Cardinal Financial Company, LP

Compensation

Full Description

Who We Are: Cardinal Financial is a nationwide direct mortgage lender that focuses on creating solutions for our borrowers, partners, and employees—to provide the very best experience. We are genuine and hard-working individuals who are not scared to improve and intentionally push beyond what is considered “good enough.” Looking to join a growing company that values its people, innovates, and expands on its proprietary technology? Apply below! Who We Need: The Quality Control Reverification Specialist is responsible for reviewing loan files to ensure they are structured correctly per company and agency guidelines. These duties include interaction with vendors, internal customers, and external customers along with providing status updates and escalating issues to ensure the quality of our loan files. What You Will Do: Responsible for closed loan file review, re-verifying loan structure and qualification per automated underwriting and company guidelines. Meet daily, weekly, and monthly internally specified requirements surrounding successful productivity requirements without compromising loan quality. Review and validate the initial loan application and third-party documents required to complete re-verification of income/employment, assets, and rent/mortgage history. Ability to review multiple income and asset sources and utilize the designated tool for calculations. Ensures exceptional customer service by maintaining a thorough knowledge of lending programs, policies, procedures, and regulatory requirements, demonstrating a commitment to professional ethics, complying with all Federal and State compliance policies, and adhering to HMDA requirements. Create and maintain a successful daily and weekly process flow with ACES for completion of first attempts and follow-up attempts maintaining QC cycle time requirements. Identifies all red flags within a loan file and ensures they are addressed accordingly. Escalates evidence of fraud and/or misrepresentation to management immediately. What You Need: 1-2 years of proven success in an organized & computer-based role. Processing or mortgage operations experience is preferred, but not required. Experience with automated underwriting systems (such as DU, LP or GUS). Excellent Computer Skills. Microsoft Office, Excel, and Google Apps experience. Excellent telephone, communication (oral and written), interpersonal and organizational skills. Constant phone interaction required. Learn and comprehend our Audit software-ACES as well as our proprietary LOS Software-Octane. Ability to work well with a team environment and take constructive criticism, coaching and feedback on a consistent basis. Ability to monotask, prioritize, and manage large volumes of loan file requests with strong attention to detail. Accountable to complete self-paced training assigned by the Quality Control Manager or Director. What We Offer: Strength, Stability, and Vision. Great compensation package. Opportunity for career growth. A commitment to be a relevant market leader - we are aiming for the top! Octane, our engineered proprietary technology that is transforming the mortgage industry. An empowered culture where your ideas are important and your voice matters. Full Benefits, beginning the first day of the month following your start date, including – Medical, Dental, Vision, Life, Disability Insurance, and much more. Generous paid time off package that also includes all major holidays. 401K w/ 50% match - Beginning the 1st of the month following 30 days of employment. Cardinal Financial is an Equal Opportunity Employer. We respect and aim to empower individuals and support the diverse cultures, perspectives, skills, and experiences within our workforce. California residents click here to review Cardinal's California Employee Privacy Policy & Notice at Collection. The expected base salary for this position ranges from thirty three thousand dollars to fifty two thousand dollars, determined based on the applicant's experience, skillset, education, training, certificates, and licenses.