Allianz Insurance

Compensation

Full Description

Your Team Allianz Commercial specializes in property insurance for middle-market and large companies, providing comprehensive coverage for complex and challenging risks. Through our global network, we offer tailored all-risks property and business interruption insurance. Our Allianz Risk Consulting (ARC) team is made up of experienced engineers from a wide range of technical and scientific disciplines. The team provides a flexible range of risk consulting services, from natural hazards, fire safety, and human and organizational risk factors to in-depth analysis of industry operations, and financial exposures, across all industry sectors and risks. We also focus on delivering bespoke training plans to help our clients to optimize risk management procedures in the long term. The Impact You Will Have Reporting to the NA Regional Manager - Property Risk Engineering, this role provides Property Risk Engineering expertise, support and assistance to Allianz Commercial and its customers, to assist Allianz Commercial Underwriting in risk selection and retention of accounts. Responsibilities include both Field Engineering (on site/location level) risk evaluation and Account Engineering (account level/desktop review) risk assessment job activities, such as providing ongoing co-ordination and monitoring of loss control activity / servicing of assigned accounts as well as loss control survey work to assist with servicing of assigned accounts and occupancies within a geographic region or area of technical expertise. A successful candidate must have demonstrated ability to develop and maintain professional working relationships with underwriting, clients, brokers, marketing/distribution, claims, and global colleagues, a thorough knowledge of analyzing, assessing, and consulting on complex business interruption and supply chain exposures, as well as maintain and enhance technical skills and expertise in their respective field as needed to support the business. This position requires approximately 25% - 30% travel for field surveys, client meetings, and potential collaboration with underwriting colleagues in zone offices, with the remainder of time spent at the home office. Some of your specific responsibilities could include:  • Independently support large corporate clients or clients with complex business occupancies and structures. Complete on-site risk assessments and plan reviews for underwriting and insureds, evaluating and summarizing exposures and controls. Complete account level overviews, desk top reviews and risk assessments for underwriting, providing guidance and professional advice to clients and underwriting from a holistic, program-wide perspective. This will be necessary for both manufacturing and soft occupancy accounts. • Survey large client operations in all business segments - obtain appropriate data, identify hazards, discuss findings with appropriate parties, and generate comprehensive risk engineering reports, recommendations, etc. Work with underwriting, the client and the broker where appropriate to develop customized loss control programs including locations to be surveyed (or included as part of continuing service), scope and cost of risk consulting services. Conduct client stewardship meetings, and work with claims post loss as required. • Generate appropriate, technically accurate work product (Account Engineering annual account summaries, Prospect desktop reviews, loss control reports, recommendations, confirmation letters, etc.) as a result of account coordination activities as well as providing technically accurate loss control reports as a result of on-site risk evaluations. Conduct all work in accordance with Account Service Instruction / Global Standard Operating Procedure requirements and reporting deadlines in accordance with departmental performance objectives. Ensure appropriate data entry and quality in accordance with GSOP and management requirements. • This position requires good time management, organization and communication skills, both with internal and external customers. Review, analyze and be able to comprehend third party as well as Allianz Commercial reports, recommendations, and correspondence received from other engineers in order to combine the thoughts into a relevant deliverable of year end account summaries to the underwriters. This may require communication with third party service providers, clients, brokers, insured risk management department personnel, etc. The successful candidate will demonstrate good, proactive communication skills as needed to maintain smooth and efficient workflow, along with appropriate follow-up activities with relevant parties. • Assist Allianz Commercial and clients with respect to ongoing or specific projects. Participate in Business Expert Groups/Industry Verticals and other ARC initiatives. Participate in ARC Global (inter-regional), cross-LoB and/or cross-functional projects as warranted. Assist with training within ARC Corporate Property, other LoB's and other functions (e.g. underwriting) as requested. What You’ll Bring to the Role –  • Minimum 5 years’ loss prevention engineering experience in an HPR type insurance environment relevant to the LoB (Property). Good knowledge and professional experience in various business sectors/occupancies, related hazards and controls. Experience or background in managing/coordinating large global corporate property accounts within various occupancy sectors. • Experience in specialist industries (semi-conductor, chemical/pharmaceutical, automotive) or hazards (Nat-Cat, BI/IBI/CBI/supply chain, emerging risks) is a plus. • Experience or background in the insurance industry - being able to talk the language of insurance as well as loss prevention/fire protection including NATCAT, loss estimates derivation, sprinklers/water supply/surveillance/construction, etc. • Bachelor’s degree in Fire Protection Engineering or other Engineering type discipline. • A bachelor's degree in another related discipline will be considered in conjunction with extensive technical expertise in the Property/HPR insurance industry. • Strong familiarity with Fire Protection guidelines, such as NFPA or FM Global. Commitment to maintaining knowledge of developments and new technologies in field. Ability to understand and apply technical loss control topics to a variety of property risks. • Advanced experience identifying and analyzing complex business interruption and supply chain risks, along with consulting on mitigation methods (e.g., BCP development). • Strong familiarity with basic computer operation and skills such as MS Word, Excel, PowerPoint, artificial intelligence tools, navigation of basic web-based applications, etc. • The ability to utilize AI tools to support day-today tasks, improve efficiency, and contribute to data-driven decision-making is valuable. A willingness to learn and explore how AI can enhance your role and the broader organization is expected. • Focused self-starter with the ability to work effectively in a home office environment and a team environment. • Excellent written, verbal, and presentation skills. • Ability to travel throughout the U.S. with the potential for some Canada or international travel. Applicants must be legally authorized to work in the United States without the need for current or future employment-based sponsorship. We are unable to sponsor or take over sponsorship of employment visas at this time, nor can we guarantee future sponsorship. The annualized base pay range for this role is $113,495 to $176,673. The annual base salary range represents a nationwide market range. The actual salary for this position may be above and will be determined by several factors, including the scope, complexity and location of the role, the skills, education, training, credentials, and experience of the candidate. The base pay is just one component of the AzC total compensation package. As part of our comprehensive compensation and highly rated benefits programs, employees are also eligible for annual performance-based cash incentive awards.