Business Analyst works closely with other members of the project team to include supporting the Development and Quality Assurance Teams inclusive of supporting activities through the deployment of the project. The Business Analyst also works closely with the Client to provide education as it relates to the Lease and Loan Accounting transactions. This includes educating the Client on the General Ledger Hierarchy as well as reviewing overall accounting transactions associated with the Lease and Retail products inclusive of the overall reconciliation process. The ideal candidate for this role is someone who can apply their Accounting skills as it relates to the Lease and Loan Accounting System. Essential Job Responsibilities: • Provide consulting to Clients and internal Team Members on the Accounting related functionality of the Lease and Loan Accounting Systems. This includes General Ledger Hierarchy and knowledge of the Accounting related transactions from Originations through to Recovery. * Has knowledge of US GAAP, particularly pertaining to consumer lending, finance and leasing. * Familiarity with FASB and Federal Reserve System standards related to consumer automobile lending and leasing. * Working knowledge of sales and use tax accounting and reporting processes for US and Canada * Basic understanding of income tax accounting and concepts, including asset depreciation and book income versus tax income timing differences * Working knowledge of basic lending financial calculations, including but not limited to: lease and loan payment calculations, future value calculations, present value calculations, and APR calculations. * Under general supervision, prepares business specifications from which technical specifications are formulated. • Conduct preliminary investigation for project requests. • Develop detailed Requirement documents and overall workflow. • Review requirements with the Project/Delivery Team so that they gain an understanding of the specifications. • Provide support to the Project/Delivery Team (On-shore and Off-shore) as the specifications are developed and tested. • Participate in Test Plan reviews in order to verify that the Test Case scenarios satisfy the requirements. • Provides support to the Client Services and Implementation Teams inclusive of demoing the new functionality to the Teams. • Conducts analysis of business goals, objectives, and needs of the business environment. • Strong communication skills. • Strong Client facing skills. • Makes recommendations to improve business processes. Assist in root cause analysis in order to recommend product enhancements or other appropriate actions to improve productivity for business units. • Utilize systems and data to resolve business related analysis and research to support business goals. • May provide financial or operational business-related analysis and research to support business goals. • Decision Making / Problem Solving 1. Uses limited independent judgement to make decisions based on precedents and established guidelines. 2. Knows when to refer issues to supervisor and when to handle the issues. 3. Provides some supportive advice with limited impact on the use of resources. 4. Impact on resources limited to assigned department. • Auto Finance Industry Knowledge is preferred. • Auto Loan Origination Processing and Industry Knowledge is preferred. • SQL Knowledge is preferred. • Agile methodology knowledge is preferred. Required Qualifications: • Bachelor’s degree in Accounting. • 1-3 years work-related experience. Travel Required: 10% defi SOLUTIONS is an Equal Opportunity employer and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability or protected veteran status.
This job posting was last updated on 10/22/2025