Ocean Bank

The KYC Analyst is responsible for reviewing and assessing KYC forms to ensure compliance with internal policies and regulatory standards. This includes conducting enhanced due diligence and assisting in beneficial ownership analysis for legal entities. | Candidates should have experience in BSA/AML compliance or related financial services roles, along with a bachelor's degree or equivalent. Strong analytical and communication skills, as well as familiarity with regulatory requirements, are essential. | Overview The KYC Analyst is responsible for reviewing and assessing domestic and foreign KYC forms to ensure compliance with internal policies and regulatory standards. The analyst will monitor the accuracy and completeness of customer profiles, perform enhanced due diligence, and assist in beneficial ownership analysis for legal entities. Responsibilities Review KYC forms for new and existing customers daily to ensure completeness and compliance with BSA policies. Provide guidance to account officers and point persons on KYC profile completion and approval. Assess customer information and expected activity for reasonableness and accuracy. Assist in monthly reviews of KYC and CIP-related reports. Conduct enhanced due diligence, including adverse media screening using internet research and compliance tools. Escalate issues to the BSA Due Diligence Manager with recommendations for resolution. Ensure financial documentation aligns with expected customer activity. Support beneficial ownership reviews for legal entities in compliance with the FinCEN CDD Rule. Identify deficiencies in KYC profiles and escalate to the CDD/EDD unit as needed. Qualifications: Experience in BSA/AML compliance, KYC, or related financial services roles. Strong analytical and communication skills. Familiarity with regulatory requirements including CIP, CDD, and EDD. Proficiency in compliance software and internet-based research tools. Ability to work collaboratively with internal stakeholders. Qualifications Education/Experience: Requirements Bachelor’s degree or equivalent in Business Administration, Accounting, or Finance; or Associate’s degree with one (1) year of experience directly related to BSA Knowledge of banking laws and regulations and the Bank Secrecy Act and Patriot Act required. Combination of education and experience will be considered. Skills & Competencies Must be able to understand and implement job related policies and procedures. Must have good project and time management skills. High quality service advocacy. Good organizational, analytical, interpersonal, written and communication skills. Computer knowledgeable in MS Software, (e.g. Excel, Word, and Outlook) and internet savvy. Preferences None Licenses/Certifications Certified Anti-Money Laundering Specialist (CAMS) preferred. Job Posting Locations In this role you can work remote from Miami, Florida, United States

Assist the BSA department with compliance, customer profile reviews, and SAR filings. | Requires 2+ years of banking or BSA experience, understanding of BSA regulations, and proficiency in MS Office. | Overview The BSA/KYC Support Analyst is responsible for assisting the BSA Department with all BSA requirements necessary to achieve and maintain a satisfactory level of BSA compliance, safety, and soundness. This position provides direct support to the KYC and BSA areas. Responsibilities Examine Know Your Customer (KYC) forms for completeness and accuracy, ensuring profiles meet BSA policy standards. Evaluate expected customer activity to confirm alignment with their business profile. Conduct research on customers for adverse media using internet sources and compliance tools. Identify and address KYC deficiencies, update profiles as needed and analyze unusual account activity flagged by AML systems or manual reviews. Perform detailed research using internal systems and public sources to validate cases, including verification via World Check. Compose Suspicious Activity Report (SAR), via the AML Monitoring software system, for management approval and prepare SAR files for distribution to FINCEN. Monitor accounts, which related SAR’s have been filed but the account was not closed, within 90 days of SAR filing. Recommend actions to BSA management based on findings and prepare Suspicious Activity Reports (SARs) for FINCEN submission. Track accounts linked to SARs to ensure compliance within required timelines. Qualifications Education/Experience: Requirements Bachelor’s degree or equivalent in a related field of study such as Business or Criminal Justice and two 2+ years of banking experience with a strong understanding of BSA regulations; or An Associate’s degree or equivalent in a related field of study and 2+ years of BSA related experience. Combination of education and experience will be considered. Skills & Competencies Must be able to understand and implement job related policies and procedures. Must have good project and time management skills. High quality service advocacy. Must possess good analytical, organizational, interpersonal, verbal and written communication. Computer knowledgeable in MS Software, (e.g. Excel, Word, and Outlook) and internet savvy. Preferences SAR and BSA course training. Knowledge of banking laws and regulations and the Bank Secrecy Act and Patriot Act. Licenses/Certifications (preferred) None Job Posting Locations In this role you can work remote from Miami, Florida, United States