dv01

Develop and maintain complex data-driven financial products and systems, collaborating across teams to ensure performance, scalability, and maintainability. | Extensive full-stack development experience, proficiency in SQL and backend architecture, and a strong foundation in engineering principles, with a willingness to learn financial concepts and new technologies. | dv01 is lifting the curtain on the largest financial market in the world: structured finance. The $16+ trillion market is the backbone of everyday activities that empower financial freedom, from consolidating credit card debt and refinancing student loans, to buying a home and starting a small business. dv01’s data analytics platform brings unparalleled transparency into investment performance and risk for lenders and Wall Street investors in structured products. As a data-first company, we wrangle critical loan data and build modern analytical tools that enable strategic decision-making for responsible lending. In a nutshell, we're helping prevent a repeat of the 2008 global financial crisis by offering the data and tools required to make smarter data-driven decisions resulting in a safer world for all of us. More than 400 of the largest financial institutions use dv01 for our coverage of over 75 million loans spanning mortgages, personal loans, auto, buy-now-pay-later programs, small business, and student loans. dv01 continues to expand coverage of new markets, adding loans monthly, and developing new technologies for the structured products universe. YOU WILL: Bring transparency to the financial markets: You will bring transparency to consumer lending, mortgages, and other asset classes, by enabling our customers at banks, hedge funds, and credit originators via our SaaS offering including our Cashflows API product to quickly extract insights from large private and public datasets. Develop using a modern, open source stack: You will develop on top of a software stack that includes Kotlin + Spring Boot with some legacy apps built on Scala + ZIO and Python + FastAPI. We continuously evaluate and adopt new open source technologies to solve customer needs, so the skills you develop here will serve you well beyond dv01. Interact with a diverse team: You will collaborate closely with other teams at dv01 to create great products. This includes working closely with the product team to understand the customer story, design team to understand the motivation behind the UI/UX, the data engineering team to understand the most efficient way to query that data, and finally front-end engineers to fully build out the product. Gain knowledge of the financial industry: You will have an exclusive view into the system that enables Americans to afford houses, cars, and college. You will learn about the participants, terminology, and mathematics behind this sector of the financial markets. YOU ARE: A well-rounded engineer: You have a deep appreciation for engineering fundamentals holding over 6 years of experience. You understand the importance of writing tests, designing systems for long-term maintainability, and coming up with and evaluating different engineering approaches. Experienced developing complex products and architecture. You have extensive experience architecting data-driven products with complex workflows. You are strong in SQL and able to incorporate a deep understanding of the database and backend to build systems that provide a great customer experience through scalability, performance, and maintainability. Curious to expand your financial knowledge: You are excited to learn more about the intricacies of the financial system. You are adept at learning on the job and unafraid to dive into technical finance books. NICE TO HAVES: Familiarity with financial concepts, specifically structured products Familiarity with Google Cloud Platform, Google BigQuery, and Kubernetes Familiarity with data analytics tools like Spark, R, or Pandas Familiarity with React, Redux, Node.js In good faith our salary range for this role is $140,000 - $155,000 but are not tied to it. The final offer amount will be at the company’s sole discretion and determined by multiple factors, including years and depth of experience, expertise, and other business considerations. Our community is fueled by diverse people who welcome differing points of view and the opportunity to learn from each other. Our team is passionate about building a product people love and a culture where everyone can innovate and thrive. BENEFITS & PERKS: Unlimited PTO. Unplug and rejuvenate, however you want—whether that’s vacationing on the beach or at home on a mental-health day. $1,000 Learning & Development Fund. No matter where you are in your career, always invest in your future. We encourage you to attend conferences, take classes, and lead workshops. We also host hackathons, brunch & learns, and other employee-led learning opportunities. Remote-First Environment. People thrive in a flexible and supportive environment that best invigorates them. You can work from your home, cafe, or hotel. You decide. Health Care and Financial Planning. We offer a comprehensive medical, dental, and vision insurance package for you and your family. We also offer a 401(k) for you to contribute. Stay active your way! Get $138/month to put toward your favorite gym or fitness membership — wherever you like to work out. Prefer to exercise at home? You can also use up to $1,650 per year through our Fitness Fund to purchase workout equipment, gear, or other wellness essentials. New Family Bonding. Primary caregivers can take 16 weeks off 100% paid leave, while secondary caregivers can take 4 weeks. Returning to work after bringing home a new child isn’t easy, which is why we’re flexible and empathetic to the needs of new parents. dv01 is an equal opportunity employer and all qualified applicants and employees will receive consideration for employment opportunities without regard to race, color, religion, creed, sex, sexual orientation, gender identity or expression, age, national origin or ancestry, citizenship, veteran status, membership in the uniformed services, disability, genetic information or any other basis protected by applicable law.

As a mid-level technical individual contributor on dv01’s cloud team, you will use multiple technologies and paradigms daily. You will design, implement, and build deployment workflows while creating tools to keep applications and services running smoothly. | You should have 2+ years of cloud platform experience and familiarity with at least one of the Big Three cloud providers. Experience with Infrastructure as Code patterns and orchestration technologies is essential, along with a desire for growth and new challenges. | dv01 is lifting the curtain on the largest financial market in the world: structured finance. The $16+ trillion market is the backbone of everyday activities that empower financial freedom, from consolidating credit card debt and refinancing student loans, to buying a home and starting a small business. dv01’s data analytics platform brings unparalleled transparency into investment performance and risk for lenders and Wall Street investors in structured products. As a data-first company, we wrangle critical loan data and build modern analytical tools that enable strategic decision-making for responsible lending. In a nutshell, we're helping prevent a repeat of the 2008 global financial crisis by offering the data and tools required to make smarter data-driven decisions resulting in a safer world for all of us. More than 400 of the largest financial institutions use dv01 for our coverage of over 75 million loans spanning mortgages, personal loans, auto, buy-now-pay-later programs, small business, and student loans. dv01 continues to expand coverage of new markets, adding loans monthly, and developing new technologies for the structured products universe. You Will: Make an impact: as a mid-level technical individual contributor on dv01’s cloud team, you’ll have an opportunity to use multiple technologies and paradigms daily. Bring your experience and perspective to our team: you’ve worked in distributed environments, understand orchestration and microservices, and enjoy managing cloud-based infrastructure at scale. Learn: you’re excited by learning new topics, solutions, and patterns for solving problems. Develop automation and self-service tooling to help other engineers help themselves Design, implement and build deployment workflows: partner across engineering teams to automate our provisioning and delivery process for microservices, containers, and other infrastructure. Create tools and utilities to keep our applications and services running smoothly. Join us in practicing candor and transparency: we all learn from and support each other; we also hold each other accountable. You’re not afraid to ask tough questions, respectfully challenge ideas, or admit when you’re wrong. You Have: 2+ years of cloud platform experience and understanding of at least one of the Big Three (Google Cloud Platform (GCP), AWS, Azure.) While you are familiar with modern cloud-native abstractions (containers, serverless functions, etc.), you are also comfortable working with non-containerized workflows. Experience with one of the “Big 3” cloud providers (GCP, AWS, Azure) Experience using Infrastructure As Code Patterns leveraging automated provisioning pipelines (IaC, Terraform, YAML, ARM Templates), and configuration management for infrastructure and applications. Experience with orchestration technologies, such as Kubernetes, Mesos, Puppet or Nomad. You’ve written production-grade Terraform or Pulumi and can consult with teams on how best to automate their deployments. Experience with at least one scripting language such as Go Lang, Python, or Bash/Powershell. Developer-centric processes. Hands-on experience creating CI/CD pipelines using Jenkins, GitHub Actions, or Harness A desire for growth and new challenges: as a level II engineer, you will have immense opportunities to grow and learn across a broad range of technologies and challenges. SHOW US YOUR BEST SELF: As a remote company, communication is key to how we work. A cover letter helps us understand how you articulate your thoughts and ideas in writing. In your cover letter, tell us why you're interested in working at dv01, and what about this specific role interests you. BENEFITS & PERKS: Unlimited PTO. Unplug and rejuvenate, however you want—whether that’s vacationing on the beach or at home on a mental-health day. $1,000 Learning & Development Fund. No matter where you are in your career, always invest in your future. We encourage you to attend conferences, take classes, and lead workshops. We also host hackathons, brunch & learns, and other employee-led learning opportunities. Remote-First Environment. People thrive in a flexible and supportive environment that best invigorates them. You can work from your home, cafe, or hotel. You decide. Health Care and Financial Planning. We offer a comprehensive medical, dental, and vision insurance package for you and your family. We also offer a 401(k) for you to contribute. Free Equinox Membership or $1,650 Annual Fitness Fund. Regular exercise offers a plethora of mental and physical health benefits. You can either enroll in an all-access Equinox membership or at your preferred gym. Or take advantage of our fitness fund, which can be used toward at-home workout equipment (yes, including a Peloton). New Family Bonding. Primary caregivers can take 12 weeks off 100% paid leave, while secondary caregivers can take 4 weeks. Returning to work after bringing home a new child isn’t easy, which is why we’re flexible and empathetic to the needs of new parents. dv01 is an equal opportunity employer and all qualified applicants and employees will receive consideration for employment opportunities without regard to race, color, religion, creed, sex, sexual orientation, gender identity or expression, age, national origin or ancestry, citizenship, veteran status, membership in the uniformed services, disability, genetic information or any other basis protected by applicable law.

Design and architect AI/ML solutions to extract insights from unstructured banking documents. Build, deploy, and maintain AI/ML solutions while collaborating with a diverse team. | 3+ years of experience in production systems and hands-on development of machine learning models. Familiarity with MLOps practices and cloud environments is essential. | dv01 is lifting the curtain on the largest financial market in the world: structured finance. The $16+ trillion market is the backbone of everyday activities that empower financial freedom, from consolidating credit card debt and refinancing student loans, to buying a home and starting a small business. dv01’s data analytics platform brings unparalleled transparency into investment performance and risk for lenders and Wall Street investors in structured products. As a data-first company, we wrangle critical loan data and build modern analytical tools that enable strategic decision-making for responsible lending. In a nutshell, we're helping prevent a repeat of the 2008 global financial crisis by offering the data and tools required to make smarter data-driven decisions resulting in a safer world for all of us. More than 400 of the largest financial institutions use dv01 for our coverage of over 75 million loans spanning mortgages, personal loans, auto, buy-now-pay-later programs, small business, and student loans. dv01 continues to expand coverage of new markets, adding loans monthly, and developing new technologies for the structured products universe. YOU WILL: Design and architect state-of-the-art AI/ML solutions to unlock valuable insights from unstructured banking documents: You will build document parsers to assist with the analysis of challenging document types to better inform customers of market conditions. You will build document classifiers to better improve the reliability and speed of our data ingestion processes and to provide enhanced intelligence for downstream users. Build, deploy and maintain new and existing AI/ML solutions: You will participate in the end-to-end software development of new feature functionality and design capabilities. You will write clean, testable, and maintainable code. You will also establish meaningful criteria for evaluating algorithm performance and suitability, and be prepared to optimize processes and make informed tradeoffs across speed, performance, cost-effectiveness, and accuracy. Interact with a diverse team: We operate in a highly collaborative environment, which means you’ll interact with internal domain experts, product managers, engineers, and designers on a daily basis. Keep up to date with AI/ML best practices and evolving open-source frameworks: You will regularly seek out innovation and continuous improvement, finding efficiency in all assigned tasks. YOU ARE: Experienced with production systems: You have 3+ years of professional experience writing production-ready code in a language such as Python. Experienced with MLOps: Familiar with building end to end AI/ML systems with MLOps and DevOps practices (CI/CD, continuous training, evaluation, and performance tracking) with hands-on experience using MLflow. Experienced with the latest AI/ML developments: You also will have at least 3 years experience in hands-on development of machine learning models using frameworks like Pytorch and tensorflow, with at least 1 year focused on generative AI using techniques such as RAG, Agentic AI, and Prompt Engineering. Familiarity with Claude and/or Gemini is desired. A highly thoughtful AI engineer: You have strong communication skills and experience collaborating cross-functionally with product, design, and engineering. Experienced with Cloud & APIs: Proficient working in cloud environments (GCP preferred), as well as in contributing to containerized applications (Docker, Kubernetes) and creating APIs using FastAPI, Flask, or other frameworks. Experienced with Big Data Systems: You will have hands-on experience with Databricks, BigQuery or comparable big data systems. Strong SQL skills, bonus points for familiarity with dbt Forward-thinking: Proactive and innovative, with the ability to explore uncharted solutions and tackle challenges that don’t have predefined answers. In good faith, our salary range for this role is $145,000-$160,000 but are not tied to it. Final offer amount will be at the company’s sole discretion and determined by multiple factors, including years and depth of experience, expertise, and other business considerations. Our community is fueled by diverse people who welcome differing points of view and the opportunity to learn from each other. Our team is passionate about building a product people love and a culture where everyone can innovate and thrive. BENEFITS & PERKS: Unlimited PTO. Unplug and rejuvenate, however you want—whether that’s vacationing on the beach or at home on a mental-health day. $1,000 Learning & Development Fund. No matter where you are in your career, always invest in your future. We encourage you to attend conferences, take classes, and lead workshops. We also host hackathons, brunch & learns, and other employee-led learning opportunities. Remote-First Environment. People thrive in a flexible and supportive environment that best invigorates them. You can work from your home, cafe, or hotel. You decide. Health Care and Financial Planning. We offer a comprehensive medical, dental, and vision insurance package for you and your family. We also offer a 401(k) for you to contribute. Free Equinox Membership or $1,650 Annual Fitness Fund. Regular exercise offers a plethora of mental and physical health benefits. You can either enroll in an all-access Equinox membership or at your preferred gym. Or take advantage of our fitness fund, which can be used toward at-home workout equipment (yes, including a Peloton). New Family Bonding. Primary caregivers can take 12 weeks off 100% paid leave, while secondary caregivers can take 4 weeks. Returning to work after bringing home a new child isn’t easy, which is why we’re flexible and empathetic to the needs of new parents. dv01 is an equal opportunity employer and all qualified applicants and employees will receive consideration for employment opportunities without regard to race, color, religion, creed, sex, sexual orientation, gender identity or expression, age, national origin or ancestry, citizenship, veteran status, membership in the uniformed services, disability, genetic information or any other basis protected by applicable law.

The Assistant Controller will assist in designing and maintaining a comprehensive internal control framework and manage the financial statement close process. This role also involves taking ownership of the annual financial statement audit and leveraging AI for finance automation. | Candidates must have a bachelor's degree in finance or accounting and a CPA, along with 3+ years of relevant experience, preferably with a Big4 background. Strong understanding of internal controls, financial regulations, and excellent communication skills are essential. | dv01 is lifting the curtain on the largest financial market in the world: structured finance. The $16+ trillion market is the backbone of everyday activities that empower financial freedom, from consolidating credit card debt and refinancing student loans, to buying a home and starting a small business. dv01’s data analytics platform brings unparalleled transparency into investment performance and risk for lenders and Wall Street investors in structured products. As a data-first company, we wrangle critical loan data and build modern analytical tools that enable strategic decision-making for responsible lending. In a nutshell, we're helping prevent a repeat of the 2008 global financial crisis by offering the data and tools required to make smarter data-driven decisions resulting in a safer world for all of us. More than 400 of the largest financial institutions use dv01 for our coverage of over 75 million loans spanning mortgages, personal loans, auto, buy-now-pay-later programs, small business, and student loans. dv01 continues to expand coverage of new markets, adding loans monthly, and developing new technologies for the structured products universe. YOU WILL: Control Framework & Compliance Assist in designing, implementing, and maintaining a comprehensive internal control framework over financial reporting and the General Ledger (GL) Document and monitor internal controls monthly, ensuring effectiveness and compliance Identify and implement process improvements to streamline close and reporting activities Financial Reporting: Manage the financial statement close process, involving cash reconciliation, revenue recognition, payroll processing, cash flow management, procurement oversight and more Prepare and present financial and accounting reports, statements, and analysis to the management, board of directors, and other stakeholders Provide financial and accounting guidance and support to other departments and functions, such as product, marketing, sales, and engineering Assist with the invoicing process, from generation to distribution, along with working alongside our Sales and Account Management to ensure customers contracts are accurately entered into the invoicing system Audit Management Take ownership of dv01’s annual financial statement audit, leading the process end-to-end Act as the strategic liaison with the Auditors, ensuring our controls, documentation, and reporting align with best practices in audit and reporting Coordinate audit requests, manage relationships, and ensure a smooth, timely process Finance Automation Leverage AI to identify potential applications and projects that would be automated within the Accounting function of the organization, specifically for enhancing accounting policies and internal controls Implement automation tools to streamline recurring tasks such as reconciliations, reporting, and financial close activities Leadership & Growth - This role is designed with leadership in mind, as you gain experience and demonstrate impact. You will have the opportunity to step into the role of Controller in the next few years Gain high visibility with senior leadership at dv01 and Fitch/Hearst, including frequent exposure to C-Suite on a weekly basis Take initiative to improve workflows, controls, and policies as dv01 continues to grow Develop and implement financial and accounting strategies, policies, and procedures that align with the company's vision, mission, and goal Collaborate and communicate effectively with teams and stakeholders across the company YOU HAVE: Bachelor's degree or higher in finance or accounting. CPA required. 3+ years of experience in accounting, audit, or financial reporting, with a Big4 Background Strong understanding of internal controls and audit processes In-depth knowledge of financial regulations and compliance standards (GAAP) Excellent communication and interpersonal skills, with the ability to collaborate across teams and with executives Highly organized, detail-oriented, and adaptable, with the ability to work under pressure and meet deadlines Self-motivated, proactive, and capable of independently managing projects from initiation to delivery In good faith our salary range for this role is $115,000 - $125,000 but are not tied to it. Final offer amount will be at the company’s sole discretion and determined by multiple factors, including years and depth of experience, expertise, and other business considerations. Our community is fueled by diverse people who welcome differing points of view and the opportunity to learn from each other. Our team is passionate about building a product people love and a culture where everyone can innovate and thrive. BENEFITS & PERKS: Unlimited PTO. Unplug and rejuvenate, however you want—whether that’s vacationing on the beach or at home on a mental-health day. In-House Personal & Performance Development Coach. Recharge with our in-house personal & performance development coach, who is here to listen and help guide in your self-development and overall wellness. $1,000 Learning & Development Fund. No matter where you are in your career, always invest in your future. We encourage you to attend conferences, take classes, and lead workshops. We also host hackathons, brunch & learns, and other employee-led learning opportunities. Remote-First Environment. People thrive in a flexible and supportive environment that best invigorates them. You can work from your home, cafe, or hotel. You decide. Health Care and Financial Planning. We offer a comprehensive medical, dental, and vision insurance package for you and your family. We also offer a 401(k) for you to contribute. Free Equinox Membership or $1,650 Annual Fitness Fund. Regular exercise offers a plethora of mental and physical health benefits. You can either enroll in an all-access Equinox membership or at your preferred gym. Or take advantage of our fitness fund, which can be used toward at-home workout equipment (yes, including a Peloton). New Family Bonding. Primary caregivers can take 12 weeks off 100% paid leave, while secondary caregivers can take weeks. Returning to work after bringing home a new child isn’t easy, which is why we’re flexible and empathetic to the needs of new parents. dv01 is an equal opportunity employer and all qualified applicants and employees will receive consideration for employment opportunities without regard to race, color, religion, creed, sex, sexual orientation, gender identity or expression, age, national origin or ancestry, citizenship, veteran status, membership in the uniformed services, disability, genetic information or any other basis protected by applicable law.

Manage and scale business logic in data pipelines, work with internal and external stakeholders, and use cloud-native big data tools to process and analyze loan datasets. | 3+ years coding in Python, DBT, Scala or Java, 2+ years working with data pipelines, strong SQL skills, experience with big data tools and relational data concepts, and interest in finance. | dv01 is lifting the curtain on the largest financial market in the world: structured finance. The $16+ trillion market is the backbone of everyday activities that empower financial freedom, from consolidating credit card debt and refinancing student loans, to buying a home and starting a small business. dv01’s data analytics platform brings unparalleled transparency into investment performance and risk for lenders and Wall Street investors in structured products. As a data-first company, we wrangle critical loan data and build modern analytical tools that enable strategic decision-making for responsible lending. In a nutshell, we're helping prevent a repeat of the 2008 global financial crisis by offering the data and tools required to make smarter data-driven decisions resulting in a safer world for all of us. More than 400 of the largest financial institutions use dv01 for our coverage of over 75 million loans spanning mortgages, personal loans, auto, buy-now-pay-later programs, small business, and student loans. dv01 continues to expand coverage of new markets, adding loans monthly, and developing new technologies for the structured products universe. YOU WILL: Be at the heart of dv01. You’ll operate as the bridge between the engineering and analyst teams, contributing to a variety of integral processes that drive dv01 on a daily basis. Every new dataset that gets integrated within dv01 will have your fingerprints all over it. Be an owner of dv01's most valuable asset. You'll own managing and scaling the business logic in our data pipeline, encapsulating all the knowledge we've accumulated across hundreds of datasets. The output from the pipeline powers all of dv01's customer offerings and is critical to the success of our business. Work directly with internal and external stakeholders. You’ll work with our team of analyst experts as well as directly connecting with customers to understand the complexities of the data dv01 manages. Work with state-of-the-art technology. You'll work with popular, modern, and exciting open source technologies like DBT, Airflow and Apache Spark. Everything we do is cloud-native on Google Cloud Platform, utilizing tools including BigQuery, Cloud Run and Dataproc. The skills you develop here will serve you well beyond dv01. YOU ARE: A well-rounded data engineer. You have 3+ years of professional experience writing production-ready code in a language such as Python, DBT, Scala or Java as well as being highly proficient in SQL. You are able to write well thought-out code while accounting for resource and performance constraints. Passionate about working with data. You should have 2+ years of professional experience working directly with data pipelines with exposure to datasets related to loans an added plus. Your typical day-to-day involves tasks such as wrangling messy raw data into a usable state, expressing complex business logic as code, and configuring new and debugging existing pipelines. Knowledgeable about relational data concepts. You are able to understand and explain the relationship between various tables and how and why the needs of stakeholders have been captured in a particular data model. Excited about big data tools. You work frequently with processing frameworks and databases designed to handle large datasets and have spent time optimizing how you store and compute data within them. Interested and experienced in both engineering and finance. You're looking to grow your skills in both disciplines and are excited about the synergies between finance and technology. You’re capable of understanding how investors evaluate loan portfolios and the complexities of amortization, prepay, and default. A first-rate collaborator and communicator. You’re comfortable working alongside analysts and subject matter experts and translating their requirements into code. You thrive on interacting with clients to best understand and satisfy their needs. In good faith our salary range for this role is $120,000 - $135,000 but are not tied to it. Final offer amount will be at the company’s sole discretion and determined by multiple factors, including years and depth of experience, expertise, and other business considerations. Our community is fueled by diverse people who welcome differing points of view and the opportunity to learn from each other. Our team is passionate about building a product people love and a culture where everyone can innovate and thrive. BENEFITS & PERKS: Unlimited PTO. Unplug and rejuvenate, however you want—whether that’s vacationing on the beach or at home on a mental-health day. $1,000 Learning & Development Fund. No matter where you are in your career, always invest in your future. We encourage you to attend conferences, take classes, and lead workshops. We also host hackathons, brunch & learns, and other employee-led learning opportunities. Remote-First Environment. People thrive in a flexible and supportive environment that best invigorates them. You can work from your home, cafe, or hotel. You decide. Health Care and Financial Planning. We offer a comprehensive medical, dental, and vision insurance package for you and your family. We also offer a 401(k) for you to contribute. Stay active your way! Get $138/month to put toward your favorite gym or fitness membership — wherever you like to work out. Prefer to exercise at home? You can also use up to $1,650 per year through our Fitness Fund to purchase workout equipment, gear, or other wellness essentials. New Family Bonding. Primary caregivers can take 12 weeks off 100% paid leave, while secondary caregivers can take 3 weeks. Returning to work after bringing home a new child isn’t easy, which is why we’re flexible and empathetic to the needs of new parents. dv01 is an equal opportunity employer and all qualified applicants and employees will receive consideration for employment opportunities without regard to race, color, religion, creed, sex, sexual orientation, gender identity or expression, age, national origin or ancestry, citizenship, veteran status, membership in the uniformed services, disability, genetic information or any other basis protected by applicable law.