Bread Financial

Supporting digital content creation, collaborating with teams, and ensuring content accuracy and compliance. | High school diploma and current college student, interest in digital content and communication, basic knowledge of Microsoft Office. | Every career journey is personal. That's why we empower you with the tools and support to create your own success story. Be challenged. Be heard. Be valued. Be you ... be here. Job Summary The Summer Internship Program at Bread Financial allows college students to develop a variety of skills within different areas of our business. Over the summer, interns will collaborate with several teams and departments, building a firm knowledge of our business and company culture. Participants will also go through a professional curriculum, attend social and philanthropic events, and participate in executive round tables. The program targets rising junior and senior undergraduate students and graduate students. The Content Design Intern will support the Design Operations team crafting digital page content for roadmap work including Credit Card and Buy Now, Pay Later web and Mobile App experiences. As a Content Designer, this role entails writing/editing customer-friendly digital content; collaborating with Design partners; supporting analysis/research into competitive examples; drafting content documentation; and routing to Compliance partners for approvals. As part of the Account Admin Value Stream, would focus on a competitive assessment of our servicing features available on Credit Card products, including a review of Digital capabilities and features and where we are above/at/below par with competitors. A related project would be the audit of Account Center sites for accuracy (for both content and brand configurations). Support may also extend with the team to support the Rewards Value Stream. Essential Job Functions • Gaining an understanding of the associate's related area of the enterprise and completion of role-specific training provided by their respective team. Participate and demonstrate new knowledge gained through individual coaching and training conversations, while continuing to expand knowledge of the broader organization. - (30%) • Activity-based Training Development curriculum and Talent Mobility programs to facilitate participant development. - (20%) • Demonstrate outstanding verbal and written communication skills when working with internal and external partners. Present information in a clear, concise, and professional manner utilizing technology and innovation. - (15%) • Build and maintain effective internal and external business partnerships. Identify, resolve, and escalate concerns as needed. - (15%) • Learn proper process and procedures relevant to an associate's respective team. Utilize knowledge of Microsoft Office tools and specific job-related technology. - (10%) • Actively seek out opportunities to expand knowledge of the broader business. By completing overviews of other teams, project interactions, or other cross functional collaboration, continuously expand knowledge of the organization, offerings, and innovations. - (5%) • Follow established guidelines for quality and productivity. Act responsibly to minimize risk and ensure compliance. Support internal and external audits. - (5%) Minimum Qualifications • High School Diploma or GED • Entering Junior year of bachelor's degree Preferred Qualifications • Previous completion of a Bread Financial Summer Internship • Interest in digital content creation, journalism or communication, CMS-content management systems (white label brand) • Knowledge/experience with SEO-search engine optimization Skills • Microsoft Office • Time Management • Professional Etiquette Reports To: Supervisor and above Direct Reports: 0 Work Environment • Normal office environment. (Remote or Hybrid), 3 to 4 days per month are required in office if within 60 miles of a Bread Financial location. Physical and Mental Requirements To perform this job successfully, an individual must be able to perform each essential job function satisfactorily and meet the physical, mental and work environment requirements. Reasonable accommodations may be made to enable qualified individuals with disabilities to perform essential job functions, absent undue hardship. • Typing/Writing Other Duties This job description is illustrative of the types of duties typically performed by this job. It is not intended to be an exhaustive listing of each and every essential function of the job. Because job content may change from time to time, the Company reserves the right to add and/or delete essential functions from this job at any time. Typical Pay Range: $19.50 - $26.88 Full Pay Range for position: California: $22.43 - $26.88 Colorado: $19.50 - $23.65 New York: $21.45 - $26.88 Washington: $21.45 - $23.65 Maryland: $21.45 - $23.65 Washington DC: $22.43 - $24.73 Illinois: $19.50 - $23.65 New Jersey: $22.43 - $24.73 Vermont: $19.50 - $21.50 Ohio: $19.50 - $21.50 The actual base pay within this range may be dependent upon many factors, which may include, but are not limited to, work location, education, experience, and skills. Bread Financial offers medical, prescription drug, dental, vision, and other voluntary benefits (including basic and optional life insurance, supplemental medical plans, and short and long-term disability) to eligible associates (regular full-time associates scheduled to work 30 hours per week or more) and their spouses/domestic partners, and child(ren) under the age of 26. New associate elected coverage begins on date of hire (with the exception of disability coverage which has a 6-month waiting period). Six weeks of 100% paid parental leave for eligible parents is available after a 180-day waiting period. Hired associates, both full time and part time, can immediately enroll in Bread Financial's 401(k) plan. All associates receive 11 paid holidays. Full-time hourly associates receive a bi-annual grant of Paid Time Off ("PTO") in each January and July based on their service date and scheduled hours, whereas newly hired full time hourly associates in their first year of employment receive a prorated PTO grant on their 61st day of employment based on the month of hire and scheduled hours. Associates will receive a payout of any unused PTO, up to 40 hours, paid out in the next calendar year (except associates in Alaska, California, Colorado, Montana and Nebraska who are paid for all unused PTO). Additionally, hourly associates (except those in California) generally receive 72 hours of Paid Sick Leave Plus ("PSL+") per calendar year, with a pro-rated grant in the associate's first year of employment to the extent allowed by applicable law. If additional PSL+ is required in a particular jurisdiction, the company with comply with applicable law. Unused PSL+ does not carry over from one calendar year to the next unless required by applicable law. Instead of PSL+, hourly associates in California receive 80 hours of Paid Sick and Safe Time ("PSST") upon hire and at the beginning of each subsequent calendar year. Hired associates will be able to elect the purchase company stock during offering periods in June and December. Click here for more Benefits and PTO information. About Bread Financial® At Bread Financial, you'll have the opportunity to grow your career, give back to your community, and be part of our award-winning culture. We've been consistently recognized as a best place to work nationally and in many markets and we're proud to promote an environment where you feel appreciated, accepted, valued, and fulfilled-both personally and professionally. Bread Financial supports the overall wellness of our associates with a diverse suite of benefits and offers boundless opportunities for career development and non-traditional career progression. Bread Financial® (NYSE: BFH) is a tech-forward financial services company that provides simple, personalized payment, lending and saving solutions to millions of U.S. consumers. Our payment solutions, including Bread Financial general purpose credit cards and savings products, empower our customers and their passions for a better life. Additionally, we deliver growth for some of the most recognized brands in travel & entertainment, health & beauty, jewelry and specialty apparel through our private label and co-brand credit cards and pay-over-time products providing choice and value to our shared customers. Bread Financial proudly marks 30 years of success in 2026. To learn more about our global associates, our performance and our sustainability progress, visit breadfinancial.com or follow us on Instagram and LinkedIn. • Bread Financial offers competitive pay, a comprehensive selection of benefit options including 401(k). • The Company is an Equal Opportunity Employer. • Any applicant offered employment will be required to establish that they are legally authorized to work in the United States for the Company. • The Company participates in E-Verify. • The Company will consider for employment all qualified applicants, including those with a criminal history, in a manner consistent with the requirements of all applicable federal, state, and local laws, including the Los Angeles Fair Chance Initiative for Hiring Ordinance, the San Francisco Fair Chance Ordinance, and the New York City Fair Chance Act. Applicants with criminal histories are encouraged to apply. • The Company complies with the Americans with Disabilities Act (ADA), as amended, and all applicable state/local laws. The Company will provide accommodations to applicants needing accommodations to complete the application process. Applicants with disabilities may contact the Company to request and arrange for accommodations. If you need assistance to accommodate a disability, you may request an accommodation at any time. Please contact the Recruiting Team at TaOps@breadfinancial.com. Job Family: Internships and Special Pgms Job Type: Temporary

Develop and maintain APIs and microservices, ensuring high-quality, automated software delivery within an agile team. | Requires 2+ years of related experience, proficiency in JavaScript, React, cloud platforms, and familiarity with microservice architecture, which you currently do not possess. | Every career journey is personal. That's why we empower you with the tools and support to create your own success story. Be challenged. Be heard. Be valued. Be you ... be here. Job Summary The Engineer II uses code to create APIs and/or micro-services to connect core platforms to experiences. This role is responsible for understanding business problems and designing, developing, configuring, testing, and deploying software to provide the solution. The Engineer II most often use agile techniques and are a part of a larger, cross-functional team. Depending on the team, this role's responsibilities may include building pipelines, building test strategy, and building cloud environments to be used in part of the development processes. The Engineer II's responsibility is to ensure the delivery of the software is high quality and automated. Essential Job Functions Utilize the software development lifecycle to implement technology solutions that create and enhance applications. Inspect, analyze, and translate functional and non-functional requirements into technical design, application code, and configuration parameters. Produce design specifications, including screen layouts, graphical user interfaces, and printed outputs developed for self and others. Convert technical design and specifications into functioning components through the development of application code and configuration. Provide technical on-call support as defined within team and role expectations. Create and execute unit tests to ensure issues are proactively identified within the software development lifecycle. Analyze code to identify cause of errors and defects. Remediate known errors within development and production support contexts. Review application code for self and others. Define, support, and enforce code standards and guidelines relevant to the applications and technologies being supported. Estimate and size work based upon high-level requirements. Continuously improve applications and processes with a focus on quality, efficiency, and user experience. Cultivate relationships across roles and organizations to maximize collaboration, partnership, and efficiency. Provide peer coaching and feedback formally and informally. Request and utilize feedback to foster personal development. Work autonomously, providing technical supervision to peers while demonstrating appreciable business knowledge within the general financial services and marketing domains. Strive to influence the team to generate support to achieve desired business outcomes. Minimum Qualifications Bachelor’s Degree in Information Technology, Computer Science, Computer Information Systems, Software Engineering, Mathematics, Statistics, or related area or equivalent, relevant work experience 2+ years of related work experience. Preferred Qualifications React development experience JavaScript and TypeScript proficiency Cloud experience with AWS and Azure Agile methodology familiarity Understanding of client-server architecture Knowledge of Model-View-Controller (MVC) design pattern and front-end architecture/design Web development skills including HTML and CSS Experience working with REST APIs Exposure to microservice architecture and Kafka Familiarity with Ruby on Rails, Kubernetes, Docker, and containerization technologies Experience with Node.js Knowledge of Golang Collaboration Curiosity Communication Willingness to grow Ability to coach, lead, and mentor other engineers (E2 level and above) 4+ years of related work experience. Skills Agile Methodology DevOps Java JavaScript Microsoft Azure Functions Microsoft Azure SQL Full Stack Development Amazon Web Services (AWS) Flutter Software Development Kit (SDK) Reports To: Manager and above Direct Reports: 0 Work Environment Normal office environment. (Remote or Hybrid), 3 to 4 days per month are required in office if within 60 miles of a posted Bread Financial location. Travel Ability to travel up to 5% annually Physical and Mental Requirements To perform this job successfully, an individual must be able to perform each essential job function satisfactorily and meet the physical, mental and work environment requirements. Reasonable accommodations may be made to enable qualified individuals with disabilities to perform essential job functions, absent undue hardship. Communicate/Hearing Communicate/Talking Focus and complete tasks in situations that have a speed or productivity metric Maintain focus in high pressure or fast-paced work environment Other Duties This job description is illustrative of the types of duties typically performed by this job. It is not intended to be an exhaustive listing of each and every essential function of the job. Because job content may change from time to time, the Company reserves the right to add and/or delete essential functions from this job at any time. Salary Range (unless otherwise noted below): $120,500.00 - $218,300.00 Full Salary Range for position: California: $138,600.00 - $272,900.00 Colorado: $120,500.00 - $229,200.00 New York: $132,500.00 - $272,900.00 Washington: $126,500.00 - $251,100.00 Maryland: $126,500.00 - $240,200.00 Washington DC: $138,600.00 - $251,100.00 Illinois: $120,500.00 - $240,200.00 New Jersey: $138,600.00 - $251,100.00 Vermont: $120,500.00 - $218,300.00 Ohio: $120,500.00 - $218,300.00 The actual base pay within this range may be dependent upon many factors, which may include, but are not limited to, work location, education, experience, and skills. Bread Financial offers medical, prescription drug, dental, vision, and other voluntary benefits (including basic and optional life insurance, supplemental medical plans, and short and long-term disability) to eligible associates (regular full-time associates scheduled to work 30 hours per week or more) and their spouses/domestic partners, and child(ren) under the age of 26. New associate elected coverage begins on date of hire (with the exception of disability coverage which has a 6-month waiting period). Six weeks of 100% paid parental leave for eligible parents is available after a 180-day waiting period. Hired associates can immediately enroll in Bread Financial’s 401(k) plan. All associates receive 11 paid holidays. Associates have discretion in managing their time away from work through the Flexible Time Off (FTO) program and may need to notify and receive approval from their manager prior to taking the time off. Associates (except those located in Illinois) receive 80 hours of Paid Sick and Safe Time (“PSST”) upon hire and at the beginning of each subsequent calendar year. Illinois associates receive 40 hours of Illinois PSST upon hire and at the beginning of each subsequent calendar year and 40 hours of Illinois Paid Leave upon hire and at the beginning of each subsequent calendar year. Illinois Paid Leave must be used before associates in Illinois will be approved to take FTO. Hired associates will be able to elect the purchase company stock during offering periods in June and December. You will be eligible for an annual incentive bonus based on individual and company performance. Click here for more Benefits information. About Bread Financial® At Bread Financial, you’ll have the opportunity to grow your career, give back to your community, and be part of our award-winning culture. We’ve been consistently recognized as a best place to work nationally and in many markets and we’re proud to promote an environment where you feel appreciated, accepted, valued, and fulfilled—both personally and professionally. Bread Financial supports the overall wellness of our associates with a diverse suite of benefits and offers boundless opportunities for career development and non-traditional career progression. Bread Financial® (NYSE: BFH) is a tech-forward financial services company that provides simple, personalized payment, lending and saving solutions to millions of U.S. consumers. Our payment solutions, including Bread Financial general purpose credit cards and savings products, empower our customers and their passions for a better life. Additionally, we deliver growth for some of the most recognized brands in travel & entertainment, health & beauty, jewelry and specialty apparel through our private label and co-brand credit cards and pay-over-time products providing choice and value to our shared customers. Bread Financial proudly marks 30 years of success in 2026. To learn more about our global associates, our performance and our sustainability progress, visit breadfinancial.com or follow us on Instagram and LinkedIn. Bread Financial offers competitive pay, a comprehensive selection of benefit options including 401(k). The Company is an Equal Opportunity Employer. Any applicant offered employment will be required to establish that they are legally authorized to work in the United States for the Company. The Company participates in E-Verify. The Company will consider for employment all qualified applicants, including those with a criminal history, in a manner consistent with the requirements of all applicable federal, state, and local laws, including the Los Angeles Fair Chance Initiative for Hiring Ordinance, the San Francisco Fair Chance Ordinance, and the New York City Fair Chance Act. Applicants with criminal histories are encouraged to apply. The Company complies with the Americans with Disabilities Act (ADA), as amended, and all applicable state/local laws. The Company will provide accommodations to applicants needing accommodations to complete the application process. Applicants with disabilities may contact the Company to request and arrange for accommodations. If you need assistance to accommodate a disability, you may request an accommodation at any time. Please contact the Recruiting Team at TaOps@breadfinancial.com. Job Family: Information Technology Job Type: Regular About Bread Financial As a tech-forward financial services company, we strive to create value for both our customers and our associates. At Bread Financial, you are empowered to thrive. Our company is bold, tenacious and innovative, challenges you to be your best, respects your voice, recognizes your contributions, cares for your total well-being, and has a collaborative, kind and inclusive culture that fosters growth and success. Bread Financial is headquartered in Columbus, Ohio, and committed to sustainable business practices powered by its approximately 7,000 global associates. We’ve been consistently recognized as a best place to work nationally and in many markets and we’re proud to promote an environment where you feel appreciated, accepted, valued, and fulfilled—both personally and professionally.

Manage relationships with fintech partners, oversee compliance and risk mitigation, and develop strategic initiatives to ensure partner success. | Requires 12+ years of experience in financial services or related fields, with skills in contract management, partnership strategy, and P&L management. | Every career journey is personal. That's why we empower you with the tools and support to create your own success story. Be challenged. Be heard. Be valued. Be you ... be here. Job Summary The Principal Account Manager - Sponsor Bank is the key liaison for the company's relationships with Fintech partners related to the Sponsor Banking business line. This role manages all relationship phases, including implementation, oversight, governance, reporting, contracts, and terminations. The account manager executes strategic and tactical goals to ensure partner success and support business profitability. The incumbent will be a leader within the Sponsor Bank Center of Excellence, partnering closely with the team's first line compliance resources as well as providing insight and support to key executives across the Bank, Compliance, Operations, and Legal. A strong understanding of risk tolerance and cross-functional coordination is required, as well as ownership of related initiatives. Essential Job Functions • Build direct relationships with key leadership at each partner. Ensure Center of Excellence team is adequately supporting the relationship between the partner and the bank and that policies and procedures are being managed within the Bank’s expectations and contractual obligations. Act as the first point of escalation for the partner. - (30%) • Collaborate with Bread Financial leadership to develop and implement strategies to ensure assigned partners and overall line of business are successful. Responsible for oversight of Fintech partner(s) to ensure acting according to Bank procedures and policies. Ensure corrective actions are taken with Partners as required. - (25%) • Understand the various risk pillars associated with the Sponsor Bank program and vigorously ensure risk mitigants are in place and meeting expectations. Proactively communicate with leadership as appropriate to ensure program is meeting expectations for the Bank’s risk policies and tolerances. - (20%) • Maintain awareness of the market conditions and the impact on the business, adjusting strategies and tactics as needed. Maintain or enhance communication with partners, suppliers, etc. to ensure necessary components are in place to provide superior service and strive for continuous improvement. - (15%) • Proactively identify opportunities for revenue expansion and cost savings alongside Finance, Risk, Product, IT and other partners. Understand the impact of each line item within the P&L relative to the performance of the Sponsor Bank program. - (10%) Minimum Qualifications • High School Diploma or GED • 12+ years experience in Financial services, bank, partner management, compliance, fintech or bank funding operations, marketing. Preferred Qualifications • Bachelor’s Degree in Business Administration, Marketing, Finance or related field of study • 15+ years experience in Financial services, bank, partner management, compliance, fintech or bank funding operations, marketing. • 5+ years managerial experience in a multi-level organization with experience building business solutions for organizations Skills • Contract Administration • Partnership Strategy • Partnership Management • Lending Regulations • Lending Compliance • Profit and Loss (P&L) Management • Bank Compliance • Business Strategies • Financial Analysis • Financial Products Reports To: VP and above Direct Reports: 0 Work Environment • Normal office environment. Required to work onsite, full-time within 60 miles of a posted Bread Financial location. Travel • Ability to travel up to 20% quarterly Physical and Mental Requirements To perform this job successfully, an individual must be able to perform each essential job function satisfactorily and meet the physical, mental and work environment requirements. Reasonable accommodations may be made to enable qualified individuals with disabilities to perform essential job functions, absent undue hardship. • Communicate/Hearing • Communicate/Talking • Move/Traverse • Reaching • Standing • Stationary Position/Seated • Typing/Writing • Maintain focus in high pressure or fast-paced work environment Other Duties This job description is illustrative of the types of duties typically performed by this job. It is not intended to be an exhaustive listing of each and every essential function of the job. Because job content may change from time to time, the Company reserves the right to add and/or delete essential functions from this job at any time. Salary Range (unless otherwise noted below): $108,300.00 - $196,300.00 Full Salary Range for position: California: $124,600.00 - $245,400.00 Colorado: $108,300.00 - $206,100.00 New York: $119,200.00 - $245,400.00 Washington: $113,700.00 - $225,700.00 Maryland: $113,700.00 - $215,900.00 Washington DC: $124,600.00 - $225,700.00 Illinois: $108,300.00 - $215,900.00 New Jersey: $124,600.00 - $225,700.00 Vermont: $108,300.00 - $196,300.00 Ohio: $108,300.00 - $196,300.00 The actual base pay within this range may be dependent upon many factors, which may include, but are not limited to, work location, education, experience, and skills. Bread Financial offers medical, prescription drug, dental, vision, and other voluntary benefits (including basic and optional life insurance, supplemental medical plans, and short and long-term disability) to eligible associates (regular full-time associates scheduled to work 30 hours per week or more) and their spouses/domestic partners, and child(ren) under the age of 26. New associate elected coverage begins on date of hire (with the exception of disability coverage which has a 6-month waiting period). Six weeks of 100% paid parental leave for eligible parents is available after a 180-day waiting period. Hired associates can immediately enroll in Bread Financial’s 401(k) plan. All associates receive 11 paid holidays. Associates have discretion in managing their time away from work through the Flexible Time Off (FTO) program and may need to notify and receive approval from their manager prior to taking the time off. Associates (except those located in Illinois) receive 80 hours of Paid Sick and Safe Time (“PSST”) upon hire and at the beginning of each subsequent calendar year. Illinois associates receive 40 hours of Illinois PSST upon hire and at the beginning of each subsequent calendar year and 40 hours of Illinois Paid Leave upon hire and at the beginning of each subsequent calendar year. Illinois Paid Leave must be used before associates in Illinois will be approved to take FTO. Hired associates will be able to elect the purchase company stock during offering periods in June and December. You will be eligible for an annual incentive bonus based on individual and company performance. Click here for more Benefits information. About Bread Financial® At Bread Financial, you’ll have the opportunity to grow your career, give back to your community, and be part of our award-winning culture. We’ve been consistently recognized as a best place to work nationally and in many markets and we’re proud to promote an environment where you feel appreciated, accepted, valued, and fulfilled—both personally and professionally. Bread Financial supports the overall wellness of our associates with a diverse suite of benefits and offers boundless opportunities for career development and non-traditional career progression. Bread Financial® (NYSE: BFH) is a tech-forward financial services company that provides simple, personalized payment, lending and saving solutions to millions of U.S. consumers. Our payment solutions, including Bread Financial general purpose credit cards and savings products, empower our customers and their passions for a better life. Additionally, we deliver growth for some of the most recognized brands in travel & entertainment, health & beauty, jewelry and specialty apparel through our private label and co-brand credit cards and pay-over-time products providing choice and value to our shared customers. Bread Financial proudly marks 30 years of success in 2026. To learn more about our global associates, our performance and our sustainability progress, visit breadfinancial.com or follow us on Instagram and LinkedIn. • Bread Financial offers competitive pay, a comprehensive selection of benefit options including 401(k). • The Company is an Equal Opportunity Employer. • Any applicant offered employment will be required to establish that they are legally authorized to work in the United States for the Company. • The Company participates in E-Verify. • The Company will consider for employment all qualified applicants, including those with a criminal history, in a manner consistent with the requirements of all applicable federal, state, and local laws, including the Los Angeles Fair Chance Initiative for Hiring Ordinance, the San Francisco Fair Chance Ordinance, and the New York City Fair Chance Act. Applicants with criminal histories are encouraged to apply. • The Company complies with the Americans with Disabilities Act (ADA), as amended, and all applicable state/local laws. The Company will provide accommodations to applicants needing accommodations to complete the application process. Applicants with disabilities may contact the Company to request and arrange for accommodations. If you need assistance to accommodate a disability, you may request an accommodation at any time. Please contact the Recruiting Team at TaOps@breadfinancial.com. Job Family: Client Services Job Type: Regular

Assist in building frameworks, tools, and services for engineering teams, participating in professional development activities, and collaborating across teams. | High school diploma or GED, preferably entering junior year of college, with some programming experience in Java or Golang, and familiarity with Microsoft Office. | Every career journey is personal. That's why we empower you with the tools and support to create your own success story. Be challenged. Be heard. Be valued. Be you ... be here. Job Summary The Summer Internship Program at Bread Financial allows college students to develop a variety of skills within different areas of our business. Over the summer, interns will collaborate with several teams and departments, building a firm knowledge of our business and company culture. Participants will also go through a professional curriculum, attend social and philanthropic events, and participate in executive round tables. The program targets rising junior and senior undergraduate students and graduate students. The Core Engineering team is responsible for building frameworks, tools, and services to enable our engineering teams to deliver in a faster and more standardized manner. The projects serve as technical foundations and building blocks for our engineering customers, such as shared libraries, authentication, authorization, auditing, feature flags, etc. Essential Job Functions Gaining an understanding of the associate’s related area of the enterprise and completion of role-specific training provided by their respective team. Participate and demonstrate new knowledge gained through individual coaching and training conversations, while continuing to expand knowledge of the broader organization. - (30%) Activity-based Training Development curriculum and Talent Mobility programs to facilitate participant development. - (20%) Demonstrate outstanding verbal and written communication skills when working with internal and external partners. Present information in a clear, concise, and professional manner utilizing technology and innovation. - (15%) Build and maintain effective internal and external business partnerships. Identify, resolve, and escalate concerns as needed. - (15%) Learn proper process and procedures relevant to an associate’s respective team. Utilize knowledge of Microsoft Office tools and specific job-related technology. - (10%) Actively seek out opportunities to expand knowledge of the broader business. By completing overviews of other teams, project interactions, or other cross functional collaboration, continuously expand knowledge of the organization, offerings, and innovations. - (5%) Follow established guidelines for quality and productivity. Act responsibly to minimize risk and ensure compliance. Support internal and external audits. - (5%) Minimum Qualifications High School Diploma or GED Entering Junior year of bachelor’s degree Preferred Qualifications Previous completion of a Bread Financial Summer Internship Experience with Java and/or Golang Skills Microsoft Office Time Management Professional Etiquette Reports To: Supervisor and above Direct Reports: 0 Work Environment Normal office environment. (Remote or Hybrid), 3 to 4 days per month are required in office if within 60 miles of a Bread Financial location. Physical and Mental Requirements To perform this job successfully, an individual must be able to perform each essential job function satisfactorily and meet the physical, mental and work environment requirements. Reasonable accommodations may be made to enable qualified individuals with disabilities to perform essential job functions, absent undue hardship. Typing/Writing Other Duties This job description is illustrative of the types of duties typically performed by this job. It is not intended to be an exhaustive listing of each and every essential function of the job. Because job content may change from time to time, the Company reserves the right to add and/or delete essential functions from this job at any time. Typical Pay Range: $18.00 - $65.00 Full Pay Range for position: California: $18.00 - $65.00 Colorado: $18.00 - $65.00 New York: $18.00 - $65.00 Washington: $18.00 - $65.00 Maryland: $18.00 - $65.00 Washington DC: $18.00 - $65.00 Illinois: $18.00 - $65.00 New Jersey: $18.00 - $65.00 Vermont: $18.00 - $65.00 Ohio: $18.00 - $65.00 The actual base pay within this range may be dependent upon many factors, which may include, but are not limited to, work location, education, experience, and skills. Bread Financial offers medical, prescription drug, dental, vision, and other voluntary benefits (including basic and optional life insurance, supplemental medical plans, and short and long-term disability) to eligible associates (regular full-time associates scheduled to work 30 hours per week or more) and their spouses/domestic partners, and child(ren) under the age of 26. New associate elected coverage begins on date of hire (with the exception of disability coverage which has a 6-month waiting period). Six weeks of 100% paid parental leave for eligible parents is available after a 180-day waiting period. Hired associates, both full time and part time, can immediately enroll in Bread Financial’s 401(k) plan. All associates receive 11 paid holidays. Full-time hourly associates receive a bi-annual grant of Paid Time Off (“PTO”) in each January and July based on their service date and scheduled hours, whereas newly hired full time hourly associates in their first year of employment receive a prorated PTO grant on their 61st day of employment based on the month of hire and scheduled hours. Associates will receive a payout of any unused PTO, up to 40 hours, paid out in the next calendar year (except associates in Alaska, California, Colorado, Montana and Nebraska who are paid for all unused PTO). Additionally, hourly associates (except those in California) generally receive 72 hours of Paid Sick Leave Plus (“PSL+”) per calendar year, with a pro-rated grant in the associate’s first year of employment to the extent allowed by applicable law. If additional PSL+ is required in a particular jurisdiction, the company with comply with applicable law. Unused PSL+ does not carry over from one calendar year to the next unless required by applicable law. Instead of PSL+, hourly associates in California receive 80 hours of Paid Sick and Safe Time (“PSST”) upon hire and at the beginning of each subsequent calendar year. Hired associates will be able to elect the purchase company stock during offering periods in June and December. Click here for more Benefits and PTO information. About Bread Financial® At Bread Financial, you’ll have the opportunity to grow your career, give back to your community, and be part of our award-winning culture. We’ve been consistently recognized as a best place to work nationally and in many markets and we’re proud to promote an environment where you feel appreciated, accepted, valued, and fulfilled—both personally and professionally. Bread Financial supports the overall wellness of our associates with a diverse suite of benefits and offers boundless opportunities for career development and non-traditional career progression. Bread Financial® (NYSE: BFH) is a tech-forward financial services company that provides simple, personalized payment, lending and saving solutions to millions of U.S. consumers. Our payment solutions, including Bread Financial general purpose credit cards and savings products, empower our customers and their passions for a better life. Additionally, we deliver growth for some of the most recognized brands in travel & entertainment, health & beauty, jewelry and specialty apparel through our private label and co-brand credit cards and pay-over-time products providing choice and value to our shared customers. Bread Financial proudly marks 30 years of success in 2026. To learn more about our global associates, our performance and our sustainability progress, visit breadfinancial.com or follow us on Instagram and LinkedIn. Bread Financial offers competitive pay, a comprehensive selection of benefit options including 401(k). The Company is an Equal Opportunity Employer. Any applicant offered employment will be required to establish that they are legally authorized to work in the United States for the Company. The Company participates in E-Verify. The Company will consider for employment all qualified applicants, including those with a criminal history, in a manner consistent with the requirements of all applicable federal, state, and local laws, including the Los Angeles Fair Chance Initiative for Hiring Ordinance, the San Francisco Fair Chance Ordinance, and the New York City Fair Chance Act. Applicants with criminal histories are encouraged to apply. The Company complies with the Americans with Disabilities Act (ADA), as amended, and all applicable state/local laws. The Company will provide accommodations to applicants needing accommodations to complete the application process. Applicants with disabilities may contact the Company to request and arrange for accommodations. If you need assistance to accommodate a disability, you may request an accommodation at any time. Please contact the Recruiting Team at TaOps@breadfinancial.com. Job Family: Internships and Special Pgms Job Type: Temporary About Bread Financial As a tech-forward financial services company, we strive to create value for both our customers and our associates. At Bread Financial, you are empowered to thrive. Our company is bold, tenacious and innovative, challenges you to be your best, respects your voice, recognizes your contributions, cares for your total well-being, and has a collaborative, kind and inclusive culture that fosters growth and success. Bread Financial is headquartered in Columbus, Ohio, and committed to sustainable business practices powered by its approximately 7,000 global associates. We’ve been consistently recognized as a best place to work nationally and in many markets and we’re proud to promote an environment where you feel appreciated, accepted, valued, and fulfilled—both personally and professionally.