Dave

Compensation

Full Description

Who we are: Dave is one of the leading US neobanks and a pioneer in financial services, using disruptive technology to provide best in class banking services to millions of members at a fraction of the cost compared to incumbents. The anchor of our banking value proposition, ExtraCash, provides up to $500 of short term, interest free advances to members within minutes of joining. The speed to value, access and pricing of ExtraCash compared to traditional overdraft sets us apart from incumbents and is a key to our strategy to efficiently acquire transacting Dave debit card members. Why this role matters Our Financial Data Intelligence platform is the brain behind the credit products that power Dave’s mission to build products that level the financial playing field. As a Senior Product Manager, you’ll lead the evolution of this platform—enabling smarter underwriting, enhanced credit modeling, and real-time customer insights. This is a high-impact, high-visibility role: a domain expert, cross-functional thought partner, and systems thinker who translates complexity into simple, scalable product experiences. You’ll partner with engineering, data science, risk, and compliance teams to build capabilities that unlock new product opportunities and drive financial outcomes for our members. What you'll own Set and evolve the product vision for Dave’s Financial Data Intelligence platform Define roadmap priorities across data ingestion, enrichment, accessibility, and compliance Lead product discovery for new data sources and third-party integrations (e.g., Plaid, MX, Finicity) Translate ambiguous business needs into clear specs, experiments, and scalable systems Drive data quality, coverage, and reliability standards to support real-time decisioning Partner across orgs to ensure the platform meets the needs of underwriting, repayment prediction, and member-facing experiences Report on platform performance (e.g., latency, coverage, accuracy, and business impact) What success looks like In your first 30–60 days Get grounded: Ramp up quickly on Dave’s financial data architecture, key data sources, and the credit product stack. Keep momentum: Maintain roadmap continuity—ensure that active initiatives stay on track while building fluency in how data powers decisioning across risk, underwriting, and collections. Build trust: Establish strong working relationships with engineering, data science, and risk partners by showing up with clarity, curiosity, and follow-through. In your first 90 days and beyond Understand the system end-to-end: Gain deep fluency in how Dave’s financial data platform impacts business-critical metrics like approval rates, repayment performance, and user retention. Drive impact through discovery: Proactively identify opportunities to improve our data coverage, accuracy, and utility—whether that’s unlocking a new third-party source, improving latency, or refining how data flows to risk models. Think like an owner: Champion platform reliability and scalability as business needs evolve. Push for simplification where complexity adds risk. Shape what’s next: Use insight from data, partner feedback, and market signals to influence long-term strategy and define net-new capabilities that unlock step-change improvements in member experience or credit performance. What you'll need to be successful 5+ years in product management, including 2+ in fintech, lending, or financial data systems Track record building data products, APIs, or decisioning systems in a regulated environment Solid grasp of financial data—transaction categorization, account aggregation, credit bureau data, and more Analytical fluency with SQL and BI tools (Mode, Looker, Tableau) Deep empathy for technical, risk, and member stakeholders—and the skill to navigate their needs Bias for action, high ownership, and comfort working in ambiguity Strong communication skills—able to drive alignment and inspire action across functions Bonus points if you have Exposure to cash advance, lending, or underwriting workflows Experience working with credit risk or repayment modeling teams Familiarity with core vendors and APIs in the financial data ecosystem Don’t let imposter syndrome get in your way of an incredible opportunity. We’re looking for people who can help us achieve our mission and vision, not just check off the boxes. If you’re excited about this role, we encourage you to apply. You may just be the right candidate for this or other roles. Why you’ll love working here: At Dave, our people are just as important as our product. Our culture is a reflection of our values that guide who we are, how we work, and what we aspire to be. Daves are member centric, helpful, transparent, persistent, and better together. We strive to create an environment where all Daves feel valued, heard, and empowered to do their best work. As a virtual first company, team members can live and work anywhere in the United States, with the exception of Hawaii. A few of our benefits & perks: 💚 Opportunity to tackle tough challenges, learn and grow from fellow top talent, and help millions of people reach their personal financial goals 💻 Flexible hours and virtual first work culture with a home office stipend 🏥 Premium Medical, Dental, and Vision Insurance plans 👶 Generous paid parental and caregiver leave 💰 401(k) savings plan with matching contributions 📈 Financial advisor and financial wellness support 🏖️ Flexible PTO and generous company holidays, including Juneteenth and Winter Break 🎉 All-company in-person events once or twice a year and virtual events throughout to connect with your team members and leadership team Dave Operating LLC is proud to be an Equal Employment Opportunity employer and is dedicated to cultivating a diverse and inclusive workplace. We will consider for employment all qualified applicants and do not discriminate on any basis protected by federal, state, or local law, including the City of Los Angeles’ Fair Chance Initiative for Hiring Ordinance relating to an applicant's criminal history. #LI-REMOTE